What are my ISA options?
ISAs are simply savings accounts where your money is squirrelled away from the tax man. You can stash up to £15,240 a year in these mostly tax-free drawers.
These "cash storage tubs" suit people who don’t want the bouncy ride that is the stock market, especially if you want to get your hands on this money in less than 5 years.Where can I go?
Stocks and Shares ISA
Just 14% of adults have one of these. But if you’re saving for at least 5 years, have a think. Over 10 years shares are 90% more likely to do better than cash. Warning! The stock market can jump around like an angry grasshopper.Let's jump in...
These savings vehicles for kids come in a cash or a shares flavour. Anyone can pay into these, making them a great idea for birthdays or Christmas for the nippers. They replace the older Child Trust Funds.I'SA interested
Due to launch next April, these will be for people between 18-40 and offer more flexibility than a pension and a cheeky Government bonus too.What can I expect
Innovative Finance ISA
These ISAs are new and at the spicy end of the spectrum. It’s peer-to-peer lending done inside the perky little tax-free world of the ISA. (OK, the picture's random. We ran out of ideas!)Sounds interesting
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