{"componentChunkName":"component---src-templates-blog-post-js","path":"/learn/articles/best-performing-ready-made-solutions-of-january-March-2026/","result":{"data":{"post":{"enableComments":true,"enableGatedContent":true,"gateStyle":"Blue heading with key and text central - faded","hideRelatedContent":null,"noIndexExternal":null,"emailSignupWidgetTitle":null,"emailSignupWidgetImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":null,"alt":null},"emailSignupWidgetParagraphText":"Join Boring Money for free today to make better money choices, whether using our guides, expert analysis, or comparison tools to find the best home for your money. Registering should take you less than a minute so its quick and painless.","textNextToKey":"Unlock this article to continue reading","emailSignupWidgetButtonText":"SIGN UP","brazeCustomAttributes":[{"_key":"b97156b3386c","_type":"brazeCustomAttribute","customAttributeKey":"SIGNUPPAGE_BM_Quarterly_Robo","customAttributeValue":"https://www.boringmoney.co.uk/learn/articles/best-performing-readymade-solutions-of-January-March-2026/"}],"emailSignupWidgetTextboxPlaceholder":null,"_rawGatedContentBody":[{"_key":"883b7af8466e","_type":"block","children":[{"_key":"444c81f2c702","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"6b80d9622e91","_type":"block","children":[{"_key":"53673d6ae682","_type":"span","marks":[],"text":"The first quarter of 2026 wasn't an easy one for investors. Geopolitical shocks, rising oil prices and a turbulent bond market combined to push almost every ready-made portfolio into the red. The average fund was down 1.4%, but behind that average, there was a lot of variation.\nSome funds held up significantly better than others. A handful have quietly built strong long-term track records that short-term turbulence hasn't dented. Others are showing cracks that have been there for a while."}],"markDefs":[],"style":"normal"},{"_key":"bab48bffd069","_type":"block","children":[{"_key":"deb3ac33d8ae","_type":"span","marks":[],"text":"What were the average returns by risk category?"}],"markDefs":[],"style":"h3"},{"_key":"c314c638055b","_type":"block","children":[{"_key":"305b2d9403d40","_type":"span","marks":[],"text":"The table below illustrates the average performance of ready-made solutions from the three risk categories - high, medium and low:"}],"markDefs":[],"style":"normal"},{"_key":"1913c5fb4cd8","_type":"table","rows":[{"_key":"row-1776158853759-0","_type":"tableRow","cells":[{"_key":"cell-1776158853759-0-0","_type":"tableCell","content":[{"_key":"f33bd165a2fc","_type":"block","children":[{"_key":"0228dd478782","_type":"span","marks":[],"text":"Risk Level"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1776158853759-0-1","_type":"tableCell","content":[{"_key":"6ebe64cbb53d","_type":"block","children":[{"_key":"265e31aecdf2","_type":"span","marks":[],"text":"Q1 2026 AVERAGE NET GROWTH"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1776158853759-0-2","_type":"tableCell","content":[{"_key":"769a985f7ff1","_type":"block","children":[{"_key":"1c80438327c7","_type":"span","marks":[],"text":"1 YEAR AVERAGE NET GROWTH"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1776158891829-0","_type":"tableCell","content":[{"_key":"85ffc81cbc6d","_type":"block","children":[{"_key":"df005c1f8811","_type":"span","marks":[],"text":"3 YEAR AVERAGE NET GROWTH"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158892592-0","_type":"tableCell","content":[{"_key":"e1daa6f6d7eb","_type":"block","children":[{"_key":"3bcbf8364ddb","_type":"span","marks":[],"text":"5 YEAR AVERAGE NET GROWTH"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776158853759-1","_type":"tableRow","cells":[{"_key":"cell-1776158853759-1-0","_type":"tableCell","content":[{"_key":"dc004c172605","_type":"block","children":[{"_key":"60eea1ce3c42","_type":"span","marks":[],"text":"High Risk"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158853759-1-1","_type":"tableCell","content":[{"_key":"c2df31a93da3","_type":"block","children":[{"_key":"f526b56bc39f","_type":"span","marks":[],"text":"-1.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158853759-1-2","_type":"tableCell","content":[{"_key":"94f77c65bb7f","_type":"block","children":[{"_key":"244532f8b293","_type":"span","marks":[],"text":"15.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158891829-1","_type":"tableCell","content":[{"_key":"9efe9e8d15c0","_type":"block","children":[{"_key":"b50279993213","_type":"span","marks":[],"text":"39.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158892592-1","_type":"tableCell","content":[{"_key":"940bb24b08b2","_type":"block","children":[{"_key":"5d0240cc8804","_type":"span","marks":[],"text":"48.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776158853759-2","_type":"tableRow","cells":[{"_key":"cell-1776158853759-2-0","_type":"tableCell","content":[{"_key":"61465f9fa528","_type":"block","children":[{"_key":"3c26f3c5897d","_type":"span","marks":[],"text":"Medium Risk"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158853759-2-1","_type":"tableCell","content":[{"_key":"039d3a7c5748","_type":"block","children":[{"_key":"16a417810efe","_type":"span","marks":[],"text":"-1.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158853759-2-2","_type":"tableCell","content":[{"_key":"5372aa9bef87","_type":"block","children":[{"_key":"699507afee22","_type":"span","marks":[],"text":"11.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158891829-2","_type":"tableCell","content":[{"_key":"6dcdd0297b26","_type":"block","children":[{"_key":"b509755e4ffd","_type":"span","marks":[],"text":"27.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158892592-2","_type":"tableCell","content":[{"_key":"cceab8ffe3f6","_type":"block","children":[{"_key":"19d2fb4a3de6","_type":"span","marks":[],"text":"28.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776158914718","_type":"tableRow","cells":[{"_key":"cell-1776158914718-0","_type":"tableCell","content":[{"_key":"fdb03d58d0d3","_type":"block","children":[{"_key":"326fc181e1af","_type":"span","marks":[],"text":"Low Risk"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158914718-1","_type":"tableCell","content":[{"_key":"b26526baeeeb","_type":"block","children":[{"_key":"436e2439fe41","_type":"span","marks":[],"text":"-1.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158914718-2","_type":"tableCell","content":[{"_key":"492173d6b81e","_type":"block","children":[{"_key":"d42f03837348","_type":"span","marks":[],"text":"5.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158914718-3","_type":"tableCell","content":[{"_key":"37b6ba13a8a6","_type":"block","children":[{"_key":"db89cf2229f9","_type":"span","marks":[],"text":"15.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158914718-4","_type":"tableCell","content":[{"_key":"c3bac464fddc","_type":"block","children":[{"_key":"bf19e4093a1d","_type":"span","marks":[],"text":"10.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]}],"tableStyle":"DB-W-LB"},{"_key":"34cd3a211bb7","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Disclaimer: Investing is a long-term process, and investment decisions must not be based solely on past performance, especially over short timeframes."},"text":[{"_key":"f3cbeb5e7bca","_type":"block","children":[{"_key":"333b9c1acc6d","_type":"span","marks":["strong","em"],"text":"Disclaimer: "},{"_key":"cdb0566bec69","_type":"span","marks":["em"],"text":"Investing is a long-term process, and investment decisions must not be based solely on past performance, especially over short timeframes."}],"markDefs":[],"style":"normal"}]},{"_key":"dc883a0846db","_type":"block","children":[{"_key":"53673d6ae682","_type":"span","marks":[],"text":"\nOur Q1 2026 analysis covers every major provider, breaks down performance across multiple timeframes, and explains what's actually been driving the differences, so you can make sense of where your money is, or where it could be."}],"markDefs":[],"style":"normal"},{"_key":"5d7e6dbaac9b","_type":"block","children":[{"_key":"6605e605ca5e","_type":"span","marks":["em"],"text":""}],"markDefs":[],"style":"normal"},{"_key":"84b778d549a1","_type":"block","children":[{"_key":"37b254d68aba","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"1e00a4fc4792","_type":"block","children":[{"_key":"75811d74f5a7","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"}],"_rawGatedContentReadMoreText":null,"id":"-b79d805d-8280-5fe6-a1de-ef944c4b8a01","_id":"6b7e7f27-6338-4b69-acf0-65bfee6a1b18","_rev":"OM0ttz2hHMBu7N1wtXple0","_updatedAt":"2026-05-06T08:05:20Z","publishedAt":"2026-04-15T09:05:08.462Z","_type":"post","categories":[{"_id":"a0233bcc-9945-4ded-b8db-d6a11bba1857","title":"Ready-Made Solutions"},{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance"},{"_id":"2b24e6f3-6040-4b22-9356-14184abc4876","title":"Performance - Ready Made solutions "}],"mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a6694612b2f54ea7b9a3d196fdf2fa4eaed33c7a-1920x1080-png"},"alt":null},"title":"Q1 2026 Ready-Made Portfolio Returns: Which Portfolios Performed Best?","subtitle":"Compare performance data across high, medium and low risk solutions","template":"C-SB","hideSocialIconsTop":null,"slug":{"current":"best-performing-ready-made-solutions-of-january-March-2026"},"_rawExcerpt":[{"_key":"ec7f9a940c4f","_type":"block","children":[{"_key":"e3247771d1db","_type":"span","marks":[],"text":"Which ready-made investment portfolios held up best in Q1 2026? We rank high, medium and low risk funds by net returns — after all fees — over one, three and five years."}],"markDefs":[],"style":"normal"}],"_rawAuthorsText":[{"_key":"439a73a014f3","_type":"block","children":[{"_key":"92b01a0993d3","_type":"span","marks":[],"text":"Written By "},{"_key":"c7bcc6b7dc60","_type":"span","marks":["strong"],"text":"Boring Money"}],"markDefs":[],"style":"normal"}],"_rawBody":[{"_key":"ead194fb139f","_type":"block","children":[{"_key":"96578da4c474","_type":"span","marks":["strong"],"text":"Every three months, Boring Money tracks the performance of the UK's leading "},{"_key":"ce03335e6624","_type":"span","marks":["strong","bde4aadd53c1"],"text":"ready-made investment portfolios"},{"_key":"330fa2d27ac9","_type":"span","marks":["strong"],"text":" — across high, medium and low risk — after all fees have been taken out. Here's how they fared in the first quarter of 2026, and which names stood out."}],"markDefs":[{"_key":"bde4aadd53c1","_type":"glossaryPick","reference":{"_id":"2087c94d-8b71-4842-986f-b431a3464aab","_type":"glossaryHover","_rev":"lTp2d2CYb7e7Sxre7EMRUG","_createdAt":"2025-04-30T14:12:54Z","_updatedAt":"2025-04-30T14:13:10Z","description":"A premade bundle of investments which provides a blend of bonds and shares in different proportions depending on your tolerance for risk. Lower risk ready-made portfolios tend to invest in more bonds (generally considered lower risk investments), whereas higher risk ready-made portfolios tend to invest in more shares (generally considered higher risk investments).","title":"Ready-made portfolios","id":"-618b1dce-aa5d-5d05-97b6-4c7c734e2024","children":[],"parent":null}}],"style":"normal"},{"_key":"1441d845489f","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Remember: This information is intended to be educational and informative; it does not constitute any form of advice or recommendation. Investing is a long-term process, and shorter-term performance information should not be used in making (or refraining from making) any investment decisions."},"text":[{"_key":"d6c12a3cb435","_type":"block","children":[{"_key":"0708a7e4b47e","_type":"span","marks":["em","strong"],"text":"Important stuff: "},{"_key":"fcdf3cca5f2d","_type":"span","marks":["em"],"text":"Our content is aimed to help readers’ understanding but it does not constitute any form of advice or recommendation. Investing is a long-term process, and shorter-term performance information alone won’t support robust choices. Investments can and will go up and down in value."}],"markDefs":[],"style":"normal"}]},{"_key":"f45ea3946b18","_type":"block","children":[{"_key":"e889fea8dfd4","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"fbae5fc32bbc","_type":"anchorMenuMobile","title":"Menu"},{"_key":"a24db6d83a96","_type":"block","children":[{"_key":"d98945881764","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"89114c38c727","_type":"block","children":[{"_key":"177d211e9040","_type":"span","marks":[],"text":""},{"_key":"da7595f6938d","_type":"mainAnchor","pageAnchor":{"_id":"363752c5-dfe4-4873-a19f-1d0cbb84415b","_type":"anchorCategory","_rev":"2mkiqLJ1c0l4lnHTTTDLWh","_createdAt":"2023-10-17T13:57:08Z","_updatedAt":"2023-10-17T13:59:52Z","AnchorName":"ExpertAnalysis","id":"-850eddb5-f85a-5ce2-9b18-f77708e9d985","children":[],"parent":null}},{"_key":"2950ccf2e3fd0","_type":"span","marks":[],"text":"How did ready-made solutions perform in Q1 2026?"}],"markDefs":[],"style":"h2"},{"_key":"cfcdb671b7e3","_type":"blockQuote","adviserName":"Boring Money ","photo":{"_type":"mainImage","blankAltTag":true},"quote":[{"_key":"72fcb4b72994","_type":"block","children":[{"_key":"eb0244fe0e7c","_type":"span","marks":[],"text":"It was a volatile quarter in 2026, with geopolitical tensions disrupting global financial markets. Investors were forced to digest a giddy cocktail of tariff threats, a potential annexation of Greenland, and a war in the Middle East. Against this backdrop, ready-made solutions were relatively resilient, with the average fund down just 1.4%. Over one year, all ready-made solutions have delivered positive returns, with the average fund up 10.7%."}],"markDefs":[],"style":"normal"},{"_key":"674efd023138","_type":"block","children":[{"_key":"90139554c32a","_type":"span","marks":[],"text":"The quarter had started well, with most global stock markets higher in January. However, there were clear signs of stress, as Donald Trump toyed with his NATO allies over Greenland, only to reverse his position at Davos. In February, markets started to wobble as investors worried about the long-term impact of AI. Software companies sold off, alongside wealth managers and even real estate companies. However, markets got a boost towards the end of the month as the mechanism used to impose tariffs was declared unworkable by the US courts."}],"markDefs":[],"style":"normal"},{"_key":"81d25606c5ee","_type":"block","children":[{"_key":"f270b73f6d58","_type":"span","marks":[],"text":"The US/Israeli attacks on Iran fundamentally changed the landscape. It prompted a spike in oil prices that threatened to create a global energy crisis. Economic forecasts were revised lower, as inflation expectations were pushed higher. Prospective interest rate cuts were taken off the table, which saw"},{"_key":"43b750f20cc8","_type":"span","marks":["77557e807c5d"],"text":" bond yields"},{"_key":"09be905ff647","_type":"span","marks":[],"text":" rise. Countries seen as vulnerable because of their dependence on fossil fuels or higher debt levels, such as the UK, saw their "},{"_key":"49fbcee9c086","_type":"span","marks":["f43f36f67063"],"text":"government bonds"},{"_key":"82206a180679","_type":"span","marks":[],"text":" hit particularly hard."}],"markDefs":[{"_key":"77557e807c5d","_type":"glossaryPick","reference":{"_id":"438a50f5-1ecf-44e8-b0c2-44f65ee10ec9","_type":"glossaryHover","_rev":"lTp2d2CYb7e7Sxre7Ec84q","_createdAt":"2025-04-30T14:38:01Z","_updatedAt":"2025-04-30T14:38:44Z","description":"The return or profit on an investment, usually expressed as a percentage of the total price per year. For example, if the yield on a bond was 5%, this means an investor with £100 in that bond would get £5 in returns per year. ","title":"Yield","id":"-0cc54e56-44e0-5cb1-a8a5-3692fb1a2ab4","children":[],"parent":null}},{"_key":"f43f36f67063","_type":"glossaryPick","reference":{"_id":"3f677622-19d4-4151-8dd9-36f55a8fb426","_type":"glossaryHover","_rev":"kKnAee8SDxIeCH15D1ntvn","_createdAt":"2025-04-30T13:45:55Z","_updatedAt":"2025-04-30T13:46:15Z","description":"A gilt is a fixed income bond issued by the UK government. They are so named because, historically, the paper certificates used to issue these bonds had a gilt (gilded) edge. The government issues gilts in order to fund public spending.","title":"Gilt","id":"-3a9ed5c4-d157-5921-9f8e-50f0ab137426","children":[],"parent":null}}],"style":"normal"},{"_key":"a6f8948de076","_type":"block","children":[{"_key":"d278ca872b70","_type":"span","marks":[],"text":"With both bond and equity markets weak, high bond weightings didn’t prove particularly protective over the quarter and fund performance was not necessarily determined by a high or low "},{"_key":"f85285bd69aa","_type":"span","marks":["b65ff7f7fe65"],"text":"equity"},{"_key":"ceb79fe5761f","_type":"span","marks":[],"text":" weighting. Only one fund – the AJ Bell Adventurous fund - delivered a positive return over the quarter, maintaining its strong long-term track record. The gap between the top and bottom performing funds was 3.7%."}],"markDefs":[{"_key":"b65ff7f7fe65","_type":"glossaryPick","reference":{"_id":"ffc3cd50-c9a6-4e8a-ae48-94a9f8ee2717","_type":"glossaryHover","_rev":"o7OZbxoPmY2fDdqRM0OQuq","_createdAt":"2025-04-30T13:39:28Z","_updatedAt":"2025-04-30T13:39:37Z","description":"Another word for shares or stocks.","title":"Equities","id":"-75a20273-4e7f-5bec-992f-4f9cbfa8d16f","children":[],"parent":null}}],"style":"normal"},{"_key":"0c6a3c565b68","_type":"block","children":[{"_key":"7dc90af4af7a","_type":"span","marks":[],"text":"The average return of a "},{"_key":"3d9775ccd77e","_type":"span","marks":["7af54b718409"],"text":"high risk"},{"_key":"f91163feb97e","_type":"span","marks":[],"text":" portfolio was -1.8% over the quarter, equivalent to a £18 loss on a £1,000 investment over the past three months. This is a sharp reversal from the previous quarter, where investors made an average of 3.6%. Medium risk portfolios dropped by an average of -1.3%, whilst low risk portfolios came in with an average of -1.0%. Overall, it has been a difficult quarter, though not yet on a scale of the weakness seen in 2022, the last major drawdown in financial markets."}],"markDefs":[{"_key":"7af54b718409","_type":"glossaryPick"}],"style":"normal"}]},{"_key":"bab48bffd069","_type":"block","children":[{"_key":"deb3ac33d8ae","_type":"span","marks":[],"text":"What were the average returns by risk category?"}],"markDefs":[],"style":"h3"},{"_key":"c314c638055b","_type":"block","children":[{"_key":"305b2d9403d40","_type":"span","marks":[],"text":"The table below illustrates the average performance of ready-made solutions from the three risk categories - high, medium and low - across the different time periods we track:"}],"markDefs":[],"style":"normal"},{"_key":"1913c5fb4cd8","_type":"table","rows":[{"_key":"row-1776158853759-0","_type":"tableRow","cells":[{"_key":"cell-1776158853759-0-0","_type":"tableCell","content":[{"_key":"f33bd165a2fc","_type":"block","children":[{"_key":"0228dd478782","_type":"span","marks":[],"text":"Risk Level"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1776158853759-0-1","_type":"tableCell","content":[{"_key":"6ebe64cbb53d","_type":"block","children":[{"_key":"265e31aecdf2","_type":"span","marks":[],"text":"Q1 2026 AVERAGE NET GROWTH"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1776158853759-0-2","_type":"tableCell","content":[{"_key":"769a985f7ff1","_type":"block","children":[{"_key":"1c80438327c7","_type":"span","marks":[],"text":"1 YEAR AVERAGE NET GROWTH"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1776158891829-0","_type":"tableCell","content":[{"_key":"85ffc81cbc6d","_type":"block","children":[{"_key":"df005c1f8811","_type":"span","marks":[],"text":"3 YEAR AVERAGE NET GROWTH"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158892592-0","_type":"tableCell","content":[{"_key":"e1daa6f6d7eb","_type":"block","children":[{"_key":"3bcbf8364ddb","_type":"span","marks":[],"text":"5 YEAR AVERAGE NET GROWTH"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776158853759-1","_type":"tableRow","cells":[{"_key":"cell-1776158853759-1-0","_type":"tableCell","content":[{"_key":"dc004c172605","_type":"block","children":[{"_key":"60eea1ce3c42","_type":"span","marks":[],"text":"High Risk"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158853759-1-1","_type":"tableCell","content":[{"_key":"c2df31a93da3","_type":"block","children":[{"_key":"f526b56bc39f","_type":"span","marks":[],"text":"-1.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158853759-1-2","_type":"tableCell","content":[{"_key":"94f77c65bb7f","_type":"block","children":[{"_key":"244532f8b293","_type":"span","marks":[],"text":"15.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158891829-1","_type":"tableCell","content":[{"_key":"9efe9e8d15c0","_type":"block","children":[{"_key":"b50279993213","_type":"span","marks":[],"text":"39.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158892592-1","_type":"tableCell","content":[{"_key":"940bb24b08b2","_type":"block","children":[{"_key":"5d0240cc8804","_type":"span","marks":[],"text":"48.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776158853759-2","_type":"tableRow","cells":[{"_key":"cell-1776158853759-2-0","_type":"tableCell","content":[{"_key":"61465f9fa528","_type":"block","children":[{"_key":"3c26f3c5897d","_type":"span","marks":[],"text":"Medium Risk"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158853759-2-1","_type":"tableCell","content":[{"_key":"039d3a7c5748","_type":"block","children":[{"_key":"16a417810efe","_type":"span","marks":[],"text":"-1.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158853759-2-2","_type":"tableCell","content":[{"_key":"5372aa9bef87","_type":"block","children":[{"_key":"699507afee22","_type":"span","marks":[],"text":"11.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158891829-2","_type":"tableCell","content":[{"_key":"6dcdd0297b26","_type":"block","children":[{"_key":"b509755e4ffd","_type":"span","marks":[],"text":"27.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158892592-2","_type":"tableCell","content":[{"_key":"cceab8ffe3f6","_type":"block","children":[{"_key":"19d2fb4a3de6","_type":"span","marks":[],"text":"28.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776158914718","_type":"tableRow","cells":[{"_key":"cell-1776158914718-0","_type":"tableCell","content":[{"_key":"fdb03d58d0d3","_type":"block","children":[{"_key":"326fc181e1af","_type":"span","marks":[],"text":"Low Risk"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158914718-1","_type":"tableCell","content":[{"_key":"b26526baeeeb","_type":"block","children":[{"_key":"436e2439fe41","_type":"span","marks":[],"text":"-1.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158914718-2","_type":"tableCell","content":[{"_key":"492173d6b81e","_type":"block","children":[{"_key":"d42f03837348","_type":"span","marks":[],"text":"5.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158914718-3","_type":"tableCell","content":[{"_key":"37b6ba13a8a6","_type":"block","children":[{"_key":"db89cf2229f9","_type":"span","marks":[],"text":"15.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776158914718-4","_type":"tableCell","content":[{"_key":"c3bac464fddc","_type":"block","children":[{"_key":"bf19e4093a1d","_type":"span","marks":[],"text":"10.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]}],"tableStyle":"DB-W-LB"},{"_key":"34cd3a211bb7","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Disclaimer: Investing is a long-term process, and investment decisions must not be based solely on past performance, especially over short timeframes."},"text":[{"_key":"f3cbeb5e7bca","_type":"block","children":[{"_key":"333b9c1acc6d","_type":"span","marks":["strong","em"],"text":"Disclaimer: "},{"_key":"cdb0566bec69","_type":"span","marks":["em"],"text":"Investing is a long-term process, and investment decisions must not be based solely on past performance, especially over short timeframes."}],"markDefs":[],"style":"normal"}]},{"_key":"f8fba2d41e53","_type":"block","children":[{"_key":"6ba2f2eb9b50","_type":"span","marks":[],"text":""},{"_key":"8e10e32216d6","_type":"mainAnchor","pageAnchor":{"_id":"6383b8bb-1161-460e-b9e3-7520a8018a9a","_type":"anchorCategory","_rev":"JZAIeYBO3svF1jBEgc2B5e","_createdAt":"2023-10-17T13:57:41Z","_updatedAt":"2023-10-17T13:57:41Z","AnchorName":"HighRisk","id":"-5cb6afb0-6771-55ab-868b-5657ac88e3d0","children":[],"parent":null}},{"_key":"e65c4af631b5","_type":"span","marks":[],"text":"High Risk Ready-Made Portfolio Performance "}],"markDefs":[],"style":"h2"},{"_key":"38b84bfcb2c6","_type":"mainImage","asset":{"_id":"image-6a28154505a2aaa2968ed1d82d916b704d1f7eb8-1920x1080-png","_type":"sanity.imageAsset","_rev":"N14pklU3DF6lmMiukZivWw","_createdAt":"2026-04-14T09:41:53Z","_updatedAt":"2026-04-14T09:41:53Z","assetId":"6a28154505a2aaa2968ed1d82d916b704d1f7eb8","extension":"png","metadata":{"_type":"sanity.imageMetadata","blurHash":"MGRM9$Gc,}M:GY%~v|t0t1$+%f#%pTxnvh","dimensions":{"_type":"sanity.imageDimensions","aspectRatio":1.7777777777777777,"height":1080,"width":1920},"hasAlpha":false,"isOpaque":true,"lqip":"data:image/png;base64,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","palette":{"_type":"sanity.imagePalette","darkMuted":{"_type":"sanity.imagePaletteSwatch","background":"#68696b","foreground":"#fff","population":0.87,"title":"#fff"},"darkVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#cc063c","foreground":"#fff","population":0.01,"title":"#fff"},"dominant":{"_type":"sanity.imagePaletteSwatch","background":"#f2115d","foreground":"#fff","population":3.74,"title":"#fff"},"lightMuted":{"_type":"sanity.imagePaletteSwatch","background":"#d2a3b7","foreground":"#000","population":0.72,"title":"#fff"},"lightVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#8474fc","foreground":"#fff","population":0.01,"title":"#fff"},"muted":{"_type":"sanity.imagePaletteSwatch","background":"#7a7d87","foreground":"#fff","population":0.51,"title":"#fff"},"vibrant":{"_type":"sanity.imagePaletteSwatch","background":"#f2115d","foreground":"#fff","population":3.74,"title":"#fff"}},"thumbHash":"dhgGFITahNpviGp+mqJApQgaew=="},"mimeType":"image/png","originalFilename":"March 2026 high  (1).png","path":"images/k8qzcdw3/prod1503/6a28154505a2aaa2968ed1d82d916b704d1f7eb8-1920x1080.png","sha1hash":"6a28154505a2aaa2968ed1d82d916b704d1f7eb8","size":102674,"uploadId":"mmpNHmBQqUjPqjBdqy4NjlCOkElYARzP","url":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/6a28154505a2aaa2968ed1d82d916b704d1f7eb8-1920x1080.png","filename":"March 2026 high  (1).png","width":1920,"height":1080,"placeholderUrl":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/6a28154505a2aaa2968ed1d82d916b704d1f7eb8-1920x1080.png?rect=600,0,720,1080&w=%width%&h=%height%&q=80","id":"image-6a28154505a2aaa2968ed1d82d916b704d1f7eb8-1920x1080-png","children":[],"parent":null},"blankAltTag":true},{"_key":"0de6155e7a1c","_type":"block","children":[{"_key":"72b26512b569","_type":"span","marks":["em"],"text":"Graph illustrating net returns for one year, April 2025 - March 2026, of the top 5 performing ready-made solutions against the average of all of the high risk funds/portfolios covered in our analysis. Data correct as at end March 2026. Returns calculated net of charges. The full fund/portfolio names can be found in the table below."}],"markDefs":[],"style":"extrasmall"},{"_key":"1ae7827d9e15","_type":"block","children":[{"_key":"7f719fbbe7c8","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"ac4528e21009","_type":"block","children":[{"_key":"83c9d3dedf2e","_type":"span","marks":[],"text":"Which high risk portfolios performed best in Q1 2026?"}],"markDefs":[],"style":"h3"},{"_key":"abe70e290a58","_type":"textboxWidget","image":{"_type":"mainImage","blankAltTag":true},"text":[{"_key":"58a3594e6d4c","_type":"block","children":[{"_key":"0697c579acc1","_type":"span","marks":[],"text":"AJ Bell's Adventurous fund is the only high-risk solution in this category to post positive returns over the quarter, and it is also the top performer over a 1-year period. Vanguard's LifeStrategy 100 fund is a top 2 performer across all timeframes covered."}],"markDefs":[],"style":"normal"}],"title":"Who stands out? 🏆"},{"_key":"05a747a015c7","_type":"block","children":[{"_key":"bb1188968dc1","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"b1b67ea3829b","_type":"blockQuote","adviserName":"Boring Money","photo":{"_type":"mainImage","blankAltTag":true},"quote":[{"_key":"6a3fdba80a20","_type":"block","children":[{"_key":"02bfd2fe4308","_type":"span","marks":[],"text":"AJ Bell’s Adventurous portfolio was the stand-out winner over the quarter, rising 0.6%. That put it 1.2% ahead of its nearest rival and the only fund to make a positive return over the quarter. At 90%, its equity weighting was in the middle of its peer group, but it has been the type of equity exposure rather than the quantity that is the differentiating factor this quarter. Performance has been helped by exposure to the relatively defensive UK market, and some energy holdings."}],"markDefs":[],"style":"normal"},{"_key":"124d8bbd39f1","_type":"block","children":[{"_key":"d33562fe5532","_type":"span","marks":[],"text":"The Vanguard LifeStrategy100 was also resilient over the quarter, dropping just -0.6%. At 100%, it had the highest weighting in equities, and it retains its top spot over five years with a 62.2% return. This is significantly ahead of the average high risk portfolio return of 48.7%. Its largest three positions are in the US, UK and Ireland, and its relatively high weighting in commodities has also proved protective over the quarter."