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Hello Are there any specific pensions you would recommend, with low charges, which I can set up for my 11 yr old son. I am already paying the maximum into a junior isa. AH

Anita | SXW | 18/06/2018 | 3

  • Private Pension
  • Junior ISA
Richard Allum, MD, Paraplanners 's Response

I was considering applying for Individual protection 2016, which I understand would give me an LTA of £1,021,390. However, following the Inflation rise of LTA, it seems the LTA is now at £1,030,000. It now seems pointless applying for Individual protection 2016. Have I got this right?

David | LDN | 12/06/2018 | 0

  • Pension
Richard Allum, MD The Paraplanners's Response

What are the differences between income and accumulation income funds? How do you declare income reinvested in a fund on your tax return?

C | 05/06/2018 | 0

  • Funds
Helena Wardle's Response

I have a Virgin Money stocks and shares ISA which I started in 2016 and pay £75 into a month. Can I take a new stocks and shares ISA with a new provider before the end of the tax year?

Balwant | 29/05/2018 | 2

  • Lifetime ISA
Helena Wardle, Certified Financial Planner's Response
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