Site Logo
Site Logo

Virgin Money

Virgin Money

What we say


Holly's View

Holly has accounts with all the providers on our website and independently reviews all of them.

Needs work. Virgin aspires to be seen as a cool disrupter so I wasn’t expecting the diversion from web to paper-based investment journey. I don’t enjoy my leaflet which is posted every 3 months with a performance update. Oh dear. Probably much better for ISAs than general investment accounts.

Holly Mackay Holly Mackay
Holly Mackay Founder and CEO of Boring Money

Customer review

We collect reviews and share feedback from real users to give you the best information about providers


Your opinion matters!

Leave a review for Virgin Money

Overall Summary

Ease of use

Virgin does start off quite well with a simple online journey where you select one of 6 ready-made funds. The front end is well signposted and easy to use. But outside of the ISA journey it quickly went horribly wrong and we ended up in a snail mail universe. Performance updates and valuations come quarterly when a leaflet is posed. Blimey.

Mobile & Apps

Virgin Money don’t currently have an app. It’s a slow process for investment accounts. Could be better for ISAs?

Investment Choice


  • Stocks and Shares ISA

  • Investment Account

Investments available

  • Own brand funds

  • Ethical investments

Investment help

  • Robo advice / ready-made portfolios

The 'Geeky' Details

Provider details

This is a pretty simple choice and will suit newcomers who just want to get going with a brand they know and trust. There are six ready-made solutions from which to choose. including an ethical investing option: the Climate Change Fund. There are no individual company shares or funds from other groups.

The charges range from 0.6-1% a year all-in for their simple ‘passive’ portfolios. This is the vanilla ice cream option for the stocks and shares ISA world. Move on if you’re after double choc chip with sprinkles.

Important Facts & Figures

Provider Size:

Mid-sized investment service from the bank

Minimum amounts:

£500 minimum initial amount for the Climate Change fund
£1 minimum initial amount for all other funds