We are not regulated to give personal financial advice.
This isn’t full-fat regulated capital ‘A’ advice, folks. This means that you’re not able to come back for compensation if you act based on what you learn here. We can't help with specific personal circumstances, or recommend particular investment products for you. Sorry.
We can only give you a steer or share an opinion and answer some technical questions.
If you want that, then have a look at using a regulated financial adviser – here’s how to find a good ‘un.