Site Logo
Site Logo


Who are they?

Revolut is the disrupter bank adopted initially by many for its favourable treatment of exchange rates when travelling or making payments abroad.

The bank now supports the trading of shares alongside crypto, so you can hold it all in one place.

Revolut is regulated in the UK by the FCA but its cryptocurrency service is not regulated by the FCA, other than for the purposes of money laundering.


At Boring Money we are hesitant about crypto. We think it’s not for new investors, people who cannot afford the risk, or anyone who has debts to pay off.

However, it is becoming progressively more mainstream and we can’t ignore the fact that many people want to have a dabble.

Revolut is one of the few options which allows you to buy and hold crypto alongside more mainstream assets. This feels like the most sensible approach rather than diving into the shark-infested waters feet first! You can hold some nice sensible and boring ‘ETFs’ here as well, so you don’t make the classic mistake of putting all your eggs into this most uncertain of baskets!


Features and Charges

For those who use Revolut’s banking services, this will be the easiest way to aggregate crypto and shares in one place. The ‘Vault’ also has savings accounts which currently offer rates of up to 0.65%.

The exchange rate used for crypto is set out in Revolut’s Cryptocurrency Terms. It is set by them, based on the rate that the crypto exchanges offer, and is a variable exchange rate (which means it is constantly changing). You can always see the current crypto exchange rate in the Revolut app.

They charge a single, fixed fee for crypto conversions. This fee is 2.5% for Standard and Plus users (and 1.5% for Premium and Metal users).

Here is what some of our readers had to say about this service:

rev 1rev 1