}],"markDefs":[],"style":"normal"},{"_key":"906a86543d0d","_type":"block","children":[{"_key":"ed9a9c2209ec","_type":"span","marks":[],"text":"The Wealthify Adventurous Strategy had a relatively strong quarter, falling only -1.5%, against an average fall of -1.8% for higher risk funds. However, its long term performance is still weak, at 40.6%. Only the Charles Stanley Multi-Asset Adventurous and Scottish Widows Managed Growth 6 are weaker over five years, with returns of 29.1% and 40.3%, respectively."}],"markDefs":[],"style":"normal"},{"_key":"082aef2c2f29","_type":"block","children":[{"_key":"8b4279dabc4e","_type":"span","marks":[],"text":"The sector had both the strongest and weakest performers over the quarter. This reflects an equity market where there were significant gaps between the top and bottom sectors. Areas such as energy, utilities and defence moved significantly higher in the wake of the Iran invasion. The US technology sector had been weak at the start of the year, but was relatively defensive during the peak of the crisis."}],"markDefs":[],"style":"normal"},{"_key":"1bd64e9881f2","_type":"block","children":[{"_key":"f34561446e12","_type":"span","marks":[],"text":"At the bottom of the table, the Moneybox Adventurous fund had another weak quarter. As with the previous quarter, the problem may have been the fund’s exposure to property. The global real estate sector was hit by a shift in interest rate expectations. The MSCI World Real Estate Index was down 7.5% in March[1]."}],"markDefs":[],"style":"normal"},{"_key":"0a41a694d9df","_type":"block","children":[{"_key":"baff3e5245d9","_type":"span","marks":[],"text":"It may have been an uncomfortable quarter, but over one year, every fund in the high risk category has delivered double digit returns, with an average return of 15.3%. Over three years, that rises to 39.7%. While investors would have received a higher return from an "},{"_key":"854062fa2d45","_type":"span","marks":["183b7e2fe0b4"],"text":"MSCI World"},{"_key":"de97fa5ca4fd","_type":"span","marks":[],"text":" "},{"_key":"241313cec2a2","_type":"span","marks":["743218d5684e"],"text":"tracker fund"},{"_key":"17cd0dbd80d8","_type":"span","marks":[],"text":", it would have come with a lot more "},{"_key":"9e304952446c","_type":"span","marks":["2e68836ee5f6"],"text":"volatility"},{"_key":"d3f145f4fde9","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"183b7e2fe0b4","_type":"glossaryPick","reference":{"_id":"edb1b2f7-e46e-4206-8dd0-2df8d591ce08","_type":"glossaryHover","_rev":"cgOXYc5fbaZoufJX9Z3fRz","_createdAt":"2025-05-01T14:42:09Z","_updatedAt":"2025-05-01T14:45:19Z","description":"A global index that tracks large and medium-sized companies from 23 developed countries around the world.","title":"MSCI World","id":"-3f82d13b-ff3c-5e83-961e-ef18e3f0a260","children":[],"parent":null}},{"_key":"743218d5684e","_type":"glossaryPick","reference":{"_id":"446ca50c-4e25-430f-9d2a-6b8d0b4f1066","_type":"glossaryHover","_rev":"QM4CDF4TqKcWiw50BVVsNd","_createdAt":"2025-12-12T12:05:54Z","_updatedAt":"2025-12-12T12:06:39Z","description":"A fund that aims to match the performance of a global stock market index by holding shares in companies from around the world. These funds typically track indices like the MSCI World Index or FTSE All-World Index, giving investors exposure to thousands of companies across developed markets (and sometimes emerging markets too).\nBecause they're passively managed and simply follow the index, global tracker funds have low fees compared to actively managed funds. They're a popular choice for long-term investors wanting broad international diversification without needing to pick individual countries or companies.","title":"Global Tracker Fund","id":"-0a85379b-8dc0-5995-82c2-86e0eaf06bbd","children":[],"parent":null}},{"_key":"2e68836ee5f6","_type":"glossaryPick","reference":{"_id":"1f99b6b9-9121-4b4e-beb6-3b34eea16696","_type":"glossaryHover","_rev":"kKnAee8SDxIeCH15D2GbpD","_createdAt":"2025-04-30T14:36:14Z","_updatedAt":"2025-04-30T14:36:54Z","description":"Describes the price movement of an investment or index. High volatility indicates frequent and significant price movement, whereas low volatility denotes less frequent or severe fluctuations in price.","title":"Volatility","id":"-ba7816bb-5286-5255-aa52-0e4cd39a7114","children":[],"parent":null}}],"style":"normal"},{"_key":"9d142c302f37","_type":"block","children":[{"_key":"3bdd7d266502","_type":"span","marks":[],"text":"Over one year, AJ Bell Adventurous (18.5%) retains its top spot, with Vanguard LifeStrategy100 and J.P. Morgan Personal Investing 10 portfolios just behind. At the opposite end are Moneybox Adventurous, Hargreaves Lansdown Adventurous Managed and Wealthify Adventurous."}],"markDefs":[],"style":"normal"},{"_key":"cc6dacd51fd8","_type":"block","children":[{"_key":"e83b83617e57","_type":"span","marks":[],"text":"\n"}],"markDefs":[],"style":"normal"}]},{"_key":"72f4cddca076","_type":"table","rows":[{"_key":"row-1768325834538-0","_type":"tableRow","cells":[{"_key":"cell-1768325834538-0-0","_type":"tableCell","content":[{"_key":"55a0908a810a","_type":"block","children":[{"_key":"5a07e6a82349","_type":"span","marks":["strong"],"text":"Provider "}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1768325834538-0-1","_type":"tableCell","content":[{"_key":"c9a6e8457877","_type":"block","children":[{"_key":"08ef191c8b97","_type":"span","marks":["strong"],"text":"Fund/Portfolio"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1768325862420-0","_type":"tableCell","content":[{"_key":"b993b61cf49e","_type":"block","children":[{"_key":"5a91088f0843","_type":"span","marks":["strong"],"text":"Q1 2026 Net Growth"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325877635-0","_type":"tableCell","content":[{"_key":"b993b61cf49e","_type":"block","children":[{"_key":"5a91088f0843","_type":"span","marks":["strong"],"text":"1-year Net Growth"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325891953-0","_type":"tableCell","content":[{"_key":"b135a6256757","_type":"block","children":[{"_key":"cf974072bf5b","_type":"span","marks":["strong"],"text":"3-year Net Growth "}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325905472-0","_type":"tableCell","content":[{"_key":"b135a6256757","_type":"block","children":[{"_key":"cf974072bf5b","_type":"span","marks":["strong"],"text":"5-year Net Growth "}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768325855634","_type":"tableRow","cells":[{"_key":"cell-1768325855634-0","_type":"tableCell","content":[{"_key":"32bedbf17159","_type":"block","children":[{"_key":"16421414d610","_type":"span","marks":[],"text":"AJ Bell"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325855634-1","_type":"tableCell","content":[{"_key":"4939eb3f4d1c","_type":"block","children":[{"_key":"e55448276d78","_type":"span","marks":[],"text":"Adventurous"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325862420-1","_type":"tableCell","content":[{"_key":"c12f72c02cd5","_type":"block","children":[{"_key":"195cece906b5","_type":"span","marks":[],"text":"0.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325877635-1","_type":"tableCell","content":[{"_key":"8691501a48e1","_type":"block","children":[{"_key":"c96759c525c4","_type":"span","marks":[],"text":"18.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325891953-1","_type":"tableCell","content":[{"_key":"9882347833b0","_type":"block","children":[{"_key":"26d7e639d51a","_type":"span","marks":[],"text":"40.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325905472-1","_type":"tableCell","content":[{"_key":"f49dbe0e96d6","_type":"block","children":[{"_key":"cd804ff816bb","_type":"span","marks":[],"text":"56.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776159797927","_type":"tableRow","cells":[{"_key":"cell-1776159797927-0","_type":"tableCell","content":[{"_key":"b93c2b43245c","_type":"block","children":[{"_key":"d064bf31053e","_type":"span","marks":[],"text":"Vanguard"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159797927-1","_type":"tableCell","content":[{"_key":"06b1947aa1be","_type":"block","children":[{"_key":"b6139d2300fb","_type":"span","marks":[],"text":"LifeStrategy 100"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159797927-2","_type":"tableCell","content":[{"_key":"0c7aa6a7ee63","_type":"block","children":[{"_key":"ef979c4b6775","_type":"span","marks":[],"text":"-0.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159797927-3","_type":"tableCell","content":[{"_key":"447d89d5222e","_type":"block","children":[{"_key":"e60c5d66c26d","_type":"span","marks":[],"text":"17.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159797927-4","_type":"tableCell","content":[{"_key":"e1b579e78d56","_type":"block","children":[{"_key":"bbd98b9682ae","_type":"span","marks":[],"text":"45.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159797927-5","_type":"tableCell","content":[{"_key":"6dcc59742c61","_type":"block","children":[{"_key":"c2ccccfbf463","_type":"span","marks":[],"text":"62.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776159825924","_type":"tableRow","cells":[{"_key":"cell-1776159825924-0","_type":"tableCell","content":[{"_key":"aedc127abc4d","_type":"block","children":[{"_key":"04c659d91138","_type":"span","marks":[],"text":"Wealthify"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159825924-1","_type":"tableCell","content":[{"_key":"76fda82bd86e","_type":"block","children":[{"_key":"c7bb4db061ef","_type":"span","marks":[],"text":"Adventurous"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159825924-2","_type":"tableCell","content":[{"_key":"aa503867a324","_type":"block","children":[{"_key":"c30669e94b01","_type":"span","marks":[],"text":"-1.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159825924-3","_type":"tableCell","content":[{"_key":"80598ef17d95","_type":"block","children":[{"_key":"3029f01e63fb","_type":"span","marks":[],"text":"13.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159825924-4","_type":"tableCell","content":[{"_key":"44e02979b8c6","_type":"block","children":[{"_key":"aebf40920b38","_type":"span","marks":[],"text":"37.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159825924-5","_type":"tableCell","content":[{"_key":"4f862c9c9adb","_type":"block","children":[{"_key":"f456c44d794f","_type":"span","marks":[],"text":"40.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776159854220","_type":"tableRow","cells":[{"_key":"cell-1776159854220-0","_type":"tableCell","content":[{"_key":"6cb78c6bf4c0","_type":"block","children":[{"_key":"97add577e0d3","_type":"span","marks":[],"text":"Barclays"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159854220-1","_type":"tableCell","content":[{"_key":"09c55e29f11f","_type":"block","children":[{"_key":"aa319a1e3ec2","_type":"span","marks":[],"text":"Adventurous"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159854220-2","_type":"tableCell","content":[{"_key":"7f78a8693d13","_type":"block","children":[{"_key":"5382e3a9429d","_type":"span","marks":[],"text":"-1.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159854220-3","_type":"tableCell","content":[{"_key":"a2b05ff5851a","_type":"block","children":[{"_key":"49cc906d7e89","_type":"span","marks":[],"text":"14.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159854220-4","_type":"tableCell","content":[{"_key":"60b8050f6999","_type":"block","children":[{"_key":"007478c74273","_type":"span","marks":[],"text":"38.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776159854220-5","_type":"tableCell","content":[{"_key":"967ed01af00f","_type":"block","children":[{"_key":"3181ef5a2860","_type":"span","marks":[],"text":"45.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768325834538-1","_type":"tableRow","cells":[{"_key":"cell-1768325834538-1-0","_type":"tableCell","content":[{"_key":"d2867441f784","_type":"block","children":[{"_key":"8e6061073509","_type":"span","marks":[],"text":"Quilter Invest"}],"markDefs":[],"style":"normal"}],"isHeader":false,"linkReference":{"_id":"drafts.2e2d777f-5824-402b-8811-5a0c8f624564","_type":"linkCategory","_rev":"9f229617-6514-4929-921c-2dba71147ebf","_createdAt":"2026-02-27T16:31:51Z","_updatedAt":"2026-02-27T16:32:04Z","_system":{"base":{"id":"2e2d777f-5824-402b-8811-5a0c8f624564","rev":"kllPxzrZvj3u6Zg4KxhjfM"}},"affiliateLink":true,"description":"Quilter Invest Ready Made landing page utm ","url":"https://quilterinvest.onelink.me/Vatg/7le3sp1i","id":"-5f9cfa42-888c-5df5-aa7f-a91aca29c29e","children":[],"parent":null}},{"_key":"cell-1768325834538-1-1","_type":"tableCell","content":[{"_key":"595596f656dd","_type":"block","children":[{"_key":"4454107bbcc5","_type":"span","marks":[],"text":"MyGoal - Adventurous Passive"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325862420-2","_type":"tableCell","content":[{"_key":"383beb0c4772","_type":"block","children":[{"_key":"be73cc8da697","_type":"span","marks":[],"text":"-1.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325877635-2","_type":"tableCell","content":[{"_key":"7bcf90a64841","_type":"block","children":[{"_key":"c89d1826d5a6","_type":"span","marks":[],"text":"15.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325891953-2","_type":"tableCell","content":[{"_key":"b2f1ce1816fb","_type":"block","children":[{"_key":"ba6f0fb84c7e","_type":"span","marks":[],"text":"48.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325905472-2","_type":"tableCell","content":[{"_key":"318ec16cecb7","_type":"block","children":[{"_key":"248e00dd8b27","_type":"span","marks":[],"text":"61.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326024919","_type":"tableRow","cells":[{"_key":"cell-1768326024919-0","_type":"tableCell","content":[{"_key":"721fe151ecd7","_type":"block","children":[{"_key":"2c61bbf1ad40","_type":"span","marks":[],"text":"Charles Stanley"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-1","_type":"tableCell","content":[{"_key":"c8d542a16929","_type":"block","children":[{"_key":"18f249d7c99f","_type":"span","marks":[],"text":"Multi Asset Adventurous"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-2","_type":"tableCell","content":[{"_key":"fffe31e087ed","_type":"block","children":[{"_key":"39840d33aa1b","_type":"span","marks":[],"text":"-2.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-3","_type":"tableCell","content":[{"_key":"319f0f6daf63","_type":"block","children":[{"_key":"c9036bd77ad3","_type":"span","marks":[],"text":"14.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-4","_type":"tableCell","content":[{"_key":"2f4b9c2e1987","_type":"block","children":[{"_key":"0936ca280547","_type":"span","marks":[],"text":"33.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-5","_type":"tableCell","content":[{"_key":"ef48a7f60046","_type":"block","children":[{"_key":"a1734ba29713","_type":"span","marks":[],"text":"29.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326025341","_type":"tableRow","cells":[{"_key":"cell-1768326025341-0","_type":"tableCell","content":[{"_key":"16e0b800b327","_type":"block","children":[{"_key":"46ec4921e463","_type":"span","marks":[],"text":"Scottish Widows"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025341-1","_type":"tableCell","content":[{"_key":"514ed53b108a","_type":"block","children":[{"_key":"fd44723a39c3","_type":"span","marks":[],"text":"Managed Growth 6"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025341-2","_type":"tableCell","content":[{"_key":"fc7d44e7d737","_type":"block","children":[{"_key":"073e7981ce4e","_type":"span","marks":[],"text":"-2.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025341-3","_type":"tableCell","content":[{"_key":"5f2341860e8a","_type":"block","children":[{"_key":"8077765c3d59","_type":"span","marks":[],"text":"13.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025341-4","_type":"tableCell","content":[{"_key":"97f44b3aed50","_type":"block","children":[{"_key":"02faf645abfe","_type":"span","marks":[],"text":"35.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025341-5","_type":"tableCell","content":[{"_key":"fe7e2d032711","_type":"block","children":[{"_key":"0f6d591be1fd","_type":"span","marks":[],"text":"40.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326411966","_type":"tableRow","cells":[{"_key":"cell-1768326411966-0","_type":"tableCell","content":[{"_key":"02926fb4e67b","_type":"block","children":[{"_key":"c3df135a099d","_type":"span","marks":[],"text":"Hargreaves Lansdown"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-1","_type":"tableCell","content":[{"_key":"3659e082001e","_type":"block","children":[{"_key":"30626e28c4d9","_type":"span","marks":[],"text":"Adventurous Managed"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-2","_type":"tableCell","content":[{"_key":"e34f9ed536a2","_type":"block","children":[{"_key":"21c69404efc4","_type":"span","marks":[],"text":"-2.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-3","_type":"tableCell","content":[{"_key":"ea350af34479","_type":"block","children":[{"_key":"4520a5a6eb0e","_type":"span","marks":[],"text":"13.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-4","_type":"tableCell","content":[{"_key":"fc6fbaeba03a","_type":"block","children":[{"_key":"b148edf11ac8","_type":"span","marks":[],"text":"35.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-5","_type":"tableCell","content":[{"_key":"614c0f77d150","_type":"block","children":[{"_key":"3218d80de8ec","_type":"span","marks":[],"text":"N/A"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776168081131","_type":"tableRow","cells":[{"_key":"cell-1776168081131-0","_type":"tableCell","content":[{"_key":"baaf20e9f164","_type":"block","children":[{"_key":"ab28bb29c111","_type":"span","marks":[],"text":"Aviva"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168081131-1","_type":"tableCell","content":[{"_key":"fefe5738dc1b","_type":"block","children":[{"_key":"f017a9908e3b","_type":"span","marks":[],"text":"Multi-asset Plus V"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168081131-2","_type":"tableCell","content":[{"_key":"7c694415caf7","_type":"block","children":[{"_key":"fccba0503ea1","_type":"span","marks":[],"text":"-2.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168081131-3","_type":"tableCell","content":[{"_key":"ca478424b696","_type":"block","children":[{"_key":"b666834fae3c","_type":"span","marks":[],"text":"16.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168081131-4","_type":"tableCell","content":[{"_key":"ccd92ae91ad7","_type":"block","children":[{"_key":"8591c6ce4a53","_type":"span","marks":[],"text":"42.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168081131-5","_type":"tableCell","content":[{"_key":"b77b688e4800","_type":"block","children":[{"_key":"71233c52f65c","_type":"span","marks":[],"text":"50.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326412995","_type":"tableRow","cells":[{"_key":"cell-1768326412995-0","_type":"tableCell","content":[{"_key":"b214e9b93b12","_type":"block","children":[{"_key":"a93d588cd8f9","_type":"span","marks":[],"text":"Moneybox"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-1","_type":"tableCell","content":[{"_key":"b0ab144ff018","_type":"block","children":[{"_key":"d3d42e42e441","_type":"span","marks":[],"text":"Adventurous"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-2","_type":"tableCell","content":[{"_key":"6ed36546e558","_type":"block","children":[{"_key":"3b08dd9f3744","_type":"span","marks":[],"text":"-3.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-3","_type":"tableCell","content":[{"_key":"12be070c3909","_type":"block","children":[{"_key":"a4201f8f0cda","_type":"span","marks":[],"text":"12.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-4","_type":"tableCell","content":[{"_key":"eb4179bf0e95","_type":"block","children":[{"_key":"3c6f252f0e7e","_type":"span","marks":[],"text":"38.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-5","_type":"tableCell","content":[{"_key":"1c27c0010e1d","_type":"block","children":[{"_key":"7155bbca71b8","_type":"span","marks":[],"text":"51.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326413501","_type":"tableRow","cells":[{"_key":"cell-1768326413501-0","_type":"tableCell","content":[{"_key":"aab73c43a5b2","_type":"block","children":[{"_key":"c4ceb5cfc5f8","_type":"span","marks":[],"text":"J.P. Morgan Personal Investing"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1768326413501-1","_type":"tableCell","content":[{"_key":"74b756a52153","_type":"block","children":[{"_key":"a7a4ad0a6409","_type":"span","marks":[],"text":"10"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326413501-2","_type":"tableCell","content":[{"_key":"7c2301b18e59","_type":"block","children":[{"_key":"c22767cdeac9","_type":"span","marks":[],"text":"-"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326413501-3","_type":"tableCell","content":[{"_key":"b826e046cfd2","_type":"block","children":[{"_key":"6af638bd755d","_type":"span","marks":[],"text":"17.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326413501-4","_type":"tableCell","content":[{"_key":"86504cdb72aa","_type":"block","children":[{"_key":"d355f69a1d94","_type":"span","marks":[],"text":"41.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326413501-5","_type":"tableCell","content":[{"_key":"ec43733196d6","_type":"block","children":[{"_key":"60dc952d30b2","_type":"span","marks":[],"text":"50.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]}],"tableStyle":"DB-W-LB"},{"_key":"4950b00b21b3","_type":"block","children":[{"_key":"ec2dd0208c82","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"3e38f5c558f8","_type":"block","children":[{"_key":"f21f1368d39c","_type":"span","marks":["em"],"text":"This table displays performance over multiple timeframes across the past 5 years for a range of investment funds/portfolios. Performance has been calculated net of investment and platform charges. Risk levels have been classified based on Boring Money’s parameters, which can be found in the ‘key terms’ and 'methodology' sections below. Performance figures have either come directly from platforms or been estimated using the value of fund assets, assuming frequent rebalancing."}],"markDefs":[],"style":"small"},{"_key":"6d93e483f653","_type":"block","children":[{"_key":"1d9577f32e04","_type":"span","marks":[],"text":""},{"_key":"e5be5934e523","_type":"mainAnchor","pageAnchor":{"_id":"7b5e2cb9-4a87-4cab-94bf-bd2e09fad6ee","_type":"anchorCategory","_rev":"JZAIeYBO3svF1jBEgc2BGv","_createdAt":"2023-10-17T13:58:01Z","_updatedAt":"2023-10-17T13:58:01Z","AnchorName":"MediumRisk","id":"-06322c36-0e76-5021-b27d-626657f71e39","children":[],"parent":null}},{"_key":"bde9db77fa7e","_type":"span","marks":[],"text":"Medium Risk Ready-Made Portfolio Performance "}],"markDefs":[],"style":"h2"},{"_key":"0ced441af6dc","_type":"mainImage","asset":{"_id":"image-e58d9637f575019e7a93168ab15cbc9ff8b7b07a-1920x1080-png","_type":"sanity.imageAsset","_rev":"jJyiXDTu6Ct1i9lJ17aFOM","_createdAt":"2026-04-14T12:07:34Z","_updatedAt":"2026-04-14T12:07:34Z","assetId":"e58d9637f575019e7a93168ab15cbc9ff8b7b07a","extension":"png","metadata":{"_type":"sanity.imageMetadata","blurHash":"MHRfORKl%6RYKO.lv|t0t1xHxBxCtht2m,","dimensions":{"_type":"sanity.imageDimensions","aspectRatio":1.7777777777777777,"height":1080,"width":1920},"hasAlpha":false,"isOpaque":true,"lqip":"data:image/png;base64,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","palette":{"_type":"sanity.imagePalette","darkMuted":{"_type":"sanity.imagePaletteSwatch","background":"#68696a","foreground":"#fff","population":0.7,"title":"#fff"},"darkVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#59590c","foreground":"#fff","population":0.02,"title":"#fff"},"dominant":{"_type":"sanity.imagePaletteSwatch","background":"#ef135c","foreground":"#fff","population":3,"title":"#fff"},"lightMuted":{"_type":"sanity.imagePaletteSwatch","background":"#d1d4b6","foreground":"#000","population":1.3,"title":"#000"},"lightVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#f2dc84","foreground":"#000","population":2.42,"title":"#000"},"muted":{"_type":"sanity.imagePaletteSwatch","background":"#94845e","foreground":"#fff","population":0.03,"title":"#fff"},"vibrant":{"_type":"sanity.imagePaletteSwatch","background":"#ef135c","foreground":"#fff","population":3,"title":"#fff"}},"thumbHash":"eBgGFIS5dblvh2mIipEwxQkJnA=="},"mimeType":"image/png","originalFilename":"March 2026 medium.png","path":"images/k8qzcdw3/prod1503/e58d9637f575019e7a93168ab15cbc9ff8b7b07a-1920x1080.png","sha1hash":"e58d9637f575019e7a93168ab15cbc9ff8b7b07a","size":93644,"uploadId":"3aqBKgVst9746Si19Uf46ZQjORFIJq0l","url":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/e58d9637f575019e7a93168ab15cbc9ff8b7b07a-1920x1080.png","filename":"March 2026 medium.png","width":1920,"height":1080,"placeholderUrl":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/e58d9637f575019e7a93168ab15cbc9ff8b7b07a-1920x1080.png?rect=600,0,720,1080&w=%width%&h=%height%&q=80","id":"image-e58d9637f575019e7a93168ab15cbc9ff8b7b07a-1920x1080-png","children":[],"parent":null},"blankAltTag":true},{"_key":"c52e2b44bfa7","_type":"block","children":[{"_key":"f6aafe20ad3d","_type":"span","marks":["em"],"text":"Graph illustrating net returns for one year, covering April 2025 - March 2026, of the top 5 performing ready-made solutions against the average of all of the medium risk funds/portfolios covered in our analysis. Data correct as at 31 March 2026. Returns calculated net of charges. The full fund/portfolio names can be found in the table below."}],"markDefs":[],"style":"extrasmall"},{"_key":"d9672ebfafbc","_type":"block","children":[{"_key":"bb181f8e77a1","_type":"span","marks":[],"text":"Which medium risk portfolios delivered the best returns?"}],"markDefs":[],"style":"h3"},{"_key":"a7397cab1170","_type":"textboxWidget","image":{"_type":"mainImage","blankAltTag":true},"text":[{"_key":"f3393b9e45bf","_type":"block","children":[{"_key":"07e4af31957a","_type":"span","marks":[],"text":"AJ Bell's Balanced fund is the top performer over Q1 and 1-year. When looking at longer timeframes, Barclays Growth fund is the top performing solution over 3 and 5 years."}],"markDefs":[],"style":"normal"}],"title":"Who stands out? 🏆"},{"_key":"67c68edcf9eb","_type":"block","children":[{"_key":"48955349f44b","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"40bf794f6ab2","_type":"blockQuote","adviserName":"Boring Money","photo":{"_type":"mainImage","blankAltTag":true},"quote":[{"_key":"dc86724ed36b","_type":"block","children":[{"_key":"15744fab59d9","_type":"span","marks":[],"text":"AJ Bell Balanced was the top medium risk performer over the quarter, with a flat return. Last month, it was vying for the top spot with its MyGoal equivalent - the MyGoal Moderate Passive fund – but this month, it has comfortably outpaced it, with the MyGoal fund (from Quilter Invest) down by -1.8%."}],"markDefs":[],"style":"normal"},{"_key":"ab9353ecba55","_type":"block","children":[{"_key":"431443d644cd","_type":"span","marks":[],"text":"This also affects the one year performance tables. The AJ Bell fund is now more than 1% ahead of its nearest rival, having risen 13.5%. Barclays Growth is up 12.3%, with the Vanguard LifeStrategy60, Charles Stanley Multi Asset Moderate, Wealthify Ambitious and J.P. Morgan Personal Investing 6 portfolios clustered between 11% and 12%."}],"markDefs":[],"style":"normal"},{"_key":"75ebe6f3bd19","_type":"block","children":[{"_key":"dd9b2e282ea5","_type":"span","marks":[],"text":"The average medium risk portfolio fell -1.3% in Q1. Among the weakest performers for the second quarter in a row was the Hargreaves Lansdown Balanced Managed fund. It dropped -1.9% over the quarter, and it was also the worst performing fund over one year, rising just 8.7% against a sector average of 11.0%. The other weak performer over the shorter-term is the Scottish Widows Managed Growth 4 fund, which also dropped -1.9% over the quarter, and has risen 9.1% over one year."}],"markDefs":[],"style":"normal"},{"_key":"7c72f7772691","_type":"block","children":[{"_key":"635f4afeb552","_type":"span","marks":[],"text":"There was a marginal correlation between the level of equity holdings and performance. The top five performers had an average equity weighting of 64%, while the bottom five had an average equity weighting of 57%. However, the composition of the ready-made portfolio has been more important. For example, the AJ Bell fund is highly diversified, with the US, UK, Japan, Europe, and Emerging markets all represented among its top 10 holdings. It has also been diversified in its bond holdings across government bonds, corporate bonds, and high yield bonds. This has helped ensure it is not too exposed to any vulnerable area. The AJ Bell fund has also been relatively defensively positioned with a higher weighting in cash (6.7%) and some short-dated bonds."}],"markDefs":[],"style":"normal"},{"_key":"1f8dd745bdc2","_type":"block","children":[{"_key":"26707ab4d82a","_type":"span","marks":[],"text":"Over three years, Barclays Growth jumps to the top of the tables with a return of 33.1%. It is also top over five years. This puts it significantly ahead of the sector averages of 27.4% and 28.3%, respectively. Wealthify Ambitious and MyGoal Moderate Passive are also strong performers over the longer-term, up 30% and 29.5% over three years, and 30.6% and 32.9% respectively."}],"markDefs":[],"style":"normal"},{"_key":"a9a0c862b00f","_type":"block","children":[{"_key":"e7a53ce698c2","_type":"span","marks":[],"text":"The Charles Stanley Multi Asset Moderate and Hargreaves Lansdown Balanced Managed funds are at the opposite end of the tables over three years. The Charles Stanley portfolio has clawed back some relative performance this quarter, falling only -0.8%, but its five year performance of 20.1% puts it 15.8% behind the top fund in the sector."