How to invest my savings for a period of 5 to 7 years?

Hi Mark,

In hindsight the first place for your savings would be to maximise your stocks & shares ISA allowance and if you hold any of your savings in existing cash ISA's then transfer these across into a stocks & shares ISA. From experience many people see stocks and shares and think they are solely invested in the stock market which certainly isn't true, as your investments within can be a mix of equities which tends to drive the growth for your money and some safer investments like Government Bonds, fixed interest and property.

When we advise clients we would identify your risk profile and your capacity for loss which would be in the form of a variety of questions.

We would then put a plan together for us all to follow and identify what could be achievable going forwards with a variety of routes to that particular goal.

A couple of other things to consider when entering the property market:

Looking at your existing expenditure and how this would be perceived for mortgage applications

• Your current credit rating and what you can do to improve this if needed, having a good credit rating helps improve your chances of securing the best rates with well-known providers

• Making sure your deposit tracks house prices/inflation so your deposit keeps the loan to value down to again secure better interest rates.

Hope this helps and if you need anything just drop me a message.

Thanks

Matt