Meet our experts

Here is our panel of experts. We will choose the best expert to answer your individual questions based on their expertise.

Holly Mackay Holly

Holly Mackay

Founder & Managing Director

Founder and MD Holly Mackay has been working in the investments space since 1998. She read Modern Languages at Oxford, with a special focus on Mediaeval French which was deeply interesting and arguably utterly useless.

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Ruth Sturkey

Fed up of seeing clients being sold products and getting a shoddy service I set up The Red House in 2007 in the belief that there was a better way of helping people answer those questions that trouble us all; have I got ‘enough’? how can I make the most of what I have?how do I protect me and my family if something goes horribly wrong, oh, and how can I still live for today?

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Danny Cox

Certified Financial Planner

Danny has over 27 years’ experience in personal finance and helping people make the most of their money. Amongst his awards is the coveted Money Management Financial Planner of the year and he is one of only 1% of advisers who are qualified as both Chartered and Certified Financial Planner.

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David Stone

Chartered Financial Planner

David started Mansion House Capital with his (now) Wife back in 2000, they advise across all areas and mainly look after London-based professionals who are too busy and/or too bored to prioritise planning their own finances. David is a Chartered Financial Planner and Fellow of the Personal Finance Society.

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Malcolm Kerr

Executive Director - EY

Malcolm joined EY as an Executive Director in 2003. He has carried out over 100 client engagements involving business strategy, operating model design, performance improvement and commercial due diligence. Clients have included UK life and pension providers, retail banks, wealth managers, asset managers, “wrap” platforms and intermediary networks.

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Lesley James

Owner - Simplified Money

In my 25 years of experience in the industry, I’ve had the privilege of working with a very wide range of successful and experienced people in a whole variety of different situations. With that wealth of experience behind me, I am now the proud co-owner of Simplified Money.

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Tamsin Caine

Chartered MSCI

Tamsin started her career as a mortgage adviser, which allowed her to discover what she didn’t want to do. She has worked for a range of IFA firms and is now in her spiritual home at Smart Financial.

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Peter Matthew

Chartered and Certified Financial Planner

Pete is a Chartered and Certified Financial Planner and serves as Managing Director of Jacksons Wealth Management in Cornwall. He is also a prolific financial blogger and podcaster at with a desire to get decent financial information out to everyone who needs it.

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Richard Bradley

Head of Data

Richard started out at Holly’s previous business, The Platforum, in 2011, where he looked at how advisers and consumers deal with investments. Following that, he spent 18 months conducting financial services market research at international media agency Fundamental Media, before joining Boring Money in January 2017.