}],"markDefs":[],"style":"normal"}]},{"_key":"a2ce336a0c83","_type":"table","rows":[{"_key":"row-1768325834538-0","_type":"tableRow","cells":[{"_key":"cell-1768325834538-0-0","_type":"tableCell","content":[{"_key":"55a0908a810a","_type":"block","children":[{"_key":"5a07e6a82349","_type":"span","marks":["strong"],"text":"Provider "}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1768325834538-0-1","_type":"tableCell","content":[{"_key":"c9a6e8457877","_type":"block","children":[{"_key":"08ef191c8b97","_type":"span","marks":["strong"],"text":"Fund/Portfolio"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1768325862420-0","_type":"tableCell","content":[{"_key":"b993b61cf49e","_type":"block","children":[{"_key":"5a91088f0843","_type":"span","marks":["strong"],"text":"Q1 2026 Net Growth"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325877635-0","_type":"tableCell","content":[{"_key":"b993b61cf49e","_type":"block","children":[{"_key":"5a91088f0843","_type":"span","marks":["strong"],"text":"1-year Net Growth"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325891953-0","_type":"tableCell","content":[{"_key":"b135a6256757","_type":"block","children":[{"_key":"cf974072bf5b","_type":"span","marks":["strong"],"text":"3-year Net Growth "}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325905472-0","_type":"tableCell","content":[{"_key":"b135a6256757","_type":"block","children":[{"_key":"cf974072bf5b","_type":"span","marks":["strong"],"text":"5-year Net Growth "}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768325855634","_type":"tableRow","cells":[{"_key":"cell-1768325855634-0","_type":"tableCell","content":[{"_key":"32bedbf17159","_type":"block","children":[{"_key":"16421414d610","_type":"span","marks":[],"text":"AJ Bell"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325855634-1","_type":"tableCell","content":[{"_key":"7dfc3afbb649","_type":"block","children":[{"_key":"e39ee7208967","_type":"span","marks":[],"text":"Balanced"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325862420-1","_type":"tableCell","content":[{"_key":"93571b7f3bea","_type":"block","children":[{"_key":"4c99dd091c5b","_type":"span","marks":[],"text":"0.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325877635-1","_type":"tableCell","content":[{"_key":"e70e242af73e","_type":"block","children":[{"_key":"880dc9ed617b","_type":"span","marks":[],"text":"13.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325891953-1","_type":"tableCell","content":[{"_key":"f237d7b4c61e","_type":"block","children":[{"_key":"66ab870adc91","_type":"span","marks":[],"text":"27.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325905472-1","_type":"tableCell","content":[{"_key":"e76e4bc5f819","_type":"block","children":[{"_key":"5416281d685e","_type":"span","marks":[],"text":"34.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776168523973","_type":"tableRow","cells":[{"_key":"cell-1776168523973-0","_type":"tableCell","content":[{"_key":"b8c4298b5526","_type":"block","children":[{"_key":"4f7ba0a4700c","_type":"span","marks":[],"text":"Vanguard"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168523973-1","_type":"tableCell","content":[{"_key":"61ccaf4eedce","_type":"block","children":[{"_key":"a45cc8b4b92f","_type":"span","marks":[],"text":"LifeStrategy 60"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168523973-2","_type":"tableCell","content":[{"_key":"1a5dae76a57d","_type":"block","children":[{"_key":"02d47cc5167a","_type":"span","marks":[],"text":"-0.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168523973-3","_type":"tableCell","content":[{"_key":"1131852a8ca0","_type":"block","children":[{"_key":"f3ef0180a549","_type":"span","marks":[],"text":"11.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168523973-4","_type":"tableCell","content":[{"_key":"5ecd96be1924","_type":"block","children":[{"_key":"e7b00fa9ae30","_type":"span","marks":[],"text":"28.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168523973-5","_type":"tableCell","content":[{"_key":"d7588661d50b","_type":"block","children":[{"_key":"bbf9473eab76","_type":"span","marks":[],"text":"28.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776168553599","_type":"tableRow","cells":[{"_key":"cell-1776168553599-0","_type":"tableCell","content":[{"_key":"becbdc21e80f","_type":"block","children":[{"_key":"5753af8b7457","_type":"span","marks":[],"text":"Charles Stanley"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168553599-1","_type":"tableCell","content":[{"_key":"13047953d9f5","_type":"block","children":[{"_key":"86f20034b22b","_type":"span","marks":[],"text":"Multi Asset Moderate"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168553599-2","_type":"tableCell","content":[{"_key":"1328b2cf7650","_type":"block","children":[{"_key":"1f7a57824493","_type":"span","marks":[],"text":"-0.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168553599-3","_type":"tableCell","content":[{"_key":"fa83c6328da8","_type":"block","children":[{"_key":"73435639dc74","_type":"span","marks":[],"text":"11.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168553599-4","_type":"tableCell","content":[{"_key":"11651d226576","_type":"block","children":[{"_key":"c0429c5c6e03","_type":"span","marks":[],"text":"24.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168553599-5","_type":"tableCell","content":[{"_key":"1ac58576dc2d","_type":"block","children":[{"_key":"76cc4f2c5543","_type":"span","marks":[],"text":"20.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776168580239","_type":"tableRow","cells":[{"_key":"cell-1776168580239-0","_type":"tableCell","content":[{"_key":"e258602c6d1e","_type":"block","children":[{"_key":"9e2a31b9cca5","_type":"span","marks":[],"text":"Wealthify"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168580239-1","_type":"tableCell","content":[{"_key":"ccbbcb70b36b","_type":"block","children":[{"_key":"a45f1e6041b8","_type":"span","marks":[],"text":"Ambitious"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168580239-2","_type":"tableCell","content":[{"_key":"ad38238a61f8","_type":"block","children":[{"_key":"b86dc6ac9cf5","_type":"span","marks":[],"text":"-1.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168580239-3","_type":"tableCell","content":[{"_key":"7e09fd23b36f","_type":"block","children":[{"_key":"59bb958e6538","_type":"span","marks":[],"text":"11.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168580239-4","_type":"tableCell","content":[{"_key":"3d062a152b2e","_type":"block","children":[{"_key":"dffd62ffca89","_type":"span","marks":[],"text":"30.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168580239-5","_type":"tableCell","content":[{"_key":"535915e44d4a","_type":"block","children":[{"_key":"a42666a3e789","_type":"span","marks":[],"text":"30.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776168700636","_type":"tableRow","cells":[{"_key":"cell-1776168700636-0","_type":"tableCell","content":[{"_key":"ba20ee0fc735","_type":"block","children":[{"_key":"b8b7806f67e9","_type":"span","marks":[],"text":"Barclays"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168700636-1","_type":"tableCell","content":[{"_key":"00584d422876","_type":"block","children":[{"_key":"05a40a72e15c","_type":"span","marks":[],"text":"Growth"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168700636-2","_type":"tableCell","content":[{"_key":"010e2816c05a","_type":"block","children":[{"_key":"6e36143248c9","_type":"span","marks":[],"text":"-1.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168700636-3","_type":"tableCell","content":[{"_key":"5f551080e217","_type":"block","children":[{"_key":"eeed952a7eef","_type":"span","marks":[],"text":"12.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168700636-4","_type":"tableCell","content":[{"_key":"4b3054551fb9","_type":"block","children":[{"_key":"2e1df07ddf14","_type":"span","marks":[],"text":"33.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776168700636-5","_type":"tableCell","content":[{"_key":"91c61ef60a44","_type":"block","children":[{"_key":"972a82daa4f5","_type":"span","marks":[],"text":"36.9%"}],"markDefs":[],"style":"normal"},{"_key":"5504c5b4578c","_type":"block","children":[{"_key":"df9b56cb41b4","_type":"span","marks":[],"text":"36.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776169611990","_type":"tableRow","cells":[{"_key":"cell-1776169611990-0","_type":"tableCell","content":[{"_key":"f7a2ddaebf06","_type":"block","children":[{"_key":"d44ef621a3cc","_type":"span","marks":[],"text":"Aviva"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776169611990-1","_type":"tableCell","content":[{"_key":"988a03af7391","_type":"block","children":[{"_key":"9fc8be51061c","_type":"span","marks":[],"text":"Multi-asset Plus II"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776169611990-2","_type":"tableCell","content":[{"_key":"245f725bac70","_type":"block","children":[{"_key":"cadbca4d32bf","_type":"span","marks":[],"text":"-1.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776169611990-3","_type":"tableCell","content":[{"_key":"4ef82463cd0b","_type":"block","children":[{"_key":"bcde9125ce5b","_type":"span","marks":[],"text":"9.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776169611990-4","_type":"tableCell","content":[{"_key":"f206a79e3fe8","_type":"block","children":[{"_key":"c954a878c100","_type":"span","marks":[],"text":"25.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776169611990-5","_type":"tableCell","content":[{"_key":"4415634811ad","_type":"block","children":[{"_key":"2b9a5e652474","_type":"span","marks":[],"text":"24.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768325834538-1","_type":"tableRow","cells":[{"_key":"cell-1768325834538-1-0","_type":"tableCell","content":[{"_key":"9bef7e640642","_type":"block","children":[{"_key":"9910f57667b5","_type":"span","marks":[],"text":"Quilter Invest"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325834538-1-1","_type":"tableCell","content":[{"_key":"2bdf33816900","_type":"block","children":[{"_key":"5a960356b8fe","_type":"span","marks":[],"text":"MyGoal Moderate Passive"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325862420-2","_type":"tableCell","content":[{"_key":"b4891a4396a7","_type":"block","children":[{"_key":"4cba2888b96a","_type":"span","marks":[],"text":"-1.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325877635-2","_type":"tableCell","content":[{"_key":"0aa32959b396","_type":"block","children":[{"_key":"b61c64b3e553","_type":"span","marks":[],"text":"10.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325891953-2","_type":"tableCell","content":[{"_key":"4cd398e5a6e3","_type":"block","children":[{"_key":"fbfb1d1b4b2e","_type":"span","marks":[],"text":"29.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325905472-2","_type":"tableCell","content":[{"_key":"3a73dbfb975c","_type":"block","children":[{"_key":"d87f2e774be8","_type":"span","marks":[],"text":"32.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326025757","_type":"tableRow","cells":[{"_key":"cell-1768326025757-0","_type":"tableCell","content":[{"_key":"2e7dc4754e11","_type":"block","children":[{"_key":"546b223ed4eb","_type":"span","marks":[],"text":"Scottish Widows"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-1","_type":"tableCell","content":[{"_key":"7e4366f18a18","_type":"block","children":[{"_key":"f5caa69753a2","_type":"span","marks":[],"text":"Managed Growth 4"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-2","_type":"tableCell","content":[{"_key":"5f27fd95aaec","_type":"block","children":[{"_key":"1e81cab0d01b","_type":"span","marks":[],"text":"-1.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-3","_type":"tableCell","content":[{"_key":"f570b57fbb71","_type":"block","children":[{"_key":"b214a989dce3","_type":"span","marks":[],"text":"9.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-4","_type":"tableCell","content":[{"_key":"0392f7b35848","_type":"block","children":[{"_key":"07378df9b80e","_type":"span","marks":[],"text":"26.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-5","_type":"tableCell","content":[{"_key":"3b3ac348b76c","_type":"block","children":[{"_key":"14a617052f54","_type":"span","marks":[],"text":"24.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326412512","_type":"tableRow","cells":[{"_key":"cell-1768326412512-0","_type":"tableCell","content":[{"_key":"fd8144c46b8c","_type":"block","children":[{"_key":"3cfb731c0f49","_type":"span","marks":[],"text":"Hargreaves Lansdown"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412512-1","_type":"tableCell","content":[{"_key":"1646d7ebe6eb","_type":"block","children":[{"_key":"528736cae725","_type":"span","marks":[],"text":"Balanced Managed"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412512-2","_type":"tableCell","content":[{"_key":"e698c057c9e7","_type":"block","children":[{"_key":"703be7e33439","_type":"span","marks":[],"text":"-1.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412512-3","_type":"tableCell","content":[{"_key":"a85afd18861b","_type":"block","children":[{"_key":"e409580ba328","_type":"span","marks":[],"text":"8.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412512-4","_type":"tableCell","content":[{"_key":"a212e69e52ff","_type":"block","children":[{"_key":"9223e24ea492","_type":"span","marks":[],"text":"23.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412512-5","_type":"tableCell","content":[{"_key":"2a2a1c73c99d","_type":"block","children":[{"_key":"06ea6c4debd6","_type":"span","marks":[],"text":"N/A"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326412995","_type":"tableRow","cells":[{"_key":"cell-1768326412995-0","_type":"tableCell","content":[{"_key":"b214e9b93b12","_type":"block","children":[{"_key":"a93d588cd8f9","_type":"span","marks":[],"text":"J.P. Morgan Personal Investing"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-1","_type":"tableCell","content":[{"_key":"b0ab144ff018","_type":"block","children":[{"_key":"d3d42e42e441","_type":"span","marks":[],"text":"Fully Managed 6"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-2","_type":"tableCell","content":[{"_key":"d80f8cbc03b7","_type":"block","children":[{"_key":"df53d54ad4bc","_type":"span","marks":[],"text":"-"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-3","_type":"tableCell","content":[{"_key":"05c1067579f1","_type":"block","children":[{"_key":"38d227c89701","_type":"span","marks":[],"text":"11.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-4","_type":"tableCell","content":[{"_key":"7d4aa9b1429c","_type":"block","children":[{"_key":"d396f2a1f434","_type":"span","marks":[],"text":"26.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326412995-5","_type":"tableCell","content":[{"_key":"3e771a00f221","_type":"block","children":[{"_key":"3b62f4ab0913","_type":"span","marks":[],"text":"23.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]}],"tableStyle":"DB-W-LB"},{"_key":"ee3850f39984","_type":"block","children":[{"_key":"992069e3afc7","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"070dc7335d4b","_type":"block","children":[{"_key":"8915ac66f82b","_type":"span","marks":["em"],"text":"This table displays performance over multiple timeframes across the past 5 years for a range of investment funds/portfolios. Performance has been calculated net of investment and platform charges. Risk levels have been classified based on Boring Money’s parameters, which can be found in the ‘key terms' and 'methodology' sections below. Performance figures have either come directly from platforms or been estimated using the value of fund assets, assuming frequent rebalancing."}],"markDefs":[],"style":"small"},{"_key":"8eeb978d5b59","_type":"block","children":[{"_key":"ff33447457f7","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"a74916958273","_type":"block","children":[{"_key":"19a5d5fc1d5a","_type":"span","marks":["em"],"text":""}],"markDefs":[],"style":"small"},{"_key":"999faca7c1ed","_type":"textboxWidget","image":{"_type":"mainImage","asset":{"_id":"image-46ff202437bd6a3366640cd2994787814f03fdc3-1080x1080-png","_type":"sanity.imageAsset","_rev":"pbD6VxVTuMJHpypqrPSEYB","_createdAt":"2026-04-09T16:13:34Z","_updatedAt":"2026-04-09T16:13:34Z","assetId":"46ff202437bd6a3366640cd2994787814f03fdc3","extension":"png","metadata":{"_type":"sanity.imageMetadata","blurHash":"eERp8-tR-p%MD%~qfj9Ff6ofxHn,ozWURjxbo3%MbFRjNFW.Dijbxu","dimensions":{"_type":"sanity.imageDimensions","aspectRatio":1,"height":1080,"width":1080},"exif":{"ColorSpace":65535,"PixelXDimension":1080,"PixelYDimension":1080,"_type":"sanity.imageExifMetadata"},"hasAlpha":false,"isOpaque":true,"lqip":"data:image/png;base64,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","palette":{"_type":"sanity.imagePalette","darkMuted":{"_type":"sanity.imagePaletteSwatch","background":"#3c3c3c","foreground":"#fff","population":0.06,"title":"#fff"},"darkVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#046224","foreground":"#fff","population":0.01,"title":"#fff"},"dominant":{"_type":"sanity.imagePaletteSwatch","background":"#17874d","foreground":"#fff","population":0.29,"title":"#fff"},"lightMuted":{"_type":"sanity.imagePaletteSwatch","background":"#c4bcac","foreground":"#000","population":0,"title":"#fff"},"lightVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#a6ebcd","foreground":"#000","population":0.03,"title":"#000"},"muted":{"_type":"sanity.imagePaletteSwatch","background":"#46865f","foreground":"#fff","population":0.03,"title":"#fff"},"vibrant":{"_type":"sanity.imagePaletteSwatch","background":"#17874d","foreground":"#fff","population":0.29,"title":"#fff"}}},"mimeType":"image/png","originalFilename":"Spotlight quilter.png","path":"images/k8qzcdw3/prod1503/46ff202437bd6a3366640cd2994787814f03fdc3-1080x1080.png","sha1hash":"46ff202437bd6a3366640cd2994787814f03fdc3","size":42460,"uploadId":"5Uz94PjAQaV233HGRJWnT1ebfJOWS33o","url":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/46ff202437bd6a3366640cd2994787814f03fdc3-1080x1080.png","filename":"Spotlight quilter.png","width":1080,"height":1080,"placeholderUrl":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/46ff202437bd6a3366640cd2994787814f03fdc3-1080x1080.png?rect=180,0,720,1080&w=%width%&h=%height%&q=80","id":"image-46ff202437bd6a3366640cd2994787814f03fdc3-1080x1080-png","children":[],"parent":null},"blankAltTag":true},"imagePosition":"Top right","text":[{"_key":"e39cf4db4483","_type":"block","children":[{"_key":"658752bbe31a","_type":"span","marks":[],"text":"The start of a new tax year is a natural point to review your finances and think about what you’re investing for. For investors looking for a more straightforward, goal focused approach, Quilter Invest’s MyGoal range is designed to help simplify long-term investing. "}],"markDefs":[],"style":"normal"},{"_key":"1e629b58e13f","_type":"block","children":[{"_key":"658752bbe31a","_type":"span","marks":["393ecb6ec81e"],"text":"MyGoal"},{"_key":"0ffead60f170","_type":"span","marks":[],"text":" offers ready-made investment portfolios, each professionally managed and diversified. The portfolios are automatically rebalanced over time, helping investors stay aligned to their chosen investment approach without needing to select or manage individual funds themselves. It’s designed for those who value clarity and simplicity as they continue their investing journey. "}],"markDefs":[{"_key":"393ecb6ec81e","_type":"internalLinkPick","blank":true,"reference":{"_id":"a061776c-ab23-466c-8fcf-ad7e8aa8c833","_type":"linkCategory","_rev":"qL16hfHz6dezfLwCHJgW6o","_createdAt":"2026-04-09T16:14:32Z","_updatedAt":"2026-04-09T16:14:43Z","description":"QUILTER UTM Spotlight April 2026","url":"https://www.quilterinvest.com/mygoal-funds?utm_source=affliates-boringmoney&utm_medium=articler&utm_campaign=bm_article_mygoals","id":"-5bd2516c-6dab-5a01-92a1-fde84c369262","children":[],"parent":null}}],"style":"normal"},{"_key":"68b64214c26a","_type":"block","children":[{"_key":"658752bbe31a","_type":"span","marks":["strong"],"text":"Start investing for less when you sign up with code "},{"_key":"4ae7786388ac","_type":"span","marks":["strong","06dfa4979e00"],"text":"NEWYEAR26"},{"_key":"ead967a3b6f0","_type":"span","marks":["strong"],"text":". Open and fund an investment account by 31st May 2026 to unlock a £0 subscription fee (usually £2 per month) and a reduced 0.15% annual platform fee (usually 0.25%). "},{"_key":"03bbfcbfc810","_type":"span","marks":["strong","62e0f679536c"],"text":"Terms apply"},{"_key":"fed9bc61487e","_type":"span","marks":["strong"],"text":". "}],"markDefs":[{"_key":"06dfa4979e00","_type":"internalLinkPick","blank":true,"reference":{"_id":"a061776c-ab23-466c-8fcf-ad7e8aa8c833","_type":"linkCategory","_rev":"qL16hfHz6dezfLwCHJgW6o","_createdAt":"2026-04-09T16:14:32Z","_updatedAt":"2026-04-09T16:14:43Z","description":"QUILTER UTM Spotlight April 2026","url":"https://www.quilterinvest.com/mygoal-funds?utm_source=affliates-boringmoney&utm_medium=articler&utm_campaign=bm_article_mygoals","id":"-5bd2516c-6dab-5a01-92a1-fde84c369262","children":[],"parent":null}},{"_key":"62e0f679536c","_type":"internalLinkPick","blank":true,"reference":{"_id":"7fbe0dcb-32cb-49cb-8371-e08ffb095c9b","_type":"linkCategory","_rev":"YkA36qTDOerM1fSJb8WcYr","_createdAt":"2026-01-23T16:36:59Z","_updatedAt":"2026-01-23T16:37:05Z","description":"Quilter offer terms","url":"https://www.quilterinvest.com/offer-terms-and-conditions/2026-new-year-discount","id":"-44c5dad4-0382-5c3b-be87-7eb93f018a3c","children":[],"parent":null}}],"style":"normal"},{"_key":"7c519376d4f8","_type":"block","children":[{"_key":"658752bbe31a","_type":"span","marks":[],"text":"Available through a digital first platform, Quilter Invest aims to make investing more accessible, helping investors focus on their goals rather than day today decisions. "}],"markDefs":[],"style":"normal"},{"_key":"85322026808c","_type":"block","children":[{"_key":"658752bbe31a","_type":"span","marks":[],"text":"Remember, when investing your capital is at risk. The value of investments can fall as well as rise. "}],"markDefs":[],"style":"normal"},{"_key":"8743785d5bbb","_type":"block","children":[{"_key":"658752bbe31a","_type":"span","marks":[],"text":"Approved by Quilter Invest 25/03/2026 "}],"markDefs":[],"style":"normal"}],"title":"Sponsored Message"},{"_key":"7448deac7c54","_type":"block","children":[{"_key":"5089f14941d2","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"LeftSideText":[{"_key":"911d7ac65016","_type":"block","children":[{"_key":"5c3ba39fac53","_type":"span","marks":[],"text":"Explore MyGoal"}],"markDefs":[],"style":"h4"},{"_key":"16e391537eb5","_type":"block","children":[{"_key":"7821a002d3130","_type":"span","marks":["em"],"text":""}],"markDefs":[],"style":"normal"}],"_key":"e2dab84aa6b0","_type":"ctaWidget","loggedInOptions":"Display for both logged out and logged in users","openNewTab":true,"partner":true,"reference":{"_id":"a061776c-ab23-466c-8fcf-ad7e8aa8c833","_type":"linkCategory","_rev":"qL16hfHz6dezfLwCHJgW6o","_createdAt":"2026-04-09T16:14:32Z","_updatedAt":"2026-04-09T16:14:43Z","description":"QUILTER UTM Spotlight April 2026","url":"https://www.quilterinvest.com/mygoal-funds?utm_source=affliates-boringmoney&utm_medium=articler&utm_campaign=bm_article_mygoals","id":"-5bd2516c-6dab-5a01-92a1-fde84c369262","children":[],"parent":null},"text":"VISIT SITE"},{"_key":"889d0b75e979","_type":"block","children":[{"_key":"53abb401a6e1","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"b9bccbc4581c","_type":"block","children":[{"_key":"fd8fab4ad4bd","_type":"span","marks":[],"text":""},{"_key":"3d52e1a50223","_type":"mainAnchor","pageAnchor":{"_id":"824472dd-860e-4ff4-af08-edf43a495904","_type":"anchorCategory","_rev":"paQhCOaWKaug5phdqbB3dn","_createdAt":"2023-10-17T13:58:30Z","_updatedAt":"2023-10-17T13:58:30Z","AnchorName":"LowRisk","id":"-c32cc62c-3a74-522b-8117-77736e3fa8a3","children":[],"parent":null}},{"_key":"0adbaa3377e3","_type":"span","marks":[],"text":"Low Risk Ready-Made Portfolio Performance "}],"markDefs":[],"style":"h2"},{"_key":"479037354713","_type":"mainImage","asset":{"_id":"image-72e4d6e968699f85e0cc3ce2fe9e88e122a87d51-1920x1080-png","_type":"sanity.imageAsset","_rev":"xacQZuBTbvuqeQ4wQHuOEr","_createdAt":"2026-04-20T09:25:01Z","_updatedAt":"2026-04-20T09:25:01Z","assetId":"72e4d6e968699f85e0cc3ce2fe9e88e122a87d51","extension":"png","metadata":{"_type":"sanity.imageMetadata","blurHash":"MHRfORK+xMV$PA.lv|bBt1$*xqxBpAo]ic","dimensions":{"_type":"sanity.imageDimensions","aspectRatio":1.7777777777777777,"height":1080,"width":1920},"hasAlpha":false,"isOpaque":true,"lqip":"data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABQAAAALCAIAAADwazoUAAAACXBIWXMAAA7EAAAOxAGVKw4bAAACL0lEQVR4nDWPXU/TUACG+0e95R94470mXiiRoAaTGaMSRQkyMdOAsghuyMABIwrt2q1f56On7Wl7PnpOu0FMDSZP3pv3fS5eQ0mkJCoFFAwKBiRvKEWTgv2DAymaFCxsBs0GlqKxjEYWiNGQYA8jJ8J2TCY0nSTEIdghyCbYjmMnih0c2QjZGNlJPOUMKIkNVaYyhzl2cWiHgQWBheA4QhaCFgbjGJoRMCG0ALQAsMLADAMTI5sVsFLU0FoWWVQkfkG9jHo59W/IfJb5IvdY5uX/qyz1stQrslCVdD7XhtZVFKXTCcKouS1ZwPOJYH4pQCngDQUQgc3tC0Hc5rAkdS2vr6+Mqq4vTdZu036PpHHI01EGuywessIlmeMnF3E+5XjCPnbZ0w02PGHUY5FVJsG8Vo38ayiWl8XmJsUwEEmPBa9FtJtl9mly+AV2/qQnhWuVi+/UwiP5tcfxJT96Xx6szdPAqKpqMOCLi+WHjYJgoOkPBV/o9FvOne95t0VeDooD4Y5n99/Obj3Q230FRlXn3mz9znUwMrQSx8f08bL4tFUkBFb5gcarVbKbp9Ye3n4etgZkTzjW/OH6fGGp2v2p4fmsc/fq/e25e2SUMjYv8ecOPT6iOYUVG+l4R0338sPeqLu+s71ysb/Fz07rzW690tajc51Y9XCt7rcqeGaUAtIEIIDTOJIcKemrbCzPBsVqO3ryKlhqkWdv+H5fT0w9HavEVzzUianJb1W4fwGPaUMoG42SYwAAAABJRU5ErkJggg==","palette":{"_type":"sanity.imagePalette","darkMuted":{"_type":"sanity.imagePaletteSwatch","background":"#676768","foreground":"#fff","population":0.72,"title":"#fff"},"darkVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#785529","foreground":"#fff","population":0.02,"title":"#fff"},"dominant":{"_type":"sanity.imagePaletteSwatch","background":"#f2115c","foreground":"#fff","population":3.31,"title":"#fff"},"lightMuted":{"_type":"sanity.imagePaletteSwatch","background":"#b6cbba","foreground":"#000","population":0.75,"title":"#fff"},"lightVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#f7e081","foreground":"#000","population":2.52,"title":"#000"},"muted":{"_type":"sanity.imagePaletteSwatch","background":"#828488","foreground":"#fff","population":1.21,"title":"#fff"},"vibrant":{"_type":"sanity.imagePaletteSwatch","background":"#f2115c","foreground":"#fff","population":3.31,"title":"#fff"}},"thumbHash":"eBgGFIS5lblvhnmJiZMwxQkIjA=="},"mimeType":"image/png","originalFilename":"March 2026 Low.png","path":"images/k8qzcdw3/prod1503/72e4d6e968699f85e0cc3ce2fe9e88e122a87d51-1920x1080.png","sha1hash":"72e4d6e968699f85e0cc3ce2fe9e88e122a87d51","size":91601,"uploadId":"OmKmAVC2cSO6kEmx2YKnXz1H97BXUJB1","url":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/72e4d6e968699f85e0cc3ce2fe9e88e122a87d51-1920x1080.png","filename":"March 2026 Low.png","width":1920,"height":1080,"placeholderUrl":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/72e4d6e968699f85e0cc3ce2fe9e88e122a87d51-1920x1080.png?rect=600,0,720,1080&w=%width%&h=%height%&q=80","id":"image-72e4d6e968699f85e0cc3ce2fe9e88e122a87d51-1920x1080-png","children":[],"parent":null},"blankAltTag":true},{"_key":"10b4a1fe9316","_type":"block","children":[{"_key":"00c1fbd7f612","_type":"span","marks":["em"],"text":"Graph illustrating net returns for one year, covering April 2025 - March 2026, of the top 5 performing ready-made solutions against the average of all of the low risk funds/portfolios covered in our analysis. Data correct as at 31 March 2026. Returns calculated net of charges. The full fund/portfolio names can be found in the table below."}],"markDefs":[],"style":"extrasmall"},{"_key":"099185f3b4b5","_type":"block","children":[{"_key":"8ce98b9e99e3","_type":"span","marks":[],"text":"Which low risk portfolios delivered the strongest returns?"}],"markDefs":[],"style":"h3"},{"_key":"b45c1a207ac4","_type":"textboxWidget","image":{"_type":"mainImage","blankAltTag":true},"text":[{"_key":"21f2c6cf4fce","_type":"block","children":[{"_key":"395a009b00cc","_type":"span","marks":[],"text":"Every solution in this category posted negative returns for the first three months of 2026 after fees have been taken into account. Charles Stanley, Hargreaves Lansdown, and Aviva's low risk solutions are all top 5 performers within the 1-year, 3-year and 5-year time periods."}],"markDefs":[],"style":"normal"}],"title":"Who stands out? 🏆"},{"_key":"cd7f5bd5b0f6","_type":"block","children":[{"_key":"07054b002c4f","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"0a575aceff83","_type":"blockQuote","adviserName":"Boring Money","photo":{"_type":"mainImage","blankAltTag":true},"quote":[{"_key":"a58d6587078c","_type":"block","children":[{"_key":"f959d17e79e4","_type":"span","marks":[],"text":"In theory, the higher weighting to bonds in lower risk funds should have minimised losses during the market volatility in late February and March. However, it proved a tough period for bond markets as well: higher energy prices threated to create higher inflation, and investors were forced to pare back expectations of interest rate cuts. Yields rose across major government bond markets, and prices fell."}],"markDefs":[],"style":"normal"},{"_key":"7177e6fd7a12","_type":"block","children":[{"_key":"7eb157e64695","_type":"span","marks":[],"text":"All the low risk funds lost money over the quarter, with the average fund down -1%. The top fund – the Moneybox Cautious fund dropped just -0.3%, while the worst performer – Scottish Widows Managed Growth 2 dropped -1.7%. The Moneybox fund’s relatively high weighting in cash (around 40% of the fund is in the Legal & General Cash Trust) has been a hindrance to long-term performance, but appeared to help preserve investor capital over this turbulent quarter. The fund is bottom of the performance tables over one and three years."