Investment trusts have unique features that set them apart from other types of collective funds. One of the most important is the ability to use ‘gearing’. But how does it work? And why do investment trusts use it?
Holly digs underneath the 'Cozzielivs' crisis with a look at what's going on with house prices and the stock market, plus some tips and tricks on how to manage your everyday money.
Holly gives her no wiffle-waffle summary on the Autumn Statement - from the YAYs (hooray for Jeremy) to the BOOs (thumbs down for Jeremy) and the WHAT CAN YOU DOs?!
On Wednesday 22 November 2023, the Chancellor of the Exchequer Jeremy Hunt outlined the government's Autumn Statement - its tax and spending plans - in the House of Commons. There were a number of changes which could affect your finances, so we've pulled out the key points you should know about and how they might impact you.
Guess who's back... back again? With Cameron making a surprise return, it's hard to know what to expect from the upcoming Autumn Statement! Holly explains what's rumoured to be on the Chancellor's table, from tax changes to ISA rules.
There are several different ways you can get financial advice to help with your pensions and retirement planning, whether you fancy chatting to an actual financial adviser or prefer an online solution from the comfort of your own couch!
At a time when investors can pick up a high income from bonds, the real value of a stock market portfolio is its ability to grow income and capital over time. This growth potential is particularly important when inflation is likely to be structurally higher. Learn more here.
The recent Taylor Swift tour is so vast that it has attracted its own branch of economics – so-called ‘Swiftonomics’. The arrival of a high profile popstar can cause a mini-economic boom in specific towns or regions as fans spend on hotels, food and leisure activities. Learn more.
Various glimmers of good news this week amidst the more general grey skies. First, Nigel Farage is potentially going off to a jungle far far away. If Ant ‘n’ Dec could put Suella in his suitcase and then manage to lose the pair of them, I’d have untold respect for the perky pair. Secondly, the UK has managed to dodge a technical recession, reporting a puny yet positive growth of 0.2% for the month of September.
Popular funds, investment trusts and ETFs across 4 providers. This article brings you the bestsellers on AJ Bell, Fidelity, Hargreaves Lansdown and interactive investor in October 2023. Check them out here!
Popular funds, investment trusts and ETFs across 4 providers. This article brings you the bestsellers on AJ Bell, Fidelity, Hargreaves Lansdown and interactive investor in October 2023. Check them out here!
Focusing on the world’s smaller markets brings its challenges, but they offer rare and idiosyncratic opportunities. Learn more here.
While economists speculate over when the US interest rate cycle might turn, one region’s central banks have already started to shift – Latin America. Brazil, Chile and Peru have been among the first countries to lower rates. Learn more here.
This week Holly gives the lowdown on what's going on with our money, from 'Our House' mortgages rates to 'Hungry Like The Wolf' savers looking for the best rates. Read the blog to find out!
The pandemic exposed the fragility of many supply chains for companies across the world. As geopolitical tension rises, the trend for ‘re-shoring’ or ‘near-shoring’ is gathering steam. With its proximity to the US and skills in key sectors, could Mexico be a beneficiary?
Discover the macroeconomic factors that are expected to influence financials in the medium to long term, as well as the developing trends within the sector and the cyclical and longer-term drivers that are rapidly changing the industry.
Only 35% of households in the UK reportedly have life insurance cover, but many more agree it would benefit their family and help to support them after they're gone. But how does it actually work, how much does it cost and - crucially - is it worth it for you?
What on earth is an 'equity risk premium' and how can you use it to show off at the bar this weekend? Holly explains why, for some, high interest rates are making the stock market look a lot less appealing these days.
Our research shows appetite for financial advice in the UK is high, but reservations about cost and a lack of understanding still prevent many from hiring an adviser to help them with their finances.
When it comes to divorce, looking at your pensions is key. How are pensions divided when you get divorced? If you've been raising the kids, can you claim your ex-partner's pension? And will they be able to claim any of yours?
This week has been full of (ch-ch-ch-) changes, with inflation Under Pressure and pensioners shouting 'Let's Dance!'. Meanwhile Holly breaks down the Starman of our quarterly ready-made portfolio performance updates. Dig in!
Inheritance tax – do you really understand it? Discover what it is, how it works, who pays it and more in this simple beginner's guide!
New figures from HMRC have revealed that more and more Brits are paying Inheritance Tax (IHT) than ever before. The figures show in the 2020-21 tax year there were 27,000 tax-paying estates in the UK – an increase of 4,000 (17%) on the previous year.
The UK stock market has been unloved. Global asset allocators have significantly reduced their weightings in recent years. Learn more about this topic here.
Our breakdown of the best-performing ready-made solutions, spanning from low to high risk, in Q3 2023.
Investments Trusts can trade at a discount or, more rarely, a premium to their net asset value. Find out what you need to understand about managing discounts on investment trusts.
Multiple elements need to combine to meet the world’s burgeoning energy needs while moving to cleaner fuels. This creates complexities for investors to navigate. Learn more.
Countries across the world are competing to build domestic semiconductor prowess. With its Chips Act, Europe is no exception, says Stefan Gries, Manager of the BlackRock Greater European fund. Learn more here.
As we release our annual pensions survey, Holly reveals the average retirement savings across different age groups and some handy pointers on who to turn to if you're in need of some pension planning help. Read more on Holly Mackay's weekly blog!
UKCM managers discuss the three elements that are crucial to the outlook for the commercial property sector: revaluation, investment recovery and a supply squeeze. Learn more.
Popular funds, investment trusts and ETFs across 4 providers. This article brings you the bestsellers on AJ Bell, Fidelity, Hargreaves Lansdown and interactive investor in September 2023. Check them out here!
Popular funds, investment trusts and ETFs across 4 providers. This article brings you the bestsellers on AJ Bell, Fidelity, Hargreaves Lansdown and interactive investor in September 2023. Check them out here!
You’ve probably heard the expression, there’s safety in numbers. It means it’s generally less risky to do something if lots of other people are doing it rather than doing it alone. Although probably not its original intention, it may be applied to investing due to the way markets work. Learn more.
What should you do if you’re coming up to a remortgage? We spoke to David Hollingworth from London & Country Mortgages (L&C) to weigh in with his tips if you’re struggling to make a decision.
India's stock market is having a moment in the sun while tech stocks battle with some diabolical performances amid interest rate spikes this September. Reaead more on Holly Mackay's weekly blog!
As a single parent, every job is your job. Hooray! But when it comes to finance, where do you start? How do you make a budget, reduce what you spend and get smart with family fun? Here are 5 top tips for single parents to manage their money better.
Insurance can be a headache at the best times, so how do both of these policies really work and which one might be best for you? Though they're both types of insurance, there are big difference between Income Protection and Critical Illness, including how they pay out and what you can claim for.
Holly dives into the stampede to take a new energy reading, how the housing market has been gored by a hefty price fall and how you could buff a low (geddit?!) pension today for a better retirement tomorrow!
Investing is actually a pretty simple process, but the finance industry does us no favours by veiling most of it behind layers of jargon and complexity! In fact, in 2023 our research found that 38% of savers who would like to invest don't know where to start, and 29% don't know who to trust.
For those of you who have had a blissful week with earplugs in, the Bank of England kept rates at the 5.25% level. The 1.4 million Brits with variable mortgages collectively broke out into a post-traumatic sweat of relief. Read more on Holly Mackay's weekly blog!
While no one can say with 100% certainty what the inflation rate will look like years from now, there are some key things you can do to make your money last longer in your retirement and ensure you have enough money to get by.
We’ve looked back through our archives as they’re stuffed full of some brilliant pension questions from you, plus some insightful answers from our financial advisers!
Pensioners are metaphorically dancing in the streets as the highly contentious ‘Triple Lock’ means that next year’s State Pension is set to go up to about £11,500 per person, for those who qualify for the full amount. Read more on Holly Mackay's weekly blog!
The technology sector has strongly rebounded this year so far, with a more accommodative backdrop and artificial intelligence emerging as key investment theme. Learn more here.
Investors have turned away from UK smaller companies since the start of 2022. Predicting a turning point is tough, says the Team behind the BlackRock Smaller Companies Trust, but there are more optimistic signs. Learn more here.
To make the fun job of planning your finances even easier, we’ve gathered the handiest online tools for your taxes, pensions, savings, investments and more. Check them out here!
Clearly you're a self-starter if you work for yourself, but it can be tricky trying to get all your ducks in a row if you don't know where to start. That's where we can help.
Popular funds, investment trusts and ETFs across all 4 providers. This article brings you the bestsellers on AJ Bell, Fidelity, Hargreaves Lansdown and interactive investor in August 2023. Check them out here!
Popular funds, investment trusts and ETFs across all 4 providers. This article brings you the bestsellers on AJ Bell, Fidelity, Hargreaves Lansdown and interactive investor in August 2023. Check them out here!
if you're just starting out on your self-employment journey then the whole process can be confusing and time-consuming. We run through the basics on filling out your own Self Assessment form, from the details you need to the deadlines you need to stick to.
What we’re seeing right now in the housing market is a national Fear Of Opting In. Financial FOOI. There are too many articles where a journalist has found Mr And Mrs Smug-Git with a fixed rate mortgage of 0.5% until 2095 – making the rest of us feel even more averse to making a mistake and locking in a rubbish rate, or buying a house only to feel we could have waited and got it for less. Read more on Holly Mackay's weekly blog!
Did you know that every year billions of pounds of benefits go unclaimed? There are a number of benefits available to retired people that many aren’t aware of or believe they’re not eligible for, including help with winter fuel payments, support for Council Tax and discounts on public transport.
There is a strong story to tell in the logistics and warehousing sector, which is likely to be an area of significant growth and development all over the globe in the years ahead, particularly in the UK and Europe. Learn more here.
To help you get into the swing of things, we asked five industry experts to share their top money tips if you're making the leap to self-employment.
As summer draws to a close, Holly weighs in with her top 5 money saving tips to help take the edge off the post-holiday budget blues, including how to reduce your tax bill and how you can earn £100s from helping us review products and providers! Read all about it in Holly Mackay's weekly blog.
Recently, annuities have been in the news as higher interest rates have renewed their popularity. But which one is really best for you? We explain the basics of pension drawdown and annuities, why annuity rates have been rising and three things to think about when choosing between the two.
With thresholds frozen, more people than ever are paying higher rate tax - and without necessarily being any wealthier. The Institute for Fiscal Studies recently found that 2.5m more people will pay higher and additional rates of income tax by 2027. As many as one in five taxpayers will fall into these higher rate brackets, at a time when mortgage costs and household bills are also rising. With that in mind, even higher rate taxpayers need to watch the pennies. We asked a series of experts for their top tips on how to reduce your tax bill (legitimately – no offshore accounts here!). These are their ideas.
