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Investec Click & Invest Review

as of 17/01/2019 at 2:56 pm

Holly's View

This is an interesting, relatively easy-to-navigate service from a big global brand which has plenty of resources to draw on. A questionnaire will help guide you into one of the ready-made investment options and the minimum entry point has been cut to £2,500. Nice tools and calculators are available. I don't personally have a test account so basing this view on demos only. No linked pension available yet.

Our Rating

Recommended For

Confident Investor

In a nutshell

Helpful questionnaire

£2,500 minimum investment

Regulated advice

You Say

Your overall rating

Based on 1 reviews

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What to Expect

Investment Choice

Products

Stocks and Shares ISA

Investment Account

Investments available

Chosen for you

Investment help

Robo advice / ready-made portfolios

The 'Geeky' Details

Provider details

Click & Invest is a new service from established global wealth manager and banking group, Investec.

You get regulated advice, so you’ll be recommended a suitable portfolio for your needs. They do this by asking a series of questions to establish how you trade off the chance of bigger gains with the risk of a larger loss. You don't get to pick your own individual funds or shares, but you can set up different portfolios for different goals – you might need more certainty with investments that are needed to pay off a mortgage, but be prepared to up your risk (and possible return) when it comes to longer term goals.

The portfolios use actively managed investments – there are human beings managing the underlying funds, so costs can be higher than other robo-advisers. Expect to pay around 1.25% – £31.25 per year on that £2,500 minimum.

Worth a look for tomorrow’s high earners who are on the ladder today.

Important Facts & Figures

Provider Size:

New robo-adviser from an international private bank and asset manager

Minimum amounts:
£2,500 minimum initial amount

Your Questions

"I am a 35 year old woman working part time on a reasonably good salary. I have recently taken out a Stocks & Shares ISA with Wealthify (from reading the recommendations on Boring Money) where I pay in £40 per month. However, I am wondering if I should be doing more? Should I be diversifying and using more than just Wealthify by also investing in Vanguard or Investec, for example? Or is it better to increase the amount into Wealthify? Thanks!"

Holly, Sussex

17/10/2018

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"I shall have £10k to invest shortly, and I want to use an actively managed portfolio in a quality company. How would you rate - Investec Click & Invest/True Potential Investor/Nutmeg on the basis of ROI/customer relationship/quality/risk factors etc? I would class myself as a mid-grade risk-taker/reasonably adventurous if appropriate, with a high quality company. I presently use Hargreaves Lansdown and Wealthify but feel the need to diversify. What do you recommend?"

Richard, Shropshire

03/10/2018

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