Find out more

Visit Vanguard

What we say

Vanguard is a huge low-cost global player known mostly for its passive funds.

  • This service is only open to people who have at least £50,000 invested on their platform (eg in a Vanguard ISA, GIA or SIPP).

  • Service is tiered – under £100,000 and it’s pretty much all online; £100k - £750k and you can phone a pool of advisers; £750k + and you get your own specific individual all the time.

  • The ongoing fees are 0.79%, which includes advice, administration and investments – so this is an all-in cost. This is a LOT cheaper than many alternatives.

  • Aimed at those who are not planning to retire in the next 5 years, this is designed to help people who want to get their ducks in a row re retirement savings and get advice on this – it won’t tailor to specific needs so if you have complex individual questions about property, business, inheritance planning or the like, it’s not for you.

  • The system behind the scenes is thorough and complex and will tweak and monitor your investments and allocations for you on a continual basis.

  • If you need advice and help to save for the long-term, without any frills, this looks like one of your best choices.

  • Expect the process upfront to take about 30 – 45 minutes to set up.

  • The caveat on all of this is that it’s a brand new service (launched April 2021) and so without any customer feedback this is all based on logic and numbers rather than experience.

Customer reviews

Your opinion matters!
Leave a review for Vanguard

The details

Cost (£10k): N/A

Cost (£100k): £790 (total)