Photo Competition – Win 200 Pounds!

Boring Money are looking for photographers to capture images of people that reflect the Boring Money ‘Tribes’. Photographs should capture the essence of our ‘tribes’ and visually represent each of these lifestages – the subjects of the photo should be people at this lifestage.

This is anti-Shutterstock glossy – we want photographs by the people, for the people.

Prizes will be awarded to those images we choose as winners and we’ll use those to represent our Tribes. We will also pay a standard royalty fee to any other supporting images we think are great and would like to use elsewhere.

To enter the competition, attach your photos to an email and send to marketing@boringmoney.co.uk – please include your name and a contact telephone number too.

The Competition

Read the description of each tribe below and watch our three videos. Then take a photograph which you feel best represents a particular Tribe.  We’ll judge all the entries and pick a winner and two runners up for each Tribe.  Any photographer who has taken a winning image will receive a £200 first prize and two runners up will receive £70 each!  You can send as many photos as you like.

The videos feature our CEO Holly Mackay, these should help you understand how we present our information, our passion for what we do and the fact we have a good sense of humour too! There are a few rules too, nothing too heavy.  You can find those here.

Format
The final image will need to work in a landscape format. Oh, and colour photos please. We’ll need a hi-res jpg for the final usage (1600 px wide),

Subjects
Try not to make the photo too complicated with lots of people. Either focus on one subject, or if you shoot a group try to keep it smallish, within a max of 5 people.

Composition
Your photo can be shot wherever reflects your Tribe member best. But try to make your subject and what they are doing the hero.
As a rule, we would like images either looking to camera, or looking at what they are doing.

Keep it real
We’re after images that reflect real people, in real life, doing real things.

Boring Money aims to help normal people without PhDs in Economics to make some smart decisions about savings and investments. We’ll help you to learn about products, ask questions when you need help, find other people at similar life stages and see how you stack up, and finally we’ll help you to choose the right financial products with our no nonsense and fiercely independent approach to showing what’s worth buying and more importantly, why. In this process we also capture the user view – telling you what today’s investors have learnt and who they rate and why.

We’re looking for photographs that represent our core values – we represent ‘real life’, we are independent, we tell it as it is and we are a service which includes the people’s views as much as the experts’ views.

Boring Money Tribes are full of people like you and me.  Everyday people doing everyday things. Paying rent, running around after the kids, trying to save money, looking after our own parents or even still depending on them! Getting married, getting divorced, going to work, starting businesses or maybe enjoying a well-earned retirement rest and not having to do any of that anymore.

We’re looking for photographs to show what these everyday people are really like. What does the life of a Rebellious Renter look like? Can your camera capture what it’s like to be a Tired Parent? How about taking a snap that shows Giving Grandparents or Wary Women? It probably helps if you’re at a similar life stage and you can identify with some of the things we tell you about each tribe.

The setting and composition of the photo are just as important as anyone that’s in it. The finished picture should really tell the story of the tribe.

So who are these Tribes?

Distressed, Divorced, Delighted
If you’re a distressed divorcer, you know who you are. You’ve either come to the reluctant conclusion this is the only path left for you, or you’re in the middle of one and it feels like its dragging on forever. Unless you’re Brad Pitt and Angelina Jolie the financial implications of a divorce are fairly well scripted though and we’ll help you figure it all out.

Rebellious Renters
Rebellious renters are typically in their 20’s and 30’s. They are holding down a job, but struggling with student debt and the fact that rent just always seems to be heading up. There is also the big question ‘Will I ever get onto the housing ladder?’

Giving Grandparents
We love giving grandparents, you’re patient, you’re tolerant and you spoil them rotten! Being a grandparent comes with its own set of new financial things to think about. Firstly, your own pension, how to make sure you’re really maxing that out. Then there is the thornier issue of inheritance tax and how to make sure you leave your affairs in the best possible state for your family. Finally, Junior ISAs, a great idea for Christmas and birthday presents when you’ve exhausted Disney and Star Wars.

Suspicious Savers
One in four Brits is a suspicious saver, clinging to the safety blanket of a regular savings account or maybe a ‘high’ interest current account thinking they might do something with the stock market, but then thinking ‘nah’ and sticking with cash.

Wary Women
We talk to loads of women about the stock market and they often tell us they think it’s like gambling, it makes them feel nervous and they feel patronised by the endless procession of blokes in suits jabbering on about stuff that means very little. All that and too much dickie waggling! Wary women are typically in their 40’s and 50’s and old enough to think they should have been a bit smarter and done a bit more, but not so old they have it all nailed yet.

Tired Parents
If you’re a tired parent you’re probably in your 30’s or 40’s with kids aged eight or under at home. Sometimes the to do list feels brutal and on the off chance there is a spare fifteen minutes in the day, putting your feet up is a lot more appealing than delving into financial admin!

Dependable Dads
If you’re a dependable dad you’re probably feeling a bit frazzled about money. You want to do the right thing by your rapidly growing kids and you also want to do the right thing by your ageing parents, but you also have to consider your finances in there too?

