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Pensions
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I just left my job – how do I get hold of the pension I paid into for 5 years?

ISAs
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Emily London Rebellious Renters

What is the Lifetime ISA?

ISAs
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Emily London Rebellious Renters

I’ve heard a bit about the Help 2 Buy ISA and know a bit about it. Now I’ve heard of the Lifetime ISA and want to know what is the difference? Is one better than the other?

Pensions  |  Investments
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Emily London Rebellious Renters
Confused

I’m in my first ‘proper’ job and want to start thinking about saving for a private pension, but feel so lost. Where can I begin?

General Meltdown
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How can I pimp my credit score?

Saving for a property  |  ISAs  |  Investments
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What is the H2B ISA and how does it work?

Pensions  |  Investments  |  General Meltdown
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What’s this Auto Enrolment thingy?

Saving for a property  |  Pensions  |  Investments
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Cameron Rebellious Renters
High 5

What is a credit score and why do I need it?

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The pretty awesome Michelle started her career by advising small companies on their pension schemes and after a brief stint with an investment platform company, she took over at the helm of The Pensions Advisory…full bio

Expertise: Pensions, Retirement
Ladies Losing Out
This isn’t full-fat regulated capital ‘A’ advice, folks.

Although our Money Owls are pretty smart birds, this site is not regulated and we cannot give you personal, regulated financial advice. This is important because it means that you’re not able to come back for compensation if you act based on what you learn here. Let’s draw an analogy with health. We’re a bit like a magazine, or NHS Online. We hope we’ll give you useful, helpful advice. But it’s little ‘a’ advice, not full-fat regulated Advice. We don’t know your full medical history. Or what tablets are in your handbag. Or if you broke your knee in your 20s. We’re not surgeons who you pay to give you tailored, personal advice. If you want that then have a look at a financial adviser – here’s how to find a good ‘un.

Important stuff!

Holly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice, nor are we regulated by the industry watchdog (although we do talk to them a lot). For every story on this site about a good investment, or something which went up by 10% or made someone £200, we could share a story about a bad investment, something which fell by 10% or lost someone £200. Nothing’s certain when investing so if you’re really unsure, or dealing with complicated stuff like working out what to do with a pension when you retire, we’d really suggest you get some financial advice. Here are some tips on  how to pick a good financial adviser. Or check out Unbiased or VouchedFor. Just remember, commission has been banned now so advisers need to be very clear with you about what you are paying them and when.