Vanguard Investor Review
Low-cost ready-made investment portfolios. Huge global player. Fair. Good choice to get started as a default option. It’s still a bit lacking in help and support.
What we say
Holly has accounts with all the providers on our website and independently reviews all of them.
Low-cost, no frills investing. Their LifeStrategy funds offer readymade investment solutions and with over 30 million mostly happy customers globally this feels like a safe option for most. Suitable for beginners and passive investing enthusiasts. That said, the website and associated information is sparse, and it needs work. Beginners you will have to persevere with which LIfeStrategy option (there are 5) to plump for. But these guys are solid and, let’s say it again – LOW COST! A good option for beginners or conversely those who have tried to be a Guru and now lack the energy to continue, or the belief that they can do better.
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Best Buy 2021
Best Buy For ISA
Best Buy For Pension
Best Buy For Beginner ISA
Best Buy For Beginner Pension
Best Buy For Low-Cost ISA
Best Buy For Low-Cost Pension
Ease of use
This site is simple so you won’t get lost. Beginners should hunt out the LifeStrategy range which will remove choice and get you up and running.
There isn’t much help to get from A to B and there is a lot of work to be done with building supporting tools, content and calculators. But what we did do worked well and no complaints.
Mobile & Apps
Vanguard Investor are yet to launch a mobile app, but the site is quite simple to use on mobile.
They have a mobile app for US customers so we would expect an app to be launching in the UK in the near future.
Behind the scenes
Vanguard is a weird exception to the rule in that the site is better once logged in than the other way around. It works smoothly enough and the screens are easy to read, compute and move around.
Trading and funding the account were easy.
Stocks and Shares ISA
The 'Geeky' Details
Vanguard is one of the world's largest asset management groups, which recently launched Vanguard Investor so investors can buy its funds directly. They offer ISAs, GIAs and a SIPP. You can only hold their investments – so you can’t access other fund managers or buy shares here.
This low-cost service won’t offer research and shares, bells or whistles; but with its LifeStrategy range of funds it will manage your money in a decent portfolio, spread around lots of global investments which are picked and run for you, for around 0.41% all-in or £4.10 on a £1,000 investment.
Important Facts & Figures
New investment service from one of the world's largest asset managers.
£100 minimum monthly amount
£500 minimum initial amount