Moneybox Review

as of 06/06/2019 at 3:50 pm

Holly's view

A lovely app for the newcomers to investing who have little to no interest in how their money is actually put to work behind the scenes. This service is mobile-first, super engaging, actually very clever in terms of presentation and content, but built on just three very basic and vanilla investment options.

Our Rating

Recommended For

Beginner Investor

In a nutshell

Truly mobile-first

Super engaging

Limited investment choice

You Say

Your overall rating

Based on 12 reviews

View all reviews

What to Expect

Investment Choice


Stocks and Shares ISA

Junior ISA

Lifetime ISA

Investment Account

Investments available

Funds from other groups

Ethical investments

Investment help

Robo advice / ready-made portfolios

The 'Geeky' Details

Provider details

There are three core investment choices in Moneybox: the Cautious fund; the Balanced fund and the Adventurous fund.

Costs are an average of 0.68% a year plus a £1 a month subscription fee. The 0.68% is made up of 0.45% for the platform administration and an average of 0.23% for the funds – the cash option will be cheaper than the Adventurous option as shares cost a bit more to manage.

Important Facts & Figures

Provider Size:

Small start-up but has some big friends under the bonnet

12 month indicative performance:

Dated performance availability online. From 1.1% to 9.1% in 2017.

Your Questions

"I've got a Stock and Shares ISA with Moneybox. I recently invested a £5000 lump sum with them, and I'm making regular weekly investments of £75. When I invested the £5000, the share price was quite high based on the performance of the fund. I'm just wondering whether I made a mistake investing the lump sum in one go, and whether I should have drip fed it into the account in the same way as my weekly deposits? If so, should I withdraw and start to drip feed it back in?"

Tim, West Midlands


Read our reply

If you like this provider, we think you might like

You Say

We Say

The Detail

You Say

We Say

The Detail

Sign up for Holly's blog

Stay up to date

Our free weekly blog with Holly's
no-nonsense opinions, tips & food for thought.
If you change your mind, you can unsubscribe at any time.