I have a young boy who will be turning 4 this month. He is British. I want to save some money for this innocent boy, for when he comes of age, but I live in Uganda and I am not in touch with his mum. Can I open a Junior ISA for him?

Dennis | Uganda | 11/04/2019 | 0

• Junior ISA

I'm in my very early 20s, and earning well. I have no debts or dependants. I have a Stocks and Shares ISA, and am weighing up the pros and cons of a General Investment Account vs a Private Pension. What should I keep in mind?

Cecily | Berkshire | 08/04/2019 | 0

• Private Pension
• Stocks and Shares ISA
• Lifetime ISA
• GIA
• Workplace Pension

Our 16 year old son has inherited a significant sum. He wants to go to Drama School and pursue a career in acting, which we know means he is likely to be low paid/short of cash. I wondered how best to help him organise his savings/investments to help fund him through drama school/the early years, whilst trying to discourage him from simply dipping into his capital?

Mo | West Sussex | 04/04/2019 | 0

• Stocks and Shares ISA
• Junior ISA

Where can I get a good Junior ISA?

Rebeccah | Greater London | 27/03/2019 | 2

• Junior ISA

Can I use a Lifetime ISA if I am a first time buyer, but I will be getting a joint mortgage with someone who is not a first time buyer?

Katie | Kent | 14/03/2019 | 1

• Lifetime ISA

I am in my mid 20s & earning a regular salary. I have decent savings and am toying with the idea of Wahed Invest (I am looking for shariah compliant funds). I am also dabbling with the idea of property. If I have no financial commitments (living at home for next 2 yrs), is it worth using 90% of my savings for a house deposit for buy-to-let purposes? I am thinking this would reduce my loan to value?

Zara | West Midlands | 12/03/2019 | 0

• Lifetime ISA
• Cash
• Robo Adviser

If my son increases his pension contribution, I have read it may affect the amount he can borrow on a mortgage. Is this correct? Should he take a SIPP out as well? Is there any advantage in maxing out his managed Nutmeg Lifetime ISA in the next financial year?

Richard | Hertfordshire | 06/03/2019 | 3

• Private Pension
• Stocks and Shares ISA
• Lifetime ISA
• Pension

I’m 36 years old, earn £85k, and have about £40k savings in the bank, mainly in an old ISA that I’ve done nothing with. I have a five year old daughter and would like to put my savings somewhere clever so they start to do something useful by the time she starts at an independent secondary school and fees go through the roof. Any bright ideas please?

Milly | Berkshire | 22/02/2019 | 2

• Stocks and Shares ISA
• Junior ISA
• Shares
• Online Investment Platforms

Can I use the Help to Buy scheme to buy a house in Jamaica? Kind regards, Kishana

Kishana | Central | 11/09/2018 | 0

• Lifetime ISA
• Other

Any advice for two young people trying to get themselves a home? My girlfriend and I are saving for a house together. Currently house prices in our area are a ridiculous £300k. The max we can get from banks is about £220k, meaning somehow saving up a whopping £80k deposit. This would take us about 8 years (and house prices are increasing faster than we're saving!) That's not to mention solicitors fees, stamp duty, the cost of moving, furnishing the house, white goods, and any repairs or renovations. It all just seems impossible!!

Joe | Buckinghamshire | 23/08/2018 | 0

• Stocks and Shares ISA
• Lifetime ISA
• Cash

I have cash saved in ISAs and savings accounts - probably a 30% deposit on a property - first time buyer. I am at least 12 months away from getting a permanent job, so at least 12 months away from buying a property. What can I do with the cash in the meantime? Best just to leave it in cash for now, or invest a portion in stocks and shares ISAs?

Malti | London | 25/07/2018 | 2

• Stocks and Shares ISA
• Lifetime ISA
• Cash

Hello Are there any specific pensions you would recommend, with low charges, which I can set up for my 11 yr old son. I am already paying the maximum into a junior isa. AH

Anita | SXW | 18/06/2018 | 3

• Private Pension
• Junior ISA

I have a Virgin Money stocks and shares ISA which I started in 2016 and pay £75 into a month. Can I take a new stocks and shares ISA with a new provider before the end of the tax year?

Balwant | 29/05/2018 | 2

• Lifetime ISA

Who offers the best Lifetime ISA for first time buyers?

Genevieve | Yorkshire | 23/05/2018 | 3

• Lifetime ISA

Can I move an old Child Trust Fund?

Suzanne | Greater London | 08/05/2018 | 0

• Junior ISA

I would like to open a Junior shares ISA for my Grandson for about £50/month. How do I go about it and can you recommend some reliable companies?

Roger | Surrey | 26/04/2018 | 2

• Junior ISA
• Shares

I am in the very lucky position of just having received a gift of £800k which I want to invest for our retirement. My husband and I are in our late 40s and aim to retire in around five years. We have 11 more years of school fees to fund, then hopefully university fees for two after that. I've put together a plan for us - can you have a look and see if it makes sense?

Fiona | UK | 18/01/2018 | 6

• Private Pension
• Stocks and Shares ISA
• Junior ISA
• Shares
• Cash
• Online Investment Platforms

We have four grandchildren (2 English living in UK, and 2 Irish living in Eire). We have decided to start savings plans for their futures. Their ages are 18yrs, 11yrs, 8yrs and 4yrs respectively. My age is 75yrs, and my wife is a little older. What should we do, please?

John | BKM | 01/01/2018 | 1

• Junior ISA
• Lifetime ISA
• Shares
• Funds

I have a delightful 12 year old daughter and she has just opened her first bank account. I am dreadful with money but I would like to know what I should teach her so that she does not pick up my bad financial habits. Do you have some top tips of things to teach our children so they are wise and responsible with money please?

Louise | Greater London | 11/09/2017 | 1

• Junior ISA
• Shares
• Cash

I use H&L and although they are a bit 'plumy' on the phone I quite like their website and the costs are OK. So I was thinking of H&L for [my son]. I would be telling him to open these two funds and regularly invest and forget about them for 10 years!

R | Greater London | 29/05/2018 | 1

• Lifetime ISA
• Robo Adviser
• Online Investment Platforms
• Funds

What is the H2B ISA and how does it work?

Dylan | Greater London | 07/09/2017 | 0

• Lifetime ISA
• Other

Pensions vs ISA - which one is best?

Roderick | Greater London | 06/09/2017 | 0

• Stocks and Shares ISA
• Junior ISA
• Lifetime ISA
• Pension