Imagine you were the manager of a World Cup football team and you were allowed to select any player from any country. A global investment portfolio offers a similar opportunity. Read more here.
One benefit of running a global portfolio is the opportunity to invest in the world’s leading companies, unrestricted by location. But how can you narrow down the options to identify the companies that will make a good long-term investment? Learn more here.
Amid the evolving geopolitical dynamics between China and the US, India is in a sweet spot to gain from this ongoing power tussle between the two largest economies in the world. Learn what implications this may have in the world of investments.
Saving for retirement? Most just settle with a Pension, but ISAs are a great tax-efficient way of tucking money away for your later years too. How do they compare when it comes to tax, fees, investments, inheritance, and accessibility?
Holly delves into why the man behind The Big Short is betting against the US stock market, including what on earth a 'put option' is and why it matters if you've got investments in the States.
If you haven't already, there’s no time like the present to start your tax hacking project and save yourself some money. Even if you don’t have a spare money, read on as there may still be a few ways open to you to shuffle stuff around and minimise your tax bill.
Have you ever wondered how tax applies to your investments? UK tax law is pretty complicated and it can be a headache trying to understand the rules, reliefs and allowances - especially in relation to additional income such as investing. But don’t fret! We’re here to simplify things and explain the three main types of tax that UK investors should be aware of, including how to know if you qualify and how much each one could cost you.
Today we publish the bestselling fund, ETF and investment trusts lists across all major platforms in July. So what’s flying off the racks?
Popular funds, investment trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown, and Interactive Investor in July 2023. Check them out here!
More than 775,000 LISAs have been opened since they launched in April 2017, with around £3bn paid into them as at February 2023. However, despite their popularity, many question whether they’re truly a worthwhile investment for prospective first-time buyers.
More interest rate pain this week as the Bank of England hiked rates again by a further 0.25%. This is the fourteenth rise in a row taking the base rate to 5.25%. All this and more in Holly Mackay's weekly blog!
Popular funds, investment trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown, and Interactive Investor in July 2023. Check them out here!
Nasty Banky Boo-Boo. Nigel Farage is having fun masquerading as the Robin Hood of the unbanked people, the Tories are outraged that a high-profile public figure has made a mistake, and the Bankers to Beaglers are reeling as Coutts is plunged into chaos. All this and more in Holly Mackay's weekly blog!
The gold price has been rising, fuelled by a weaker Dollar and rising geopolitical tensions. Find out more about the recent gold price trends and what it means for gold mining companies.
It has been a good period for European equity markets, despite ongoing volatility. Find out more about the region’s prospects for the remainder of 2023.
Finding stable income has become harder than ever as higher interest rates, inflation and recession risks continue to haunt European and US markets. Learn more about what this means for your investments.
Barbie has solved inflation! Find out what's going on with core inflation and what it could mean for interest rates and mortgages, plus get the lowdown on the best-performing robo portfolios between April and June 2023. All this and more in Holly Mackay's weekly blog!
Our breakdown of the best-performing ready-made solutions, spanning from low to high risk.
Our breakdown of the best-performing ready-made solutions for high risk investors.
Our breakdown of the best-performing ready-made solutions for medium risk investors.
Our breakdown of the best-performing ready-made solutions for low risk investors.
All signs are pointing to a recession in the US in the second half of 2023, with the impact of higher interest rates starting to be felt in the real economy. But, says Lisa Yang, manager on the BlackRock Sustainable American Income Trust, there are always companies that can thrive.
It is some years since UK equity income portfolios were the toast of the town for the core of an investment portfolio. Investors have been seduced by the charms of global income portfolios. After all, why not have the whole world at your fingertips rather than just a single market? Read more here.
A tribute to Nick Hungerford, why the May bank holidays have come back to bite and a round-up of the best-selling funds, investment trusts and ETFs in June 2023. Read more in Holly Mackay's weekly blog!
Top of the Pops: popular ETFs across all 4 providers! The tables below show you the most bought ETFs on each of the major investment platforms in June 2023.
Top of the Pops: popular investment trusts across all 4 providers! The tables below show you the most bought investment trusts on each of the major investment platforms in June 2023.
Top of the Pops: popular funds across all 4 providers! The tables below show you the most bought funds on each of the major investment platforms in June 2023.
Popular funds, investment trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in June 2023. Check them out here.
The healthcare sector has had an eventful few years. The Covid-19 pandemic thrust healthcare stocks into the spotlight almost overnight and companies including AstraZeneca, BioNTech and Pfizer quickly became household names. Read on here.
This week in Holly's weekly blog. Welcome to the AI frenzy, and Bitcoin and Japan are hot! Read more here in Holly Mackay's blog.
Interest rates are on the up and market experts predict rates will rise to 5.5% by next July. This makes a massive difference on our mortgage payments, unless we’re on a fix. And even if we are – do we need to act now rather than get carried along by the wave of higher rates? Let’s break this down.
Our Founder & CEO Holly Mackay was joined by Schroders’ Portfolio Director Emily Peterson to discuss her 5 killer questions to ask yourself when building a sustainable investment portfolio!
Newsflash. Bonds are hot. The normal librarians of the investing world are having a sequined moment on the portfolio dancefloor. Holly Mackay unpacks why in her weekly blog.
Natural resources prices have often struggled at a time of economic slowdown. Nevertheless, in this cycle, there are a number of factors in place likely to support commodities prices, says BlackRock’s Mark Hume. Learn more here.
How do you start (and stick to) a budget? By using the right strategy! We break down 3 simple methods to choose from and 3 apps to keep you on track.
The technology sector has rebounded strongly this year and Ben Rogoff, Fund Manager of the Polar Capital Technology Trust, cites a better macro environment, robust fundamentals, and the arrival of artificial intelligence as the key drivers of this. Read more here.
We talked to Chartered Financial Designer Rachel Efetha from Anstee & Co about ways to cope with and tackle financial stress, including how to identify it and 5 things you can do to get back on track.
Eye-watering interest rates, mortgage angst and a rallying cry to bank CEOs as the cost of living crisis heats up. Read more in our Founder & CEO Holly Mackay's weekly blog!
When you think of retirement, do you picture government payouts every week and free bus passes? If you do, you may be in for a bit of a shock. The State Pension might not be around forever. Learn more about how to ensure you’re prepared in this situation.
In her weekly blog, Boring Money CEO Holly Mackay discusses the latest mortgage pain as banks raise rates yet again, the likelihood of an economic slowdown, and warns us to watch out for the upcoming naughty click-bait-y headlines. Read more here!
Popular funds, investment trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in May 2023. Check them out here.
Deciding what to do with your hard-earned cash can be a tricky decision at the best of times. Do you keep it in cash while interest rates are looking good, or do you invest it and hope to gain from the growth of the stock market?
Popular ETFs across 4 mainstream investments platforms. This article looks at the most bought ETFs in May 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Popular investment trusts across 4 mainstream platforms. This article looks at the most bought Investment Trusts in May 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Popular funds across 4 mainstream investments platforms. This article looks at the most bought funds in May 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
In her weekly blog, Boring Money CEO Holly Mackay shares what's going on with crypto crackdowns, why Japan is hot stuff in the investing world and what's on the card for interest rates and mortgages. Read more here!
Knowledge of local markets is now more important than ever to assess the investment landscape. Here, we look at how the Bankers Investment Trust is utilising its regional managers to uncover opportunities.
China offers investors an exciting opportunity. It is a huge market and it has many supportive long-term trends underpinning its future growth potential, including rising wealth and infrastructure development. How to gain exposure?
So retirement's on your mind and you're wondering what you need to do today to plan ahead for tomorrow. Dive into our mini guide designed for people who are just starting to plan their pension strategy.
A growing number of ETFs are now offering exposure to less traditional areas of the market, such as clean energy. Read on to find out how you can benefit from integrating these investments into your portfolio.
Gold has been one of the most sought-after commodities by people throughout history and today it can play an important role in some investors’ portfolios. Learn more here.
Nasdaq is a story about innovation. It was launched in 1971 as the world’s first electronic stock market and has since become home to thousands of the most innovative companies. Learn more here!
In her weekly blog, Boring Money CEO Holly Mackay explains inflation rates, debunks energy prices and shares why investing is like dating, love and marriage. Read more here!
So retirement's on your mind and you're wondering what you need to do today to plan ahead for tomorrow. Good forward planning can help ensure you can spend your retirement as you please. But where to start? Read our free guide on Boring Money
The Office for National Statistics (ONS) has announced that inflation fell to 8.7% in April, down from 10.1% in March. We explain what's going on with prices and asked the finance experts to weigh in on how the fall in inflation could impact your money.
In her weekly blog, Boring Money CEO Holly Mackay shares tips on how to sort out our pensions. And for the ladies who are interested in learning even more about their finances, we invite you to Boring Money's Lootcamp, in-person event. Read more here!
So it's almost time to retire and trade in the 9-to-5 for rest and relaxation (if that's your thing)! You've got a few years left to go and you're starting to get some concrete ideas about what you're going to do when you say goodbye to work. Whatever you plan to do in your retirement, you've got to make sure that the money you've spent a lifetime saving up is enough to support you. So how can you plan to make your money last?
Watch James Douglas, Fund Manager of the Polar Capital Global Healthcare Trust, explain how with a robust Q1 earnings season, increased utilisation and easing staffing difficulties post-Covid, the healthcare sector is well placed in the medium term.
Discover the top 5 things you should be doing today to begin saving for your ideal retirement.
In her weekly blog, Boring Money CEO Holly Mackay discusses the 12th consecutive interest rate rise and calls out bank CEOs for failing to deliver fairer rates on savings. Lastly she invites women readers to join Boring Money’s Lootcamp this June. Read more here!
Popular funds, investment trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in April 2023. Check them out here.
Popular ETFs across 4 mainstream investments platforms. This article looks at the most bought ETFs in April 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Popular investment trusts across 4 mainstream platforms. This article looks at the most bought Investment Trusts in April 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Popular funds across 4 mainstream investments platforms. This article looks at the most bought funds in April 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
In her weekly blog, Boring Money CEO Holly Mackay shares the outlook for inflation, cash savings, mortgages and Premium Bonds. Finally, she invites all ladies to our upcoming pension workshop hosted by adviser Tanya Laing. Read more here!
It’s here! Finally, you’ve thrown off the shackles of corporate life, ditched the 9-to-5, or hung up your tools. Great stuff. The problem is you’ve also let go of your steady income and whatever you’ve saved needs to last you the rest of your life. So what can you do at this stage in your life to make sure all your needs are met?
We talked to Chartered Financial Planner Sam Secomb from Women’s Wealth about the ways you can prepare for the loss of a loved one, including the things you can sort out in advance to ease the transition and the free financial help you can get from the government.
