Can I move an old Child Trust Fund?

I have put the full allowance into my daughter's JISA. If for some reason I passed away, would the amount over £3000 per year be liable for inheritance tax?

PB | Derby | 18/06/2019 | 0

• Junior ISA
• Inheritance

I'm in my late 30s, have a mortgage, a baby, no outstanding loans or credit cards, three pensions, and two Cash ISAs. I’d like to invest to renovate our house, help fund our children’s education and help them onto the property ladder, and retire as soon as possible! I considered a LISA but thought I might be better paying off more of the mortgage. I'm also confused about using a platform for a Stocks and Shares ISA. Any advice would be appreciated! Keep up the good work, I’m impressed with how refreshingly approachable your website is.

Nick | Berkshire | 29/05/2019 | 1

• Stocks and Shares ISA
• Junior ISA
• Lifetime ISA
• Pension
• Mortgage

I currently have a Stocks & Shares ISA and a Junior ISA with Wealthsimple. I am considering changing these to Vanguard, but I am unsure if transferring across providers is a simple process. Also can you only pay into one of each type of ISA per year?

Philip | County Antrim | 21/05/2019 | 0

• Stocks and Shares ISA
• Junior ISA

I have a young boy who will be turning 4 this month. He is British. I want to save some money for this innocent boy, for when he comes of age, but I live in Uganda and I am not in touch with his mum. Can I open a Junior ISA for him?

Dennis | Uganda | 11/04/2019 | 0

• Junior ISA

Our 16 year old son has inherited a significant sum. He wants to go to Drama School and pursue a career in acting, which we know means he is likely to be low paid/short of cash. I wondered how best to help him organise his savings/investments to help fund him through drama school/the early years, whilst trying to discourage him from simply dipping into his capital?

Mo | West Sussex | 04/04/2019 | 4

• Stocks and Shares ISA
• Junior ISA
• Inheritance

Where can I get a good Junior ISA?

Rebeccah | Greater London | 27/03/2019 | 2

• Junior ISA

I’m 36 years old, earn £85k, and have about £40k savings in the bank, mainly in an old ISA that I’ve done nothing with. I have a five year old daughter and would like to put my savings somewhere clever so they start to do something useful by the time she starts at an independent secondary school and fees go through the roof. Any bright ideas please?

Milly | Berkshire | 22/02/2019 | 2

• Stocks and Shares ISA
• Junior ISA
• Shares
• Online Investment Platforms

Hello Are there any specific pensions you would recommend, with low charges, which I can set up for my 11 yr old son. I am already paying the maximum into a junior isa. AH

Anita | SXW | 18/06/2018 | 3

• Private Pension
• Junior ISA

I would like to open a Junior shares ISA for my Grandson for about £50/month. How do I go about it and can you recommend some reliable companies?

Roger | Surrey | 26/04/2018 | 2

• Junior ISA
• Shares

I am in the very lucky position of just having received a gift of £800k which I want to invest for our retirement. My husband and I are in our late 40s and aim to retire in around five years. We have 11 more years of school fees to fund, then hopefully university fees for two after that. I've put together a plan for us - can you have a look and see if it makes sense?

Fiona | UK | 18/01/2018 | 6

• Private Pension
• Stocks and Shares ISA
• Junior ISA
• Shares
• Cash
• Online Investment Platforms

We have four grandchildren (2 English living in UK, and 2 Irish living in Eire). We have decided to start savings plans for their futures. Their ages are 18yrs, 11yrs, 8yrs and 4yrs respectively. My age is 75yrs, and my wife is a little older. What should we do, please?

John | Buckinghamshire | 01/01/2018 | 1

• Junior ISA
• Lifetime ISA
• Shares
• Funds
• Inheritance

I have a delightful 12 year old daughter and she has just opened her first bank account. I am dreadful with money but I would like to know what I should teach her so that she does not pick up my bad financial habits. Do you have some top tips of things to teach our children so they are wise and responsible with money please?

Louise | Greater London | 11/09/2017 | 1

• Junior ISA
• Shares
• Cash

Pensions vs ISA - which one is best?

Roderick | Greater London | 06/09/2017 | 0

• Stocks and Shares ISA
• Junior ISA
• Lifetime ISA
• Pension