“My husband has been paying in about £100 a month into his pension and has been for 15 years. I have an NHS pension – I put money in, they put money in – but I have no idea what’s in there or what I’ll get.” - Ruth
“When I first got divorced I wasn’t financially savvy at all. So I had to change and learn and took charge of trying to find the cheapest insurance policies – used comparison sites and that. But with pensions I don’t have a clue. I have to wait till I’m 67 but I don’t know what I’ll get, when I’ll get it, and what things like annuities are.” - Karen
“I only have pensions from my workplaces and I have no idea what they’re worth. Or how I’d go about working it out. I just pay them automatically, and pay some AVCs – the additional voluntary contributions. But I don’t really know what they do. Increase my bucket I guess.” - Diane
“You feel like there’s so much you should be doing but you don’t know where to start. There’s so much pressure to prepare for old age and choose the right pension and investments and it’s just like arghhh just tell me what to do and I’ll do it!” - Holly
“I am trying to find out more and find the information but it’s a whole minefield really isn’t it. But I do like the websites that explain all the pensions and give you the bare bones of it.” - Maggie
“If they told me, ‘put in £100 a month or whatever and you’ll get X at the end because some of it’s tax-free,’ then I would. Absolutely. But at the minute they send me a stack of information that just goes straight in the bin because it’s so wordy and I just don’t want to read it.” - Karen
“When I was 22 I signed up to the police and they had a pension, and that kind of forced it on me. I’m glad they did and now I would always go into the company pension. You need to be able to look after yourself.” - Holly
“I have a pension with an old company and I get a letter annually but I don’t really touch it. I just let everything sit there and carry on. It’s easy and there’s always a chance I might do well, but I don’t pay much attention.” - Leanne
“I have a work pension – a final salary pension. But to be honest I don’t really know much about it. I know it’s a good one, and I know work pays a percentage and it’s tax-free. I don’t know what I’ll have to live on when I retire, or how much I need. But I’m happy with it.” - Maggie
"I talk to my daughter about money – she's in her 20s – and I try to give her the info so she’s on the right track. I think it’s about talking about what’s relevant when it’s relevant. I can get her interested in a help to buy ISA but if you try to talk about pensions she’s not interested. Too early." - Barbara
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