Linde is a global leader in industrial gas production. It was established in 2018 from the merger of Germany's Linde AG with the US's Praxair. Learn more here.
Our Founder & CEO Holly Mackay weighs in on the pros and cons of premium bonds and whether they're worth investing in.
In her weekly blog, Boring Money CEO Holly Mackay dives into money habits and shares a few simple ideas on how to build good ones and how to lead more cost-effective lifestyles. Read more here!
We've scanned the market to find the cheapest platforms to buy and invest in investment trusts, as well as an investment strategy that can help you to reduce costs and protect your portfolio from price volatility!
In her weekly blog, Boring Money CEO Holly Mackay discusses stubborn inflation, Woodford and the best-performing ready-made portfolios for DIY investors. Read more here!
Our breakdown of the best-performing robo adviser portfolios and ready-made funds, spanning from low to high risk.
Which robo adviser investment platforms perform best for high-risk investors across different periods?
Our breakdown of the best-performing ready-made portfolios, for medium risk investors.
Our breakdown of the best-performing robo adviser portfolios and ready-made funds, for low risk investors.
In her weekly blog, Boring Money CEO Holly Mackay talks about the shifting socio-economic trends between generations, amplified by the current inflationary environment, as well as what to watch out for in the coming period. Read more here!
Top of the Pops: popular funds, investment trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in March 2023. Check them out here.
Top of the Pops: popular ETFs across 4 mainstream investments platforms. This article looks at the most bought ETFs in March 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Top of the Pops: popular investment trusts across 4 mainstream platforms. This article looks at the most bought Investment Trusts in March 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Top of the Pops: popular funds across 4 mainstream investments platforms. This article looks at the most bought funds in March 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
With its strong defensive growth qualities and attractive income, the UK stock market remains a vital component of a diversified portfolio. The City of London Investment Trust levers these qualities to help bring stability to returns in uncertain times. Learn more.
In her weekly blog, Boring Money CEO Holly Mackay announces the beginning of the new tax year, alongside the full new State Pension rise to £10,600 a year, and how to make sure you're eligible for it. Read more here!
In her weekly blog, Boring Money CEO Holly Mackay shares with us how to make the most of our tax-free allowances, as we're rapidly approaching the end of the tax year 2022/23. Read more here!
In her weekly blog, Boring Money CEO Holly Mackay shares her thoughts on current interest rates, what's happening with Credit Suisse and the banks, and what to expect from mortgage rates. Read more here!
In her weekly blog, Boring Money CEO and Founder Holly Mackay shares her outlook on the Spring Budget 2023, the implications it may have for our money, along with the latest news on the Silicon Valley Bank bank run. Read more here!
What does the Spring Budget 2023 mean for you? Read Boring Money Founder and Investment Expert Holly Mackay's actionable guide and money tips.
Holly Mackay was joined by industry expert Clare Francis, Director of Savings and Investments at Barclays, to chat all things cash, ISAs, pensions and tax!
Top of the Pops: popular funds, investment trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in February 2023. Check them out here.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in February 2023 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular ETFs across 4 mainstream investments platforms. This article looks at the most bought ETFs in February 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Top of the Pops: popular investment trusts across 4 mainstream platforms. This article looks at the most bought Investment Trusts in February 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Top of the Pops: popular funds across 4 mainstream investments platforms. This article looks at the most bought funds in February 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
In her weekly blog, Boring Money CEO and Founder Holly Mackay announces the exciting pricing changes of Hargreaves Lansdown JISA and LISA accounts, along with the launch of our new Investment Trusts Hub. Check them out here!
Holly Mackay, Matthew Morgan and Charlotte Wheeler discussed all things investing, pensions and financial coaching in this exclusive webinar!
In her weekly blog, Boring Money CEO and Founder Holly Mackay addresses the Governor of the Bank of England giving a masterclass in the art of being ‘specifically vague’ when talking about the outlook for interest rates. Read more here!
In her weekly blog, Boring Money CEO and Founder Holly Mackay guides us through the latest news in the financial markets, our 2023 Best Buy awards and a short political analysis of the issues du jour. Read more here!
Our expert guests Holly Mackay, Ben Rogoff and Dennis Hall discussed all things technology and investment trusts in this exclusive free webinar!
Investing in line with your principles is not new; the first ethical funds were launched in the UK in the mid-1980s. But can this boost your investments? Find out in this article.
More and more investment strategies are launched focusing on new themes, issues, and industries. Which leads us on to Biodiversity. Check out what’s the hype, why we are seeing it, and how it is investable.
This week, Boring Money CEO and Founder Holly Mackay reveals the winners of our 2023 Best Buy Awards! Discover and compare the best share trading investment providers here.
Join us LIVE at 6pm on Tuesday 7thMarch 2023 as we lift the lid on financial coaching and all the opportunities that come with it! We’ll bust the jargon and take your questions to our expert guests.
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in January 2023. Check them out here.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in January 2023 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular ETFs across 4 mainstream investments platforms. This article looks at the most bought ETFs in January 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Top of the Pops: popular Investment Trusts across 4 mainstream investments platforms. This article looks at the most bought Investment Trusts in January 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
Top of the Pops: popular funds across 4 mainstream investments platforms. This article looks at the most bought funds in January 2023 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor.
This week, Holly Mackay shares the huge excitement in Economistville as the data shows that we are not technically in a recession. So we are in a stagnant slimy green pond, not a sink hole. This is 2023’s version of good news. Read more here!
Holly's blog summary: More real pain for millions of variable rate mortgage holders this week as the Bank of England voted by 7 (for) to 2 (against) to increase interest rates to 4%. Read more on Holly's weekly blog!
Emerging markets are having a moment in the sun as investors pile into shares and bonds. Slowing inflation and the reopening of China is putting this asset class back on investors’ lists. Read more on Holly's weekly blog!
Join us LIVE at 6pm on Tuesday 21st February 2023 as we tackle the elusive beast that is the Investment Trust. We’ll bust the jargon, take your questions and reveal the opportunities they provide to tap into the technology sector.
This week, in Holly's blog we announce the performance of leading robo advisers and ‘ready-made’ investments on major platforms, over the last 2 years. We share these numbers after fees, so it reflects what us end investors see.
Our breakdown of the top performing high-risk ready-made portfolios, ranked by their net growth, between Q4 1 October 2022 - 31 December 2022.
Our breakdown of the top performing medium-risk ready-made portfolios, ranked by their net growth, between Q4 1 October 2022 - 31 December 2022.
Our breakdown of the top performing low-risk ready-made portfolios, ranked by their net growth, between Q4 1 October 2022 - 31 December 2022.
Our breakdown of the best-performing ready-made portfolios, spanning from low to high risk, between Q4 1 October 2022 - 31 December 2022.
Should you go for a robo/ready-made investment portfolio or pick your investments yourself? If that's a million dollar question for you, here are some top tips on how to decide!
We asked Gavin Haynes, Consultant at Fairview Investing, to tell us his top pick for Investment Trusts during recession - plus 2 more we've selected for you!
Top tips from financial experts on Saving Money, Cutting Costs and Using Allowances as the Cost of Living Bites.
Despite a continuingly uncertain macro-environment and earnings outlook, there are plenty of reasons to be optimistic about the performance of the healthcare sector in the coming year. Discover more here.
If you’ve changed job 6 or 7 times, you might have 6 or 7 pensions kicking about. Auto-enrolment is great, consolidation is better. Learn how to combine your retirement funds.
Millions of people in the UK have misplaced pensions. Standard Life helps us understand what we can do about it: consolidation.
This week, Holly updates us on interest rates, market news and the latest range of best-selling investments! And don't forget to check out our latest webinar overview with FT’s Claer Barrett. Find out more!
Top of the Pops: Popular Funds, Trusts, ETFs and Shares across all 4 providers! This article brings you the most bought products on each of the major investment platforms...
Top of the Pops: popular trusts across all 4 providers. This article brings you the most bought trusts on each of the major investment platforms in December 2022. If you can’t face reading through it all, we start with the most popular products across the board.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in December 2022 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs on each of the major investment platforms in December 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in December 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Considering investing in technology? Want to learn more about where to start as well as the risks involved? This article gives you the answers, to help you make the best decisions for yourself.
New Year typically brings intent to do better and this applies to our money as well. We have a bumper package of calorie-free goodies for you, including a webinar next Tuesday night, smaller workshops on topics from care home fees to our relationship with money – and new courses for beginners. Check them out here!
Going back over the past 30 years, healthcare seems to go through periods of positive performance, typically for 7-8 years, followed by periods of underperformance, again, typically, for 7-8 years. We are hopeful things will turn soon and we will see an extended period of outperformance.
Ho Ho Ho, everyone! This is my last blog of the year and it’s a round-up of what happened in the NOT boring world of finance, some tips from the experts, a quick mortgage and rate update – and some things to look forward to. But let’s start with a jolly carol.
Join us LIVE at 6pm on Tuesday 17th January 2023 with Boring Money CEO and Founder Holly Mackay, Standard Life’s Managing Director of Customer Savings & Investments Jenny Holt, and GroWiser Financial Coach Graham Wells.
Check out the Q&A about the outlook of the bond market and navigating the volatility in financial markets this year.
Top of the Pops: Popular Funds, Trusts, ETFs and Shares across all 4 providers! This article brings you the most bought products on each of the major investment platforms...
Top of the Pops: popular trusts across all 4 providers. This article brings you the most bought trusts on each of the major investment platforms in November 2022. If you can’t face reading through it all, we start with the most popular products across the board.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in November 2022 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in November 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs on each of the major investment platforms in November 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
It was the Boring Money Christmas party last night and what a blast! The head of tech was caught singing ‘Delilah’ into a spoon. I danced with the singer Colin in my spangly frock.
Today we launch our brand new ETF Hub. ETFs always sound like the younger cousins of UFOs to me, but in fact these Exchange Traded Funds are increasingly popular building blocks for retail investors.
I’m afraid that I hate Black Friday. Mostly this is my grumpy Gen X reaction to American imports. But I will flag one thing here. Financial scams are rife. They feed off creating a sense of urgency. Quick, do this, or you’ll lose that! Please be alert to emails, texts or calls!
For many investors, their view of emerging markets has been clouded by the experience of the last bout of rate rises in the US – the ‘taper tantrum’ of 2013. However, we believe emerging markets continue to offer compelling long-term structural growth opportunities and may be a bright spot of innovation.
We recently completed a roadshow across Milan, Geneva, Madrid, London and Paris talking to investors about cybersecurity. WisdomTree features a broad range of thematic...
Recently, the following headline stood out:
‘Tesla Supplier Panasonic Plans Additional $4 Billion EV Plant in U.S.’
Even in an environment with significant inflation, and a monetary policy that may continue raising rates for some time, significant capital expenditure continues within the battery space.
