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Could you be kind enough to let me know what would be the best instant access savings account for me? I would like any interest to be paid to me monthly. Thank you

Anon, UK

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Holly Mackay

The rates on savings accounts are not brilliant, but I’m guessing you know that already. It is always worth shopping around as they change frequently. The top rates at the moment can be found at www.savingschampion.co.uk/best-buys/personal/monthly-income/#table

The best deals are currently offered by Atom Bank, but you have to tie your money up, which you don’t want to do. As such, the best deal available today is the Post Office, offering a rate of 1.29%.  Check out the small print of these deals as some have restrictions or are only branch-based etc.



Just be aware...

We are not regulated to give personal financial advice - This isn’t full-fat regulated financial advice. Boring Money is a publisher and not regulated by the FCA. 

This means we can't help with specific personal circumstances or recommend specific investment products. It also basically means that if we say something daft, you have no recourse to come back and complain.

We’re only allowed to give you a steer or share an opinion or tell you the facts - That said, we promise that our answer to you is an independent unbiased perspective with no commercial gain to make. If you need regulated financial advice, you can find a good adviser via sites such as Unbiased & Vouchedfor.

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