8 best stocks and shares ISAs 2019 - invest from £25 a month

By Mike Narouei, Content Producer at Boring Money

1 June, 2021

You've got until 5th April to build a taxman-free fence around some of your savings. Each year, UK adults can stash away £20,000 into an ISA so you don't pay tax on the interest you earn.

Many people open a simple cash ISA, but with cash interest rates lower than a depressed limbo champion, it might be time to consider a stocks and shares ISA. And these days you don’t need to decipher the stock market or own a gold mine to get involved.

  • Start with as little as £25–£50 a month

  • Access your money whenever you want

  • Choose your investments or leave it all to the experts

  • Set your own preferred level of risk vs reward

What could I make? What could I lose?

  • Expect to make around 5%–6% a year after fees on average – but be prepared to ride out the highs and lows

  • If you're investing for at least 5 years, shares are likely to do better than cash – the longer the better, but nothing's guaranteed.

The 8 best stocks and shares ISAs of 2019

In no particular order...

Best Buy tableBest Buy table

Which of these ISAs suit you best?

…if you want your portfolio to run on autopilot

I suggest robo-advisors like Nutmeg, Wealthify or Vanguard for an easy, warm welcome to investing. Or Investec Click & Invest for a touch of the private banking brand experience from £2,500. 

…if you want to save money and the planet

Wealthify and Nutmeg are top of the honours list again, each with a range of ready-made, socially responsible portfolios. Or, if you’d prefer to pick your own investments, AJ Bell Youinvest has a list of funds with a handy ethical filter.

…if you want to pick your own investments

Hargreaves Lansdown has a broad range of investments to choose from and market-leading customer service. AJ Bell Youinvest and Fidelity are great too for medium-sized portfolios. Or, if you’re looking to invest £50,000 or more, Interactive Investor have a fixed fee structure that means you’ll pay less the larger your portfolio gets.