☰ My Favourites

Register or Login to save your list

Moneybox Review

as of 01/09/2020 at 9:57 am

Holly's view

Nice, easy to use, simple to open an account and use. There are nice tools which help without over-complicating. We do have some serious quibbles. Fees are not as transparent as they should be, and the service is not that cheap for some investors with smaller balances. Actual information on the investments themselves is hard to access for those few who might want it. But on balance this is a well-executed service and fills a niche.

Our Rating

Recommended For

Beginner Investor

In a nutshell

Truly mobile-first

Super engaging

Limited investment choice

You Say

Your overall rating

Based on 23 reviews

Leave your review Have Your Say
View all reviews

What to Expect

Investment Choice


Stocks and Shares ISA

Junior ISA

Lifetime ISA

Investment Account


Investments available

Funds from other groups

Ethical investments

Investment help

Robo advice / ready-made portfolios

The 'Geeky' Details

Provider details

There are three core investment choices in Moneybox: the Cautious fund; the Balanced fund and the Adventurous fund.

Costs range from 0.57-0.75% a year plus a £1 a month subscription fee. The percentage fee is made up of 0.45% for the platform administration and a fund charge ranging from 0.12-0.30% – the Cautious option will be cheaper than the Adventurous option as shares cost a bit more to manage.

Important Facts & Figures

Provider Size:

Growing start-up with some big friends under the bonnet

Your Questions

"I've got a Stock and Shares ISA with Moneybox. I recently invested a £5000 lump sum with them, and I'm making regular weekly investments of £75. When I invested the £5000, the share price was quite high based on the performance of the fund. I'm just wondering whether I made a mistake investing the lump sum in one go, and whether I should have drip fed it into the account in the same way as my weekly deposits? If so, should I withdraw and start to drip feed it back in?"

Tim, West Midlands


Read our reply

If you like this provider, we think you might like

You Say

We Say

The Detail

You Say

We Say

The Detail

Sign up for Holly's blog

Stay up to date

Our free weekly blog with Holly's
no-nonsense opinions, tips & food for thought.
If you change your mind, you can unsubscribe at any time. We'll never share your details and you can unsubscribe any time.