}],"markDefs":[],"style":"normal"},{"_key":"72a4e66f8307","_type":"block","children":[{"_key":"f7492299c28f","_type":"span","marks":[],"text":"The AJ Bell Cautious fund has achieved a better balance. In the first quarter, it was down 0.6%, but remains 7.1% higher over one year and 15.1% higher over three years. The Charles Stanley Multi Asset Cautious fund also scores well, dropping just -0.8% this quarter, but up 7.0% over one year and 16.9% over three years."}],"markDefs":[],"style":"normal"},{"_key":"3157111205f7","_type":"block","children":[{"_key":"7178b38a7d3a","_type":"span","marks":[],"text":"The equity weighting made little difference to overall returns this quarter, with the top five and bottom five funds have the same average equity allocation. That said, it has made a significant difference over three years. The top five funds have an average equity weight of 30%, while the bottom five have just 22%."}],"markDefs":[],"style":"normal"},{"_key":"9315ebd56de2","_type":"block","children":[{"_key":"a2a08fa877b1","_type":"span","marks":[],"text":"Over one and three years, the average low risk portfolio returned 5.9% and 15.7% respectively. Five year returns from this segment of the market are noticeably weaker. The higher bond allocation has been a hindrance, with lower risk funds taking a significant hit from the weakness in bond markets in 2022, while lower allocations to equity meant they didn’t recover as well from those losses. The average fund is up just 10.7% over five years. There are also considerable variations, with the Vanguard LifeStrategy 20 fund up just 2% over the period, but the Hargreaves Lansdown Cautious Managed up 16.2%. The Hargreaves Lansdown fund and the Moneybox Cautious fund are the only two where the five year performance is stronger than three year performance."}],"markDefs":[],"style":"normal"},{"_key":"709c29d358c7","_type":"block","children":[{"_key":"4fc1adc6e7ea","_type":"span","marks":[],"text":"This has been an unusual period in markets, with investors trying to navigate an uncertain environment armed with limited information. They have flip-flopped between optimism and pessimism, and it has been hard to discern long-term themes through the short-term noise. Nevertheless, certain funds stand out as having delivered for investors through most types of market conditions."}],"markDefs":[],"style":"normal"}]},{"_key":"e6d29fc4fbfa","_type":"table","rows":[{"_key":"row-1768325834538-0","_type":"tableRow","cells":[{"_key":"cell-1768325834538-0-0","_type":"tableCell","content":[{"_key":"55a0908a810a","_type":"block","children":[{"_key":"5a07e6a82349","_type":"span","marks":["strong"],"text":"Provider "}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1768325834538-0-1","_type":"tableCell","content":[{"_key":"c9a6e8457877","_type":"block","children":[{"_key":"08ef191c8b97","_type":"span","marks":["strong"],"text":"Fund/Portfolio"}],"markDefs":[],"style":"normal"}],"isHeader":true},{"_key":"cell-1768325862420-0","_type":"tableCell","content":[{"_key":"b993b61cf49e","_type":"block","children":[{"_key":"5a91088f0843","_type":"span","marks":["strong"],"text":"Q1 2026 Net Growth"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325877635-0","_type":"tableCell","content":[{"_key":"b993b61cf49e","_type":"block","children":[{"_key":"5a91088f0843","_type":"span","marks":["strong"],"text":"1-year Net Growth"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325891953-0","_type":"tableCell","content":[{"_key":"b135a6256757","_type":"block","children":[{"_key":"cf974072bf5b","_type":"span","marks":["strong"],"text":"3-year Net Growth "}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325905472-0","_type":"tableCell","content":[{"_key":"b135a6256757","_type":"block","children":[{"_key":"cf974072bf5b","_type":"span","marks":["strong"],"text":"5-year Net Growth "}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776170127766","_type":"tableRow","cells":[{"_key":"cell-1776170127766-0","_type":"tableCell","content":[{"_key":"6f3181e9d161","_type":"block","children":[{"_key":"2aa6652919ec","_type":"span","marks":[],"text":"Moneybox"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170127766-1","_type":"tableCell","content":[{"_key":"50674e375739","_type":"block","children":[{"_key":"550c5363ba6a","_type":"span","marks":[],"text":"Cautious"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170127766-2","_type":"tableCell","content":[{"_key":"7ec7b9cda2b6","_type":"block","children":[{"_key":"d79b61bc471e","_type":"span","marks":[],"text":"-0.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170127766-3","_type":"tableCell","content":[{"_key":"78b022d80ce5","_type":"block","children":[{"_key":"7d5771592b7f","_type":"span","marks":[],"text":"4.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170127766-4","_type":"tableCell","content":[{"_key":"67b014d4abc8","_type":"block","children":[{"_key":"f89d1bf5a169","_type":"span","marks":[],"text":"12.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170127766-5","_type":"tableCell","content":[{"_key":"b5dba20b6508","_type":"block","children":[{"_key":"616e0e84bd7d","_type":"span","marks":[],"text":"13.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768325855634","_type":"tableRow","cells":[{"_key":"cell-1768325855634-0","_type":"tableCell","content":[{"_key":"32bedbf17159","_type":"block","children":[{"_key":"16421414d610","_type":"span","marks":[],"text":"AJ Bell"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325855634-1","_type":"tableCell","content":[{"_key":"7dfc3afbb649","_type":"block","children":[{"_key":"e39ee7208967","_type":"span","marks":[],"text":"Cautious"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325862420-1","_type":"tableCell","content":[{"_key":"3cd5c8ab7c77","_type":"block","children":[{"_key":"115b2435512c","_type":"span","marks":[],"text":"-0.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325877635-1","_type":"tableCell","content":[{"_key":"ef2612c91eda","_type":"block","children":[{"_key":"2c877bc63621","_type":"span","marks":[],"text":"7.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325891953-1","_type":"tableCell","content":[{"_key":"61199a0a7e64","_type":"block","children":[{"_key":"94bd140917e0","_type":"span","marks":[],"text":"15.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768325905472-1","_type":"tableCell","content":[{"_key":"89a4e18a1984","_type":"block","children":[{"_key":"e5bb9bbc00c7","_type":"span","marks":[],"text":"13.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776170219416","_type":"tableRow","cells":[{"_key":"cell-1776170219416-0","_type":"tableCell","content":[{"_key":"b849a27254f6","_type":"block","children":[{"_key":"2bd3cee34505","_type":"span","marks":[],"text":"Barclays"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170219416-1","_type":"tableCell","content":[{"_key":"262614d2707c","_type":"block","children":[{"_key":"90de95393d8d","_type":"span","marks":[],"text":"Defensive"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170219416-2","_type":"tableCell","content":[{"_key":"8abc676e811c","_type":"block","children":[{"_key":"b78f86af2e7e","_type":"span","marks":[],"text":"-0.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170219416-3","_type":"tableCell","content":[{"_key":"2d486634915b","_type":"block","children":[{"_key":"b9f242863acb","_type":"span","marks":[],"text":"5.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170219416-4","_type":"tableCell","content":[{"_key":"f0fe776705ad","_type":"block","children":[{"_key":"d515888ca51e","_type":"span","marks":[],"text":"15.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170219416-5","_type":"tableCell","content":[{"_key":"6ec58c2d53d0","_type":"block","children":[{"_key":"a1c6414395e9","_type":"span","marks":[],"text":"7.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776170274276","_type":"tableRow","cells":[{"_key":"cell-1776170274276-0","_type":"tableCell","content":[{"_key":"69e2c4870f9b","_type":"block","children":[{"_key":"546cf63e9d6a","_type":"span","marks":[],"text":"Vanguard"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170274276-1","_type":"tableCell","content":[{"_key":"7ffcd946d196","_type":"block","children":[{"_key":"805ceeb02ca3","_type":"span","marks":[],"text":"LifeStrategy 20"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170274276-2","_type":"tableCell","content":[{"_key":"ae494c970e14","_type":"block","children":[{"_key":"b3c661852d32","_type":"span","marks":[],"text":"-0.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170274276-3","_type":"tableCell","content":[{"_key":"e879ea2576ab","_type":"block","children":[{"_key":"22c2b6188543","_type":"span","marks":[],"text":"5.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170274276-4","_type":"tableCell","content":[{"_key":"81a7fbce603f","_type":"block","children":[{"_key":"21246f5175ee","_type":"span","marks":[],"text":"13.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170274276-5","_type":"tableCell","content":[{"_key":"28bdd4f51719","_type":"block","children":[{"_key":"15da71650632","_type":"span","marks":[],"text":"2.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776170324792","_type":"tableRow","cells":[{"_key":"cell-1776170324792-0","_type":"tableCell","content":[{"_key":"af3adce5f919","_type":"block","children":[{"_key":"24b32345abf4","_type":"span","marks":[],"text":"Charles Stanley"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170324792-1","_type":"tableCell","content":[{"_key":"01f69b5be7f5","_type":"block","children":[{"_key":"5b927c2d7ca4","_type":"span","marks":[],"text":"Multi Asset Cautious"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170324792-2","_type":"tableCell","content":[{"_key":"9b8b6bd2acb3","_type":"block","children":[{"_key":"098032b64af6","_type":"span","marks":[],"text":"-0.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170324792-3","_type":"tableCell","content":[{"_key":"29771de04d9a","_type":"block","children":[{"_key":"f5dc97784d1b","_type":"span","marks":[],"text":"7.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170324792-4","_type":"tableCell","content":[{"_key":"da819abcac5d","_type":"block","children":[{"_key":"1b4ab943319f","_type":"span","marks":[],"text":"16.9%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170324792-5","_type":"tableCell","content":[{"_key":"5eb6ba45afb4","_type":"block","children":[{"_key":"e9cc75f33479","_type":"span","marks":[],"text":"13.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326024919","_type":"tableRow","cells":[{"_key":"cell-1768326024919-0","_type":"tableCell","content":[{"_key":"ff2f62291431","_type":"block","children":[{"_key":"047c73b32e27","_type":"span","marks":[],"text":"Wealthify"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-1","_type":"tableCell","content":[{"_key":"6158f0629c59","_type":"block","children":[{"_key":"8fae83f7170e","_type":"span","marks":[],"text":"Tentative"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-2","_type":"tableCell","content":[{"_key":"d0369eba6df6","_type":"block","children":[{"_key":"4f4e7c13bf05","_type":"span","marks":[],"text":"-1.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-3","_type":"tableCell","content":[{"_key":"dcc6270fa19a","_type":"block","children":[{"_key":"a98bc2635d2b","_type":"span","marks":[],"text":"6.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-4","_type":"tableCell","content":[{"_key":"960f09c3856c","_type":"block","children":[{"_key":"1b2ff655bfb5","_type":"span","marks":[],"text":"15.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326024919-5","_type":"tableCell","content":[{"_key":"fd82af3fced4","_type":"block","children":[{"_key":"6a1649321fb9","_type":"span","marks":[],"text":"9.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326025757","_type":"tableRow","cells":[{"_key":"cell-1768326025757-0","_type":"tableCell","content":[{"_key":"cab89e40d0e4","_type":"block","children":[{"_key":"0a41f0c4198c","_type":"span","marks":[],"text":"Aviva"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-1","_type":"tableCell","content":[{"_key":"4780ef462071","_type":"block","children":[{"_key":"fe767743f4b7","_type":"span","marks":[],"text":"Multi-asset Plus I"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-2","_type":"tableCell","content":[{"_key":"fd83efa65da3","_type":"block","children":[{"_key":"0de1a5d9146f","_type":"span","marks":[],"text":"-1.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-3","_type":"tableCell","content":[{"_key":"62e58f655d06","_type":"block","children":[{"_key":"8491da1ceaf2","_type":"span","marks":[],"text":"6.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-4","_type":"tableCell","content":[{"_key":"ce04758c8901","_type":"block","children":[{"_key":"34a1c609a343","_type":"span","marks":[],"text":"19.4%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326025757-5","_type":"tableCell","content":[{"_key":"dc40e4474ea9","_type":"block","children":[{"_key":"9e52f14680fe","_type":"span","marks":[],"text":"14.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768326411966","_type":"tableRow","cells":[{"_key":"cell-1768326411966-0","_type":"tableCell","content":[{"_key":"b2913751e4e8","_type":"block","children":[{"_key":"cc325aa8bc51","_type":"span","marks":[],"text":"Hargreaves Lansdown"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-1","_type":"tableCell","content":[{"_key":"bb3594f87b56","_type":"block","children":[{"_key":"54749174e355","_type":"span","marks":[],"text":"Cautious Managed"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-2","_type":"tableCell","content":[{"_key":"e7088bb518bc","_type":"block","children":[{"_key":"e09dc4e0d4a1","_type":"span","marks":[],"text":"-1.5%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-3","_type":"tableCell","content":[{"_key":"c71542b37cbe","_type":"block","children":[{"_key":"b8b24687ee62","_type":"span","marks":[],"text":"6.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-4","_type":"tableCell","content":[{"_key":"240b1a56b6e3","_type":"block","children":[{"_key":"30f1e52583ec","_type":"span","marks":[],"text":"15.8%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768326411966-5","_type":"tableCell","content":[{"_key":"cd93d2eff2a2","_type":"block","children":[{"_key":"87a736fbe864","_type":"span","marks":[],"text":"16.2%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768405008105","_type":"tableRow","cells":[{"_key":"cell-1768405008105-0","_type":"tableCell","content":[{"_key":"2f4c0dd43f4c","_type":"block","children":[{"_key":"fb1cd8a973ce","_type":"span","marks":[],"text":"Quilter Invest"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768405008105-1","_type":"tableCell","content":[{"_key":"0f29464f3c38","_type":"block","children":[{"_key":"904e8817a964","_type":"span","marks":[],"text":"MyGoal Conservative Passive"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768405008105-2","_type":"tableCell","content":[{"_key":"50af6a36446c","_type":"block","children":[{"_key":"80a944a3e3d2","_type":"span","marks":[],"text":"-1.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768405008105-3","_type":"tableCell","content":[{"_key":"2f8eac884bc1","_type":"block","children":[{"_key":"cf94476decd2","_type":"span","marks":[],"text":"5.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768405008105-4","_type":"tableCell","content":[{"_key":"19365378ffff","_type":"block","children":[{"_key":"57c011ce17c7","_type":"span","marks":[],"text":"15.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768405008105-5","_type":"tableCell","content":[{"_key":"e65dc6df5044","_type":"block","children":[{"_key":"d3b8ca4e90d2","_type":"span","marks":[],"text":"9.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1776170581738","_type":"tableRow","cells":[{"_key":"cell-1776170581738-0","_type":"tableCell","content":[{"_key":"9d6b560161e2","_type":"block","children":[{"_key":"e348b048ad0b","_type":"span","marks":[],"text":"Scottish Widows"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170581738-1","_type":"tableCell","content":[{"_key":"23a4ab43e4a8","_type":"block","children":[{"_key":"dd74ab85ef69","_type":"span","marks":[],"text":"Managed Growth 2"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170581738-2","_type":"tableCell","content":[{"_key":"b70ff6232526","_type":"block","children":[{"_key":"fabf3397bee4","_type":"span","marks":[],"text":"-1.7%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170581738-3","_type":"tableCell","content":[{"_key":"0c117a9ae0b3","_type":"block","children":[{"_key":"dfbbb81afb1e","_type":"span","marks":[],"text":"5.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170581738-4","_type":"tableCell","content":[{"_key":"ce18abbe34e0","_type":"block","children":[{"_key":"f96e5b90d6c0","_type":"span","marks":[],"text":"18.1%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1776170581738-5","_type":"tableCell","content":[{"_key":"991049ce0ea9","_type":"block","children":[{"_key":"fdadeeb18b1e","_type":"span","marks":[],"text":"8.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]},{"_key":"row-1768407380149","_type":"tableRow","cells":[{"_key":"cell-1768407380149-0","_type":"tableCell","content":[{"_key":"92f7c6e9f489","_type":"block","children":[{"_key":"0edaff8cb77c","_type":"span","marks":[],"text":"J.P. Morgan Personal Investing"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768407380149-1","_type":"tableCell","content":[{"_key":"fb5238cff9c7","_type":"block","children":[{"_key":"c9219f36963e","_type":"span","marks":[],"text":"Fully Managed 2"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768407380149-2","_type":"tableCell","content":[{"_key":"15d03b83cce9","_type":"block","children":[{"_key":"d29f5472e1c0","_type":"span","marks":[],"text":"-"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768407380149-3","_type":"tableCell","content":[{"_key":"399258a05deb","_type":"block","children":[{"_key":"3296b6c0769a","_type":"span","marks":[],"text":"6.0%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768407380149-4","_type":"tableCell","content":[{"_key":"bfeb3392d76b","_type":"block","children":[{"_key":"96098d5a11cd","_type":"span","marks":[],"text":"15.6%"}],"markDefs":[],"style":"normal"}],"isHeader":false},{"_key":"cell-1768407380149-5","_type":"tableCell","content":[{"_key":"e6865ad8759b","_type":"block","children":[{"_key":"b2374ec4b92f","_type":"span","marks":[],"text":"10.3%"}],"markDefs":[],"style":"normal"}],"isHeader":false}]}],"tableStyle":"DB-W-LB"},{"_key":"b636daadb6ae","_type":"block","children":[{"_key":"5724d500c2f5","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"d22f1d673e04","_type":"block","children":[{"_key":"6eec443ae077","_type":"span","marks":["em"],"text":"This table displays performance over multiple timeframes across the past 5 years for a range of investment funds/portfolios. Performance has been calculated net of investment and platform charges. Risk levels have been classified based on Boring Money’s parameters, which can be found in the ‘key terms’ and 'methodology' sections below. Performance figures have either come directly from platforms or been estimated using the value of fund assets, assuming frequent rebalancing."}],"markDefs":[],"style":"small"},{"_key":"467f9bdd3ba0","_type":"block","children":[{"_key":"bd0f20e241a6","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"3f9a29bcd17f","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Disclaimer: Investing is a long-term process, and investment decisions must not be based solely on past performance, especially over short timeframes."},"text":[{"_key":"f3cbeb5e7bca","_type":"block","children":[{"_key":"333b9c1acc6d","_type":"span","marks":["strong","em"],"text":"Disclaimer: "},{"_key":"cdb0566bec69","_type":"span","marks":["em"],"text":"Investing is a long-term process, and investment decisions must not be based solely on past performance, especially over short timeframes."}],"markDefs":[],"style":"normal"}]},{"_key":"4d921b0a10d1","_type":"block","children":[{"_key":"86851da1e442","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"af0562e74b7c","_type":"frameWidget","href":"https://infogram.com/ready-made-portfolios-q3-sponsors-1h7v4pdrep5x84k"},{"_key":"265839c78c5f","_type":"block","children":[{"_key":"e11227d629d0","_type":"span","marks":[],"text":""},{"_key":"434b91c05c3c","_type":"mainAnchor","pageAnchor":{"_id":"f099f18e-4a06-492e-b961-9356ffae28f9","_type":"anchorCategory","_rev":"JZAIeYBO3svF1jBEgc2FsX","_createdAt":"2023-10-17T14:01:29Z","_updatedAt":"2023-10-17T14:01:29Z","AnchorName":"KeyTerms","id":"-92e28c47-20f8-568f-976b-57b130c4d3d1","children":[],"parent":null}},{"_key":"5312e6a8710a","_type":"span","marks":[],"text":"Key terms"}],"markDefs":[],"style":"h3"},{"_key":"1d0d2aafcc59","_type":"dropdownWidget","items":[{"_key":"941f4816e5e0","_type":"dropdownObject","text":[{"_key":"f6a466f0c86b","_type":"block","children":[{"_key":"b49533d48208","_type":"span","marks":[],"text":"The investment provider offering and managing the fund/portfolio or ready-made solution (see definition below)."}],"markDefs":[],"style":"normal"}],"title":"Provider"}]},{"_key":"f6ae70c634e8","_type":"block","children":[{"_key":"b71dc80af4d3","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"97fecc80210a","_type":"dropdownWidget","items":[{"_key":"94ed1dad88d1","_type":"dropdownObject","text":[{"_key":"1e1556efe060","_type":"block","children":[{"_key":"db04424553ca","_type":"span","marks":[],"text":"The name of the particular fund/portfolio held on the investment provider’s platform. This will typically include a mixture of cash, bonds, and shares at different proportions depending on your chosen risk level. All funds/portfolios included in this article can also be classified as ready-made solutions - which you can learn more about in our guide "},{"_key":"22277994f481","_type":"span","marks":["38d9197c7b89"],"text":"here"},{"_key":"daec0cf676a4","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"38d9197c7b89","_type":"internalLinkPick","reference":{"_id":"9da15cff-7c7f-44af-af83-e5d5765bc4bd","_type":"information","_rev":"fw49Y4IZoXJApjfqCCyZNf","_createdAt":"2023-11-16T12:59:54Z","_updatedAt":"2026-03-09T13:18:07Z","_system":{"base":{"id":"9da15cff-7c7f-44af-af83-e5d5765bc4bd","rev":"fw49Y4IZoXJApjfqCCxluV"}},"authors":[{"_key":"cc63743a38de","_type":"personReference","people":{"_ref":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","_type":"reference"}}],"authorsText":[{"_key":"f66731d93db7","_type":"block","children":[{"_key":"cf8d62450b58","_type":"span","marks":[],"text":"By "},{"_key":"73bd854849e2","_type":"span","marks":["strong"],"text":"Boring Money"}],"markDefs":[],"style":"normal"}],"body":[{"_key":"6aad5df3ad69","_type":"anchorMenuMobile","title":"s"},{"_key":"8c82f2fafad9","_type":"block","children":[{"_key":"3570446b070b","_type":"span","marks":[],"text":""},{"_key":"217c9c30297d","_type":"mainAnchor","pageAnchor":{"_ref":"5709e327-caf0-425e-90a9-173a2203789a","_type":"reference"}},{"_key":"07221a11520e","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"a5f172a812a8","_type":"textboxWidget","image":{"_type":"mainImage","blankAltTag":true},"text":[{"_key":"5c0f51422372","_type":"block","children":[{"_key":"803ff75078f3","_type":"span","marks":[],"text":"🥜 In a nutshell"}],"markDefs":[],"style":"h4"},{"_key":"58aee129c0ef","_type":"block","children":[{"_key":"9679a6a233c4","_type":"span","marks":["strong"],"text":"The investing equivalent of a ready meal -"},{"_key":"daf0bff8de2d","_type":"span","marks":[],"text":" All wrapped up and ready for you."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"a5620632e666","_type":"block","children":[{"_key":"faf85ec9f733","_type":"span","marks":["strong"],"text":"Choose your preferred risk level -"},{"_key":"3c5e2f6be380","_type":"span","marks":[],"text":" Usually a choice between 'low', 'medium' and 'high' or equivalent."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"60bc908da121","_type":"block","children":[{"_key":"e3d9a0da2c63","_type":"span","marks":["strong"],"text":"Designed to diversify - "},{"_key":"40a471c6ae2e","_type":"span","marks":[],"text":"Typically a mix of different assets to spread your risk."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"0b9d0ab0a2a8","_type":"block","children":[{"_key":"c43b4710ef62","_type":"span","marks":["strong"],"text":"Set and forget - "},{"_key":"5017722a1843","_type":"span","marks":[],"text":"No need to pick stocks or rebalance, it’s all done automatically."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"ab89584167bd","_type":"block","children":[{"_key":"5ae57b9634db","_type":"span","marks":["strong"],"text":"Good for beginners - "},{"_key":"fd8d1e53dc9e","_type":"span","marks":[],"text":"A low-effort, hands-off solution for those who'd rather leave the stock-picking to the experts"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"}]},{"_key":"32f4d4ea8a30","_type":"block","children":[{"_key":"08f21dc00a6a","_type":"span","marks":[],"text":""},{"_key":"331afe41c06b","_type":"mainAnchor","pageAnchor":{"_ref":"324318c3-df5b-48b0-b1e9-a9ca1902ed41","_type":"reference"}},{"_key":"73e6a4cca2f60","_type":"span","marks":[],"text":"The basics of ready-made portfolios"}],"markDefs":[],"style":"h2"},{"_key":"ffa82c8982e2","_type":"block","children":[{"_key":"5fd25e8561550","_type":"span","marks":[],"text":"A ready-made portfolio is a premade bundle of investments. All the hard work of researching and stock-picking to curate a "},{"_key":"7a127e5a3ece","_type":"span","marks":["aaabc6610285"],"text":"diversified"},{"_key":"dfb367445091","_type":"span","marks":[],"text":" "},{"_key":"cf3cc6620bb4","_type":"span","marks":["6255bb0f158a"],"text":"portfolio"},{"_key":"8209e862770d","_type":"span","marks":[],"text":" is done for you by a professional, who wraps it all up into one single product. The "},{"_key":"b79c33a8acc9","_type":"span","marks":["9a1e943af354"],"text":"underlying"},{"_key":"4bba2459a6ed","_type":"span","marks":[],"text":" investments and how they're "},{"_key":"1bca3bc76823","_type":"span","marks":["fa4b026e21bd"],"text":"allocated"},{"_key":"13236ca14649","_type":"span","marks":[],"text":" is researched and chosen by a professional fund manager, who may also continually monitor its performance. "}],"markDefs":[{"_key":"aaabc6610285","_type":"glossaryPick","reference":{"_ref":"4e600be7-9819-47d4-9ee6-de4019f8a10e","_type":"reference"}},{"_key":"6255bb0f158a","_type":"glossaryPick","reference":{"_ref":"6b92523e-8382-472b-a1d9-c0e1654e0ad7","_type":"reference"}},{"_key":"9a1e943af354","_type":"glossaryPick","reference":{"_ref":"cb2d54a5-51bd-4510-96c6-badad138eff7","_type":"reference"}},{"_key":"fa4b026e21bd","_type":"glossaryPick","reference":{"_ref":"165e2844-2508-4b9c-988e-01423983d304","_type":"reference"}}],"style":"normal"},{"_key":"e54f9f58d6eb","_type":"block","children":[{"_key":"9c009c4938d8","_type":"span","marks":[],"text":"Ready-made portfolios can be a great way for beginners to take their first steps into the world of investing. It’s the ultimate low effort way to invest – without having to spend hours scouring the internet doing your own research. "}],"markDefs":[],"style":"normal"},{"_key":"d3ead61d6c21","_type":"block","children":[{"_key":"c0dfd1509888","_type":"span","marks":[],"text":"They're often well-diversified, meaning they take steps to spread your "},{"_key":"9c923e007484","_type":"span","marks":["cf36465504d9"],"text":"investment risk"},{"_key":"a4192dd9c7ba","_type":"span","marks":[],"text":", which may include investing in:"}],"markDefs":[{"_key":"cf36465504d9","_type":"internalLinkPick","reference":{"_ref":"5c5d525c-fda5-421a-aa58-0cffb97b4c8d","_type":"reference"}}],"style":"normal"},{"_key":"bbcba856a871","_type":"block","children":[{"_key":"99b91b43146b","_type":"span","marks":[],"text":"Different types of asset, such as "},{"_key":"e31bbb645c08","_type":"span","marks":["09036afb4c99"],"text":"shares"},{"_key":"4627b8514e3a","_type":"span","marks":[],"text":" and "},{"_key":"13546b44a193","_type":"span","marks":["5183d26a5c8a"],"text":"bonds"}],"level":1,"listItem":"bullet","markDefs":[{"_key":"09036afb4c99","_type":"internalLinkPick","reference":{"_ref":"5b858673-70a9-4b94-bbfb-aec333a62ae9","_type":"reference"}},{"_key":"5183d26a5c8a","_type":"internalLinkPick","reference":{"_ref":"583a0e19-d23d-4df3-989f-54c2368f0d41","_type":"reference"}}],"style":"normal"},{"_key":"41e8abe4d9f8","_type":"block","children":[{"_key":"9cc1ce18c7b1","_type":"span","marks":[],"text":"Across different regions, such as developed and developing markets"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"872a429aea56","_type":"block","children":[{"_key":"fe1c764f779a","_type":"span","marks":[],"text":"Different sectors of the economy, such as energy and agriculture"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"6cfadaf03c03","_type":"block","children":[{"_key":"827412f5b4e40","_type":"span","marks":[],"text":"Usually, a provider will offer a selection of ready-made portfolios tailored to different risk levels. You might see, for example, ready-made portfolios called ‘Cautious’ (low risk), ‘Balanced’ (medium risk) or ‘Adventurous’ (high risk). You may also come across alternative names like ‘Defensive’, ‘Conservative’ or ‘Growth’. "}],"markDefs":[],"style":"normal"},{"_key":"32de35e854b7","_type":"block","children":[{"_key":"3fe73043d84a","_type":"span","marks":[],"text":"Different providers tend to have their own naming conventions, but broadly speaking they’re referring to the amount of investment risk associated with the portfolio."