This isn’t full-fat regulated capital ‘A’ advice, folks.
Although our Money Owls are pretty smart birds, this site is not regulated and we cannot give you personal, regulated financial advice. This is important because it means that you’re not able to come back for compensation if you act based on what you learn here. Let’s draw an analogy with health. We’re a bit like a magazine, or NHS Online. We hope we’ll give you useful, helpful advice. But it’s little ‘a’ advice, not full-fat regulated Advice. We don’t know your full medical history. Or what tablets are in your handbag. Or if you broke your knee in your 20s. We’re not surgeons who you pay to give you tailored, personal advice. If you want that then have a look at a financial adviser – here’s how to find a good ‘un.