as of 07/11/2018 at 12:14 pm
There are three core investment choices in Moneybox.
The Cautious fund has an asset allocation of 85% cash, 10% shares and 5% property.
The Balanced fund has an asset allocation of 30% cash, 45% shares and 25% property.
And the Adventurous fund is split 5% cash, 60% shares and 35% property.
All of these asset allocations are made via the Vanguard Global Equity fund, the iShares Global Property Equity fund from BlackRock and the Henderson Cash Fund. These funds are all passive, or low-cost trackers.
Costs are an average of 0.68% a year plus a £1 a month subscription fee. The 0.68% is made up of 0.45% for the platform administration and an average of 0.23% for the funds – the cash option will be cheaper than the Adventurous option as shares cost a bit more to manage.
Our only niggle is that the actual core investments information is a little light-on if you want to find more. Some of the performance charts only show up to 2016 which is annoying.
Small start-up but has some big friends under the bonnet
|12 month indicative performance:||
Dated performance availability online. From 5.0% to 23.8% in 2016.