}],"markDefs":[],"style":"normal"},{"_key":"d4695d0912db","_type":"block","children":[{"_key":"840ffca313df0","_type":"span","marks":[],"text":"You can invest in ready-made portfolios through an investment account, including a "},{"_key":"a340727bdf99","_type":"span","marks":["7c11a1b8f3ee"],"text":"Stocks & Shares ISA"},{"_key":"768b39fd9db7","_type":"span","marks":[],"text":", a "},{"_key":"746f4dc8a820","_type":"span","marks":["273a55746902"],"text":"General Investment Account (GIA)"},{"_key":"e65f293cc4fb","_type":"span","marks":[],"text":" or with a "},{"_key":"9132339cb3f8","_type":"span","marks":["ec569ef2159a"],"text":"Self-Invested Personal Pension (SIPP)"},{"_key":"8f8c559666ca","_type":"span","marks":[],"text":". "}],"markDefs":[{"_key":"7c11a1b8f3ee","_type":"internalLinkPick","reference":{"_ref":"4506578b-e50c-4553-8a44-48ae9d21285e","_type":"reference"}},{"_key":"273a55746902","_type":"internalLinkPick","reference":{"_ref":"5a9228ba-a3c9-4551-a0fa-b89474ae2f42","_type":"reference"}},{"_key":"ec569ef2159a","_type":"internalLinkPick","reference":{"_ref":"2353d857-6858-4bcb-b4cb-2d0437afc25a","_type":"reference"}}],"style":"normal"},{"_key":"108dab8e98ad","_type":"block","children":[{"_key":"01a82620d156","_type":"span","marks":[],"text":""},{"_key":"5001fd32bfd9","_type":"mainAnchor","pageAnchor":{"_ref":"094d1a3e-f7bf-4543-a216-e6804a5653f3","_type":"reference"}},{"_key":"2c33a3ffbf610","_type":"span","marks":[],"text":"Are ready-made portfolios right for me?"}],"markDefs":[],"style":"h2"},{"_key":"0681f3e2bff9","_type":"prosConsWidget","cons":["Prefer to do your own research to make your perfect portfolio","Are looking for the lowest possible fees and/or charges"],"consTitle":"Bad if you","pros":["Are a beginner investor who wants an easy way to get started","Trust an expert to get better returns than if you did it yourself","Don’t mind paying a little bit extra for the convenience"],"prosTitle":"Good if you"},{"_key":"288f1bcc2990","_type":"quickSurveyChooser","surveyChoose":{"_ref":"c73dfa8f-7974-445e-aa78-adc83c3cfbda","_type":"reference"}},{"_key":"e04830d79fa9","_type":"block","children":[{"_key":"3288011845cc","_type":"span","marks":[],"text":""},{"_key":"090182776d6e","_type":"mainAnchor","pageAnchor":{"_ref":"a2748707-923a-4ba0-b66d-cbe3a285ea46","_type":"reference"}},{"_key":"affa5f3923f40","_type":"span","marks":[],"text":"The pros of ready-made portfolios"}],"markDefs":[],"style":"h2"},{"_key":"c9bfcdc5df66","_type":"block","children":[{"_key":"186b2974a8e7","_type":"span","marks":[],"text":""},{"_key":"9c6f00727f32","_type":"mainAnchor","pageAnchor":{"_ref":"25791fd1-2a35-483d-b268-2859edd81afa","_type":"reference"}},{"_key":"2fe435f7e50f","_type":"span","marks":[],"text":"✅ Straightforward and simple"}],"markDefs":[],"style":"h3"},{"_key":"415c83a8b6ca","_type":"block","children":[{"_key":"a8f63129557b","_type":"span","marks":[],"text":"You don’t have to do much to invest in a ready-made portfolio. All you have to do is arrange the initial investment and voilá, you’re an investor. This makes them a good choice for beginners who don’t want the fuss of setting up and running an account full of dozens of individual investments which need ongoing monitoring and rebalancing."}],"markDefs":[],"style":"normal"},{"_key":"6a969e94f629","_type":"block","children":[{"_key":"5334eedd8c57","_type":"span","marks":[],"text":""},{"_key":"f2fd9b9717c2","_type":"mainAnchor","pageAnchor":{"_ref":"181b9e36-bb26-4770-aa86-834fe4c3b071","_type":"reference"}},{"_key":"372ceb99d8ad","_type":"span","marks":[],"text":"✅ Managed by an expert"}],"markDefs":[],"style":"h3"},{"_key":"3271dc505d50","_type":"block","children":[{"_key":"797c7e847f86","_type":"span","marks":[],"text":"If you don’t feel confident about picking a ‘good’ investment from a ‘bad’ one, the fund manager for a ready-made portfolio does all the research and number-crunching for you. It’s less pressure on you and means your portfolio is likely to do better than if you managed it yourself (because you’ve got an expert making all the decisions, after all)."}],"markDefs":[],"style":"normal"},{"_key":"d61f42f71094","_type":"block","children":[{"_key":"e4871389a7bc","_type":"span","marks":[],"text":""},{"_key":"cb686d172848","_type":"mainAnchor","pageAnchor":{"_ref":"ae53200e-4c18-4516-9c27-7232613428f4","_type":"reference"}},{"_key":"f6aae1827928","_type":"span","marks":[],"text":"✅ Can pick your preferred risk level"}],"markDefs":[],"style":"h3"},{"_key":"9aefcdb6cc19","_type":"block","children":[{"_key":"92075c6f724d","_type":"span","marks":[],"text":"Many ready-made portfolios are ranked by their risk level (broadly speaking, how much exposure they have to shares vs less volatile assets like bonds). Descriptors like 'Cautious' or 'Ambitious' are frequently used, or sometimes expressed using visuals such as chilli peppers - not unlike the spice rating on a takeaway menu! This makes it easy to determine if the product suits your desired level of risk and saves you from having to wade through a text-heavy "},{"_key":"46f6bafa12ea","_type":"span","marks":["86b5358353ce"],"text":"KIID"},{"_key":"ff66e7784d1c","_type":"span","marks":[],"text":" to make the call yourself."}],"markDefs":[{"_key":"86b5358353ce","_type":"glossaryPick","reference":{"_ref":"9b1f4399-11e7-43f4-b6ea-8718b9895f89","_type":"reference"}}],"style":"normal"},{"_key":"18af28ab6fc7","_type":"block","children":[{"_key":"dfa3d56ab883","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"4e5c6a6dd44e","_type":"blockQuote","adviserName":"Holly Mackay","jobTitle":"Founder & CEO, Boring Money","photo":{"_type":"mainImage","alt":"Holly Mackay's opinion on ready-made portfolios","asset":{"_ref":"image-09007f04fb546b786000b2729947b6dfc2f690aa-606x438-jpg","_type":"reference"}},"quote":[{"_key":"a10fd11e337c","_type":"block","children":[{"_key":"5f814072bb9f","_type":"span","marks":[],"text":"Investing can feel easier once you get into the swing; the difficult bit is knowing where to start. After all, there are tens of thousands of investment options out there, offered by a growing number of investment platforms. I think ready-made portfolios can be a good starting point. These are off-the-peg portfolios and offered by most investment platforms. They are ideal for people who don't want to spend their time handpicking funds and learning the ins and outs. They don't require you to make any decisions about what to invest in. The only questions you'll need to answer are about how much risk you are willing to take on."}],"markDefs":[],"style":"normal"}]},{"_key":"d1c8ce807752","_type":"block","children":[{"_key":"529ab8a31dcc","_type":"span","marks":[],"text":""},{"_key":"db928b2e64b8","_type":"mainAnchor","pageAnchor":{"_ref":"ff165e53-bd82-4801-b660-c14c1f2d9808","_type":"reference"}},{"_key":"b19a367e56990","_type":"span","marks":[],"text":"The cons of ready-made portfolios"}],"markDefs":[],"style":"h2"},{"_key":"9701fedd8172","_type":"block","children":[{"_key":"e19f4c941d4b","_type":"span","marks":[],"text":""},{"_key":"f652477a950f","_type":"mainAnchor","pageAnchor":{"_ref":"f7bfd443-0667-4ed8-a204-d14224f4feae","_type":"reference"}},{"_key":"badf8df9a789","_type":"span","marks":[],"text":"❌ Not enough choice"}],"markDefs":[],"style":"h3"},{"_key":"d8a15008fa5d","_type":"block","children":[{"_key":"d748871ab1a9","_type":"span","marks":[],"text":"If you’re a more experienced investor or someone who would prefer to have control over the ins and outs of their investments, a ready-made portfolio isn’t going to give you enough choice. All the decisions about what the portfolio is invested in, the proportion each element makes up of the whole and whether or not any adjustments are necessary are made for you – so if you want to be in total control, it’s not for you."}],"markDefs":[],"style":"normal"},{"_key":"00941053b8cf","_type":"block","children":[{"_key":"0be4f48a8010","_type":"span","marks":[],"text":""},{"_key":"48144685f283","_type":"mainAnchor","pageAnchor":{"_ref":"51c9ec3b-283f-439f-8475-964151d80f2b","_type":"reference"}},{"_key":"8969169c47b3","_type":"span","marks":[],"text":"❌ Can be expensive"}],"markDefs":[],"style":"h3"},{"_key":"d59831db12af","_type":"block","children":[{"_key":"d28e8fadda4e","_type":"span","marks":[],"text":"Ready-made portfolios can come with a higher price tag if you buy them through a"},{"_key":"2046e2f7789b","_type":"span","marks":["371b58d7b032"],"text":" robo adviser"},{"_key":"ea084cb7ca23","_type":"span","marks":[],"text":". This is because robo advisers typically offer a rebalancing service where your portfolio is continually monitored and adjusted using complex algorithms and AI designed to match your chosen level of investment risk (more on robo advisers and risk later). You’re essentially paying a bit extra for the convenience of not having to do this number-crunching – or the admin of manually tweaking your investments – yourself.  For some this isn’t worth it, but for others, some extra money every year for someone else to do the hard work is a sacrifice worth making. "}],"markDefs":[{"_key":"371b58d7b032","_type":"glossaryPick","reference":{"_ref":"a4f2c20d-3281-4d94-abdb-4a361ef45dab","_type":"reference"}}],"style":"normal"},{"_key":"7d9c5d5222b3","_type":"block","children":[{"_key":"976cd411fcf4","_type":"span","marks":[],"text":"Alternatively, ready-made portfolios cost the same amount on a standard investment platform as buying all the individual investments separately on the same platform. But for many investors, and particularly for beginners, if you’re happy with what a ready-made portfolio is investing in, it's usually easier to just buy it. Otherwise you're managing dozens of individual investments separately for the same end cost."}],"markDefs":[],"style":"normal"},{"_key":"714ff3fd4efc","_type":"block","children":[{"_key":"852b280917d7","_type":"span","marks":[],"text":""},{"_key":"04f08902b23a","_type":"mainAnchor","pageAnchor":{"_ref":"4c907ba2-4736-40b1-9cbc-d4a67ed183f2","_type":"reference"}},{"_key":"6ceeced9d06a","_type":"span","marks":[],"text":"❌ Hard to compare performance"}],"markDefs":[],"style":"h3"},{"_key":"f64b86f5afcd","_type":"block","children":[{"_key":"bd2f100d6f1b0","_type":"span","marks":[],"text":"There’s a large selection of ready-made portfolios on the market, all of which can invest in very different things in very different ways, which can make it difficult to compare how the one you’ve got is doing relative to similar ones. This could mean you end up sticking around in a portfolio which is underperforming simply because you’re not aware of its relative performance. "}],"markDefs":[],"style":"normal"},{"_key":"706f68ae82ac","_type":"block","children":[{"_key":"e18954c2940e","_type":"span","marks":[],"text":"Fortunately, we’ve got just fix for that - "},{"_key":"24db6d8b3e40","_type":"span","marks":["5e4ffac83d08"],"text":"click here"},{"_key":"9e947ac64466","_type":"span","marks":[],"text":" to see the latest performance results from the UK's top ready-made portfolio providers. "}],"markDefs":[{"_key":"5e4ffac83d08","_type":"internalLinkPick","reference":{"_ref":"9759ddeb-6a13-408b-9fb3-4b03280fa475","_type":"reference"}}],"style":"normal"},{"_key":"9d7b668936f0","_type":"block","children":[{"_key":"ca9cec0117b7","_type":"span","marks":[],"text":""},{"_key":"5cd5e1d68f45","_type":"mainAnchor","pageAnchor":{"_ref":"b683c5e6-6236-4a17-bf7d-90ec37ffeb0d","_type":"reference"}},{"_key":"e8fe8a7219dc","_type":"span","marks":[],"text":"Top questions on ready-made portfolios"}],"markDefs":[],"style":"h2"},{"_key":"e689c6ec2420","_type":"block","children":[{"_key":"cfac45cad209","_type":"span","marks":[],"text":"How much do ready-made portfolios cost?"}],"markDefs":[],"style":"h3"},{"_key":"bbdc8bc5795d","_type":"block","children":[{"_key":"176dd5566bb7","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"9d741607ffb8","_type":"textboxWidget","image":{"_type":"mainImage","alt":"💡 All-in fees are typically in the range of between 0.50 - 1% per year."},"text":[{"_key":"39e59e8b504d","_type":"block","children":[{"_key":"58347245920d","_type":"span","marks":[],"text":"💡"},{"_key":"2437b6c33d1a","_type":"span","marks":["strong"],"text":" All-in fees are typically in the range of between 0.50 - 1% per year."}],"markDefs":[],"style":"normal"}]},{"_key":"a2ed30724981","_type":"block","children":[{"_key":"d971f6d3c5ce","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"26004d4bc6ca","_type":"block","children":[{"_key":"cb896735a55b0","_type":"span","marks":[],"text":"The cost of investing in a ready-made portfolio depends on which one you choose and the provider that runs it. All-in fees are typically in the range of between 0.50 - 1% per year. "}],"markDefs":[],"style":"normal"},{"_key":"47000acf2489","_type":"block","children":[{"_key":"285e9351cfbe","_type":"span","marks":[],"text":"See how the Boring Money analysts rate the costs of ready-made solutions across different pricing scenarios below"}],"markDefs":[],"style":"normal"},{"_key":"ffa6948a3cec","_type":"frameWidget","href":"https://www.canva.com/design/DAHDdOoh13Q/PV58xgqF_Alg8RV94V6uWA/view?embed"},{"_key":"cee907087323","_type":"block","children":[{"_key":"2dcdaf90205e","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"4dfb663757e4","_type":"block","children":[{"_key":"8bd12e398357","_type":"span","marks":["em"],"text":"Source: Boring Money Data, correct as at 01/03/2026"}],"markDefs":[],"style":"small"},{"_key":"3b5ad8b04f10","_type":"block","children":[{"_key":"e39bc5ec0cea","_type":"span","marks":[],"text":"Ready-made portfolios bought from a robo adviser are usually on the higher end of this scale. However, as we mentioned before, you’re effectively paying for the convenience of the robo adviser to select and monitor all the underlying investments for you on an ongoing basis. This means that the price is sometimes a bit higher, but there’s less effort required from you to regularly tweak and rebalance your portfolio by yourself."}],"markDefs":[],"style":"normal"},{"_key":"6eabbce8b1ce","_type":"block","children":[{"_key":"429b0608ca66","_type":"span","marks":[],"text":""},{"_key":"732c3e42c6b1","_type":"mainAnchor","pageAnchor":{"_ref":"282a43f9-0565-46fe-aa52-8a66a420d68a","_type":"reference"}},{"_key":"2cb08af59ddd","_type":"span","marks":[],"text":"What’s the difference between a multi-asset fund and a ready-made portfolio? "}],"markDefs":[],"style":"h3"},{"_key":"b0a88c6ba6cb","_type":"block","children":[{"_key":"057476df7b6c","_type":"span","marks":[],"text":"In simple terms, a multi-asset fund is a single fund that holds a variety of different assets. A "},{"_key":"31ab943afc9f","_type":"span","marks":["876aa3b004a1"],"text":"ready-made portfolio"},{"_key":"97a3916ed8cc","_type":"span","marks":[],"text":", on the other hand, is usually a bundle of different funds (often including multi-asset funds) prepared by an investment provider to match "}],"markDefs":[{"_key":"876aa3b004a1","_type":"internalLinkPick","reference":{"_ref":"9da15cff-7c7f-44af-af83-e5d5765bc4bd","_type":"reference"}}],"style":"normal"},{"_key":"242ee40ac74f","_type":"block","children":[{"_key":"51fdb12bddd7","_type":"span","marks":[],"text":"Think of the fund as one dish and the portfolio as the whole buffet."}],"markDefs":[],"style":"normal"},{"_key":"bec54f1c56fa","_type":"block","children":[{"_key":"bcf2f1a0038e","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"317c0d081502","_type":"block","children":[{"_key":"5772c15edf52","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"9060d899741d","_type":"tableControl","rows":[{"_key":"7e51deb836d3","_type":"row","cells":[{"_key":"f79d114c10a9","_type":"cell","tableStyle":"DB","value":[{"_key":"db14d1ee515e","_type":"block","children":[{"_key":"f54fcb46e9ca","_type":"span","marks":["strong"],"text":"Multi-asset fund"}],"markDefs":[],"style":"normal"}]},{"_key":"ec9b259076b3","_type":"cell","tableStyle":"DB","value":[{"_key":"b8e4014834b2","_type":"block","children":[{"_key":"94bf261b4147","_type":"span","marks":["strong"],"text":"Ready-made portfolio"}],"markDefs":[],"style":"normal"}]}]},{"_key":"e7fbd6e6219c","_type":"row","cells":[{"_key":"86b27cce148b","_type":"cell","tableStyle":"W","value":[{"_key":"c2004c5b3b00","_type":"block","children":[{"_key":"53fbbf0726950","_type":"span","marks":[],"text":"A single fund that provides exposure to multiple assets within one product – for example, bonds, shares "},{"_key":"b8ea44672d72","_type":"span","marks":["em"],"text":"and "},{"_key":"2b6384c2e993","_type":"span","marks":[],"text":"commodities."}],"markDefs":[],"style":"normal"}]},{"_key":"210631dccfd3","_type":"cell","tableStyle":"W","value":[{"_key":"570b344f46cf","_type":"block","children":[{"_key":"3a526871864d0","_type":"span","marks":[],"text":"A type of multi-asset fund which provides a blend of bond and equity exposure depending on your tolerance for risk (more on this below)."}],"markDefs":[],"style":"normal"}]}]}],"tableStyle":"DB-W-LB"},{"_key":"125dfe6fa1b2","_type":"block","children":[{"_key":"f9cdfa0bf2f7","_type":"span","marks":[],"text":""},{"_key":"ac1102b3e9b4","_type":"mainAnchor","pageAnchor":{"_ref":"949df85c-448c-42b2-96e9-1eba6b556a6a","_type":"reference"}},{"_key":"2c4c835751a20","_type":"span","marks":[],"text":"How do I know which risk level is right for me?"}],"markDefs":[],"style":"h3"},{"_key":"12f2937f6de7","_type":"block","children":[{"_key":"df5f6bb4c3ea0","_type":"span","marks":[],"text":"Deciding how much risk you’re willing to tolerate with your investments is ultimately a personal decision. It’s important however to understand what we really mean when we talk about investment ‘risk’ before you make a decision."}],"markDefs":[],"style":"normal"},{"_key":"921a38fb4d03","_type":"block","children":[{"_key":"bbb7b3c50de90","_type":"span","marks":[],"text":"It’s not the same as - let's say - gambling, skiing down the black run, or even driving on the motorway at 100 miles per hour. Investment risk is actually all about volatility and how much the stock market can fluctuate over a given period of time. If you're investing over 30 years, for example, the ups and downs of today don't matter as much because you’ve got plenty of time to make up for any poor performances. But if, on the other hand, you’re investing for only 5 years, your investments would have a lot less time to recover if markets took a dip. So you can see, timeframes play a huge role in investment risk."}],"markDefs":[],"style":"normal"},{"_key":"339ffa75ca9d","_type":"block","children":[{"_key":"1c50a1db9038","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"ab8a58ed19f8","_type":"blockQuote","adviserName":"Holly Mackay","jobTitle":"Founder & CEO, Boring Money","photo":{"_type":"mainImage","alt":"Holly Mackay on investing risk and timeframes","asset":{"_ref":"image-09007f04fb546b786000b2729947b6dfc2f690aa-606x438-jpg","_type":"reference"}},"quote":[{"_key":"ea64f9ed170b","_type":"block","children":[{"_key":"b9917d105263","_type":"span","marks":[],"text":"As a rule of thumb, the more risk you take, the greater the chance of higher returns over the long-term. However, only you will know which category is right for you. Generally speaking, if your investment time horizon is ten years or more, then you could consider the higher risk portfolios. For those people investing with shorter time horizons - five years or so - or who don't have an appetite for alarming ups and downs, the low risk portfolios could be a good option. In theory, they should offer a smoother investment ride; they will make less over the long-term, but face less short-term volatility. Less than five years though and cash may be your best bet."}],"markDefs":[],"style":"normal"}]},{"_key":"82fedf2607f2","_type":"block","children":[{"_key":"8fd35a343b0f","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"2c835a525aea","_type":"block","children":[{"_key":"1ef87a462c1a0","_type":"span","marks":[],"text":"It’s also important to remember the very real risk of underestimating the impact of "},{"_key":"978d3055f439","_type":"span","marks":["1a8ada013d70"],"text":"inflation"},{"_key":"6d0cbd2e7e61","_type":"span","marks":[],"text":" on cash. Though it’s understandable to feel unsure and even nervous about investing your money, you could be locking yourself into losses if you leave your money in a current account or low interest savings account. Inflation will chew away at your pot over the longer-term and you could end up with savings that are worth considerably less than they were when you started. For example, if inflation is at 5% and you’re only earning 3% interest on your current account, then you’re actually losing 2% in real terms."}],"markDefs":[{"_key":"1a8ada013d70","_type":"glossaryPick","reference":{"_ref":"9d62b1af-7674-4f39-ba20-b0154d565241","_type":"reference"}}],"style":"normal"},{"_key":"7225e60d248d","_type":"block","children":[{"_key":"6b1ed8141a9d0","_type":"span","marks":[],"text":"For those aiming to save for five years or less, this is less of a concern, but the cumulative effect of inflation over periods longer than this could erode the value of your savings. So if you’re going to be investing for five years or more, for most people it’s generally worth considering investing to protect yourself against the corroding power of inflation."}],"markDefs":[],"style":"normal"},{"_key":"5d1fd8f05194","_type":"block","children":[{"_key":"07a69a2d5c5a0","_type":"span","marks":[],"text":"The table below is a very rough guide of how your investing timeframes can inform the level of risk that’s best for you – your ‘risk tolerance’. Of course, this is ultimately a personal decision and there are no guarantees when it comes to investing; your money can go up in value as well as down, no matter how ‘risky’ your investments are advertised to be. But you may find the rules of thumb below a helpful guide for understanding a reasonable level of risk depending on your timeframe."}],"markDefs":[],"style":"normal"},{"_key":"f47fae813a52","_type":"block","children":[{"_key":"46cf9400f4ee","_type":"span","marks":[],"text":""},{"_key":"6c686393f934","_type":"mainAnchor","pageAnchor":{"_ref":"ef9f9b62-2865-4b44-a20b-074d00b916d2","_type":"reference"}},{"_key":"dbaed6fe75790","_type":"span","marks":[],"text":"Risk tolerance according to timeframe"}],"markDefs":[],"style":"h3"},{"_key":"5ea074d7b146","_type":"tableControl","rows":[{"_key":"58d6d663aa05","_type":"row","cells":[{"_key":"66259efebabc","_type":"cell","tableStyle":"DB","value":[{"_key":"a10009de14fc","_type":"block","children":[{"_key":"e4b0c40a50db","_type":"span","marks":["strong"],"text":"Your investing timeframe"}],"markDefs":[],"style":"normal"}]},{"_key":"2885dffb3d8e","_type":"cell","tableStyle":"DB","value":[{"_key":"6644784315d3","_type":"block","children":[{"_key":"3d11c73a48bf","_type":"span","marks":["strong"],"text":"5 years or less"}],"markDefs":[],"style":"normal"}]},{"_key":"8a51465c8a46","_type":"cell","tableStyle":"DB","value":[{"_key":"fbbcb801ac0a","_type":"block","children":[{"_key":"3074f6c97fd6","_type":"span","marks":["strong"],"text":"5-10 years"}],"markDefs":[],"style":"normal"}]},{"_key":"c7362725e67c","_type":"cell","tableStyle":"DB","value":[{"_key":"bb73b28d30f7","_type":"block","children":[{"_key":"fa27110624ff","_type":"span","marks":["strong"],"text":"10 years or more"}],"markDefs":[],"style":"normal"}]}]},{"_key":"fae2d542bb4d","_type":"row","cells":[{"_key":"1d85ab1d3098","_type":"cell","tableStyle":"W","value":[{"_key":"90fd8e2a0b0c","_type":"block","children":[{"_key":"b16a307dcc7e","_type":"span","marks":["strong"],"text":"How much risk is right for you?"}],"markDefs":[],"style":"normal"}]},{"_key":"7373cced3a67","_type":"cell","tableStyle":"W","value":[{"_key":"d6b19a73c6d4","_type":"block","children":[{"_key":"b211174962250","_type":"span","marks":[],"text":"Low or very low - cash may be best if you can get an interest rate in line with or above inflation"}],"markDefs":[],"style":"normal"}]},{"_key":"06b18995b956","_type":"cell","tableStyle":"W","value":[{"_key":"d9bff909ab3d","_type":"block","children":[{"_key":"8ec698e26aff0","_type":"span","marks":[],"text":"Medium"}],"markDefs":[],"style":"normal"}]},{"_key":"efbbf2cac0c8","_type":"cell","tableStyle":"W","value":[{"_key":"b0d87324ec8e","_type":"block","children":[{"_key":"c5b91cb0cab90","_type":"span","marks":[],"text":"High"}],"markDefs":[],"style":"normal"}]}]}],"tableStyle":"DB-W-LB"},{"_key":"10b738ec6d57","_type":"block","children":[{"_key":"71c2cefc6dfb","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"8cde6de03745","_type":"quickSurveyChooser","surveyChoose":{"_ref":"ebe4f739-6846-40e6-bcc9-3b582ccad896","_type":"reference"}},{"_key":"b000ddd2b784","_type":"block","children":[{"_key":"1eb6cde1fb3a","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"9d4766e2ccf8","_type":"block","children":[{"_key":"f103a958b7a3","_type":"span","marks":[],"text":""},{"_key":"6dd4299d16f9","_type":"mainAnchor","pageAnchor":{"_ref":"b0688bee-4247-4342-91e0-d2c1953682b6","_type":"reference"}},{"_key":"780bb962f545","_type":"span","marks":[],"text":"What is the best performing ready-made portfolio?"}],"markDefs":[],"style":"h3"},{"_key":"20c3ad432ff1","_type":"block","children":[{"_key":"41b5068de1950","_type":"span","marks":[],"text":"As there are so many ready-made portfolios on the market, and because they all contain different investments split in different ways, it can be hard to compare and determine if the one you’re investing in is actually performing well – or if, maybe, it’s not living up to your expectations. That’s where we come in. "}],"markDefs":[],"style":"normal"},{"_key":"f7653de76ffb","_type":"block","children":[{"_key":"f620afc9a94e","_type":"span","marks":[],"text":"Every quarter (three months), we crunch the numbers for you and analyse the ready-made investment market to identify the top performers, so you can see how well your investment is faring compared to similar portfolios. Click the link below to see the latest figures."}],"markDefs":[],"style":"normal"},{"_key":"e985f911e02a","_type":"block","children":[{"_key":"059f8d754d59","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"LeftSideText":[{"_key":"da9cd9e0788c","_type":"block","children":[{"_key":"b3d09dcf5451","_type":"span","marks":["strong"],"text":"Discover the top performing ready-made investments"}],"markDefs":[],"style":"normal"}],"_key":"2845f89d7830","_type":"ctaWidget","loggedInOptions":"Display for both logged out and logged in users","reference":{"_ref":"9759ddeb-6a13-408b-9fb3-4b03280fa475","_type":"reference"},"text":"FIND OUT"},{"_key":"ed5da9f65afb","_type":"block","children":[{"_key":"d0aa18f39872","_type":"span","marks":[],"text":""},{"_key":"277ae555cb84","_type":"mainAnchor","pageAnchor":{"_ref":"34b1353a-e3e4-4949-a55d-dde0ba144f90","_type":"reference"}},{"_key":"96c64d7561d1","_type":"span","marks":[],"text":"Key takeaways on ready-made portfolios"}],"markDefs":[],"style":"h2"},{"_key":"deeebad0ba26","_type":"block","children":[{"_key":"fdb4d928dfeb","_type":"span","marks":[],"text":"😎 A low-effort way to start investing"}],"markDefs":[],"style":"h3"},{"_key":"7acdc16f2faa","_type":"block","children":[{"_key":"10eef124c10b","_type":"span","marks":[],"text":"Ready-made portfolios take the faff out of investing. You pick your risk level, and the experts handle the rest - from choosing the investments to managing them over time. Great for beginners, time-poor professionals, or anyone who wants to invest without becoming a part-time fund manager!"}],"markDefs":[],"style":"normal"},{"_key":"2837ea39eec8","_type":"block","children":[{"_key":"cb14a1d4ec74","_type":"span","marks":[],"text":"💰 Expert-managed, but can be pricey"}],"markDefs":[],"style":"h3"},{"_key":"16d2f465f1dc","_type":"block","children":[{"_key":"bf2e454055a8","_type":"span","marks":[],"text":"These portfolios typically charge all-in fees of 0.5% to 1% a year, which covers the cost of managing your investments. Robo advisers tend to sit at the higher end of that range, but you’re paying for automation, ongoing rebalancing, and a plug-and-play experience. This might be worth it to you if you don’t want the admin, but not ideal if you're laser-focused on keeping your costs low."}],"markDefs":[],"style":"normal"},{"_key":"d2ec726a2de9","_type":"block","children":[{"_key":"c11f59c45cbb","_type":"span","marks":[],"text":"📊 Risk levels to suit your goals and timeframes"}],"markDefs":[],"style":"h3"},{"_key":"b16a7d8b9603","_type":"block","children":[{"_key":"3912219daa3f","_type":"span","marks":[],"text":"You can choose from portfolios labelled things like 'Cautious', 'Balanced', or 'Adventurous, depending on how comfortable you are with market ups and downs. As a rule of thumb:"}],"markDefs":[],"style":"normal"},{"_key":"6d414aead58c","_type":"block","children":[{"_key":"53c305b4680a","_type":"span","marks":[],"text":"If you’re investing for 10+ years, a higher risk option could deliver better returns"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"cb487a0a8c45","_type":"block","children":[{"_key":"7fee418c42af","_type":"span","marks":[],"text":"For 5–10 years, a middle-of-the-road approach makes sense"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"feba62543d07","_type":"block","children":[{"_key":"9d8972cedfac","_type":"span","marks":[],"text":"Under 5 years? You might want to stick with a low risk option, especially if you’re risk-averse"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"}],"categories":[{"_key":"d6e96d9bdb9b","_ref":"a0233bcc-9945-4ded-b8db-d6a11bba1857","_type":"reference"},{"_key":"29167f65493f","_ref":"b09bc8a1-3225-47eb-aa7d-538473acdb89","_type":"reference"},{"_key":"425e144f8088","_ref":"4dc1ccb5-1a9d-4ee4-ace6-90c800bf0901","_type":"reference"}],"excerpt":[{"_key":"6ef5ea884485","_type":"block","children":[{"_key":"14c1dcfff523","_type":"span","marks":[],"text":"A ready-made portfolio is a premade bundle of investments – that is, all the hard work of researching and selecting different investments is done for you by a professional."