AJ Bell Youinvest - Stocks and Shares ISA

AJ Bell Youinvest is a relatively low cost option for people with some levels of comfort around investing. Will confuse the less confident as there's lots of choice and it can take a while to wade through it all. Website a bit less slick than some. Decent research and updates. Helpful low cost all-in-one passive funds for those who want someone else to do the heavy lifting.

We think this suits more confident investors who know an ETF from a fund. If you aren't a confident investor then start with a look at their pre-packaged fund range – AJ Bell Passive funds. It's also a decent bet for those with DIY pensions.

In a nutshell

  • Low cost
  • Also strong on pensions
  • Good research and content

Would you recommend it?

Best buy

2021

Stocks & Shares ISA

76% of you do AJ Bell

How did it score

We say

You say


Cost

£ £ £
From 0.25% + investment charges

Minimum investment amount

£500 or £25 a month

Best for

Confident Investor


Performance

Depends on the investment choices you make. Their new AJ Bell Passive funds only launched in April 2017, so we don't have performance data yet.

Give your review

What you are saying

"Until six weeks ago I would have been singing the praises of AJ Bell/Youinvest- Easy to use website, reasonably priced, good range of products....However, my wife decided to move her ISA and SIPP from an IFA to AJ Bell to be under our own management and AJ Bell have not performed very well (at all). Not replying to emails or messages, not easy to get through to on the phone - only responding when contacted on social media. They have said they are slow because of Covid - fair enough however I have not had any service problems with other companies. I hope this is just a blip."

February 2021

"Transferred to AJ Bell after an appalling experience with Interactive Investor (II) who took over my Alliance Trust SIPP. The transfer took from Dec 2019 - May 2020 mainly due unnecessary delays by II. I found AJ Bell staff to be very helpful and since transfer my SIPP drawdown has run smoothly. Good website, with lots of features and easy to use. So far no complaints."

February 2021

"As a novice investor I have found AJ Bell to be straight forward to use, easily navigable website and fairly priced. Whenever I've needed to contact the company by phone, the staff have always been polite professional and helpful. So far so good, so unless their service or charges change for the worse I won't be leaving."

February 2021

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