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I really don’t like this market meltdown during the coronavirus outbreak. Should I sell and just get out?
|
19/03/2020 |
18
- Private Pension
- Stocks and Shares ISA
- Junior ISA
- Lifetime ISA
- Shares
- Robo Adviser
- Online Investment Platforms
- Funds
- GIA
- Pension
Holly Mackay's Response
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As a U.S. passport holder as well as a British citizen living in the UK, are there certain things I can't invest in?
Megan |
Scotland |
11/06/2019 |
0
- Private Pension
- Stocks and Shares ISA
- Shares
Zoë Dagless's Response
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I’m thinking about investing £1000 in Sirius Minerals. I would like some advice on whether this is too small an amount to get any gains from. At the moment I would be leaving it in for the long term of 5-10 years. I do realise that no dividend is being paid.
Adam |
Cleveland |
30/05/2019 |
0
Holly Mackay's Response
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I have had a Hargreaves Lansdown Stocks & Shares ISA for the past 2+ years, divided into their Portfolio Plus Balanced Growth and in a mixture of shares I selected myself. While I am happy to keep the shares element, I don’t feel the managed portfolio is working for me and I could do better elsewhere. Where would you suggest I could invest for a better return? I am happy with balanced and some element of high risk. I’m 47, have two primary school age children, & live in central London. I also have a mortgage and a workplace pension.
Jennifer |
London |
20/03/2019 |
0
- Shares
- Online Investment Platforms
Holly Mackay's Response
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I’m 36 years old, earn £85k, and have about £40k savings in the bank, mainly in an old ISA that I’ve done nothing with. I have a five year old daughter and would like to put my savings somewhere clever so they start to do something useful by the time she starts at an independent secondary school and fees go through the roof. Any bright ideas please?
Milly |
Berkshire |
22/02/2019 |
2
- Stocks and Shares ISA
- Junior ISA
- Shares
- Online Investment Platforms
Catherine Morgan's Response
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I am 25 and starting to seriously financially plan out my future. I would really welcome a 'sense check' on my thinking as well as some help on which investment choices to make. My goals are: To invest for 15 years - my risk appetite is very high (i.e. I could afford to lose all my money). Goal 1 - More Important: To have an investment pot of £1,500,000. Goal 2 - Less Important: To be mortgage free. My plan is: 1) Open an annual Stocks and Shares ISA each of the next 15 years. 2) Open Share trading/dealing account. 3) Reduce my mortgage term to 6 years by 2025. I appreciate the above is a lot to go though, but I'd welcome any help and guidance.
Mo |
London |
15/10/2018 |
5
- Stocks and Shares ISA
- Shares
- Online Investment Platforms
- Funds
- Other
Holly Mackay's Response
-
Is there a reason you don’t list Saga in your Best Buys? Additionally, I have purchased a few investment trust shares but can’t work out how the dividends are paid. Scottish Mortgage is an example. I wasn't given an option to choose how to receive the dividends. It would be useful if you could provide some clarity on how investment trusts pay their dividends.
Carl |
Buckinghamshire |
07/09/2018 |
1
- Shares
- Online Investment Platforms
Holly Mackay's Response
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I wanted an investment trust with an income, so I put £10,000 into The Investment Company. It delivers a reliable quarterly dividend but the capital value has dropped by 10% since I invested 2 years ago. What are your favourite investment trusts?
Fran |
Greater London |
08/08/2018 |
4
Mark Dampier's Response
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I'm 24 and would like to begin investing. Am I better off using a robo advisor such as Wealthify/Wealthsimple or a fund such as Vanguard LifeStrategy?
Amanda |
Greater London |
06/08/2018 |
7
- Shares
- Robo Adviser
- Online Investment Platforms
Holly Mackay's Response
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I would like to open a Junior shares ISA for my Grandson for about £50/month.
How do I go about it and can you recommend some reliable companies?
Roger |
Surrey |
26/04/2018 |
2
Holly Mackay's Response
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Can you recommend some very basic books for a 69-year-old widow who is now having to manage her money?
Martha |
12/04/2018 |
0
Helena Wardle's Response
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I just found your web site (recommended in Andy Bell's book on Do It Yourself investing). Could you say why you do not review Halifax Share Dealing in your list of ISA providers? Is there anything wrong with this ISA provider for you not to include it?
Gerald |
UK |
11/04/2018 |
0
Richard Bradley's Response
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I am post-divorce with a good settlement which I have only partially invested. Are there any courses you can recommend? I have sat in a number of meetings with accountants and financial advisers feeling somewhat patronised! I am sure that there are plenty of women in a similar position to me (aged 55!).
Eavan |
Ireland |
14/03/2018 |
3
Holly Mackay's Response
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How can I find a good financial adviser?
Byron |
Greater London |
01/03/2018 |
1
Holly Mackay's Response
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I am very lucky to have just received a gift which I want to invest for our retirement. My husband and I aim to retire in around five years. We have 11 more years of school fees to fund, then hopefully university fees for two after that. I've put together a plan for us - can you have a look and see if it makes sense?
Fiona |
UK |
18/01/2018 |
6
- Private Pension
- Stocks and Shares ISA
- Junior ISA
- Shares
- Cash
- Online Investment Platforms
Holly Mackay's Response
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We have four grandchildren (2 English living in UK, and 2 Irish living in Eire). We have decided to start savings plans for their futures. Their ages are 18yrs, 11yrs, 8yrs and 4yrs respectively. My age is 75yrs, and my wife is a little older. What should we do, please?
John |
Buckinghamshire |
01/01/2018 |
1
- Junior ISA
- Lifetime ISA
- Shares
- Funds
- Inheritance
Martin's Response
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How do I start investing, buy stocks, bitcoin, etc with £100?
Claudette |
Bedfordshire |
18/11/2017 |
1
Holly Mackay's Response
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I am a 59 yr old retired lady with no income but I have reasonable equity..is it worth starting a pension or is it too late?
LL |
Norfolk |
10/11/2017 |
2
- Private Pension
- Shares
- Pension
Cherry Reynard's Response
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I have a delightful 12 year old daughter and she has just opened her first bank account. I am dreadful with money but I would like to know what I should teach her so that she does not pick up my bad financial habits. Do you have some top tips of things to teach our children so they are wise and responsible with money please?
Louise |
Greater London |
11/09/2017 |
1
Lesley James's Response
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Is it worth using a financial adviser when it comes to switching pensions funds, or should I do the research and pick the funds myself? I am no expert in stocks and shares.
Helen |
Dorset |
10/08/2018 |
4
- Private Pension
- Shares
- Funds
Helena Wardle's Response
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Should I be even thinking about the stock market?
Lysa |
Greater London |
06/09/2017 |
0
- Stocks and Shares ISA
- Shares
Holly Mackay's Response