}],"markDefs":[],"style":"normal"}],"hidePublishedAtDate":true,"linkMenu":[{"_key":"6ed56f7aacef","_ref":"8aaa7772-567d-4fc6-a743-a4bfba55d844","_type":"reference"}],"mainImage":{"_type":"mainImage","alt":"Ready-made portfolios guide","asset":{"_ref":"image-28c7fe5dd20c72e66d25391e74a9d727ddb480c0-1920x1080-png","_type":"reference"}},"pageBreadcrumb":{"_id":"531cb86f-84fc-4296-b78a-f5198bf0dba5","_type":"breadcrumbCategory","_rev":"pmT7QR797Is6qDo1cSfT98","_createdAt":"2025-07-21T17:03:07Z","_updatedAt":"2025-08-27T10:51:10Z","_system":{"base":{"id":"531cb86f-84fc-4296-b78a-f5198bf0dba5","rev":"qyb5DaNojaFZJGyXBMzTkf"}},"breadcrumbList":[{"_key":"e8df98546ea5","_type":"breadcrumbReference","linkReference":{"_ref":"77a8222e-6c69-4668-941b-910d7abe4cff","_type":"reference"},"title":"Investing Guides"},{"_key":"f8ba356a62c3","_type":"breadcrumbReference","linkReference":{"_ref":"9da15cff-7c7f-44af-af83-e5d5765bc4bd","_type":"reference"},"title":"Ready-Made Portfolios"}],"breadcrumbName":"Ready-Made Portfolio Guide","id":"-8c989906-f074-5690-9fa7-4bd169be584e","children":[],"parent":null},"publishedAt":"2025-07-24T14:04:05.315Z","slug":{"_type":"slug","current":"ready-made-portfolios"},"subfolder":{"_id":"14bab4f4-8433-425c-a66c-de42dd0d93a2","_type":"folderCategory","_rev":"ofM7EIDfnwHVEh3rYtjUCp","_createdAt":"2021-06-22T09:35:09Z","_updatedAt":"2021-06-22T09:35:09Z","folder":"/learn/investing-guides/product-guides/","id":"-57353ca1-a68f-5fa6-85ec-713254904371","children":[],"parent":null},"template":"C-SB","theme":"Boring Money theme","title":"Investing Made Easy: Your Guide to Ready-Made Portfolios","widgets":[{"_key":"7b82b2218730","_ref":"3e61a3a8-dd9d-4888-a6ce-2dbb3b4521bc","_type":"reference"},{"_key":"68d3350d7e69","_ref":"3a6edac9-161a-4f04-9675-c3dbaeffad1b","_type":"reference"},{"_key":"5848cc64a2f1","_ref":"3fefd2ec-9177-427c-9149-529cd1417d24","_type":"reference"}],"id":"-29f9914b-ff4f-5b93-abc6-f5c6df45e00d","children":[],"parent":null}}],"style":"normal"}],"title":"Fund/Portfolio"}]},{"_key":"bf34a9eb1d7c","_type":"block","children":[{"_key":"c5ffbca6f57f","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"684f683a73ed","_type":"dropdownWidget","items":[{"_key":"6eb215d62510","_type":"dropdownObject","text":[{"_key":"161789c30682","_type":"block","children":[{"_key":"fbca4f321d72","_type":"span","marks":[],"text":"Another name for 'shares' or 'stocks', equities are small slices of a company which investors can buy in order to invest in them. If the company does well, its equities will increase in value. If it doesn't, its equities will fall in value. Read our full guide "},{"_key":"778d481c3f35","_type":"span","marks":["f3a64905b313"],"text":"here "},{"_key":"d6defd81f790","_type":"span","marks":[],"text":"for more info."}],"markDefs":[{"_key":"f3a64905b313","_type":"internalLinkPick","reference":{"_id":"5b858673-70a9-4b94-bbfb-aec333a62ae9","_type":"information","_rev":"iG7LJCIXmUyigSDTCeWuBs","_createdAt":"2021-06-22T10:37:39Z","_updatedAt":"2026-04-24T10:42:38Z","_system":{"base":{"id":"5b858673-70a9-4b94-bbfb-aec333a62ae9","rev":"OE33piSrLEszcsMfOsZaMB"}},"authors":[{"_key":"51b2fa4d444b","_type":"personReference","people":{"_ref":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","_type":"reference"}}],"authorsText":[{"_key":"1a609e178132","_type":"block","children":[{"_key":"43b14faa8ddc","_type":"span","marks":["strong"],"text":"By Boring Money "}],"markDefs":[],"style":"normal"}],"body":[{"_key":"9c488de311ee","_type":"anchorMenuMobile","title":"s"},{"_key":"447c6d468db6","_type":"block","children":[{"_key":"06520afc7487","_type":"span","marks":[],"text":""},{"_key":"c98d57798740","_type":"mainAnchor","pageAnchor":{"_ref":"e9c0177b-6542-485b-8b54-b2dde687a66d","_type":"reference"}},{"_key":"35fae524f7f9","_type":"span","marks":[],"text":"The basics of shares"}],"markDefs":[],"style":"h2"},{"_key":"5f60b3bfdfc8","_type":"block","children":[{"_key":"e53719543f25","_type":"span","marks":[],"text":"In a nutshell"}],"markDefs":[],"style":"h3"},{"_key":"ada52ffdefc5","_type":"textboxWidget","text":[{"_key":"e4f0cc02c3dd","_type":"block","children":[{"_key":"7f6e442dceec","_type":"span","marks":[],"text":"Also called \"stocks\" or \"equities\""}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"1bd68c0c4670","_type":"block","children":[{"_key":"4d6b991fc585","_type":"span","marks":[],"text":"Like buying a small slice of a company"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"d6fd721e33fa","_type":"block","children":[{"_key":"678923f56f99","_type":"span","marks":[],"text":"Can be bought individually or as part of other products, such as "},{"_key":"89ceb45b1a6c","_type":"span","marks":["84721b33c79c"],"text":"funds"},{"_key":"9a01627063b6","_type":"span","marks":[],"text":", "},{"_key":"d07dc9ea82c7","_type":"span","marks":["6cf0634b52cc"],"text":"ETFs"},{"_key":"6dae4cb2b50c","_type":"span","marks":[],"text":" or "},{"_key":"81348edefda6","_type":"span","marks":["aa7e1918e3fc"],"text":"investment trusts"}],"level":1,"listItem":"bullet","markDefs":[{"_key":"6cf0634b52cc","_type":"internalLinkPick","reference":{"_ref":"f1e48d02-3367-4ff4-9cc3-66b06a63a846","_type":"reference"}},{"_key":"aa7e1918e3fc","_type":"internalLinkPick","reference":{"_ref":"15c308e6-b264-4e24-b705-01f5d6339e04","_type":"reference"}},{"_key":"84721b33c79c","_type":"internalLinkPick","reference":{"_ref":"0bc8b13d-830e-4469-8ffe-6af27456b538","_type":"reference"}}],"style":"normal"},{"_key":"982614bc184e","_type":"block","children":[{"_key":"3056c5772a6f","_type":"span","marks":[],"text":"Typically riskier than cash (especially if you only invest in a select few)"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"}]},{"_key":"3c834965d9f9","_type":"block","children":[{"_key":"82421e363da3","_type":"span","marks":[],"text":""},{"_key":"b8bf69e879a3","_type":"mainAnchor","pageAnchor":{"_ref":"224d5d05-5125-4c55-9f64-54bd1984234b","_type":"reference"}},{"_key":"3f27679e917a","_type":"span","marks":[],"text":"What are shares?"}],"markDefs":[],"style":"h2"},{"_key":"fa1d123377a8","_type":"block","children":[{"_key":"f457d87714fc","_type":"span","marks":[],"text":"Our Founder & CEO Holly Mackay explains what you need to know about shares and how they work in the bitesized video below."}],"markDefs":[],"style":"normal"},{"_key":"e9683ef541ea","_type":"block","children":[{"_key":"a4dd9b2bd85a","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"996bf6bc4056","_type":"mainVideo","url":"https://vimeo.com/781082178"},{"_key":"14b6f2a99aeb","_type":"block","children":[{"_key":"ab9ca93ca293","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"331e2da9213a","_type":"block","children":[{"_key":"4c988b950ac7","_type":"span","marks":[],"text":"\nInvesting, at the heart of it, is about putting your money into businesses you believe have the potential to grow. This is where shares come in. They let us own a small slice of a company, so if they do well, so do we. And if they flop, we lose money."}],"markDefs":[],"style":"normal"},{"_key":"a0e51805f65c","_type":"block","children":[{"_key":"1d694591f0bd0","_type":"span","marks":[],"text":"Also known as stocks, or equities, shares exist to enable companies to raise money to fund their activity and growth. Individuals or companies buy shares, and give that company some money in return for ownership of a small piece of that business."}],"markDefs":[],"style":"normal"},{"_key":"059b41aceadf","_type":"block","children":[{"_key":"e2ce0bb15dbb0","_type":"span","marks":[],"text":"The thought process behind buying a share is no more complicated than what you see on Dragon's Den. You're the dragon trying to work out if you should invest in the company or not. But buying a single share can actually be a risky way to access the stock market. Why? Well, you're putting all your eggs in one basket."}],"markDefs":[],"style":"normal"},{"_key":"406e204d28d3","_type":"block","children":[{"_key":"8fe730591b110","_type":"span","marks":[],"text":"We spoke to a lady who was horrified that she bought M&S shares and they went down. \"I mean, it was M&S! They're really busy!\" Just because it's a big brand which looks safe and solid, doesn't necessarily mean they're making decent profits that year or tracking to plan. "}],"markDefs":[],"style":"normal"},{"_key":"a8166423face","_type":"block","children":[{"_key":"fb63eec8d60f","_type":"span","marks":[],"text":""},{"_key":"47a7d68d0f5b","_type":"mainAnchor","pageAnchor":{"_ref":"418e4e74-c858-4625-9d7a-8c06f7c6e4ad","_type":"reference"}},{"_key":"758bdfebe7ed","_type":"span","marks":[],"text":"Are shares right for me?"}],"markDefs":[],"style":"h2"},{"_key":"0deb8561d20a","_type":"block","children":[{"_key":"c181c818cb3f","_type":"span","marks":[],"text":"15% of UK adults own shares [1], but they're not the right sort of investment for everyone - especially if you're low on time or looking for an easy way to put your money behind several companies. Here's an overview of some of the main pros and cons of shares."}],"markDefs":[],"style":"normal"},{"_key":"db9f89042c3f","_type":"prosConsWidget","cons":["Want a global mix of investments ","Are time poor ","Will only choose 2 or 3!"],"consTitle":"Bad if you ","pros":["Actively follow the markets","Want to be in charge","Have time to dedicate to this "],"prosTitle":"Good if you "},{"_key":"c3a7ffeffbb7","_type":"block","children":[{"_key":"271a51c12db2","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"5b2ffecea1c4","_type":"block","children":[{"_key":"05c92c04fca2","_type":"span","marks":[],"text":""},{"_key":"4bc185b25eec","_type":"mainAnchor","pageAnchor":{"_ref":"126f92a2-61db-45bc-9444-4172007cc99b","_type":"reference"}},{"_key":"41d53cf47ed5","_type":"span","marks":[],"text":"Cash vs shares"}],"markDefs":[],"style":"h2"},{"_key":"bd1126eb98eb","_type":"block","children":[{"_key":"0612752e8969","_type":"span","marks":["strong"],"text":"If you had put £10,000 away in 2015, what would it be worth by the end of September 2025?"}],"markDefs":[]},{"_key":"a5368c85fe2c","_type":"block","children":[{"_key":"da32cdb4e3ce","_type":"span","marks":[],"text":"The graph below shows you a recent example of how cash has performed compared to stock market shares. For the purposes of this illustration, we've looked at the growth of a single £10,000 lump sum investment in cash and in two stock market indices: the "},{"_key":"c79b9014dcc5","_type":"span","marks":["4b175e3b60cd"],"text":"FTSE 100"},{"_key":"31e14e27f0b1","_type":"span","marks":[],"text":" and "},{"_key":"fa15bb1b35a8","_type":"span","marks":["ccbe1340ca9f"],"text":"MSCI World"},{"_key":"5e096fa1dd9d","_type":"span","marks":[],"text":" (you can read more about these below the image)."}],"markDefs":[{"_key":"4b175e3b60cd","_type":"glossaryPick","reference":{"_ref":"c59252f5-1b77-4fbb-bb20-0696661a5c2b","_type":"reference"}},{"_key":"ccbe1340ca9f","_type":"glossaryPick","reference":{"_ref":"edb1b2f7-e46e-4206-8dd0-2df8d591ce08","_type":"reference"}}],"style":"normal"},{"_key":"a8cf71d02792","_type":"block","children":[{"_key":"d84597919bbd","_type":"span","marks":[],"text":"It's clear to see that leaving your money in cash (pink) led to significantly less growth over the period between 2015-2025 than if you had invested in stock markets. And although the British FTSE 100 Index (blue) didn't perform quite as well as MSCI World (green), it still climbed to £2,182 - compared to gains of just £1,180 from cash over the same time period. Of course, these numbers look measly compared to MSCI World's impressive £3,348 gain."}],"markDefs":[],"style":"normal"},{"_key":"eacbefb8908a","_type":"block","children":[{"_key":"7186a99d615e","_type":"span","marks":[],"text":"NB: The dip you can see after Q4 2019 reflects the start of the COVID-19 pandemic and subsequent global lockdowns."}],"markDefs":[],"style":"normal"},{"_key":"b33adb272cf6","_type":"frameWidget","href":"https://www.canva.com/design/DAG7OFE42_c/V25AjrWXM8szDDn7pZL9bg/view?embed"},{"_key":"9898bcddeff8","_type":"block","children":[{"_key":"2f05e2427ec8","_type":"span","marks":["em"],"text":"Source: FE FundInfo. "}],"markDefs":[],"style":"small"},{"_key":"906d1a3db60a","_type":"block","children":[{"_key":"b29deef19a8e","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"d745e25d9983","_type":"block","children":[{"_key":"d611edb2ae67","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"adb9f4083d5c","_type":"block","children":[{"_key":"22374dbfb4fe","_type":"span","marks":[],"text":""},{"_key":"c07bbbc35194","_type":"mainAnchor","pageAnchor":{"_ref":"223c3cb3-164a-4144-b7ec-60a049133752","_type":"reference"}},{"_key":"91a17272db40","_type":"span","marks":[],"text":"Will shares outperform cash in the next 10 years?"}],"markDefs":[],"style":"h2"},{"_key":"15bd2c48638c","_type":"block","children":[{"_key":"d367b10febfa","_type":"span","marks":[],"text":"Just like the weather, it's impossible to predict what the future holds. All we can do is show what has happened in the past. Shares are a bumpier ride than cash – and not a short-term thing. Anyone who says they can guarantee you'll make money is probably lying. There are risks. But research tells us that shares have done better than cash 9 times out of 10 over any 10 year period since the stock markets began."}],"markDefs":[],"style":"normal"},{"_key":"e51d6e72bf95","_type":"block","children":[{"_key":"9b843e253e7f0","_type":"span","marks":[],"text":"You buy and sell them on the stock market and, just like eBay, people make bids and offers. But it all happens super fast. Prices bounce up and down and at the end of the day it all comes down to sentiment – if loads of people want a slice of the action and these things are flavour of the month (think Nintendo after Pokemon Go), then prices rise as the sellers get a bit cockier. If people get turned off and the share in question is uncool, then everyone tries to offload them and the asking price falls."}],"markDefs":[],"style":"normal"},{"_key":"2c5c408f7745","_type":"block","children":[{"_key":"5517dd075cf1","_type":"span","marks":[],"text":"Curious about what's got investors' interest this week? Catch up with Holly's award-winning blog every Friday for the low-down on what's going on in stock markets, how it could impact your finances, and some no-nonsense food for thought to help you make better money choices."}],"markDefs":[],"style":"normal"},{"_key":"f73008bb0852","_type":"block","children":[{"_key":"1330f0821be2","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"2ce8804a8fc7","_type":"emailSignupWidget","brazeCustomAttributes":[{"_key":"8b471fe69932","_type":"brazeCustomAttribute","customAttributeKey":"SIGNUPPAGE_BM_blog","customAttributeValue":"https://www.boringmoney.co.uk/learn/investing-guides/product-guides/shares/"}],"emailSignupWidgetButtonText":"SIGN UP","image":{"_type":"mainImage","alt":"Image of Boring Money CEO Holly Mackay","asset":{"_ref":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png","_type":"reference"}},"paragraphText":"Sign up for no-nonsense tips, tricks and food for thought every Friday!","thankYouText":[{"_key":"ee1425e50c90","_type":"block","children":[{"_key":"03c4926a2d3f","_type":"span","marks":[],"text":"Thank you for signing up!"}],"markDefs":[],"style":"normal"}],"title":"Want to get Holly's weekly blog straight to your inbox?"},{"_key":"b2dea6276185","_type":"block","children":[{"_key":"023c64412ca5","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"28d3689c637a","_type":"block","children":[{"_key":"76733dfbfc45","_type":"span","marks":[],"text":""},{"_key":"0a9998a15f58","_type":"mainAnchor","pageAnchor":{"_ref":"b51797d9-dc13-41da-a375-b898f0a9e850","_type":"reference"}},{"_key":"0c127d60e2f30","_type":"span","marks":[],"text":"How can I buy shares?"}],"markDefs":[],"style":"h2"},{"_key":"104c6e83ed38","_type":"block","children":[{"_key":"c60e50ec6f020","_type":"span","marks":[],"text":"Rather than going to companies directly and asking to buy a share of their business, we access shares through a central market otherwise known as the Stock Exchange. Companies will 'list' on the Stock Exchange, which means anyone can buy or sell a share."}],"markDefs":[],"style":"normal"},{"_key":"6b952a371b27","_type":"block","children":[{"_key":"c96caa808e100","_type":"span","marks":[],"text":"The Stock Exchange can be accessed through online investment platforms, many of which are beginner-friendly. These platforms allow you to purchase a small percentage of some of the world's largest companies - this ranges from BP to HSBC, Apple to Samsung, and Microsoft to British Airways."}],"markDefs":[],"style":"normal"},{"_key":"22300cbe9ed3","_type":"block","children":[{"_key":"7a5c50542b870","_type":"span","marks":[],"text":"You can either buy individual shares directly - through an online broker or an investment platform - or purchase a fund in order to get exposure to dozens of shares in one fell swoop. If you're new to investing and don't know where to start, check out our hand-selected Best For Beginners award winners to see which providers we think are the best starting point."}],"markDefs":[],"style":"normal"},{"_key":"6edb4bdd89cb","_type":"block","children":[{"_key":"b8900097f7ce","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"LeftSideText":[{"_key":"b9029ba7991a","_type":"block","children":[{"_key":"6663e15ba200","_type":"span","marks":["strong"],"text":"Discover Boring Money's Best For Beginners award winners "}],"markDefs":[],"style":"normal"}],"_key":"61821a40134b","_type":"ctaWidget","loggedInOptions":"Display for both logged out and logged in users","reference":{"_ref":"b5821c35-fa71-43c3-8f89-cc7b29ad9030","_type":"reference"},"text":"CLICK HERE"},{"_key":"adc43eba0539","_type":"block","children":[{"_key":"fa3bf0ee3f7a","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"ea21677253e9","_type":"block","children":[{"_key":"67c0573a3e1a","_type":"span","marks":[],"text":""},{"_key":"d6fc0adcefb5","_type":"mainAnchor","pageAnchor":{"_ref":"81ce9ca2-c137-4518-a387-0704343a7403","_type":"reference"}},{"_key":"a3c5345fe75c0","_type":"span","marks":[],"text":"Buying bulk shares through a fund"}],"markDefs":[],"style":"h3"},{"_key":"e398386f79e3","_type":"block","children":[{"_key":"87b61ebbd9e70","_type":"span","marks":[],"text":"The concept of buying shares through a "},{"_key":"5d2b30ca7f3e","_type":"span","marks":["69d28fa112e1"],"text":"fund"},{"_key":"b1c54b0016d7","_type":"span","marks":[],"text":" is similar to buying a mixed case of wine. You don't have time to pick individual bottles, or you don't want the responsibility of choosing the best, so you let it be done for you. You're outsourcing the selection of individual components to someone else."}],"markDefs":[{"_key":"69d28fa112e1","_type":"internalLinkPick","reference":{"_ref":"0bc8b13d-830e-4469-8ffe-6af27456b538","_type":"reference"}}],"style":"normal"},{"_key":"338dc4e1da41","_type":"block","children":[{"_key":"a6c6dd0980fc0","_type":"span","marks":[],"text":"A single fund will usually house around 30-60 shares. Whilst someone else may have invested £1,000 into an individual share, a very small percentage of your £1,000 may be invested in the same company. If that business then takes a hit, you won't be so badly affected - the majority of your money is invested elsewhere. Basically, you are spreading your bets for security."}],"markDefs":[],"style":"normal"},{"_key":"ed31383984b8","_type":"block","children":[{"_key":"db372dca686d0","_type":"span","marks":[],"text":"When investing through a fund, you are unlikely to have to pay trading or transaction fees. You will, however, encounter management fees throughout the duration of your investment. If you want to buy a few shares or a fund, then it's usually best to open up an account online and use your annual tax-free "},{"_key":"299e331da67d","_type":"span","marks":["3b82ca551e01"],"text":"ISA"},{"_key":"3e0755bd3239","_type":"span","marks":[],"text":" allowance if you can."}],"markDefs":[{"_key":"3b82ca551e01","_type":"internalLinkPick","reference":{"_ref":"bcf031df-fe7e-458f-b39a-ec44d0e8932a","_type":"reference"}}],"style":"normal"},{"_key":"84839ede04c6","_type":"block","children":[{"_key":"3f2cb72aaf06","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"LeftSideText":[{"_key":"b9029ba7991a","_type":"block","children":[{"_key":"6663e15ba200","_type":"span","marks":["strong"],"text":"Discover Boring Money's Best Buy ISAs for your investing needs"}],"markDefs":[],"style":"normal"}],"_key":"ac4d4573cacf","_type":"ctaWidget","loggedInOptions":"Display for both logged out and logged in users","reference":{"_ref":"5027ed98-4e53-4e94-8fc1-9d370b15dd5c","_type":"reference"},"text":"CLICK HERE"},{"_key":"92e08f9b828e","_type":"block","children":[{"_key":"d1d42ee1879b","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"dc479e2b8db6","_type":"block","children":[{"_key":"7222f974db16","_type":"span","marks":[],"text":""},{"_key":"399f39b611a8","_type":"mainAnchor","pageAnchor":{"_ref":"bd7d91db-0143-49c9-b079-df3872327a31","_type":"reference"}},{"_key":"a6579f69575f0","_type":"span","marks":[],"text":"Buying individual shares directly"}],"markDefs":[],"style":"h3"},{"_key":"b3155957d51f","_type":"block","children":[{"_key":"a1c8070511b00","_type":"span","marks":[],"text":"When buying individual shares directly, you will encounter trading costs. You will typically encounter about £10 a pop, and 0.5% stamp duty to the government. This can accumulate to become an expensive way of buying small shares. The upside is that after initial purchase, you will not have to pay management fees as you would have with a fund - there's nothing to manage."}],"markDefs":[],"style":"normal"},{"_key":"19188e074c4d","_type":"block","children":[{"_key":"3edc6186140b0","_type":"span","marks":[],"text":"Buying a couple of individual shares is a risky way to get exposure to the markets - especially for less experienced investors. You have all of your investment tied into one or two businesses. If it goes badly for them, you're in trouble."}],"markDefs":[],"style":"normal"},{"_key":"c1ea16d293cf","_type":"block","children":[{"_key":"a0d9ca4cc8680","_type":"span","marks":[],"text":"This method is good for people who like to take an interest in the market, are time-rich, and confident to make decisions themselves. Shares are not so good if you are busy, don’t feel expert in this subject, or will only pick shares in companies you know and love."}],"markDefs":[],"style":"normal"},{"_key":"14b7bafe231d","_type":"block","children":[{"_key":"784213c5029c","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"LeftSideText":[{"_key":"b9029ba7991a","_type":"block","children":[{"_key":"6663e15ba200","_type":"span","marks":["strong"],"text":"Discover Boring Money's Best For Share Traders award winners"}],"markDefs":[],"style":"normal"}],"_key":"9141a0d45cf4","_type":"ctaWidget","loggedInOptions":"Display for both logged out and logged in users","reference":{"_ref":"2d69df37-02bf-43eb-aed4-2624da81fbf6","_type":"reference"},"text":"CLICK HERE"},{"_key":"3135ea061a1a","_type":"block","children":[{"_key":"2d049f7f9571","_type":"span","marks":[],"text":"------"}],"markDefs":[],"style":"normal"},{"_key":"e4ce4c0148b1","_type":"block","children":[{"_key":"03f7ad822c7e","_type":"span","marks":[],"text":"[1] Online Investing Report, "},{"_key":"ec4be879d4a9","_type":"span","marks":["8cee69180130"],"text":"Boring Money "}],"markDefs":[{"_key":"8cee69180130","_type":"internalLinkPick","reference":{"_ref":"63b42a1b-dc9a-40bb-8a62-f580487de19e","_type":"reference"}}],"style":"normal"}],"categories":[{"_key":"171e98dc55ea","_ref":"9338f25b-7551-48c3-afff-03e9bc5608c3","_type":"reference"},{"_key":"912294bd8e37","_ref":"b09bc8a1-3225-47eb-aa7d-538473acdb89","_type":"reference"},{"_key":"0551e4791b33","_ref":"4dc1ccb5-1a9d-4ee4-ace6-90c800bf0901","_type":"reference"},{"_key":"1287b6c4ce2e","_ref":"f50c6403-0239-4ea4-a0dc-52ccd3b3f5f9","_type":"reference"}],"excerpt":[{"_key":"947232828c12","_type":"block","children":[{"_key":"dd7bb8ce2ec7","_type":"span","marks":[],"text":"Shares simply let us own a small slice of a company. If they do well, so do we. If they flop, we lose money. Also known as stocks, or equities, shares exist to enable companies to raise money to fund their activity and growth."}],"markDefs":[],"style":"normal"}],"linkMenu":[{"_key":"ab3de5ca4b81","_ref":"a8e07a65-4c89-4487-8d36-74e328e9b292","_type":"reference"}],"mainImage":{"_type":"mainImage","alt":"shares","asset":{"_ref":"image-e3cb48c2ce818fdd386c33daf36be5d713f09696-3840x2160-png","_type":"reference"}},"pageBreadcrumb":{"_id":"607e940b-a7e0-4ec1-a5fa-7ee603b14620","_type":"breadcrumbCategory","_rev":"f48ePDkw69Hgp2bEhRNFrD","_createdAt":"2023-05-19T14:21:08Z","_updatedAt":"2025-07-21T17:03:00Z","_system":{"base":{"id":"607e940b-a7e0-4ec1-a5fa-7ee603b14620","rev":"f48ePDkw69Hgp2bEhRNDjb"}},"breadcrumbList":[{"_key":"2a6b2cd6c280","_type":"breadcrumbReference","linkReference":{"_ref":"77a8222e-6c69-4668-941b-910d7abe4cff","_type":"reference"},"title":"Investing Guides"}],"breadcrumbName":"Investing Guides","id":"-4b423ba8-980c-519e-923d-523226bc8892","children":[],"parent":null},"publishedAt":"2025-12-11T16:43:20.418Z","slug":{"_type":"slug","current":"shares"},"subfolder":{"_id":"14bab4f4-8433-425c-a66c-de42dd0d93a2","_type":"folderCategory","_rev":"ofM7EIDfnwHVEh3rYtjUCp","_createdAt":"2021-06-22T09:35:09Z","_updatedAt":"2021-06-22T09:35:09Z","folder":"/learn/investing-guides/product-guides/","id":"-57353ca1-a68f-5fa6-85ec-713254904371","children":[],"parent":null},"template":"SB-C","title":"Shares Explained: A Beginner’s Guide to Buying and Investing in Stocks","widgets":[{"_key":"784de124229e","_ref":"79cbfce0-99a3-451e-82d4-c0b6a4487777","_type":"reference"},{"_key":"6e44d89729b2","_ref":"2d98a13f-5211-453c-be9e-9785894654db","_type":"reference"},{"_key":"59aabf5d8de0","_ref":"bbade7b6-31ef-4d0f-bf98-3ed8261548bd","_type":"reference"},{"_key":"ea6e2095c7dc","_ref":"40fb6909-a808-463f-a977-1e0b955a6b7b","_type":"reference"}],"id":"-51fe97e3-1e21-50cd-9dc2-d21bd0716ede","children":[],"parent":null}}],"style":"normal"}],"title":"Equities"}]},{"_key":"055cfa83cb3e","_type":"block","children":[{"_key":"93fae2c0c655","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"eb2db54068f9","_type":"dropdownWidget","items":[{"_key":"c2d4b27c6b2f","_type":"dropdownObject","text":[{"_key":"fc0cb3507ce7","_type":"block","children":[{"_key":"c17790f116ab","_type":"span","marks":[],"text":"Bonds are like IOUs between you and a company or government. You can lend them money by way of a loan and they pay you interest on this loan. This interest is called the bond 'yield' and the amount differs depending on how risky the loan is perceived to be - that is, how likely the borrower is to be unable to repay it. Bonds are usually considered to be lower risk investments and frequently feature in low and medium risk investment portfolios. You can read more about bonds "},{"_key":"f118583e57ae","_type":"span","marks":["3143401a9f05"],"text":"here"},{"_key":"1906da4dbab4","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"3143401a9f05","_type":"internalLinkPick","reference":{"_id":"583a0e19-d23d-4df3-989f-54c2368f0d41","_type":"information","_rev":"GAdsNjPaIuANdYqh0x6kuj","_createdAt":"2024-03-05T12:49:24Z","_updatedAt":"2025-12-12T09:18:07Z","_system":{"base":{"id":"583a0e19-d23d-4df3-989f-54c2368f0d41","rev":"ShBttggBniCqjqcnC3GU73"}},"authors":[{"_key":"551ff377eecc","_type":"personReference","people":{"_ref":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","_type":"reference"}}],"body":[{"_key":"11ded862ce6c","_type":"block","children":[{"_key":"5d4a805a91dd","_type":"span","marks":[],"text":""},{"_key":"70ca6864ca7e","_type":"mainAnchor","pageAnchor":{"_ref":"8a9e94ba-158d-46df-81d7-8e2885c6f16d","_type":"reference"}},{"_key":"6c858f0ed5aa0","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"h2"},{"_key":"d7324ef7f1ac","_type":"block","children":[{"_key":"5cfb235cd4a4","_type":"span","marks":[],"text":"In a nutshell"}],"markDefs":[],"style":"h4"},{"_key":"fb1c58cefdbb","_type":"block","children":[{"_key":"b382e97ee62c","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"f8b9f67e9cdb","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Bonds are loans to a government or company  They pay out regular interest payments  You get your initial investment back at the end of the loan term  You can buy and sell bonds on the stock market  They’re typically considered a lower risk type of investment"},"text":[{"_key":"90b8406cd23c","_type":"block","children":[{"_key":"16b4bc5e4266","_type":"span","marks":[],"text":"Bonds are basically loans we make to a government or company"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"1c788804cc9b","_type":"block","children":[{"_key":"7a4e2cb2d62a","_type":"span","marks":[],"text":"They pay out regular interest payments"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"f98194689135","_type":"block","children":[{"_key":"2814afda9c86","_type":"span","marks":[],"text":"The value of the bond goes up and down"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"ed5682aad208","_type":"block","children":[{"_key":"2946d7612fad","_type":"span","marks":[],"text":"UK government bonds are called ‘gilts’ and are largely tax-free for most investors"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"7d58ed5946ec","_type":"block","children":[{"_key":"3fad1ba424fe","_type":"span","marks":[],"text":"You can buy and sell bonds on the stock market"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"c7ce935aad7e","_type":"block","children":[{"_key":"f3d3225a459b","_type":"span","marks":[],"text":"They’re typically considered a lower-risk type of investment than shares"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"}]},{"_key":"b1e928242f93","_type":"block","children":[{"_key":"5e6b0a0a387b","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"a5898c1fbd34","_type":"block","children":[{"_key":"e6ab8ba99ac0","_type":"span","marks":[],"text":"In simple terms, bonds are a form of loan issued by a business or a government. When you buy a bond (or a piece of the bond), you’re lending your money to this “issuer”. In exchange, the issuer promises to pay the bondholder (that’s you) a fixed interest payment at regular intervals until the loan matures (when you will get back a known amount which is the ‘face value’)."