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I'm in pension drawdown and not working. Can I still contribute to my pension?

27 March 2023

Question by Mark

I'm in pension drawdown and not working. Can I still contribute to my pension (must any contribution be made only from work earnings)? I am 60 years old.

My wife is also in pension drawdown. She has earned approximately £3k gross earnings this year. Can she still contribute to her pension? She is 58 years old.

Answered by

Hi Martin,

Thanks for your question. When you have no pensionable earnings the maximum you can contribute into a pension is £2,880 (£3,600 after tax relief has been applied) each tax year. This would be the same for you and your wife.

Best wishes

Chloe