Holly's blog: Yesterday’s Budget was pretty gloomy as the Chancellor extended the freeze on many tax thresholds. This may not feel too bad today but it’s a bit like having another glass of warm white wine at a Christmas party. We do it, and it’s not too bad right now, but we know we’re going to have a horrible headache tomorrow.
Holly's blog: OMG, no wonder we’re all watching Strictly and a collection of oddbods sliming around the Australian jungle. It’s not easy finding things to lift the spirits out there. But read on, mes amis... we start a touch gloomy but end on some high notes!
On 8th November 2022, our Founder & CEO Holly Mackay was joined by Adrian Kidd, Financial Life Planner and EQ Coach, and Dr Christopher Mellor, Head of ETF Equity and Commodity Product Management at Invesco, for our webinar...
Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs on each of the major investment platforms in October 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in October 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular trusts across all 4 providers .This article brings you the most bought trusts on each of the major investment platforms in October 2022. If you can’t face reading through it all, we start with the most popular products across the board.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in October 2022 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in October 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Smaller companies have shown their mettle through the pandemic. This is no accident, says Roland Arnold, portfolio manager of the BlackRock Smaller Companies Trust plc, these are dynamic and nimble businesses, that use capital effectively to drive innovation and deliver sustainable long-term growth.
At a time of higher inflation and interest rates, investors may start to prioritise dividends, says David Goldman, co-manager on the BlackRock Income & Growth Investment Trust plc. However, selectivity is vitally important.
I’m really scraping the barrel to find some good news this week. Ummmmm… Matt Hancock might be force-fed a kangaroo’s didgeridoo in The Jungle? Elon Musk is saving free speech by charging for it?
Visible! is an online community designed to educate, inform and support women with financial matters. Online courses, forums, ‘Messy Life Stuff’ and a panel of female financial advisers and industry experts to help. Designed by, for and with, women in their 40s, 50s and early 60s.
These investment platforms serve up ready-made sustainable funds for a range of risk levels, so you can choose a portfolio which resonates with your values.
To decide if a product maps to your beliefs, one of the best places to start your research is with the United Nation’s 17 Sustainable Development Goals (SDGs).
Opinions differ on how we can play our part in tackling climate change, and one of the biggest and thorniest discussions around all of this is fossil fuels.
Choosing the right ‘green’ investment isn’t always easy, so we've turned to the experts to help give their top picks for sustainable funds.
What proof should you be looking for when picking a sustainable fund to make sure the money manager is doing a good job and what you expect?
We've put together 3 simple ways you can go green - from picking a ready-made sustainable fund to how to urge your fund manager or provider to stick to their promises.
Investing ‘ethically’ used to mean that you’d expect to make a bit less money, but matching your money to your values no longer means accepting lower returns.
It’s been a dreadful week for technology firms in the US. The Big 5 of tech – Alphabet (Google), Amazon, Apple, Microsoft and Meta (Facebook) - are collectively worth about $780 billion less than when this current earnings season began. Gulp.
Short of a miracle, 2022 will be remembered as a pretty difficult year. Stock markets have posted their worst first half in decades. So how should investors position their portfolios in this environment?
Our breakdown of the best-performing robo portfolios and ready-made funds, spanning from low to high risk, between Q3 1 July 2022 - 30 September 2022.
Once upon a time all the Tory MP children knew that only one child could win the coveted Prime Minister prize. Everyone else consoled themselves with seconds of jelly or a quick bottom grope in the corridors of Whitehall.
Contrarian investing is supposed to feel a little uncomfortable and for some investing in China might feel a little uncomfortable today.
Alex Wright took over the Fidelity Special Values trust in 2012, when the UK was just recovering from an economic crisis.
Head of Specialist Funds, Will Ellis, sat down with managers of the Invesco Select Trust plc to get their thoughts on the current market environment, how they have positioned their portfolios, and their outlooks for the asset classes in which they invest; UK equities, global equities and sterling investment grade.
Our breakdown of the top performing low-risk robo portfolios and ready-made funds, ranked by their net growth, between Q3 1 July 2022 - 30 September 2022.
Our breakdown of the top performing medium-risk robo portfolios and ready-made funds, ranked by their net growth, between Q3 1 July 2022 - 30 September 2022.
Our breakdown of the top performing high-risk robo portfolios and ready-made funds, ranked by their net growth, between Q3 1 July 2022 - 30 September 2022.
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in September 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in September 2022 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs on each of the major investment platforms in September 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: popular trusts across all 4 providers .This article brings you the most bought trusts on each of the major investment platforms in September 2022. If you can’t face reading through it all, we start with the most popular products across the board.
Fail to plan, plan to fail – we’ve all heard this. And planning your money future is no different. You want the best possible results for your retirement, don’t you? Course you do.
Are you thinking of drawing on your pension savings, taking advantage of your ‘pension freedoms’? Or are you someone who doesn’t know what this is all about? Read on…
The most maxi of mini Budgets three weeks ago rattled financial cages as the Chancellor promised tax cuts but gave no solid idea of how he would pay for this. And when money coming in doesn’t equal money going out, credibility is called into question.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in September 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Traditional financial advice is often out of reach if you don’t have at least £50k - £100k in savings already. Find out how Digital Advice can help you save money.
Digital Advice is a low-cost, minimum-effort route to personalised advice on preparing for retirement. Many Digital Advice services have, real human beings to help.
How can you get the most out of your retirement and make your money last as long as possible? Planning for your post-work years can be a bit of a headache, so if you'd like some help to make your ideal retirement a reality, Digital Advice could be just what you're looking for.
How can you save for the retirement you want without breaking the bank? It's a big question, but if you're looking for low-cost, low-effort help to boost your pension pot and shape a retirement you can enjoy, then Digital Advice could be just the thing you need.
Elements of feeling like we are in a very bad economic 1970s fancy dress party continued this week as it was announced that millions of British households will be asked to cut back on energy consumption this winter. Yes, we’re on stand-by for potential rolling three-hour blackouts in the “extreme” case of gas shortages and reduced electricity imports from the rest of Europe.
Fund Managers Ian Hargreaves and Fiona Yang recently sat down with David Kimberley from Kepler Trust Intelligence for a deep-dive discussion on investing in Asia; from how they pick their investments to their engagement with Asian companies around Environmental, Social and Governance (ESG), and more.
This week it’s An Idiot’s Guide to bonds, yields, gilts and LDIs. Oh come on stick with me! Now follows your quick BS-free guide to what’s going on, so you can dazzle and impress your friends down the pub this weekend. I promise it’s not as hard as they make out! (Before we get started, a quick reminder to submit a meter reading this weekend! Remember the energy price cap goes up on Saturday!).
With the global economic outlook darkening, Japan is an outlier - showing a degree of resilience as Covid-19 restrictions ease and the economy finally reopens. Against this backdrop, Nicholas Price, portfolio manager of Fidelity Japan Trust PLC, outlines the opportunities he is currently finding in the under-appreciated Japanese stock market and in the unlisted space, which is seeing a wave of innovation.
Amid the meltdown in markets, it is easy to forget that there were tangible changes for individuals in Chancellor Kwarteng’s ‘mini-budget’. Assuming that the Chancellor is not forced into a humiliating reversal of these plans, it is worth re-examining pension arrangements in light of the new rules set to come in in 2023.
Electric vehicles are very tangible, but improving electric grids and thinking about other energy solutions like hydrogen are also important. European Parliament lawmakers even voted on 8 June 2022 to ban the sale of new internal combustion vehicles from 2035¹.
Merriment all round today as Headmaster Kwarteng handed out some financial Haribo at the UK school fair, and every child got a handful.
It’s been an unsettling week I think as we digest change and our new order, seeing our day-to-day normal transition into the history books, and being reminded of quite what an astonishing woman the Queen was. The present normally trickles into the past, but this week it has felt like the short sharp jolt you’d get if you accidentally changed into 3rd gear not 5th.
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in July 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in July 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in July 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in July 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
From a selfish short-term perspective, there was good news from the new PM yesterday as we hear that energy prices will be capped. Importantly, the Energy Price Guarantee limits the amount you can be charged per unit of gas or electricity, so your exact bill amount will continue to be influenced by how much energy you use. Remember that the £2,500 figure being bandied around is just an illustration of the average bill and it’s not a cap, or indeed a very meaningful amount to focus on.
Like millions of others, I feel genuine sadness today at the death of the Queen, who was a bit like a formidable, inspiring, benevolent Third Granny. Her joyful performance with the spoons and Paddington last year will stay with me forever. It does feel like the end of an era as we move into a harsher time with questionable leaders, spiraling debt, a gasping planet and power-hungry bastardos threatening world peace and order.
Boring Money asked five professional fund selectors where they are looking for growth, income, performance and diversification for the year ahead, as inflation soars and markets remain volatile
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in July 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
A recent addition to the Invesco Select Trust plc Global Equity Income Share Portfolio is Universal Music Group (UMG). Though relatively new – having only listed in Q3 last year – it is the world’s leading music rights company, with corporate headquarters in the Netherlands and offices in over 60 territories.
This week, Holly had a chat with a 'Global Macro Thinker' to find out if there's any hope left on the investment horizon. And discover the best-selling shares, funds, trusts and ETFs up to July 2022.
It’s been another difficult month for investors this month. Like May, logging into to an investment app is accompanied with a heart-in-your-mouth moment of dread. Read more...
Top of the Pops: popular ETFs across all 3 providers. This article brings you the most bought ETFs on each of the major investment platforms in July 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in July 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular Trusts across all 4 providers. This article brings you the most bought Trusts. If you can’t face reading through it all, we start with the most popular products across the major investment platforms.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in July 2022 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in July 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
When most people consider utilities, they think of electricity, water and telecoms. These are necessities and are therefore the last costs we cut when times are hard. Consequently, providers often have the power to raise prices in line with inflation, which should help their share prices in times like these.
After two years of lockdowns and staycations, it seems like people are now keen to get on a plane and fly away somewhere. Passenger numbers at airports have bounced back, as expected. Where are all these passengers off to?
This week, Holly tells talks about the latest interest rise and what this means for everything from cash savings to mortgages.
The cost-of-living crisis is deepening. Fuel bills are out of control. But what if there's a windfall tax on energy companies' exorbitant profits? Holly's Blog gives you the hard truth.
Brought to you by M&G Investments. Talking about money with anyone isn’t often top of our ‘to do’ list. But why is this the case when money is such an unquestionable part of our lives? Read more.
Brought to your by M&G Investments. Statistics show that more men invest than women. Perceptions and societal factors might be the cause, but with research showing that women make good investors, is it time to change our views?
This week, Holly tells you why everything is wobbly! And check out our latest robo/ready-made performance from Jan 2020 - Jun 2022.
