Total securities, Total value and Available to invest. Could you explain these categories?

29 July 2021

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Question by Monifa

I have a stocks and shares ISA with Halifax. My money is split into 3 categories: Total securities, Total value and Available to invest. I am not sure what these 3 definitions mean, could you explain what they each mean please?

Answered by Claire Slater

Hi Monifa, thank you for your question.

Without seeing your policy information, I cannot be certain. However, I would assume that the ‘total securities’ refers to the funds that you have invested within your stocks and shares ISA. The ‘total value’ is the total amount that you hold within your ISA, including all investments and cash holdings, and the amount ‘available to invest’ are the non-invested funds which are held in cash that can be invested should you wish.

You should be able to find greater clarity of the meaning of these within your policy documents, which should have been issued to you when you set-up the account with Halifax.

By necessity, this briefing can only provide a short overview and it is essential to seek professional financial advice before applying the contents of this article. This briefing does not constitute advice or a recommendation.

Answered by

Claire Slater

Financial Adviser

I started my career at Perspective Financial Group Ltd in 2017, and prior to this I worked within the Equine industry. I work with a variety of clients, providing them with holistic financial advice, and help them to plan and achieve their specific financial goals.