}],"markDefs":[],"style":"normal"},{"_key":"62229e83718a","_type":"block","children":[{"_key":"208519fd7a7a","_type":"span","marks":[],"text":"Therefore, you can think of a bond like an IOU – you lend the issuer money, and they pay you ‘interest’ on a regular basis until a pre-agreed date when they pay you a specified sum of money."}],"markDefs":[],"style":"normal"},{"_key":"96ac0f65ce2a","_type":"block","children":[{"_key":"53400c3f58bc","_type":"span","marks":[],"text":""},{"_key":"37864ea28904","_type":"mainAnchor","pageAnchor":{"_ref":"dfe27455-bfae-4948-b858-040213000740","_type":"reference"}},{"_key":"ed552990e93d0","_type":"span","marks":[],"text":"What are bonds?"}],"markDefs":[],"style":"h2"},{"_key":"46e4551e07ca","_type":"block","children":[{"_key":"8e9517773203","_type":"span","marks":[],"text":"Think of bonds like an investment which pays a regular ‘interest rate’ for as long as you hold it, as well as giving you the chance to make a profit on the money you invest. Unlike stocks, which can fluctuate in value rapidly, bonds will typically offer a relatively ‘predictable’ income stream, making them a good option for more risk-averse investors seeking stability."}],"markDefs":[],"style":"normal"},{"_key":"84de67b46e34","_type":"block","children":[{"_key":"3a75273af740","_type":"span","marks":[],"text":"The volatility of a bond price depends on who you are loaning the money to. If it’s the UK government, it’s typically a sedate and predictable journey. If it’s a mining company in Latin America, you should prepare for a much more volatile journey."}],"markDefs":[],"style":"normal"},{"_key":"41c6b2f45440","_type":"block","children":[{"_key":"b05c24e742b6","_type":"span","marks":[],"text":"This is why government bonds typically make up a large proportion of pension funds, particularly for those who are closer to retirement age and thus need their pension to be invested in lower-risk products."}],"markDefs":[],"style":"normal"},{"_key":"d6614f8bba0b","_type":"block","children":[{"_key":"872c6cbfe99d","_type":"span","marks":[],"text":""},{"_key":"003b1400dbd3","_type":"mainAnchor","pageAnchor":{"_ref":"7143fd03-16f0-4229-a431-82283be9b288","_type":"reference"}},{"_key":"f1224b170f560","_type":"span","marks":[],"text":"How do bonds work?"}],"markDefs":[],"style":"h2"},{"_key":"2f3e330d3372","_type":"block","children":[{"_key":"96bcdb4d8383","_type":"span","marks":[],"text":""},{"_key":"acb2391f7114","_type":"mainAnchor","pageAnchor":{"_ref":"ae0ce2cd-ee6c-4b2d-9caf-6ecaa338dfb6","_type":"reference"}},{"_key":"40091b6993f40","_type":"span","marks":[],"text":"Who issues a bond?"}],"markDefs":[],"style":"h3"},{"_key":"565d809b383b","_type":"block","children":[{"_key":"db75d5da7276","_type":"span","marks":[],"text":"When a government or a business decides it needs to raise money, one of the avenues it might take is to issue a bond. The bond specifies the “maturity” date (when the loan is repaid), the “coupon” (interest rate) paid periodically, and the “denomination” (face value) of the bond."}],"markDefs":[],"style":"normal"},{"_key":"38457353d605","_type":"block","children":[{"_key":"5c46a1e31e90","_type":"span","marks":[],"text":""},{"_key":"5b0c3697fae8","_type":"mainAnchor","pageAnchor":{"_ref":"a7cac4b7-a55c-4d8c-b076-8219b497fffe","_type":"reference"}},{"_key":"f002b0d984350","_type":"span","marks":[],"text":"How do bonds pay interest?"}],"markDefs":[],"style":"h3"},{"_key":"7d966bfb9662","_type":"block","children":[{"_key":"37dae7ca5e6c","_type":"span","marks":[],"text":"The exact monetary value of the coupon you receive from a bond is called the “yield” and typically correlates to how risky the loan is determined to be."}],"markDefs":[],"style":"normal"},{"_key":"91d66d962184","_type":"block","children":[{"_key":"1df18ea7fc91","_type":"span","marks":[],"text":"Let’s imagine someone wanted to borrow a grand from you. How much would you want in return for making that loan? It depends how reliable or trustworthy they are. How risky it is, as well as how long they want to borrow it for. In other words, how “creditworthy” they seem to you."}],"markDefs":[],"style":"normal"},{"_key":"5388a9ac1b0e","_type":"block","children":[{"_key":"cf5870d6f45b","_type":"span","marks":[],"text":"The same principles apply in the world of bonds. If we lend money to the UK government, for example, you might have more faith that they will keep up with their interest payments and repay you in full than if you lent money to a copper producer in the Democratic Republic of Congo. So a UK government bond would typically pay lower interest than the “riskier” copper producer one, for example."}],"markDefs":[],"style":"normal"},{"_key":"71d4560d2d56","_type":"block","children":[{"_key":"457db07707e3","_type":"span","marks":[],"text":"This is why government bonds (often called “gilts” if they're issued by the UK government or \"Treasuries\" if they're issued by the US government) usually pay less (or have a lower yield) than various corporate bonds – in return for giving you a less hernia-inducing path."}],"markDefs":[],"style":"normal"},{"_key":"f619482b3fbf","_type":"block","children":[{"_key":"4a4abac90009","_type":"span","marks":[],"text":"Bond yields move inversely to bond prices. That is, the lower the yield (or ‘interest’ paid) , the higher the price of the bond is. Let’s walk through an actual example to explain how this all works."}],"markDefs":[],"style":"normal"},{"_key":"20b16b0c1152","_type":"block","children":[{"_key":"9f79cc0082e3","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"a28d95e21455","_type":"textboxWidget","text":[{"_key":"8599fdf492a4","_type":"block","children":[{"_key":"4da4917d5205","_type":"span","marks":[],"text":"Let's assume a bond issued by the UK government (so, a ‘gilt’). Let's also assume it would cost 97.26p to buy. The bond is called Treasury 0.125% 30/01/2026. This means it pays investors an ‘interest rate’, or ‘coupon’, of 0.125%. "}],"markDefs":[],"style":"normal"},{"_key":"f54c13e08686","_type":"block","children":[{"_key":"a9bc4738b626","_type":"span","marks":[],"text":"However, people will mostly buy this for the increase in value, rather than the interest paid."}],"markDefs":[],"style":"normal"},{"_key":"63059e105655","_type":"block","children":[{"_key":"31a5a3e313f7","_type":"span","marks":[],"text":"We know that it will mature on the 30th January in 2026. For its ‘face value’ of 100p. Or £1. So we know for certain that we can spend 97.26p today and get back £1 at the end of January 2026. "}],"markDefs":[],"style":"normal"},{"_key":"952bca830e4b","_type":"block","children":[{"_key":"66fc8064d680","_type":"span","marks":[],"text":"In other words, you will make 2.74p for every 97.26p you invest, over the period in question. And because this gain is a capital gain and not interest, and because it is held in a government bond, that gain is tax-free. "}],"markDefs":[],"style":"normal"},{"_key":"5f3464315ceb","_type":"block","children":[{"_key":"eeab95d5b301","_type":"span","marks":[],"text":"This largely explains the growth in popularity of these bonds – as the tax take in the UK increases, and tax paid on interest goes up, they are a great way for higher rate taxpayers to get a relatively secure return, which is tax-free. "}],"markDefs":[],"style":"normal"},{"_key":"143bb8ec0e80","_type":"block","children":[{"_key":"0eeece876375","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"}],"title":"Example:"},{"_key":"52ccd9cc7373","_type":"block","children":[{"_key":"00eb7eca2b96","_type":"span","marks":[],"text":""},{"_key":"72ac8f8e1ca2","_type":"mainAnchor","pageAnchor":{"_ref":"16faf849-274d-403a-b511-cf225e816d79","_type":"reference"}},{"_key":"187af134969b0","_type":"span","marks":[],"text":"How are bonds traded?"}],"markDefs":[],"style":"h3"},{"_key":"cfe82fd2d556","_type":"block","children":[{"_key":"83e5c781999e","_type":"span","marks":[],"text":"Initially, bonds will be offered to institutional investors (like banks or pension funds). When this process is complete, bonds can also be traded on the “secondary market”, where investors trade between themselves on the stock market like you can with ordinary shares. There will be a quoted price that will change throughout the day."}],"markDefs":[],"style":"normal"},{"_key":"c5da9e7fce93","_type":"block","children":[{"_key":"005c4140c0cb","_type":"span","marks":[],"text":"Investors can invest in bonds either directly or via other products which have bonds "},{"_key":"c8eefb4086c3","_type":"span","marks":["em"],"text":"in"},{"_key":"e938ff652d90","_type":"span","marks":[],"text":" them - such as multi-asset "},{"_key":"7e44d8d4eba1","_type":"span","marks":["fc7a25720353"],"text":"funds"},{"_key":"4c7c11c26b2d","_type":"span","marks":[],"text":", "},{"_key":"1bd18a481129","_type":"span","marks":["a00ce8f500dc"],"text":"ETFs"},{"_key":"46bcdb172323","_type":"span","marks":[],"text":" or"},{"_key":"922e97485ae8","_type":"span","marks":["aeb36fcf4623"],"text":" investment trusts"},{"_key":"0369c7eaf692","_type":"span","marks":[],"text":".  Bonds can play an important role in creating a diversified investment portfolio, which essentially means you invest in lots of different things in different proportion (not putting all your eggs in one basket is another way of looking at it!)."}],"markDefs":[{"_key":"fc7a25720353","_type":"internalLinkPick","reference":{"_ref":"0bc8b13d-830e-4469-8ffe-6af27456b538","_type":"reference"}},{"_key":"a00ce8f500dc","_type":"internalLinkPick","reference":{"_ref":"f1e48d02-3367-4ff4-9cc3-66b06a63a846","_type":"reference"}},{"_key":"aeb36fcf4623","_type":"internalLinkPick","reference":{"_ref":"15c308e6-b264-4e24-b705-01f5d6339e04","_type":"reference"}}],"style":"normal"},{"_key":"8d973bcf2a1e","_type":"block","children":[{"_key":"2ec1aede89ab","_type":"span","marks":[],"text":"Many leading investment platforms such as "},{"_key":"eee0df919504","_type":"span","marks":["359cabde0d3c"],"text":"Hargreaves Lansdown"},{"_key":"809b677f8b82","_type":"span","marks":[],"text":", "},{"_key":"409e9d18bd45","_type":"span","marks":["457c15a8eac2"],"text":"AJ Bell "},{"_key":"a8416a475e6a","_type":"span","marks":[],"text":"and "},{"_key":"7fcdea77d655","_type":"span","marks":["abe234734263"],"text":"interactive investor"},{"_key":"1f5b49f77d32","_type":"span","marks":[],"text":" now let retail customers buy bonds just like you would with shares."}],"markDefs":[{"_key":"359cabde0d3c","_type":"internalLinkPick","reference":{"_ref":"7ca22c2a-5a22-4997-9cfb-3c0c6ad85a27","_type":"reference"}},{"_key":"457c15a8eac2","_type":"internalLinkPick","reference":{"_ref":"1dbcb796-5201-4542-a5fd-e9d2d02257e5","_type":"reference"}},{"_key":"abe234734263","_type":"internalLinkPick","reference":{"_ref":"22d041fa-4595-43c0-9055-7853b8b849f0","_type":"reference"}}],"style":"normal"},{"_key":"b42b778e35aa","_type":"block","children":[{"_key":"368f17d472ac","_type":"span","marks":[],"text":""},{"_key":"47b1a1da4f33","_type":"mainAnchor","pageAnchor":{"_ref":"3932d4f6-6124-4715-99d1-7bc659807fc4","_type":"reference"}},{"_key":"d404685b4df80","_type":"span","marks":[],"text":"What are the different types of bond?"}],"markDefs":[],"style":"h3"},{"_key":"754b01a0bb86","_type":"textboxWidget","text":[{"_key":"2c41dceddeab","_type":"block","children":[{"_key":"dfdfd3a8c947","_type":"span","marks":["strong"],"text":"Corporate bonds"},{"_key":"fb4873397cad","_type":"span","marks":[],"text":" – bonds issued by companies. The yield on corporate bonds can depend on how creditworthy the issuer is deemed to be."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"1ae2c651010c","_type":"block","children":[{"_key":"b2cf653912e6","_type":"span","marks":["strong"],"text":"Junk bonds"},{"_key":"de963fb49c1a","_type":"span","marks":[],"text":" – bonds considered to be associated with a high level of risk."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"13980bdcc8e2","_type":"block","children":[{"_key":"eccb54653b7f","_type":"span","marks":["strong"],"text":"Municipal bonds"},{"_key":"fc0a803854f4","_type":"span","marks":[],"text":" – bonds issued by local governments, municipalities or states."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"99265f630422","_type":"block","children":[{"_key":"d35e39620486","_type":"span","marks":["strong"],"text":"Sovereign bonds"},{"_key":"5a9922c471ff","_type":"span","marks":[],"text":" – bonds issued by national governments. These can include gilts and treasuries."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"470565ca8ddf","_type":"block","children":[{"_key":"438715b5ca47","_type":"span","marks":["strong"],"text":"Gilts"},{"_key":"8964468bdd47","_type":"span","marks":[],"text":" – bonds issued by the UK government."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"80fda3477c0c","_type":"block","children":[{"_key":"49fed3a1aeeb","_type":"span","marks":["strong"],"text":"Treasuries"},{"_key":"ffbf2c8c0489","_type":"span","marks":[],"text":" – bonds issued by the US government."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"}]},{"_key":"266e915029c0","_type":"block","children":[{"_key":"e3fcc300e9ad","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"a2537989de30","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Key bond terms to know:"},"text":[{"_key":"fdbdc1410e5c","_type":"block","children":[{"_key":"6f839624c465","_type":"span","marks":[],"text":"Key bond terms to know:"}],"markDefs":[],"style":"h4"},{"_key":"a2bb7aa8a4f4","_type":"block","children":[{"_key":"850c1ad2d9a0","_type":"span","marks":[],"text":"Coupon – the fixed interest rate that the bond issuer pays the lender. This is pre-agreed and does not change."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"6326a477fc02","_type":"block","children":[{"_key":"d385ee6adb2e","_type":"span","marks":[],"text":"Creditworthiness – how reliable the bond issuer is deemed to be, based on many factors such as financial security, size, and geographic location."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"8e2c27f9133e","_type":"block","children":[{"_key":"de8b059c68c1","_type":"span","marks":[],"text":"Denomination – the total face value of the bond at the point of maturity (when it’s repaid)."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"04ce92ab0c77","_type":"block","children":[{"_key":"f95ddc6b78c8","_type":"span","marks":[],"text":"Maturity – the pre-agreed date at which the bond is repaid in full. This can range from less than 1 year (short-term) to over 30 years (long-term). Longer maturities typically have higher interest rates."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"c0e878ef56e9","_type":"block","children":[{"_key":"0bb0b9c0c932","_type":"span","marks":[],"text":"Yield – the actual return an investor earns from a bond. This is not fixed and can fluctuate depending on a number of factors that impact the bond's price, including the issuer's perceived creditworthiness."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"}]},{"_key":"db8106f28c5c","_type":"block","children":[{"_key":"8a6812021cd6","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"2b1db4c3031a","_type":"block","children":[{"_key":"4127dc303820","_type":"span","marks":[],"text":""},{"_key":"f856fa8d6746","_type":"mainAnchor","pageAnchor":{"_ref":"95fb0892-0bc4-4895-9015-698cfbafa2f9","_type":"reference"}},{"_key":"b58f70fa29190","_type":"span","marks":[],"text":"Are bonds right for me?"}],"markDefs":[],"style":"h2"},{"_key":"755ca04acb42","_type":"prosConsWidget","cons":["You’re seeking higher returns","Your priority is maximum capital growth rather than income"],"consTitle":"Bad if you","pros":["You have a lower risk tolerance ","You’re comfortable with lower potential returns in exchange","You want more predictable investments","You’re a higher rate taxpayer wanting tax efficient ‘cash-like’ assets "],"prosTitle":"Good if you"},{"_key":"40564fbd3726","_type":"block","children":[{"_key":"0563627909a1","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"6dc4662a2a41","_type":"block","children":[{"_key":"a4ab65705dbd","_type":"span","marks":[],"text":""},{"_key":"41e835c08ab8","_type":"mainAnchor","pageAnchor":{"_ref":"e9689fd9-e232-45a8-b6cb-14ab8cb11a89","_type":"reference"}},{"_key":"c8ff999015ce0","_type":"span","marks":[],"text":"What factors affect bond performance?"}],"markDefs":[],"style":"h2"},{"_key":"76f6c3331d51","_type":"block","children":[{"_key":"db0a0bcab5ef0","_type":"span","marks":[],"text":"Historically, bonds have generally offered lower returns than shares but tend to come with less volatility. However, there are various external factors you should be aware of that can influence a bond’s performance, such as:"}],"markDefs":[],"style":"normal"},{"_key":"8f31197b0009","_type":"textboxWidget","text":[{"_key":"e02e737fe442","_type":"block","children":[{"_key":"c9a09cb5141a","_type":"span","marks":["strong"],"text":"Interest rates: "},{"_key":"77dfe0cb24b8","_type":"span","marks":[],"text":"Generally, bonds become less attractive when base interest rates (e.g. the Bank of England’s base rate) rise - and vice versa. This is because people can get similar returns without a longer-term commitment, like with an easy-access savings account."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"4f209b5bc39d","_type":"block","children":[{"_key":"0c2c8d755598","_type":"span","marks":["strong"],"text":"Creditworthiness of the issuer: "},{"_key":"10768c5377c2","_type":"span","marks":[],"text":"As we mentioned earlier, government bonds or “gilts” are generally considered safer than corporate bonds. However, this safety usually comes in the form of a lower interest rate payment. "}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"dac19d76fcbe","_type":"block","children":[{"_key":"64496e4f1970","_type":"span","marks":["strong"],"text":"Market conditions: "},{"_key":"0a660958404c","_type":"span","marks":[],"text":"Market conditions, sentiment and economic factors can also impact bond prices in the same way they impact share prices."}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"}]},{"_key":"7e5d90e1d232","_type":"block","children":[{"_key":"915b3da40ca4","_type":"span","marks":[],"text":""},{"_key":"504d82eb803a","_type":"mainAnchor","pageAnchor":{"_ref":"433053e5-5bc2-4d66-aefe-1786ed0cb86f","_type":"reference"}},{"_key":"5ce4755ecaff0","_type":"span","marks":[],"text":"How do I know how bonds will perform vs cash?"}],"markDefs":[],"style":"h2"},{"_key":"9a35e2149d58","_type":"block","children":[{"_key":"c3859c53f02f","_type":"span","marks":[],"text":"Unfortunately, predicting the future performance of any investment with certainty is virtually impossible."}],"markDefs":[],"style":"normal"},{"_key":"813dac338e48","_type":"block","children":[{"_key":"6fd7f04be692","_type":"span","marks":[],"text":"Bonds have historically been considered lower-risk investments, but this is not a 100% bulletproof rule. For example, in September 2022 - following ex-Chancellor Kwasi Kwarteng’s infamous “mini Budget” - there were serious concerns about the amount of spending the then-government had proposed and therefore how it would be able to keep up with national debt (including gilts)."}],"markDefs":[],"style":"normal"},{"_key":"a0b2b81f847e","_type":"block","children":[{"_key":"8e6db4cd31e8","_type":"span","marks":[],"text":"These questions around the perceived creditworthiness of the UK government impacted the bond market, pushing yields up as these loans were seen to be riskier than they had been beforehand. As yields went up, the price of UK gilts fell - and this caused the bond market to contract, as lending to the UK government became less attractive to investors (institutional and private)."}],"markDefs":[],"style":"normal"},{"_key":"6c32eb4113db","_type":"block","children":[{"_key":"16474136e415","_type":"span","marks":[],"text":"People who were invested in bonds during this period saw the value of their investments fall. For those with a well-diversified portfolio (invested in lots of different things in different proportions), the impact of this was likely to be muted. However, individuals with a high proportion allocated to bonds – such as pension funds, which typically favour bonds for their low-risk reputation – saw a bigger dip."}],"markDefs":[],"style":"normal"},{"_key":"30fde4a880db","_type":"block","children":[{"_key":"9d7c567cf94e","_type":"span","marks":[],"text":"Since then, the bond market has recovered and it is generally agreed that this was an unusual set of circumstances. Bonds are usually low risk investments and can play an important role in ensuring your investment portfolio is diversified – and not all in shares, for example."}],"markDefs":[],"style":"normal"},{"_key":"4752447969bc","_type":"block","children":[{"_key":"00e43f27a5e5","_type":"span","marks":[],"text":"So you can see that by understanding the factors that can influence bond performance, you can get a better sense of how they work and how best to incorporate them into your investment portfolio."}],"markDefs":[],"style":"normal"},{"_key":"aff983865960","_type":"block","children":[{"_key":"bc760933457c","_type":"span","marks":[],"text":""},{"_key":"c050e8063d49","_type":"mainAnchor","pageAnchor":{"_ref":"8b590d7c-c5cf-48be-aa8b-f64f836f3617","_type":"reference"}},{"_key":"6f62f9ada198","_type":"span","marks":[],"text":"How can I invest in bonds?"}],"markDefs":[],"style":"h2"},{"_key":"786650885125","_type":"block","children":[{"_key":"85a5285ccd42","_type":"span","marks":[],"text":"If you have a pension or you're an investor already, you likely already invest in bonds - they're extremely common components of pensions and are often included in various types of funds, such as multi-asset "},{"_key":"f28f28f23e96","_type":"span","marks":["b9f70e6a6e3a"],"text":"funds"},{"_key":"c962749127b0","_type":"span","marks":[],"text":", "},{"_key":"1b2ef61ef27a","_type":"span","marks":["ee0a635edab8"],"text":"ETFs"},{"_key":"ddcbd9780996","_type":"span","marks":[],"text":" and "},{"_key":"e2618dc15e95","_type":"span","marks":["ff7c8e2c54d1"],"text":"ready-made portfolios"},{"_key":"bfe93ba338ec","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"b9f70e6a6e3a","_type":"internalLinkPick","reference":{"_ref":"0bc8b13d-830e-4469-8ffe-6af27456b538","_type":"reference"}},{"_key":"ee0a635edab8","_type":"internalLinkPick","reference":{"_ref":"f1e48d02-3367-4ff4-9cc3-66b06a63a846","_type":"reference"}},{"_key":"ff7c8e2c54d1","_type":"internalLinkPick","reference":{"_ref":"9da15cff-7c7f-44af-af83-e5d5765bc4bd","_type":"reference"}}],"style":"normal"},{"_key":"05e707e3aa2e","_type":"block","children":[{"_key":"416e8bb4d45d","_type":"span","marks":[],"text":"Before you hunt for new bonds to add to your portfolio, it's a good idea to check what you're already invested in to make sure you're not doubling up or allocating"},{"_key":"a7905b1a3d2f","_type":"span","marks":["em"],"text":" too"},{"_key":"ad03830e5af1","_type":"span","marks":[],"text":" much to bonds. If you have a pension product, check your annual pension documents for details on what your pot is invested in. For other investment products, most providers allow you to log into your account on desktop or via an app to see a breakdown of your portfolio."}],"markDefs":[],"style":"normal"},{"_key":"bfe2c9c12e93","_type":"block","children":[{"_key":"2849b0cbdd05","_type":"span","marks":[],"text":"If you're looking to invest in bonds, there are many investment platforms on the market that will allow you to do so directly. The table below outlines how much it costs to trade bonds on some of the most popular platforms in the UK."}],"markDefs":[],"style":"normal"},{"_key":"045258c19907","_type":"block","children":[{"_key":"6a74dc21dc5d","_type":"span","marks":[],"text":"Cost of trading bonds on UK investment platforms"}],"markDefs":[],"style":"h3"},{"_key":"5296a2c78aa5","_type":"tableControl","rows":[{"_key":"7ad33f7816b3","_type":"row","cells":[{"_key":"e9c092a147e7","_type":"cell","tableStyle":"DB","value":[{"_key":"645784f3429e","_type":"block","children":[{"_key":"d35bbb14f399","_type":"span","marks":["strong"],"text":"Platform"}],"markDefs":[],"style":"normal"}]},{"_key":"07b29bec92e54409b0a0f66452a41be7","_type":"cell","tableStyle":"DB","value":[{"_key":"645784f3429e","_type":"block","children":[{"_key":"d35bbb14f399","_type":"span","marks":["strong"],"text":"No. of bonds available"}],"markDefs":[],"style":"normal"}]},{"_key":"1df5036811ba6b4689a9d6f0b4ee9a57","_type":"cell","tableStyle":"DB","value":[{"_key":"645784f3429e","_type":"block","children":[{"_key":"d35bbb14f399","_type":"span","marks":["strong"],"text":"Dealing commission"}],"markDefs":[],"style":"normal"}]},{"_key":"a8c0846eb5ee4377bff9e850e83fcbab","_type":"cell","tableStyle":"DB","value":[{"_key":"645784f3429e","_type":"block","children":[{"_key":"d35bbb14f399","_type":"span","marks":["strong"],"text":"Account fee"}],"markDefs":[],"style":"normal"}]},{"_key":"26b43ef38ee92b05a1481c2367db132d","_type":"cell","tableStyle":"DB","value":[{"_key":"645784f3429e","_type":"block","children":[{"_key":"d35bbb14f399","_type":"span","marks":["strong"],"text":"Account types"}],"markDefs":[],"style":"normal"}]}]},{"_key":"a1102186e9bb","_type":"row","cells":[{"_key":"b3e74e4e0bd2","_type":"cell","cellLink":{"_ref":"22d041fa-4595-43c0-9055-7853b8b849f0","_type":"reference"},"tableStyle":"W","value":[{"_key":"d812326f5d4b","_type":"block","children":[{"_key":"b07b370c084b","_type":"span","marks":[],"text":"Interactive Investor"}],"markDefs":[],"style":"normal"}]},{"_key":"0bfbb1b219ab","_type":"cell","tableStyle":"W","value":[{"_key":"973c522391a4","_type":"block","children":[{"_key":"5227d8f5b7ce","_type":"span","marks":[],"text":"94"}],"markDefs":[],"style":"normal"}]},{"_key":"ad3a905e446e","_type":"cell","tableStyle":"W","value":[{"_key":"3508021a76d9","_type":"block","children":[{"_key":"5a3082658a93","_type":"span","marks":[],"text":"£3.99 per trade"}],"markDefs":[],"style":"normal"}]},{"_key":"fade114a3448","_type":"cell","tableStyle":"W","value":[{"_key":"67158298f0e2","_type":"block","children":[{"_key":"9f768fb186ea","_type":"span","marks":[],"text":"From £4.99 per month"}],"markDefs":[],"style":"normal"}]},{"_key":"f3049bf4dc6f","_type":"cell","tableStyle":"W","value":[{"_key":"54fb7eeca97c","_type":"block","children":[{"_key":"fbc7aa2f0c7d","_type":"span","marks":[],"text":"GIA, ISA, SIPP, JISA"}],"markDefs":[],"style":"normal"}]}]},{"_key":"010501e109a1","_type":"row","cells":[{"_key":"bb667406210e","_type":"cell","cellLink":{"_ref":"1dbcb796-5201-4542-a5fd-e9d2d02257e5","_type":"reference"},"tableStyle":"W","value":[{"_key":"02be610a227d","_type":"block","children":[{"_key":"efb23fdd3cf9","_type":"span","marks":[],"text":"AJ Bell"}],"markDefs":[],"style":"normal"}]},{"_key":"70c68ad2dfc2","_type":"cell","tableStyle":"W","value":[{"_key":"58eff4780572","_type":"block","children":[{"_key":"2c374c364d5f","_type":"span","marks":[],"text":"132"}],"markDefs":[],"style":"normal"}]},{"_key":"009d22153d82","_type":"cell","tableStyle":"W","value":[{"_key":"ad0f01e7ff14","_type":"block","children":[{"_key":"98b1f683f083","_type":"span","marks":[],"text":"£5 per trade"}],"markDefs":[],"style":"normal"}]},{"_key":"403eac3a1fa6","_type":"cell","tableStyle":"W","value":[{"_key":"4ac425924510","_type":"block","children":[{"_key":"2a74a81e3bd3","_type":"span","marks":[],"text":"0.25% (max £3.50 per month)"}],"markDefs":[],"style":"normal"}]},{"_key":"e1b04c8787b9","_type":"cell","tableStyle":"W","value":[{"_key":"4eabbaf6dab2","_type":"block","children":[{"_key":"cf8958de5a8d","_type":"span","marks":[],"text":"GIA, ISA, SIPP, JISA, LISA"}],"markDefs":[],"style":"normal"}]}]},{"_key":"2d6952e47d2e","_type":"row","cells":[{"_key":"f0bdf49071b3","_type":"cell","cellLink":{"_ref":"3c898da9-fb6c-4cdc-9ea0-46aa2a0118eb","_type":"reference"},"tableStyle":"W","value":[{"_key":"6afd830960d4","_type":"block","children":[{"_key":"f1b804bef012","_type":"span","marks":[],"text":"Saxo"}],"markDefs":[],"style":"normal"}]},{"_key":"4ecbd45b725b","_type":"cell","tableStyle":"W","value":[{"_key":"88f3baeb08d7","_type":"block","children":[{"_key":"831358d41246","_type":"span","marks":[],"text":"Over 250"}],"markDefs":[],"style":"normal"}]},{"_key":"31e3f53f84f9","_type":"cell","tableStyle":"W","value":[{"_key":"cdfd3eb59527","_type":"block","children":[{"_key":"1b802b5023e9","_type":"span","marks":[],"text":"0.2% (min. 20 EUR)"}],"markDefs":[],"style":"normal"}]},{"_key":"cef467f5284b","_type":"cell","tableStyle":"W","value":[{"_key":"5687313e889b","_type":"block","children":[{"_key":"fb07e03aebf8","_type":"span","marks":[],"text":"0.12%"}],"markDefs":[],"style":"normal"}]},{"_key":"a35cd8ed1ea6","_type":"cell","tableStyle":"W","value":[{"_key":"8b0154588a36","_type":"block","children":[{"_key":"de13f445d24f","_type":"span","marks":[],"text":"GIA, ISA, SIPP"}],"markDefs":[],"style":"normal"}]}]},{"_key":"82d7a80f1de3","_type":"row","cells":[{"_key":"0bf6382f396f","_type":"cell","cellLink":{"_ref":"7ca22c2a-5a22-4997-9cfb-3c0c6ad85a27","_type":"reference"},"tableStyle":"W","value":[{"_key":"b6d1f34b40d6","_type":"block","children":[{"_key":"b11347a0b97f","_type":"span","marks":[],"text":"Hargreaves Lansdown"}],"markDefs":[],"style":"normal"}]},{"_key":"83e51007b314","_type":"cell","tableStyle":"W","value":[{"_key":"67622d1e17b8","_type":"block","children":[{"_key":"8d28d5a7f94c","_type":"span","marks":[],"text":"Over 