Brought to you by Invesco. The world needs to adapt to a low-carbon economy. Ciaran Mallon, Fund Manager at Invesco, discusses how you can choose companies fit for the future.
Brought to you by M&G. Everything just feels a little bit out of control right now. Prices of everyday essentials are rapidly increasing everywhere. Find out how to make your money work harder.
This week, Holly tells you why everything is wobbly! And check out our latest robo/ready-made performance from Jan 2020 - Jun 2022.
Our breakdown of the most popular robo/ready-made investment portfolios, spanning from low to high risk, between the period January 2020 - June 2022.
Check out our analysis of ready-made investment portfolios performance between January 2020 and June 2022.
Mark Hume, Co-Manager of the BlackRock Energy and Resources Income Trust plc, explains how the invasion of Ukraine is changing the energy landscape.
This week, Holly is sharing Boring Money's data on best-selling retail funds, thinking about why a powerful US dollar matters, and displaying worrying signs of a midlife crisis!
It’s been another difficult month for investors this month. Like May, logging into to an investment app is accompanied with a heart-in-your-mouth moment of dread. Read more...
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in June 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in June 2022 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular ETFs across all 3 providers. This article brings you the most bought ETFs on each of the major investment platforms in June 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: popular Trusts across all 4 providers. This article brings you the most bought Trusts. If you can’t face reading through it all, we start with the most popular products across the major investment platforms.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in June 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Read Holly's latest blog, where she discusses the housing market, the Wurzels, and how to make sure you get the State Pension you're entitled to.
Holly kicks of this week's blog with a poem, like all good financial blogs, right? And offers a ray of hope for pensioners, who can expect a not-too-shabby State Pension boost soon.
This week’s big news is of course interest rates on the march. Yesterday morning the Bank of England confirmed it was raising rates to 1.25%. Find out more in Holly's blog.
It’s been a difficult time for investors this month as logging into to an investment app is accompanied with a heart-in-your-mouth moment of dread. How low can you go?!
Inflation is soaring and interest rates have gone up again. It's a tough time to be a saver right now! But don't fret: here are some top tips to help you stay in control of your finances.
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in May 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in May 2022 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular ETFs across all 3 providers. This article brings you the most bought ETFs on each of the major investment platforms in May 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: popular Trusts across all 4 providers. This article brings you the most bought Trusts. If you can’t face reading through it all, we start with the most popular products across the major investment platforms.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in May 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Where can we store carbon dioxide? Find out in this sponsored article by Christopher Gannatti, Global Head of Research at WisdomTree.
If you're a No Nasties sustainable saver, you don't want your money to go towards anything that causes harm. Find out more here.
If you're a Slow and Steady saver, you see sustainable investments as ones that are likely to stand the test of time. Find out more in our guide.
Pure Returns is the name of the game here. It’s all about growing your savings as much as possible, without much concern for what you’re invested in. Learn more.
Are you an Pragmatic Greens sustainable saver who wants to make a positive impact while you invest? Find out more in our guide.
Are you an Aspirational Greens sustainable saver who wants to make a positive impact while you invest? Find out more in our guide.
If you're a Social Champion sustainable saver, you're a champion of positive change and helping people and the planet. Learn more here.
Are you an Eco Warrior sustainable saver eager to invest in green companies and tackle the climate crisis? Find out more in our guide.
As AJ Bell announces a reduction in its fees, we explain the changes and break down the cheapest platforms for large pension accounts.
There is an approach to building your investment portfolio which is called core-satellite investing. At its simplest of course this means that there is a core of investments around which other investments circle – the satellites. The core investments and the satellite investments complement each other.
Rishi Sunak shakes the money tree again and announces welcome extra support for energy bills. Read Holly's Blog for May 27th, 2022.
Robin West, Fund Manager of Invesco Perpetual UK Smaller Companies Investment Trust plc, shares his latest quarterly update.
Your forties are a complex decade. You will often be at peak of your earning power and almost certainly have the wisdom and insight to realise that you really need to be doing something about your long-term finances or risk an impoverished retirement. On the other hand, between the kids and the elderly parents and the mortgage and the extension, you probably have less disposable income and more responsibilities than at any other point in your life.
While some industrious folk will be working into their seventies, most will have made the great leap into retirement. That means, hopefully, you’ll have done the hard yards sorting out your finances, knowing how you’re going to fund yourself over the next few years and be gently settling into some well-earned R&R.
It’s not unusual to dread turning 30, but even if it’s hard to say goodbye to your 20s, this next chapter in life is full of its own exciting things to look forward to. Many of us are starting to settle into our careers, get married, and may even be thinking about having kids (shock horror!).
It’s always pretty unbelievable to realise that your age starts with a 5. On paper that is undeniably old! So if we’re so old and wise, how come most of us still look for the grown-up in the room when it comes to sorting out our finances?
Arguably the most difficult transition period in our lives, reaching your 20s is a milestone of massive proportions. And while no one is expecting you to have it all figured out by now, it can be difficult to navigate the onslaught of information that greets you once you reach adulthood.
No pressure, but your sixties are the decade that will determine the rest of your life. Yes, it matters how much you have saved in the preceding three or four decades, but how you organise your money today will have a significant influence on the quality of your retirement.
There's continued bad news on the financial front this week as inflation marches on to hit a daunting 9%. Read more in Holly's blog from May 20th, 2022.
It’s no surprise that telephone dealing can be an expensive venture these days. Our research found that you can rack up a bill from the hundreds to even the thousands. So if you’re looking for a breakdown of what the most popular telephone dealing platforms charge, scroll down!
This week, Boring Money interviewed Nosso, a new app that helps parents invest for their children with products like Junior ISAs and General Investment Accounts.
On May 12th, we were delighted to host an online live session for women in their 40s, 50s and 60s, our first focus group for a new service we're launching later in 2022.
It’s been a difficult time for investors this month as logging into an investment app is accompanied with a heart-in-your-mouth moment of dread. How low can you go?!
Check out some of the main highlights from Boring Money's recent webinar: 'Investing in Smaller Companies'
In our Online Investing Report 2022, we revealed that only 40% of investors are women, a slight decline on last year, when 41% were women. Find out more about why the gender investment gap is widening, and how that could change, here!
After a few weeks of password malfunction, Holly finally managed to log on to her accounts only to see that a large chunk of her pension has temporarily evaporated! Read more...
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in April 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular ETFs across all 3 providers. This article brings you the most bought ETFs on each of the major investment platforms in April 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: popular Trusts across all 4 providers. This article brings you the most bought Trusts. If you can’t face reading through it all, we start with the most popular products across the major investment platforms.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in April 2022 on AJ Bell, Fidelity and Interactive Investor.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in April 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Fact: the Government will pay you to put money into a private pension, in the form of tax relief. If you pay into a SIPP, this often gets paid to you instantly! Find out more!
May 6th, 2022. It’s pretty ugly out there this week. We have rising interest rates. UK inflation heading to an estimated 10%. And looming recessions. Read more in Holly's weekly blog.
Megatrend investing has exhibited incredible growth and interest in recent years. While performance can ebb and flow, we believe that there is incredible potential here to change the way global society functions. Such opportunity also has the added benefit of satisfying the human drive to connect with stories. Even if we think of the words ‘megatrend’ and ‘thematic’ as being more recently coined, what we know of as ‘growth’ or ‘emerging tech’ have been around far longer and are very related.
Holly gives her verdict of the market situation on April 29th. Not a good week for the stock market as the big names in the States take a hit from the current difficult trading environment.
So here’s the exam question today peeps. How does anyone rustle up a cool 46 billion Big Ones? Well. Like most of us scrabbling together some funds, you borrow some, you save up for some and you make some rich friends.
AJ Bell Youinvest has announced the launch of Dodl, a low-cost investment app aimed at a younger audience who are starting out their investment journey.
Our in-depth breakdown of robo/ready-made investment portfolio performance between January 2020 and March 2022.
Our breakdown of the most popular robo/ready-made investment portfolios, spanning from low to high risk, between the period January 2020 - March 2022.
Fidelity European Trust PLC aims to be the cornerstone long-term investment of choice for those seeking European exposure across market cycles.
In this article, we bring you a list of the most common funds, that feature across either 3 or 4 providers' lists.
Well-meaning friends and family? A know-it-all down the pub? A start-up you see advertised on a billboard or online? A well-known brand?
Top of the Pops: Popular funds across all 4 providers! This article brings you the most bought funds on each of the major investment platforms in March 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in March 2022. If you can’t face reading through it all, we start with the most popular funds across the board.
Top of the Pops: popular Trusts across all 4 providers. This article brings you the most bought Trusts. If you can’t face reading through it all, we start with the most popular products across the major investment platforms.
Top of the Pops: popular ETFs across all 3 providers. This article brings you the most bought ETFs on each of the major investment platforms in March 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: popular shares across 3 mainstream investments platforms. This article looks at the most bought shares in March 2022 on AJ Bell, Fidelity and Interactive Investor.
In this article, you’ll explore:
Is your lack of financial confidence losing you money?
Are there other options for growing your savings?
How to think about risk when it’s the last thing you want to do?
How can you get advice about investing which doesn’t cost an arm and a leg?
Holly's gentle reminder that the end of the tax year is approaching. And a whole bunch of stuff about the Easter Bunny and Chris Rock.
Introducing our brand new Sustainable Disclosure Prototype. You said you found comparing ESG funds difficult and confusing. We've responded with a prototype that should make this easier for you. Find out more.
Many investors find it difficult to compare the performance of funds and shares from a sustainability perspective. Find out how we built our Sustainable Disclosure Prototype to try and address this.
Rising inflation, interest rate hikes, market volatility. What does this all mean for bond markets, and specifically high yield bonds? Can opportunities be found within this sector?
Holly Mackay, our Boring Money CEO and Founder, shares her thoughts on the 2022 Spring Budget, and offers her top tips on how to invest during the big squeeze.
Global commitments to net zero are changing the landscape for commodities, says Olivia Markham, Co-Manager of the BlackRock World Mining Trust plc. This creates a strong backdrop for the year ahead.
ISAs (Instant Savings Accounts) are known as a tax-efficient 'wrapper', which means that you don't pay any tax on these savings or any interest you earn, up to £20,000 a year. Learn more here.
‘Multi-asset’, as the name implies, is when a fund is spread across different assets, such as bonds, cash, shares, gold, property or maybe others. Most often these funds are spread between bonds and shares.
When you’re picking an ISA, you need to ask yourself some crucial questions. How much effort are you prepared to put into selecting investments?
Since the pandemic, there has been a big increase in the number of funds and portfolios labelled as ‘ESG’ (Environmental, Social and Corporate Governance) and ‘ethical’. Women have been driving this trend – in fact, our research shows that they are more likely to express an interest in ESG funds and ethical investing in general. But let's define those two key terms first.
