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Stockmarket meltdown – straight-talking answers to difficult questions

These are unprecedented and scary times. Even the most seasoned investors are feeling nervous. We will do our best to take your questions and share opinions and ideas from our network of financial professionals.

Every day we will tackle a specific question in our new Video Series – Stockmarket Meltdown – and publish your questions (we won’t publish full names or any contact details) with some expert answers.

We are not regulated to give personal financial advice – we can comment generally but can’t give specific answers to detailed personal circumstances, nor suggest any individual investments. Please keep your questions generic and don’t ask us which stocks to buy or sell!

What we can do is to share a general opinion or suggest where you can go for more reading or help.

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I am not a tax payer as I do not work. Will the Government pay any money into my private pension?

Mrs Khan | Essex | 02/07/2019 | 0

  • Private Pension
Anna Sofat's Response

I can't decide between getting a Junior ISA with a robo investor like Wealthify, or investing via Interactive Investor with an investment trust for my son's JISA. I want to invest ethically and am happy to research investment trusts myself. The fees seem similar and both have fund managers. What should I do?

Rick | Sussex | 01/07/2019 | 2

  • Junior ISA
  • Sustainable Investing
Simon Bullock's Response

I have a small pension which I have not drawn on yet, and I am seriously thinking about cashing it in, as I’m worried Brexit will mean substantial losses. Would I be better off just leaving it where it is?

Anne | South Yorkshire | 19/06/2019 | 0

  • Pension
Helena Wardle's Response

My son has a savings plan with Witan Jump that is now being closed and transferred to Hargreaves Lansdown. However, Hargreaves informs me that I cannot transfer all the money (£26,000) into a Junior ISA account, because it's more than the £20,000 yearly ISA allowance. I would like to keep the remaining money invested, but would appreciate some advice as to how I could invest it for my son.

Isabella | Kent | 19/06/2019 | 0

  • Junior ISA
Lesley James's Response
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