Everyday Entrepreneurs
If you’re an everyday entrepreneur you run your own business and probably employ up to 100 staff. Running your own business can actually be a really lonely gig there isn’t always someone around to bounce ideas off and someone to check that all these big decisions being made aren’t just plain silly!

Terms:

Competition Launch and Duration

Launch Date: Tuesday 21st March 2017

Competition Duration:  Wednesday 31st May 2017 at 11:59PM

Eligibility: The competition is open to professional and amateur photographers 18 years of age and older.

No employees of Boring Money Ltd or its affiliates, or their immediate family members, can participate in the competition.

Competition Entries: All entries must be submitted in digital format via email to marketing@boringmoney.co.uk

Entrants must include their name and a contact telephone number to qualify for the competition.

There is no limit on the number of entries per person.

By submitting an entry, the entrant agrees to comply with all Competition rules.

Last chance to submit is on Sunday 30th April at 11:59PM

Photo Guidelines: Photos must be high-resolution. Must be in JPG format, must be at least 1,600 pixels wide and the file size must be at least 1 MB.

Photo must not have won an award at any previous photo competition.

Minor digital editing, colour correction, and cropping of the photo are allowed.

The photo must be free of Prohibited Content (which includes images that are violent, sexual, plagiarized, political in nature).

Conditions and Rules of Entry

Context: 
The photo represents either a Boring Money Tribe.

Competition: 
This competition is operated, managed and the responsibility of Boring Money Ltd. If you enter the competition these Conditions and Rules of Entry govern your participation in the competition.

Originality and owned copyright: 
The submitted photograph is an original work, entirely owned by the entrant, and does not infringe on the copyright, trademark, intellectual property privacy or other rights of any third party under applicable laws, rules and regulations.

Consent: 
If a person is recognizable in a photograph, the entrant has obtained all releases and consent necessary from the person appearing in the photograph, in order to permit the exhibition and use of the photograph, without additional compensation. If any person appearing in the photograph is under the age of 18, the entrant warrants that he/she has obtained consent from the parent or legal guardian of the minor in the photograph. Boring Money reserves the right to request written proof of consent. If the entrant fails to provide written proof of consent within 7 days of Boring Money’s request, the entry may be disqualified from the competition.

License agreement: 
Accordingly by submitting images to Boring Money, you hereby grant and consent to a royalty-free and irrevocable lifetime license to Boring Money to use the photograph in any online or offline material specifically intended to promote or market the Boring Money brand or Boring Money tribes.

Data privacy: Entrants agree that personal data, especially name and telephone number, may be processed, shared, and otherwise used for the purposes of the contest with any competition sponsor or affiliate.

Indemnity: Each entrant holds Boring Money and its affiliates and partners, and their respective directors, officers, employees, shareholders, agents and representatives (individually, an “Indemnitee”) harmless from and against all claims of any nature arising in connection with (i) any violation of any third party rights (deriving from Intellectual Property or otherwise) resulting from the entry, submission, use or publication of any photograph submitted in this contest, and (ii) the entrant’s participation in the contest and acceptance or use of a prize. No Indemnitee shall be liable for any costs, damages, injuries, or other claims incurred as a result of any entrant’s participation in the Competition or any winner’s acceptance or usage of a prize. No Indemnitee shall be responsible for any disqualified entry as a result of incomplete, untimely or misdirected submissions, technical or network malfunctions or failures, or any other cause whatsoever. Each entrant is solely responsible for his or her entries.

Prohibited Content:  Entrants may not submit materials that introduce any software viruses, worms or other programs designed to damage software, hardware or telecommunications equipment or are off-topic, partisan political, contain advertising, nudity, personal attacks or expletives, or is otherwise abusive, threatening, unlawful, harassing, discriminatory, libellous, obscene, false, sexually explicit, as determined by Boring Money in its sole and absolute discretion, or that infringes on the intellectual property, privacy or other rights of any third party under applicable laws, rules and regulations.

Competition Prizes:

A prize of £200 will be awarded to each of the winning images chosen to represent the tribes. There will be two runner-up prizes per tribe of £70 each. Any images which do not take first, second or third prize may be chosen by Boring Money as support images and these will be paid for at the rate of £10 per image granting Boring Money the standard licence agreement described in these terms.

Selection of Winners

Winners for each tribe will be selected by Boring Money and such decision shall be final.

Winner will be notified within 1 week from the close of competition. Winners will be named and the winning images will be displayed on the Boring Money. 

Each entrant hereby declares that he/she will not contest any such decision.

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Important stuff!

Holly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice, nor are we regulated by the industry watchdog (although we do talk to them a lot). For every story on this site about a good investment, or something which went up by 10% or made someone £200, we could share a story about a bad investment, something which fell by 10% or lost someone £200. Nothing’s certain when investing so if you’re really unsure, or dealing with complicated stuff like working out what to do with a pension when you retire, we’d really suggest you get some financial advice. Here are some tips on  how to pick a good financial adviser. Or check out Unbiased or VouchedFor. Just remember, commission has been banned now so advisers need to be very clear with you about what you are paying them and when.