It’s been a pretty hectic 2 years on the markets. DIY investors have soared in numbers. Find out more in Holly's blog for March 18th, 2022.
With the end of the tax year rapidly approaching, you may be thinking about how to use up the rest of your allowance. But with war raging in Eastern Europe and a cost of living crisis beginning to take hold, deciding where to put your money is no easy task. Fortunately, the UK’s largest investing platform, Hargreaves Lansdown, has put together a shortlist of stocks, trusts and funds that could be a smart addition to your Stocks & Shares ISA in the coming weeks.
Top of the Pops: popular shares across 3 investments platforms. This article looks at the most bought shares in February 2022 on AJ Bell, Fidelity and Interactive Investor. Check them out here.
Top of the Pops: popular ETFs across all 3 providers. This article brings you the most bought ETFs on each of the major investment platforms in February 2022. If you can’t face reading through it all, we start with the most popular ETFs across the board.
Top of the Pops: popular Trusts across all 4 providers. This article brings you the most bought Trusts. If you can’t face reading through it all, we start with the most popular products across the major investment platforms.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in February 2022. Check them out here.
Interested in putting some money into a new ISA but not sure which one to choose? Here’s why you should consider opening a Lifetime ISA before the end of the 2021-2022 tax year (April 5th), if you haven’t already. Read more here!
Against a menacing global backdrop, markets this week had been relatively and almost strangely benign... before they fell again. Find out more in Holly's weekly blog.
Investment Trusts are one of those niche investing products that seemingly can't be explained without using a mountain of technical jargon that gives you a stress headache - until now! We've put together a guide that can have you Investment Trust-fluent in just 10 easy steps.
Fiona Yang, recently appointed to co-manager of Invesco Asia Trust plc (IAT), sits down with one of IAT’s non-executive directors, Vanessa Donegan, to discuss the promotion and her thoughts for the year ahead.
Interactive Investor or Hargreaves Lansdown? Which one is the right option for you? We’ve done the research and crunched the numbers to make it easier for you to decide who’s the right home for your money.
Holly discusses the sobering news from the Ukraine and the impact this has had on stock markets and overall volatility.
Learn AND laugh about pensions with this podcast from Holly Mackay, Founder of Boring Money, and Tom Selby, Pensions Expert at AJ Bell Youinvest. This time, they discuss pension planning for people who have retired.
Holly wanted to get a better understanding of how investors can start to look for funds which map to their criteria, so she interviewed Maria Municchi, Manager of M&G’s Multi-Asset Sustainable range, to find out the answers.
Invesco Select Trust is a closed-ended fund listed on the London Stock Exchange, but its structure sets it apart from its investment trust peers, and provides investors with a unique opportunity to invest their money across the globe. Discover more here.
Get the latest non-nonsense insights into the financial markets from Holly Mackay, founder and CEO of Boring Money. This week, she wrote her blog while Storm Eunice was ravaging the UK.
Does the price you pay to manage your investments really matter? Do you find it easy to identify platform charges? And how much is too much? Find out the answers here!
Learn AND laugh about pensions with this podcast from Holly Mackay, Founder of Boring Money, and Tom Selby, Pensions Expert at AJ Bell Youinvest. This time, they discuss pension planning in your late 50s.
Megatrend strategies align an exciting story of future growth and potential with equity market exposure. Find out more in this sponsored piece by WisdomTree.
Is investing really for people like me? That’s a question we hear a lot. So many people want to invest but they don’t feel like it is for them. Read our article.
May we have your attention please! The most important event in UK's investment world. We’re delighted to present to you the overall winners of our Best Buy Awards of 2022.
May we have your attention please! The most important event in UK's investment world. We’re delighted to present to you the overall winners of our Best Buy Awards of 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Buy ISA award for 2022.
Readers, contain your excitement! The following providers get the Boring Money Best for Low-Cost SIPP award for 2022 for those with more than £50k.
Readers, contain your excitement! The following providers get the Boring Money Best For Low-Cost ISA award for 2022 for those with more than £50k.
Readers, contain your excitement! The following providers get the Boring Money Best for Low-Cost SIPP award for 2022 for those with less than £50k.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Buy ISA award for 2022.
Readers, contain your excitement! The following providers get the Boring Money Best for Low-Cost ISAs for 2022 for those with less than £50k to invest.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. This time, discover the winner of Boring Money's Best App award for 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best for Beginners award for 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. Discover the winners of Boring Money Best Buy JISA award for 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. Find out the winners of our award: Best for Sustainable Investing in 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. Discover the winners of our Best for Share Traders award for 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best For New Investment Platform award for 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Buy LISA award for 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Buy Pension award for 2022.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. Find out the winners of our award: Best for Customer Service in 2022.
Learn AND laugh about pensions with this podcast from Holly Mackay, Founder of Boring Money, and Tom Selby, Pensions Expert at AJ Bell Youinvest. This time, they discuss pension planning in your early 40s.
Check out some of the main highlights from Boring Money's recent webinar: 'Investing: The Over 40s Club', which was sponsored by Aviva.
Dale Nicholls, Portfolio Manager at Fidelity China Special Situations PLC, gives three reasons why China could roar in the year of the tiger.
Holly discusses Boring Money's latest robo performance, which reveals some surprising trends. Learn more here!
Check out Boring Money's robo-performance for high-risk portfolios in 2020 and 2021!
Check out Boring Money's robo-performance for low-risk portfolios in 2020 and 2021!
Check out Boring Money's robo-performance for medium-risk portfolios in 2020 and 2021!
Which three robos were the top performers in the low-risk category in the last two years? Find out more in our latest robo report!
Which three robos were the top performers in the medium-risk category in the last two years? Find out more in our latest robo report!
Which three robos were the top performers in the high-risk category in the last two years? Find out more in our latest robo report!
Which robo reigns supreme for low-risk investors? Visit Boring Money's robo guide to find out.
Asia’s economic recovery has lagged developed markets since the start of the year, but now has more room for growth. Aberdeen Standard Investments argues there is more room for recovery.
Looking for an investment opportunity? Here are the robos which delivered the best returns for medium-risk portfolios in 2020 and 2021. Read more.
Moneybox, HSBC and Vanguard: How did their robo and ready-made portfolios perform in 2020 and 2021? Boring Money research reveals some interesting stats.
New to investing? Interested in putting your money in the stock market? Here are the 3 best stocks and shares ISAs if you're a beginner.
With inflation rising and interest rates on cash ISAs remaining stubbornly low, stocks and shares ISAs may appeal to those who are happy to put their cash away for a long time in exchange for potentially bigger returns.
Joined by Aviva pensions and retirement expert, Alistair McQueen, plus financial adviser Justin King, we'll answer your questions and help you get your head around the world of investing.
Welcome to the weekly blog of Boring Money CEO and Founder Holly Mackay. This week, she talks about her short stint with a personal trainer, inflation, cheese, and ETFs.
Crucial to successful asset allocation and delivery of investment returns is the understanding of the factors driving asset prices: economic, financial market and psychological. Find out more.
Pension prep - AJ Bell Youinvest share the most important 5 things to do when you're approaching retirement.
Managing your money and finances can often seem complicated and overwhelming. Find out how financial advice can help you.
You don't think you need financial advice but you don't want to pick your investments yourself. So here are our top tips on how to pick a good robo adviser.
Keen to invest but not sure if you want to take on too much risk? Here are Holly's pick of the 3 best ISAs if you want to reduce the heat.
Welcome to the weekly blog of Boring Money CEO and Founder Holly Mackay. This week, she talks about sustainability and gives her verdict on the UN's latest Sustainable Development Goals.
New to investing? Interested in putting your money in the stock market? Here are the 3 best stocks and shares ISAs if you want to keep costs low.
Retirement is on the horizon, but you’ve probably still got 10-15 years of working life yet before it’s realistic. This time, AJ Bell Youinvest give their top tips on how to prepare for your pension between the ages of 44 to 55.
In her weekly blog, Boring Money CEO and Founder Holly Mackay delivers her verdict on the investment landscape. Is there much to be cheerful about this January?
What were the top performing funds in 2021? Find out here.
What are the best and worst-performing funds in our Boring Money Fund in 2021? Find out here.
It's AJ Bell v Vanguard! Two long-established investment providers, but how do they compare against each other? Boring Money CEO and Founder Holly Mackay delivers her verdict.
It's Nutmeg v Wealthify! Both are popular robo advisers, but how do they compare against each other? Boring Money CEO and Founder Holly Mackay delivers her verdict.
After a tumultuous 2021, what can we expect from the stock market in 2022? The general view is cautious optimism, but most reckon the era of 'easy money' is over. Find out more.
The combined trio of rising inflation, slowing growth and Omicron have hit markets across the world, although in a more measured way than the most gloomy might have predicted. Learn more here.
2021 has been a tumultuous year in the investment world., but the pandemic has also accelerated long-term investment trend. So what could 2022 bring? We discuss.
We’re launching Boring Money Shortcut. This is a 2 minute quiz designed to suggest a path for people when it comes to long-term savings. And three providers or advisers you might like. Check it out here!
Over three years, FP Octopus UK Multi Cap Income Fund tops the IA UK Equity Income Sector. What’s the secret to its success? Chris McVey, lead fund manager, explains his approach and what it can offer investors.
It’s now a little over five years since the Brexit referendum and over that period UK equities have found themselves decidedly unloved on account of several factors. Check them out here.
Everyone has a Black Friday offer! Even the local pest control unit who once got rid of a wasps’ nest for me emailed through a Black Friday offer. Read on here!
Sam Morse shares his thoughts on the trust's 30th anniversary
Keeping on with the jolly theme…… What is the answer to Gollum’s riddle in The Hobbit?? Read on to find out!
Portfolio manager Alex Wright’s contrarian approach to the trust thrives on volatile and uncertain markets. Find out more about his strategy here.
Top of the Pops: popular shares across 3 investments platforms. This article looks at the most bought shares in October 2021 on AJ Bell, Fidelity and Interactive Investor. Check them out here.
Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs on each of the major investment platforms in October 2021. Check them out here.
Top of the Pops: popular trusts across 4 investments platforms. This article looks at the most bought trusts in October 2021 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor. Check them out here.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in October 2021. Check them out here.
A SIPP is an abbreviation for a Self-Invested Personal Pension, which is, as the name suggests, a pension that gives you the freedom to choose your own investments.
Some thought-provoking news this week. US powerhouse JP Morgan came out and said that they think the UK stock market is worth a look. According to them, the FTSE is at ‘near record cheap’ levels.
Leaving your money in the bank is easy and stress-free. So why bother with investing? We discuss.
Having financial goals can be incredibly helpful. It means you can focus on the things you really want to do with your money, and avoid getting distracted. Find out more!
