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Charles Stanley Direct Review

as of 10/08/2018 at 1:53 pm

Holly's View

This is an example of a service which has steadily improved whilst retaining its low pricing. The language and content has been made easier for a less confident investor although the initial landing page dashboard is fairly daunting. The service is good, choice is plentiful and the research is helpful. The relatively low price tag makes this a contender for many people who can see beyond complex dashboards and the more than occasional slip into jargon.

Our Rating

Recommended For

Confident Investor

In a nutshell

Low cost

Wide choice of investments

Good fund research

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Charles Stanley Direct

Charles Stanley Direct offers a range of options for both ‘DIY’ investors and those wishing to be less ‘hands on’.

Confident investors can select from thousands of investment shares and funds. Our Foundation Fundlist of preferred investments can be helpful for those looking to generate ideas.

For those unsure and wanting to get started quickly our Foundation Portfolios offer low cost and convenient options to get going.

Investment newbies can consider a Charles Stanley managed investment, continually monitored by our experts, giving extra peace of mind.

 

Invest your way

Whichever option you decide you’ll be taking advantage of our exceptionally competitive charges, ability to manage and monitor investments online or through our app, and award winning, friendly customer service from our Edinburgh helpdesk.

Investment options are available in our ISA, Self Invested Personal Pension (SIPP) and Investment accounts. We also offer Junior ISAs for children.

Invest lump sums, monthly from £50, or transfer existing ISAs, pensions and other investments to see more of them in one place.

About Charles Stanley Direct

Charles Stanley & Co. Limited is one of the oldest firms on the London Stock Exchange with roots dating back to 1792. Today, it is one of the leading investment management companies in the UK.

Charles Stanley Direct combines the safety, security and heritage of Charles Stanley Group with the online tools, options and great value demanded by the modern online investor.

The price of shares and other investments, and the income derived from them, may fall as well as rise so you could get back less than you invest.

More about Charles Stanley Direct

What to Expect

Investment Choice

Products

Stocks and Shares ISA

Junior ISA

Investment Account

Pension

Investments available

Own brand funds

Funds from other groups

Stocks and shares

Investment help

Robo advice / ready-made portfolios

Help building a portfolio

Includes a shortlist of investments

Pick your own funds

Pick your own shares

The 'Geeky' Details

Provider details

Charles Stanley Direct is a relatively cheap way to invest for those with less than £50,000 to invest, at 0.35% per year, plus any fund management costs. There are no fund dealing charges, so for investors putting small amounts into a few different funds on a monthly basis it is low cost. You can also buy company shares. There is also an annual £120 fee for a pension for investors holding less than £30,000 on the platform.

It will be a bit overwhelming for less confident investors who have a huge range of investments to navigate and not that much help with any filters. There is lots of choice and research available. The so-called Foundation Fund list shows their favourite funds which is useful. There is also a range of all-in-one funds – the Charles Stanley Multi Asset Funds – for those that want all the investment done for them.

Expect to pay about 1% all-in for an ‘active’ portfolio – this is good value. It’s worth considering for Junior ISAs too.

Important Facts & Figures

Provider Size:

Mid-sized investment platform administering around £2bn

Minimum amounts: £50 minimum monthly payment (£100 for pensions)
£500 minimum initial investment into a fund
12 month indicative performance:

Charles Stanley Direct's fund range has less than one year track record.

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