Best instant access savings account

| 29/05/2018 | 0

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Question in full

Could you be kind enough to let me know what would be the best instant access savings account for me. I would like any interest to be paid to me monthly. Thank you

Holly Mackay's Response

The rates on savings accounts are not brilliant, but I’m guessing you know that already. It is always worth shopping around as they change frequently. The top rates at the moment can be found at https://savingschampion.co.uk/best-buys/personal/monthly-income/#table.

The best deals are currently offered by Atom Bank, but you have to tie your money up, which you don’t want to do. As such, the best deal available today is the Post Office, offering a rate of 1.29%.  Check out the small print of these deals as some have restrictions or are only branch-based etc

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Holly Mackay

Founder and MD of Boring Money, Holly Mackay has been working in the investments space since 1998. She read Modern Languages at Oxford, with a special focus on Mediaeval French which was deeply interesting and arguably utterly useless.

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