Financial influencers or finfluencers often present a glamorous persona, but like those folks who pose in front of someone’s else’s Ferrari, much of it is based on fantasy. So what implications does this have for the finance community? Read more here!
Just as a virulent pandemic prevented overseas visitors from attending Tokyo’s Olympic and Paralympic games over the summer, so it’s likely discouraging international investors from seeking opportunities in Japan.
OK I’m geekily excited today as we unveil a new addition to Boring Money. We’ve added a fund table, which brings you a shortlist of the UK’s most popular funds with investment professionals and retail investors. With ratings and reviews from investors.
The European Union’s Emissions Trading System (ETS), the European marketplace for the trading of carbon emission allowances and the EU’s market-based solution to climate change, already sits as the centrepiece of the EU’s strategy on limiting climate change In June 2021, the EU adopted a European Climate Law, establishing the aim of reaching net zero greenhouse gas emissions (GHG) in the EU by 2050.
Fidelity Asian Values PLC portfolio manager Nitin Bajaj reviews how the dramatic changes seen in Asia have shifted the centre of economic gravity shift from West to East - and are mirrored in the growth of the trust.
Inflation news out this week – currently prices are creeping up by 3.1%. So do just think about what this could mean for your mortgage. What sort of a deal are you on? Fixed or variable? When does it expire? Learn more here.
Halifax Share Dealing’s Head of Trading Operations, Phillipa Clarke, talks about the current shift they’re seeing in women planning for retirement.
The top performer for the year so far is AJ Bell’s Cautious portfolio, with a total return of 2.4%, having delivered 1.2% growth in the last quarter. Check out the other top performers here!
For the year so far, Moneybox’s Balanced portfolio is the top performing robo adviser in our mid risk category of portfolios. Check out the other top performers here!
Robo investment performance report 2021
Figures released today from the biggest trading platform in the UK – Hargreaves Lansdown. This business now has a whopping £138 billion Big Ones on its books. And 1.7 million customers. Who put through 40,000 deals every single day. Learn more.
Top of the Pops: popular shares across 3 investments platforms. This article looks at the most bought shares in September 2021 on AJ Bell, Fidelity and Interactive Investor. Check them out here.
Top of the Pops: popular trusts across 4 investments platforms. This article looks at the most bought trusts in September 2021 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor. Check them out here.
Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs on each of the major investment platforms in September 2021. Check them out here.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in September 2021. Check them out here.
This week the media substituted the word ‘diesel’ for ‘gas’ and redirected their column inches. Wholesale gas prices have gone through the poorly insulated roof. Energy suppliers have gone bust. And the winter is looking quite expensive. Read on here!
The S&P 500 had its worst day since May this week. What’s wrong with the Yanks? Inflation. And it’s not just the Americans - data released this morning shows inflation in the Eurozone is 3.4%. Read more!
For cash-strapped first time buyers, every penny counts. A bigger deposit can not only help you get a bigger house, but a cheaper mortgage rate too... Learn more here.
Calling all hipsters. Control your excitement. This week is Pension Awareness Week. So here are 5 pension nuggets from us. Read more here!
Smaller companies for life, not just for Christmas
The pandemic has seen barely a dent in the long-term rise of the S&P 500. It has shrugged off higher inflation. Even the sky-high valuations can be shrugged off as long as revenues keep rising. Can anything halt the rise and rise of US shares? Find out here.
Top of the Pops: popular shares across 3 investments platforms. This article looks at the most bought shares in August 2021 on AJ Bell, Fidelity and Interactive Investor. Check them out here.
Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs on each of the major investment platforms in August 2021. Check them out here.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in August 2021. Check them out here.
Top of the Pops: popular trusts across 4 investments platforms. This article looks at the most bought trusts in August 2021 on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor. Check them out here.
The nation reeled in shock this week as our principled leader, Champion Of Honesty and Beacon Of Truth, broke a promise. Yes, pretty much everyone working will pay more tax from April next year as National Insurance goes up by 1.25%.
This has been a see-saw year for investment markets. In the early stages of the pandemic, investors focused their attention on companies with reliable growth. Since the vaccination programme has allowed economies to reopen, there has been a rotation to ‘recovery’ companies.
Welcome to the weekly blog of Boring Money CEO and Founder Holly Mackay. This week, she presents the Impatient Idiot’s Guide to Global Markets This Summer. Check it out here!
There are many factors that affect the price of precious metals. WisdomTree has developed a model framework using historic price behaviour of gold and silver to develop forecasts for the year ahead. Check it out here!
Are sustainable funds losing steam? Or is their recent dismal performance just an unfortunate blip? Read our verdict.
Is Crypto really going to the moon or is it just enjoying a brief moment in the sun? Find out what the experts have got to say.
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in July 2021. Check them out here.
A decade ago Hugh Young, manager of Aberdeen Standard Asia Focus investment trust, introduced the ’10 golden rules for equity investing’. Recently, he revisited these principles, asking whether they hold true today as the world grapples with the pandemic.
Fee-free trading app Robinhood had a bit of a limp debut on the stock exchange in New York yesterday, falling to under $35 after opening at $38. Read more here!
The UK is bouncing back. Economic growth is accelerating and the stock market has surged since the start of the year. Aberdeen Standard Investments makes the case for UK equities.
A scorching week as we digest more pictures of empty shelves, live in fear of a ping and try to understand the rules of the new board game called “Going On Holiday” BUT despite all of this, investors are feeling more confident about the economy.
Pensions are neither the most fascinating nor accessible topic. Technology and improved transparency are forcing a stuffy industry to re-invent itself and the choices available to anyone with £50 a month. Check out our top 5 here.
Markets got spooked a bit this week as one of the Bank of England’s bigwigs flagged some warning signals about inflation being more than a temporary post-lockdown blip. Find out more.
Even before the pandemic, ‘disruption’ had become commonplace. Industries as diverse as financial services, healthcare or car manufacturing have all seen technology force change in recent years. So what are the implications? Find out here.
To access the most compelling opportunities in the years ahead, Andrew Lister, manager of the Aberdeen Emerging Markets Investment Company, suggests five key considerations for investors today. Check them out here.
What's the best way to use our Investment Fees Calculator? If you're a confident DIY investor like Winona, you can really take control. Read more here!
Welcome to the weekly blog of Boring Money CEO and Founder Holly Mackay. This week, she talks about Power of Attorney and the latest crypto news.
How is it that investing is presented as sexy and exciting, yet pensions are complicated and dull? They are literally the same thing, just wrapped up differently and clearly one in dire need of better publicity. Read more here,
Because we’re all living longer, age-related mental illness is increasingly common so planning ahead might be a smart choice. Find out more about your options here.
Bit of a mixed bag this week. The Boring Money fund, who’s doing the best – and going gaga and jolly old life insurance. Such fun!
Over in Rivendell this week, the Bank of England meeting kept interest rates at all-time lows of 0.1% whilst flagging that inflation is expected to rise to over 3% this summer. Learn more.
Last January we opened over 20 investment accounts to compare performance after all charges. I put £500 into each, and they were all invested in broadly the same way. Find out what's left in the pot one year on!
Holly Mackay, Boring Money CEO and Founder, gives her lowdown on the 6 best mobile-first investment services and apps.
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in May 2021. Check them out here.
The UK Govt has set up a ‘greenwashing’ taskforce to make sure that financial services firms do not self-anoint as the Saints of Sustainability without solid evidence to do so.
How much money do you really need to save for your retirement? Boring Money gives you the lowdown. Find out here!
For a chance to actually beat inflation and grow your savings, a stocks and shares ISA is where it’s at. These days you don’t need to decipher the stock market or own a gold mine. Read on to find how you can get involved!
Investment fees are a bit like flying on a dodgy budget airline. Quite often the advertised price is bumped up by extra charges for sandwiches, the cheek of having a bag, and even needing a wee. It’s too hard. So we decided it’s time to do something about it.
The real estate market was a mixed bag in 2020. While industrials, particularly logistics and certain alternatives, did well during the year, there were also pockets of weakness, particularly within the high street and office markets. Learn more.
Many central banks in the developed Western world have an inflation target of around 2%, a figure deemed appropriate to provide the right combination of optimum employment, price stability and economic growth. Learn more.
More and more people are choosing ready-made investment solutions. Rather than agonising over all the individual components, we’re getting the investment provider to blend one for us. But how to decide where to go?
The narrow focus of markets in 2020 may have left investors positioned for yesterday’s crisis rather than tomorrow’s recovery, says Thomas Moore, manager of the Aberdeen Standard Equity Income Trust.
It’s not just blowing a hooley in my garden. A tornado swept through crypto markets this week. Will somebody sort out the weather already?!? Read more here!
We may think of ‘hacking’ as occurring in a dark room, but hackers tend to have a much higher chance of successfully breaching a network by posing as a legitimate visitor and walking in the front door. It is critical that any cybersecurity strategy not only addresses technical factors, but also educates people on risks and exploitative techniques that could be used.
If you are a beginner when it comes to investing, and trying to find your way through this pretty complicated maze, you are not alone. We’ve got some tips on how, where and whether to start.
We cast out eyes over some of the top saving & budgeting apps available right now, comparing and differentiating their key features and pricing tiers. Check them out here.
People have been whispering about inflation for a while. The idea of global prices shooting up as we were stuck at home going nowhere, spending nothing and building nothing might have seemed a bit daft. Read on here!
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in April 2021. Check them out here.
Emerging markets have been top of investors’ wish lists for the reflation trade: $17bn flowed into the asset class in the first three weeks of the year as global investors looked for ways to take advantage of the global recovery. Does this mark the end of a long period when the asset class has been overlooked by investors?
The past 12 months have been a game of two halves for investors. Taking the year as a whole, the winners are clear: the fastest growing companies have triumphed over their peers. Check them out here!
Enough is enough! Voters rebel this week as we finally take the political hump about things that really matter. What is wrong with our Magnolia walls and ‘nightmare’ soft furnishings. Find out more!
Murray Income Trust believe there are reasons for optimism on UK equities. Income investors, who may have previously overlooked the market, may want to reconsider their positions in light of some positive drivers. Learn more here.
Hydrogen is all the buzz today. But it feels like we have been here before. So why will the 2020s be any different? Learn more here!
A radical energy transition is underway, driven by a combination of environmental, policy and technology factors. Read more to find out how our energy system is switching away from fossil fuels into clean, renewable sources of energy.
If you are investing with a timeframe of 3-5 years, or if you are looking for a little more oomph than cash but without the adrenaline swings of the stock market, this is for you. Learn more about your options here.
If you are investing with a timeframe of 4-7 years, or if you are looking for more oomph than cash but not the more extreme volatility of stock markets, this is for you. Learn more about your options here.
If you are investing with a timeframe of at least 7 years, and more likely 10+ years, and you are looking to maximise returns, this could be for you. Learn more about your options here.
