Ask a question

Our Experts

Got a Question?

Filters (0)

Clear All Filters

Your Questions Answered

Showing 4 of 92

Is there an average number of funds that one should ideally hold? I have in excess of 20. I am happy with my portfolio and coverage, but wonder if I have too many funds. The second part to the question is how long should you leave an underperforming fund?

Richard | Hertfordshire | 06/08/2018 | 3

  • Funds
Holly Mackay's Response

I'm 24 and would like to begin investing. Am I better off using a robo advisor such as Wealthify/Wealthsimple or a fund such as Vanguard LifeStrategy?

Amanda | Greater London | 06/08/2018 | 6

  • Shares
  • Robo Adviser
  • Online Investment Platforms
Holly Mackay's Response

I have cash saved in ISAs and savings accounts - probably a 30% deposit on a property - first time buyer. I am at least 12 months away from getting a permanent job, so at least 12 months away from buying a property. What can I do with the cash in the meantime? Best just to leave it in cash for now, or invest a portion in stocks and shares ISAs?

Malti | London | 25/07/2018 | 2

  • Stocks and Shares ISA
  • Lifetime ISA
  • Cash
Holly Mackay's Response

I am 73 and cautious. There are two areas that your advice would be helpful..what if you just spend thousands on buying the gold standard footsie companies like shell and the rest and keep them for five years and then cash them in ?

DB | UK | 24/07/2018 | 6

  • Robo Adviser
  • Online Investment Platforms
  • Funds
  • Pension
Holly's Response
Load Articles Spinner

Got a question? Ask our experts

Ask Our Experts