Best instant access savings account

19 July 2018

Question by Anon

Could you be kind enough to let me know what would be the best instant access savings account for me? I would like any interest to be paid to me monthly. Thank you

Answered by Holly Mackay

The rates on savings accounts are not brilliant, but I’m guessing you know that already. It is always worth shopping around as they change frequently. The top rates at the moment can be found at

The best deals are currently offered by Atom Bank, but you have to tie your money up, which you don’t want to do. As such, the best deal available today is the Post Office, offering a rate of 1.29%. Check out the small print of these deals as some have restrictions or are only branch-based etc.

Answered by

Holly Mackay

Founder and CEO of Boring Money

I’ve worked in investment markets for over 20 years. I started out at Merrill Lynch Investment Management and worked at a few big names before setting up my first business in 2008.