At Boring Money we’ve picked the main providers of ‘ready-made’ portfolios and those who readily publish data or have agreed to share it with us. Check them out!
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in March 2021. Check them out here.
From feast to famine: Is the ISA party coming to an end? Savers and investors have added thousands more to ISAS thanks to rising subscription limits. But is the party set to come to an end?
As well as being a Spice Girl this week, I also disappeared down the rabbit hole that exists if you search #NFT on Twitter. (Warning – only do this if you have a few spare hours). Read more!
We’ve had a busy week with the launch of our branding spanking new service Boring Money Advice. A one-stop shop to find the best source of advice for you. Check it out here!
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in February 2021. Check them out here.
This week Rishi Sunak froze many personal tax allowances along with income tax thresholds. Freezing thresholds and allowances does not sound that dramatic. But millions of us will be affected by these moves.
May we have your attention please! The most important event in UK's investment world. We’re delighted to present to you the overall winners of our Best Buy Awards of 2021.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best for Customer Service award for 2021.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best ISAs for Digital award for 2021.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best ISAs for Low Cost award for 2021.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Pensions for Beginner Investors award for 2021.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Pensions for Low Cost award for 2021.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Pensions for Digital award for 2021.
Thinking of opening an ISA but not sure which provider to choose? Boring Money is proud to reveal the winners of its Best Buy ISAS 2021. Find out more!
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Pensions for Sustainable Investors award for 2021.
Who gets the stamp of approval from customers and experts in the investment industry? Find out in our Boring Money Best Buys 2021: our winners revealed and rated.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Buy ISA for Sustainable Investors award for 2021.
We consider gold to be an important building block for any portfolio, we must consider its responsible sourcing and environmental social and governance (ESG) factors. Learn more here.
Gross domestic product – the measure of how much we make and spend – fell by nearly 10% in 2020. Brrrrr. Nonetheless the stock market remains seemingly undeterred and the FTSE 100 marches on. Read more here.
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in January 2021. Check them out here.
What we do with our retirement savings is one of the most significant decisions we can make in reducing our carbon footprint, helping to protect our futures and the planet’s too. How? Read on to find out!
Strange scenes on global stock markets this week as retail investors club together to create carnage. Find out more.
We wanted to show you how different fees and funds affect how investment providers perform. After endless spreadsheets, we decided that the easiest way to measure who does well was to open an account with 15 platforms and see how they did. Here is our year three update.
Top of the Pops: popular ETFs across all 4 providers. This article brings you the most bought ETFs on each of the major investment platforms in December 2021. Check them out here.
It feels as though we are in the final stages of a market melt-up. And when I say final this could be 2 weeks, 2 months or 2 years so don’t spill your coffee and scramble into action. Read more here!
We asked you which markets you liked for 2021. About 350 of you gave us a detailed breakdown of which regions and sectors you liked. We added all this together and have created the Boring Money Fund 2021.
In her weekly blog, Boring Money CEO and Founder Holly Mackay presents eight surprisingly good things about 2020. Check them out here!
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in December 2020. Check them out here.
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in November 2020. Check them out here.
Boring Money is proud to announce the winners of its inaugural Advice Awards, based on ratings, scores and feedback from our readers and clients. Find out who they are here.
We caught up with a fairly confident pension saver, Josh, to talk about his experiences. Josh has both a workplace pension through his employer and a SIPP with online pension provider AJ Bell. Check out what he's got to say!
Just as Kim Kardashian famously once broke the internet, so the Pfizer vaccine announcement this week broke online trading for many DIY investors. Read more here!
2022 has been a difficult year for European agriculture. One can start with the Russia/Ukraine conflict and how that has changed market conditions and supply chains of critical things, like fertilisers. Then, one can continue with the fact that these difficulties were followed by drought conditions.
Top of the Pops: popular funds, trusts and ETFs across all 4 providers. This article brings you the best-sellers on AJ Bell, Fidelity, Hargreaves Lansdown and Interactive Investor in October 2020. Check them out here.
We catch up with William de Vries, fund manager for Triodos Investment Management, the investment arm of ethical frontrunner Triodos Bank. William explains impact bond funds, their role in a sustainable investment portfolio, and how they can help to diversify a portfolio of traditionally led investments.
We caught up with Hilary Jayne, an impact investor spending and local charity volunteer. Her Stocks and Shares ISA provider is Triodos, a bank which aims to only ever make a positive impact. Sounds spot on for sustainable saving – so what does Hilary think?
This week, we had a little dive into Wonderland. First falling through the August data – pretty glum. But even despite the slow-coach data, the FTSE100 once again refused to stick to the script.... Find out more here!
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in September 2020. Check them out here.
Sustainable saving is a long way from being one-size-fits-all. Some people seek out investments with the biggest positive environmental impacts. Others simply want to know they're not funding wars or lining the pockets of dodgy CEOs.
Which are the best and worst-performing funds of 2020? Read more here on Boring Money to find out.
This week in the blog: roach-like resilience in business and investments, and a reframing of the dreaded (but largely misunderstood) four-letter word: risk.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in August 2020. Check them out here.
Paying off expensive debt
You voted Wealthify as your top pick of DIY Investment Providers in our Investor Choice Awards 2020. And apparently they're pretty chuffed about it...
Exciting news this week... We are opening our crowdfunding up to readers on a secret squirrel basis! Find out how you can pre-register here.
Today we reveal the results of your 2,872 votes, & crown the winners of our 2020 Investor Choice Awards. Check them out here!
Investors in July continue to look to take advantage of volatility (read: uncertainty), not helped by the fact that the slogans coming out of Number 10 sound increasingly like something from the Teletubbies.
What are people investing in? According to Interactive Investor's top 10 best-selling funds list, there's been an about turn during the pandemic - more investors are now choosing active over passive. Learn more!
Do you know why ‘compounding’ is like a snowball growing as it rolls down a hill? Or why ‘dividends’ are the investment world’s pocket money? Here are 5 plain English finance terms for investors new and old.
Back in March when the world as we know it blew up, people remained resilient despite the market falls. More than half of you told us that you were planning on buying – but favoured adding to your investments with arguably ‘safer’ broad-brush trackers and global funds.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in June 2020. Check them out here.
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in May 2020. Check them out here.
Dizzying excitement this week as HMRC published data on ISAs yesterday, always an exciting day. The number of people who paid into a Stocks and Shares ISA from April 2018 – April 2019 fell by nearly half a million... But more interesting are always the Junior ISA stats. Read more here!
Figures out today confirm that Government debt has hit blistering levels. The debt pile is a whopping £1.95 trillion. For the first time since 1963 debt is larger than the size of the economy. Learn more about the implications here.
Well here we are in Week Three Million of Living La Vida Loca-down. And trying to predict the mid-term future is almost getting harder, not easier. Read on here!
Latin America has been resilient over the past 12 months, and could be early to recover when the inflation environment shifts. Learn more about this investing opportunity here!
For the past 12 months, stock markets have been blown about by macroeconomic news. Will they start to look more closely at individual companies in the year ahead? Learn more here.
While the UK market is a good hunting ground for income-seekers, that income is often concentrated in a handful of stocks and sectors. “A small cap allocation can help to diversify this, and the investment trust structure has unique features that makes it attractive to income seekers”. Read on here.
With western developed markets still mired in high inflation and economic uncertainty, Asia offers a brighter prospect for investors. The reopening of China and strength of south Asian economies makes BNKR, with its solid position in the region, an attractive proposition.
Bond yields are now at their highest level in a decade, pushed up by rising interest rates. What does this mean for the relative merits of dividend-paying equities? Learn more here.
After a strong year for the mining sector in 2022, supply and demand dynamics are likely to remain favourable in the year ahead, with gold acting as a ballast for the portfolio. Read more here.
Watching the FTSE this week was a bit like watching a teenager at a party.... How is it related? Find out here!
Which funds add the most value for investors? Take it from global research powerhouse Morningstar...
In her weekly blog, Boring Money CEO and Founder Holly Mackay shares the unexpected realities of living in lockdown and introduces the Happiness Triangle - based on Financial, Physical and Mental elements. Read more here!
Top of the Pops: popular funds across all 4 providers. This article brings you the most bought funds on each of the major investment platforms in March 2020. Check them out here.
In a new series, Holly provides straightforward answers to your difficult questions. Learn more here!
Want to learn more about how long you should stay invested in the stock market? In a new series, Holly provides straightforward answers to your difficult questions. Learn more here.
Wondering whether you should cash out your final salary pension duing a market decline? In our new series, Holly provides straightforward answers to your difficult questions.
What's the best way to invest during COVID-19? In a new series, Holly provides straightforward answers to your difficult questions. Learn more here.
Is your Stocks & Shares Lifetime ISA underperforming? Not sure what to do about it? In our new series, Holly provides straightforward answers to your difficult questions.
ISA whisperer Holly Mackay picks out the best ISAs of 2020 for beginners, sustainable investors, portfolios up to £50,000 and portfolios over £100,000. Check them out here.
New to investing? Interested in putting your money in the stock market? We have reviewed 3 of the most popular trading apps to get you started. Check them out here!
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Buy ISA award for 2020.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best Buy Pensions award for 2020.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best for Sustainable Investors award for 2020.
Readers, contain your excitement as we welcome you to the digital red carpet of the glamorous UK investment and pension scene. The following providers get the Boring Money Best for Beginner Investors award for 2020.
Who gets the stamp of approval from customers and experts in the investment industry? Find out in our Boring Money Best Buys 2020: our winners revealed and rated.
If you’re fed up of being in the dark about money, have ever felt patronised by "the suits", and want to make more confident decisions without spending hours glued to the Boring Financial News Network, help is at hand.
Good companies can still thrive, even in the toughest economic conditions. This year’s ISA season comes amid the most difficult environment for a decade. How do BlackRock fund managers put themselves in the best position to find opportunities?
Looking to start investing this ISA season? Investment trusts can help create a balanced, sustainable ISA portfolio, by improving diversification, enhancing income generation, or allowing flexibility in volatile markets. Learn more here.
The year 2022 saw an acceleration of the energy transition, as the war in Ukraine prompted a wholesale re-evaluation from governments of the way they source and use energy. Read more to find out how this has impacted the world of investing.
Finding resilient companies becomes particularly important at times of weak economic growth. Discover the key characteristics to identify companies that can thrive even in tough times.
As inflation and interest rates rise, investors will need to adjust to a new normal, but certain types of company can thrive in all conditions. Learn more here.
When you’re a Sustainable Saver on the hunt for the most responsible investment funds around, you come across all sorts of products that claim to do good. Read on to learn how to navigate the world of sustainable investing!
After endless Excel spreadsheets, we decided that the easiest way to measure who does well was to open an account, stick £500 in and see how they did. Here is our January 2020 independent guide for consumers.