200"}],"markDefs":[],"style":"normal"}]},{"_key":"90d5640b5ec7","_type":"cell","tableStyle":"W","value":[{"_key":"1379249f76db","_type":"block","children":[{"_key":"9e5df8795e4b","_type":"span","marks":[],"text":"£11.95 per online trade"}],"markDefs":[],"style":"normal"},{"_key":"812180bb263d","_type":"block","children":[{"_key":"3cfe18411953","_type":"span","marks":[],"text":"1% per online trade"}],"markDefs":[],"style":"normal"}]},{"_key":"759711ce1f89","_type":"cell","tableStyle":"W","value":[{"_key":"913f8f7dc4cb","_type":"block","children":[{"_key":"bbb329da3254","_type":"span","marks":[],"text":"0.45% annual charge on ISAs"}],"markDefs":[],"style":"normal"}]},{"_key":"e98d196361de","_type":"cell","tableStyle":"W","value":[{"_key":"49373aee7cef","_type":"block","children":[{"_key":"c69dbf4d592a","_type":"span","marks":[],"text":"GIA, ISA, SIPP, JISA, LISA"}],"markDefs":[],"style":"normal"}]}]},{"_key":"d806e19c778a","_type":"row","cells":[{"_key":"9a0698a0ea9a","_type":"cell","cellLink":{"_ref":"9ed93fdd-21c5-4745-9c07-5b7e3e9268cb","_type":"reference"},"tableStyle":"W","value":[{"_key":"8d4040830d92","_type":"block","children":[{"_key":"588846db81f5","_type":"span","marks":[],"text":"Charles Stanley Direct"}],"markDefs":[],"style":"normal"}]},{"_key":"5dbba39e1afc","_type":"cell","tableStyle":"W","value":[{"_key":"1be26e096311","_type":"block","children":[{"_key":"a4567bbf3de3","_type":"span","marks":[],"text":"UK gilts and corporate bonds"}],"markDefs":[],"style":"normal"}]},{"_key":"20fed6d31bc5","_type":"cell","tableStyle":"W","value":[{"_key":"c0b57375a2bc","_type":"block","children":[{"_key":"11c83ebe056e","_type":"span","marks":[],"text":"1% (min £25, max £100)"}],"markDefs":[],"style":"normal"}]},{"_key":"acbe167b247c","_type":"cell","tableStyle":"W","value":[{"_key":"8b0ed3416904","_type":"block","children":[{"_key":"f19af792a8d9","_type":"span","marks":[],"text":"0.30% (min £5, max £50 per month)"}],"markDefs":[],"style":"normal"}]},{"_key":"ba834450b951","_type":"cell","tableStyle":"W","value":[{"_key":"c86773bb3abe","_type":"block","children":[{"_key":"ccc5298e8f26","_type":"span","marks":[],"text":"GIA, ISA, SIPP"}],"markDefs":[],"style":"normal"}]}]},{"_key":"585df2ce9944","_type":"row","cells":[{"_key":"4dd9d52abb52","_type":"cell","cellLink":{"_ref":"35bd7e08-c1d4-4adb-b978-200ffb3071ce","_type":"reference"},"tableStyle":"W","value":[{"_key":"b774e027c2c9","_type":"block","children":[{"_key":"91e5a4105d89","_type":"span","marks":[],"text":"Halifax Share Dealing"}],"markDefs":[],"style":"normal"}]},{"_key":"df3ca8d3230c","_type":"cell","tableStyle":"W","value":[{"_key":"a7e80b5e2e51","_type":"block","children":[{"_key":"04b6d598947d","_type":"span","marks":[],"text":"121"}],"markDefs":[],"style":"normal"}]},{"_key":"c21c80799055","_type":"cell","tableStyle":"W","value":[{"_key":"8958d57733ee","_type":"block","children":[{"_key":"5e5d0166c6ab","_type":"span","marks":[],"text":"£9.50 per online trade"}],"markDefs":[],"style":"normal"}]},{"_key":"9fd019e4dfee","_type":"cell","tableStyle":"W","value":[{"_key":"6df93d534869","_type":"block","children":[{"_key":"b3e8b041f362","_type":"span","marks":[],"text":"£36 per year (ISA,GIA)"}],"markDefs":[],"style":"normal"}]},{"_key":"3814faf3fd6c","_type":"cell","tableStyle":"W","value":[{"_key":"8c47acadb5d4","_type":"block","children":[{"_key":"c497b781d5f7","_type":"span","marks":[],"text":"GIA, ISA, SIPP"}],"markDefs":[],"style":"normal"}]}]},{"_key":"ad52b8b88416","_type":"row","cells":[{"_key":"290459db4de7","_type":"cell","tableStyle":"W","value":[{"_key":"3c0cfb2da726","_type":"block","children":[{"_key":"258a81097507","_type":"span","marks":[],"text":"Lloyds Share Dealing"}],"markDefs":[],"style":"normal"}]},{"_key":"ae9a7e10d9e3","_type":"cell","tableStyle":"W","value":[{"_key":"c40baa664bdc","_type":"block","children":[{"_key":"8f14a5ea93fe","_type":"span","marks":[],"text":"121"}],"markDefs":[],"style":"normal"}]},{"_key":"7f27258c8ad6","_type":"cell","tableStyle":"W","value":[{"_key":"b6b1712b7fb5","_type":"block","children":[{"_key":"a6e67c4e7d11","_type":"span","marks":[],"text":"£11 per online trade"}],"markDefs":[],"style":"normal"}]},{"_key":"06d5852fda56","_type":"cell","tableStyle":"W","value":[{"_key":"0909fe077633","_type":"block","children":[{"_key":"b989136739d2","_type":"span","marks":[],"text":"£40 per year"}],"markDefs":[],"style":"normal"}]},{"_key":"f18d743befa3","_type":"cell","tableStyle":"W","value":[{"_key":"a3bffdf1f991","_type":"block","children":[{"_key":"9c6aac497ca8","_type":"span","marks":[],"text":"GIA, ISA, SIPP"}],"markDefs":[],"style":"normal"}]}]},{"_key":"d115f71ec915","_type":"row","cells":[{"_key":"e1ae3a6e25dc","_type":"cell","cellLink":{"_ref":"74af1b57-bb92-40e9-b82c-a16d90304ddc","_type":"reference"},"tableStyle":"W","value":[{"_key":"3076a145044f","_type":"block","children":[{"_key":"9cbdaf5ebe83","_type":"span","marks":[],"text":"iWeb Share Dealing"}],"markDefs":[],"style":"normal"}]},{"_key":"fb117218a4cd","_type":"cell","tableStyle":"W","value":[{"_key":"f24dfd0e03b9","_type":"block","children":[{"_key":"a82836555d94","_type":"span","marks":[],"text":"121"}],"markDefs":[],"style":"normal"}]},{"_key":"bc96b769a17f","_type":"cell","tableStyle":"W","value":[{"_key":"0f135999da9e","_type":"block","children":[{"_key":"c9534b9058d7","_type":"span","marks":[],"text":"£5 per online trade"}],"markDefs":[],"style":"normal"}]},{"_key":"f37a3e228b8c","_type":"cell","tableStyle":"W","value":[{"_key":"d954b4ba3539","_type":"block","children":[{"_key":"eee2535beb54","_type":"span","marks":[],"text":"None"}],"markDefs":[],"style":"normal"}]},{"_key":"3374525f05bb","_type":"cell","tableStyle":"W","value":[{"_key":"3dccd7f74e87","_type":"block","children":[{"_key":"e89452a9485f","_type":"span","marks":[],"text":"GIA, ISA, SIPP"}],"markDefs":[],"style":"normal"}]}]},{"_key":"f4a7439d6dd7","_type":"row","cells":[{"_key":"c15db06f7d38","_type":"cell","cellLink":{"_ref":"c3dfe666-f91a-449e-9486-2ef0b84dc238","_type":"reference"},"tableStyle":"W","value":[{"_key":"a50c33776bad","_type":"block","children":[{"_key":"08a6c3b04a8b","_type":"span","marks":[],"text":"Barclays Smart Investor"}],"markDefs":[],"style":"normal"}]},{"_key":"88a2c684968d","_type":"cell","tableStyle":"W","value":[{"_key":"8855b7398c55","_type":"block","children":[{"_key":"4798f9021725","_type":"span","marks":[],"text":"123"}],"markDefs":[],"style":"normal"}]},{"_key":"c5442ba73adb","_type":"cell","tableStyle":"W","value":[{"_key":"c6366dbc924f","_type":"block","children":[{"_key":"9b6f547fcd5f","_type":"span","marks":[],"text":"£6 per online trade"}],"markDefs":[],"style":"normal"}]},{"_key":"15c624a2c30c","_type":"cell","tableStyle":"W","value":[{"_key":"6d0c6acbdf42","_type":"block","children":[{"_key":"e9cb88e35ef8","_type":"span","marks":[],"text":"0.25% up to £200,000, 0.05% above"}],"markDefs":[],"style":"normal"}]},{"_key":"a061df665fb5","_type":"cell","tableStyle":"W","value":[{"_key":"162846017657","_type":"block","children":[{"_key":"d484c5f335b5","_type":"span","marks":[],"text":"GIA, ISA, SIPP"}],"markDefs":[],"style":"normal"}]}]}],"tableStyle":"DB-W-LB","title":"Bonds"},{"_key":"f9564b6a80d2","_type":"block","children":[{"_key":"ed253bb5b45f","_type":"span","marks":["em"],"text":"Data correct as at 31/03/2025. There are different caps and restrictions. Please check the details on the provider's site to make an informed decision if you decide to buy."}],"markDefs":[],"style":"small"},{"_key":"6d951108363d","_type":"block","children":[{"_key":"2e6dfc004d3b","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"141314843c2c","_type":"block","children":[{"_key":"9dae3c65e1c1","_type":"span","marks":[],"text":"As with all investing matters, if you’re unsure or feel like you need a helping hand, an independent financial adviser can help you make informed decisions about whether or not to incorporate bonds into your strategy and how to do it. Click the link below to see some experts we've hand-picked."}],"markDefs":[],"style":"normal"},{"_key":"132048ed81a3","_type":"block","children":[{"_key":"32277c8e02d70","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"LeftSideText":[{"_key":"1728caa6c45d","_type":"block","children":[{"_key":"a698b19d984e","_type":"span","marks":["strong"],"text":"Find financial experts who can help you"}],"markDefs":[],"style":"normal"}],"_key":"99d49e8871ca","_type":"ctaWidget","loggedInOptions":"Display for both logged out and logged in users","openNewTab":false,"reference":{"_ref":"63a19438-721c-4042-b811-f8f2af951e0e","_type":"reference"},"text":"START"},{"_key":"4f41723b5f88","_type":"block","children":[{"_key":"ac8f42069af60","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"}],"brazeCustomAttributes":[{"_key":"81e50c91d9ae","_type":"brazeCustomAttribute","customAttributeKey":"SIGNUPPAGE_BM_Article_Gated","customAttributeValue":"https://www.boringmoney.co.uk/learn/investing-guides/product-guides/bonds/"}],"categories":[{"_key":"cf225debf026","_ref":"b09bc8a1-3225-47eb-aa7d-538473acdb89","_type":"reference"},{"_key":"9ab2158559f4","_ref":"324d60b8-6372-47d1-b157-ebe7973d8d81","_type":"reference"},{"_key":"406b1b8b38bc","_ref":"4dc1ccb5-1a9d-4ee4-ace6-90c800bf0901","_type":"reference"}],"emailSignupWidgetButtonText":"SIGN UP","enableGatedContent":true,"excerpt":[{"_key":"9e58258ade56","_type":"block","children":[{"_key":"8a5c16095703","_type":"span","marks":[],"text":"Learn the essentials of bond investing in 2025: how they work, types available, tax advantages for high-rate payers, and how to buy bonds through UK investment platforms. Compare risk vs. reward."}],"markDefs":[],"style":"normal"}],"gateStyle":"Blue heading with key and text central - faded","gatedContentBody":[{"_key":"37681cb72eab","_type":"block","children":[{"_key":"4f297a05e9aa","_type":"span","marks":[],"text":"Thinking about diversifying your portfolio beyond stocks? Bonds offer a compelling alternative with potentially lower volatility and tax advantages that savvy investors are increasingly leveraging."}],"markDefs":[],"style":"normal"},{"_key":"5c27502374cd","_type":"block","children":[{"_key":"5655d9984f71","_type":"span","marks":[],"text":"Our latest analysis shows how UK government gilts are providing tax-free capital gains for higher-rate taxpayers at a time when traditional savings accounts face increasing taxation. With recent platform fee changes and evolving market conditions, knowing how to navigate the bond market is essential for today's investor."}],"markDefs":[],"style":"normal"},{"_key":"3e47d983b903","_type":"block","children":[{"_key":"260f6799f5ba","_type":"span","marks":["strong"],"text":"In our comprehensive guide, you'll discover:"}],"markDefs":[],"style":"normal"},{"_key":"78ee2f1ca460","_type":"block","children":[{"_key":"919c8772139f","_type":"span","marks":[],"text":"If bonds deserve a place in your investment strategy"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"2ffdfd262ccf","_type":"block","children":[{"_key":"75b93ee52880","_type":"span","marks":[],"text":"How to evaluate bond risks against their tax-efficient benefits"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"ed191c877b16","_type":"block","children":[{"_key":"da7ed16529da","_type":"span","marks":[],"text":"The real cost comparison of the UK's top 9 bond trading platforms"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"079d1b7b5b69","_type":"block","children":[{"_key":"d6d656ee62e8","_type":"span","marks":[],"text":"A step-by-step approach to building your bond portfolio"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"5f3f0ca6fd62","_type":"block","children":[{"_key":"d5fabd8b8107","_type":"span","marks":["em"],"text":""}],"markDefs":[],"style":"normal"}],"linkMenu":[{"_key":"ab0147737f91","_ref":"84b2d55c-b8ff-42eb-9fef-273e629b7db8","_type":"reference"}],"mainImage":{"_type":"mainImage","asset":{"_ref":"image-4b4e731b7a22bb10599f95432ed57fae675a0d85-1920x1080-png","_type":"reference"},"blankAltTag":true},"pageBreadcrumb":{"_id":"749696f4-e7d8-4608-a372-f82eeee3969c","_type":"breadcrumbCategory","_rev":"pl8gJek4OG05UVQRkF6i7a","_createdAt":"2025-04-02T10:22:20Z","_updatedAt":"2025-08-27T10:59:45Z","_system":{"base":{"id":"749696f4-e7d8-4608-a372-f82eeee3969c","rev":"y00nnNc1LoyOJ4juc3z1eO"}},"breadcrumbList":[{"_key":"04281a6552b9","_type":"breadcrumbReference","linkReference":{"_ref":"77a8222e-6c69-4668-941b-910d7abe4cff","_type":"reference"},"title":"Investing Guides"},{"_key":"cc7257bf2599","_type":"breadcrumbReference","linkReference":{"_ref":"080b145f-e915-472d-bac0-b12d2cbd0512","_type":"reference"},"title":"Product Guides"},{"_key":"0bd3ed8da40b","_type":"breadcrumbReference","linkReference":{"_ref":"583a0e19-d23d-4df3-989f-54c2368f0d41","_type":"reference"},"title":"Bonds"}],"breadcrumbName":"Bond Guide","id":"-e604193f-ec01-5c09-92ce-9846a8a012ee","children":[],"parent":null},"publishedAt":"2025-04-02T11:59:39.304Z","slug":{"_type":"slug","current":"bonds"},"subfolder":{"_id":"14bab4f4-8433-425c-a66c-de42dd0d93a2","_type":"folderCategory","_rev":"ofM7EIDfnwHVEh3rYtjUCp","_createdAt":"2021-06-22T09:35:09Z","_updatedAt":"2021-06-22T09:35:09Z","folder":"/learn/investing-guides/product-guides/","id":"-57353ca1-a68f-5fa6-85ec-713254904371","children":[],"parent":null},"template":"SB-C","textNextToKey":" Sign up for free to unlock our full bond investing guide with expert insights ","theme":"Boring Money theme","title":"Bond Investing Guide: Understanding Types, Risks, and Tax Benefits","widgets":[{"_key":"541aaf943158","_ref":"3e61a3a8-dd9d-4888-a6ce-2dbb3b4521bc","_type":"reference"},{"_key":"9f07ddcebf82","_ref":"3a6edac9-161a-4f04-9675-c3dbaeffad1b","_type":"reference"}],"id":"-4610c8b3-eb4f-522b-b3d8-da04ad81a12a","children":[],"parent":null}}],"style":"normal"}],"title":"Bonds"}]},{"_key":"c65b2b034398","_type":"block","children":[{"_key":"4314c2863c95","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"d653ec7bab85","_type":"dropdownWidget","items":[{"_key":"c74f204a959c","_type":"dropdownObject","text":[{"_key":"7e01295e8c19","_type":"block","children":[{"_key":"06e77bfaa018","_type":"span","marks":[],"text":"Boring Money assigns each ready-made solution to a risk level/category based on its equity allocation. For the purpose of this exercise, there are three risk levels. Investments with an equity exposure of under 40% are considered low risk, investments with an equity exposure between 40% - 70% are considered medium risk, and investments with an equity exposure above 70% are considered high risk. You can read more about risk levels and how to determine which is right for you "},{"_key":"88b429f65b93","_type":"span","marks":["90d521110fdc"],"text":"here"},{"_key":"2caf6e8c7ef7","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"90d521110fdc","_type":"internalLinkPick","reference":{"_id":"25599c4c-bf4f-4150-9d09-613c345b07c8","_type":"linkCategory","_rev":"fM12Ve30VZ7dKqmRwX9FJC","_createdAt":"2023-11-28T13:28:30Z","_updatedAt":"2023-12-28T12:45:49Z","url":"https://www.boringmoney.co.uk/learn/investing-guides/product-guides/ready-made-portfolios/#whichrisklevelisrightforme","id":"-88ff0a00-5916-5c97-820f-9377f4ee639f","children":[],"parent":null}}],"style":"normal"}],"title":"Risk Level/Category"}]},{"_key":"0b551fc2f01a","_type":"block","children":[{"_key":"79c3b5ec1576","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"b1e8ff0faf22","_type":"dropdownWidget","items":[{"_key":"6950d0d10562","_type":"dropdownObject","text":[{"_key":"f94c239a13c0","_type":"block","children":[{"_key":"f8ce12fb859f","_type":"span","marks":[],"text":"'1st quarter'. The period between 1 January 2026 and 31 March 2026."}],"markDefs":[],"style":"normal"}],"title":"Q1 2026"}]},{"_key":"096a6201eb0a","_type":"block","children":[{"_key":"2d2804e437e1","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"11ed7238b54c","_type":"dropdownWidget","items":[{"_key":"4b77d65b9cd5","_type":"dropdownObject","text":[{"_key":"462634e65362","_type":"block","children":[{"_key":"d0edd9056bfc","_type":"span","marks":[],"text":"The total growth of a ready-made solution minus charges. Charges include both fees paid for managing the investment and fees paid for using the investment provider’s platform."}],"markDefs":[],"style":"normal"}],"title":"Net Growth"}]},{"_key":"c70ec6a5ef6f","_type":"block","children":[{"_key":"42931ccd6deb","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"5e84c295a96c","_type":"block","children":[{"_key":"e17c2155c0c0","_type":"span","marks":[],"text":""},{"_key":"0b26f312717c","_type":"mainAnchor","pageAnchor":{"_id":"c6241f06-db3f-4cd0-bd44-2786c5a78fbb","_type":"anchorCategory","_rev":"DMNScUIm2LVipKTAPptOzL","_createdAt":"2024-07-16T16:08:55Z","_updatedAt":"2024-07-16T16:08:55Z","AnchorName":"methodology","id":"-8de71b87-b035-5dba-bf2f-a4cac3fc0bc2","children":[],"parent":null}},{"_key":"b630e6fbf959","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"23abd53a41f1","_type":"textboxWidget","text":[{"_key":"59d1d7b061d7","_type":"block","children":[{"_key":"b5554ff779880","_type":"span","marks":[],"text":"Boring Money selects one ready-made solution per provider for each risk category (see definition above). If a provider has more than one suitable ready-made option within a particular risk category, the option selected is the one with an equity allocation closest to a pre-determined exposure level, as shown below:"}],"markDefs":[],"style":"normal"},{"_key":"81d09560abda","_type":"block","children":[{"_key":"b5554ff779881","_type":"span","marks":["strong"],"text":"High risk"},{"_key":"b5554ff779882","_type":"span","marks":[],"text":" - 100%"}],"markDefs":[],"style":"normal"},{"_key":"1ab31e14bac0","_type":"block","children":[{"_key":"b5554ff779883","_type":"span","marks":["strong"],"text":"Medium risk "},{"_key":"b5554ff779884","_type":"span","marks":[],"text":"- 60%"}],"markDefs":[],"style":"normal"},{"_key":"2b6ee11c3650","_type":"block","children":[{"_key":"b5554ff779885","_type":"span","marks":["strong"],"text":"Low risk "},{"_key":"b5554ff779886","_type":"span","marks":[],"text":"- 20%"}],"markDefs":[],"style":"normal"}],"title":"Methodology"},{"_key":"bca39c4e7a7a","_type":"block","children":[{"_key":"a24fc3405b67","_type":"span","marks":[],"text":"---"}],"markDefs":[],"style":"normal"},{"_key":"e0b68a4bcadd","_type":"block","children":[{"_key":"8da230403c5f","_type":"span","marks":[],"text":"[1] "},{"_key":"ffc1b1e21cfa","_type":"span","marks":["9fb5d86e33d2"],"text":"MSCI World REITs Index"},{"_key":"943f2def0cf8","_type":"span","marks":[],"text":" (USD) "}],"markDefs":[{"_key":"9fb5d86e33d2","_type":"internalLinkPick","blank":true,"reference":{"_id":"eab7fefc-f021-41b2-91c3-3e74868edca2","_type":"linkCategory","_rev":"xe1H5tZ2tAHPuL66Dbifpn","_createdAt":"2026-04-15T08:37:35Z","_updatedAt":"2026-04-15T08:37:41Z","description":"MSCI World REITs Index (USD)\n","url":"https://www.msci.com/documents/10199/ddf1037b-481a-4b17-a2a7-ba9c51043b45","id":"-bf4012f0-cbe9-5e91-a6af-89ad010d7164","children":[],"parent":null}}],"style":"normal"}],"authors":[{"_key":"e46e7988e212","people":{"image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}},"name":"Boring Money"}}],"_rawQuickSurveyQuestions":null,"widgets":[{"widgetType":{"title":"Image + text + link"},"title":"Join our research panel","adZone":null,"mobileAdZone":null,"_rawBody":[{"_key":"63e5f12073a5","_type":"block","children":[{"_key":"d5d397dd4cdf","_type":"span","marks":[],"text":"Join our Research Panel"}],"markDefs":[],"style":"h4"},{"_key":"9d6941374f0a","_type":"block","children":[{"_key":"1867bfe56a21","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"19a818c5c3ad","_type":"block","children":[{"_key":"9a839e0551030","_type":"span","marks":[],"text":"Join thousands of people earning cash or rewards for giving their honest feedback. Click here to become a member of the Boring Money Research Panel today!"}],"markDefs":[],"style":"normal"},{"_key":"67e84088f0cd","_type":"block","children":[{"_key":"696b7993b062","_type":"span","marks":["strong"],"text":"Click here to get started!"}],"markDefs":[],"style":"normal"}],"_rawMainImage":{"_type":"mainImage","asset":{"_ref":"image-0257851b48d343eb46fdd3cf8352218cbf8351dc-3840x2160-png","_type":"reference"}},"id":"-f501c2f7-ff3e-5ac8-88b4-f5c5c30b9a2c","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-0257851b48d343eb46fdd3cf8352218cbf8351dc-3840x2160-png"},"alt":null},"codeSnippet":null,"linkReference":{"subfolder":{"folder":"/"},"slug":{"current":"the-boring-money-army-wants-you"},"_type":"landingPage"}},{"widgetType":{"title":"Image + text + link"},"title":"Contact us","adZone":null,"mobileAdZone":null,"_rawBody":[{"_key":"2aa5b2aacbc9","_type":"block","children":[{"_key":"3ac8ab79e172","_type":"span","marks":[],"text":"Contact us"}],"markDefs":[],"style":"h4"},{"_key":"50da6f7a4168","_type":"block","children":[{"_key":"cbe5b44e78be","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"f821331dc4dc","_type":"block","children":[{"_key":"c64105ad8f5c","_type":"span","marks":[],"text":"Have a question about money that we haven't answered? Need help making better money choices? "}],"markDefs":[],"style":"normal"},{"_key":"bd66c471e51a","_type":"block","children":[{"_key":"13924af1445a","_type":"span","marks":["strong"],"text":"Click here to contact our team."}],"markDefs":[],"style":"normal"}],"_rawMainImage":{"_type":"mainImage","alt":"Contact us","asset":{"_ref":"image-e9a1e7125646cbb15c91c1ff25e6372e00bcd890-1920x1080-png","_type":"reference"}},"id":"-3372d7ad-076b-59de-ab05-cb9c3fdeaef7","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-e9a1e7125646cbb15c91c1ff25e6372e00bcd890-1920x1080-png"},"alt":"Contact us"},"codeSnippet":null,"linkReference":{"url":"mailto:community@boringmoney.co.uk","_type":"linkCategory"}}],"linkMenu":[{"menuLinksTop":[{"text":"How did ready-made solutions perform in Q1 2026?","reference":{"AnchorName":"ExpertAnalysis"},"menuChildLinks":[{"text":"High risk","reference":{"AnchorName":"HighRisk"}},{"text":"Medium risk","reference":{"AnchorName":"MediumRisk"}},{"text":"Low risk","reference":{"AnchorName":"LowRisk"}}]},{"text":"Key terms","reference":{"AnchorName":"KeyTerms"},"menuChildLinks":[]},{"text":"Methodology","reference":{"AnchorName":"methodology"},"menuChildLinks":[]}],"menuTitle":"In this article"}],"canonicalTagOverride":null,"brazeCustomAttributesSB":[]},"allArticles":{"nodes":[{"id":"-eba1b41e-9ab6-5daf-b84d-1e5bcd33b757","title":"Top Cash ISA Rates for 2026: Where to Get the Most for Your Money","authors":[{"_key":"174d8750d437","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"87bda0b50055"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"f2781f28eee9"}],"_type":"block","_key":"de1715a5bb2a","style":"normal"}],"_updatedAt":"2026-05-22T16:10:09Z","publishedAt":"2026-05-22T16:10:06.744Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d67ae756c791ce95c5739d517b698803257be92e-1920x1080-png"}},"categories":[{"_id":"93c8563a-3c8a-440c-aa52-1792f61017f3","title":"ISA - Cash ISA","_type":"category"},{"_id":"73fddf86-91d0-45eb-adf5-638de6442300","title":"ISAs","_type":"category"}],"slug":{"current":"best-cash-isa-rates","_type":"slug","_key":null},"_type":"post"},{"id":"-6738873d-cd1c-5e75-af48-ade7e0b23db3","title":"SpaceX IPO - to infinity and beyond?","authors":[{"_key":"361352654c12","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-05-22T11:16:19Z","publishedAt":"2026-05-22T11:13:42.514Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-8b13f6407fa5f654fbcc0a7c2bd5d8154a8926ee-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"b09bc8a1-3225-47eb-aa7d-538473acdb89","title":"Guide","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-SpaceX-IPO-to-infinity-and-beyond","_type":"slug","_key":null},"_type":"post"},{"id":"-00392679-9d6a-5ada-8387-8ef12f660bce","title":"Saving vs Investing: Which Is Best for You?","authors":[{"_key":"e8fd5d3e4ab6","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written By ","_type":"span","marks":[],"_key":"0cb3de3d71b0"},{"text":"Boring Money","_type":"span","marks":["strong","fd9e55745429"],"_key":"45e17ca75c72"}],"_type":"block","_key":"c3e7c9394751","style":"normal"}],"_updatedAt":"2026-05-18T14:27:07Z","publishedAt":"2026-05-18T13:49:34.683Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-95f62eb139c5fdde0981a80aa96683741f7b302f-3333x1875-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"4a25f745-db82-4535-bd37-d484a6c8b8d7","title":"Savings","_type":"category"},{"_id":"73fddf86-91d0-45eb-adf5-638de6442300","title":"ISAs","_type":"category"}],"slug":{"current":"saving-vs-investing-which-is-best-for-you","_type":"slug","_key":null},"_type":"post"},{"id":"-1ef22c94-dfbd-5d41-b0dd-51f838955787","title":"TV, the Moron Premium and Nul Points","authors":[{"_key":"361352654c12","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-05-15T12:06:54Z","publishedAt":"2026-05-15T12:06:51.371Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-eada19035a532b6dc09ba2c0828ed342248c1247-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-TV-the-Moron-Premium-and-Nul-Points","_type":"slug","_key":null},"_type":"post"},{"id":"-09d4dc95-ae52-5713-aa7e-5313e383074a","title":"Top Performing Investments February 2026 - April 2026: Three-Month Analysis","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong","d16b1908ce9f"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2026-05-18T13:49:44Z","publishedAt":"2026-05-15T11:31:34.347Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-574278fc73eeaeb12995c36ea04eac0d60d3c132-1920x1080-png"}},"categories":[{"_id":"c11f6dd3-c4fd-43bd-b895-7e9622c04b3b","title":"Product Performance - Top performing","_type":"category"},{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"top-performing-investments-february-2026-april-2026-threemonth-analysis","_type":"slug","_key":null},"_type":"post"},{"id":"-8fadea1f-5222-52d0-82f2-28fa333718d4","title":"Labour lows and space-y market highs ","authors":[{"_key":"361352654c12","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-05-08T11:15:59Z","publishedAt":"2026-05-08T11:15:58.384Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-44d76dd8d5ad7f10946631713e2b0e727d57b1ac-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Labour-lows-and-space-y-market-highs","_type":"slug","_key":null},"_type":"post"},{"id":"-d2e0c9b8-2e18-5cac-9b1b-440d16ecb0d2","title":"Best-selling funds, Investment Trusts and ETFs of April 2026","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2026-05-08T12:58:19Z","publishedAt":"2026-05-08T11:14:57.199Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9918bed8d5f6f0508feafebbeda420e1b2e7ccd6-1920x1080-png"}},"categories":[{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-april-2026","_type":"slug","_key":null},"_type":"post"},{"id":"-ec2618a6-45c7-56b8-9b03-98e032d2d044","title":"Interest rate pain ahead and Tiger Mom markets ","authors":[{"_key":"361352654c12","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-05-01T12:15:45Z","publishedAt":"2026-05-01T11:54:37.648Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4dc3ae5fa9c2a175af86dd3432f82c381082289b-5841x3285-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Interest-rate-pain-ahead-and-Tiger-Mom-markets","_type":"slug","_key":null},"_type":"post"},{"id":"-bd6a8fcf-f9eb-5344-b434-30c5933b07f0","title":"BoE Interest Rate Decision: How it Affects Your Savings, Mortgage, Pension and More","authors":[{"_key":"1fc25a90acb8","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"7a0a0f92c648"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"fdfb92759f6e"}],"_type":"block","_key":"fd320c425ba2","style":"normal"}],"_updatedAt":"2026-05-01T08:22:06Z","publishedAt":"2026-05-01T08:07:50.379Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-17e71da6da48030c6970a263faed62b1d72966e5-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"dde8f78c-cf90-4642-9b65-3401bde72d25","title":"Mortgage","_type":"category"}],"slug":{"current":"boe-interest-rate-decision-how-it-affects-your-savings-mortgage-pension-and-more","_type":"slug","_key":null},"_type":"post"},{"id":"-7a8cf88b-9f4a-5947-a0a1-9290d2ab6541","title":"Global Public Debt Crisis: World Debt Set to Exceed 100% of Global GDP by 2030","authors":[{"_key":"727f9197a39a","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by Boring Money ","_type":"span","marks":[],"_key":"71d1e7f33a0a"}],"_type":"block","_key":"4058c997aea3","style":"normal"}],"_updatedAt":"2026-04-28T07:51:01Z","publishedAt":"2026-04-27T15:54:50.207Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-210de181302f2353c71d638e64b8090cdb930fb5-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"global-public-debt-crisis-world-debt-set-to-exceed-100-of-global-gdp-by-2030","_type":"slug","_key":null},"_type":"post"},{"id":"-3aef7621-26e1-5a88-8690-912fbeef48e7","title":"Meet Savvy and get some investment tips","authors":[{"_key":"361352654c12","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-04-24T11:32:14Z","publishedAt":"2026-04-24T11:12:59.844Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4be4b08ccf261d1023fedb7b0ab80f25208b746f-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Meet-Savvy-and-get-some-investment-tips","_type":"slug","_key":null},"_type":"post"},{"id":"-49dc092e-e1dd-513f-b186-d8932f04cb11","title":"What Should Investors Do in Volatile Markets? Expert Outlook for 2026 and Beyond","authors":[{"_key":"8d717bad9ab9","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by Boring Money ","_type":"span","marks":[],"_key":"8cdf7a900d33"}],"_type":"block","_key":"4b51e796c1ef","style":"normal"}],"_updatedAt":"2026-04-23T15:58:47Z","publishedAt":"2026-04-23T13:09:33.018Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-b4a773a6893902aa2c5ec7c8187d8528659ce998-1920x1080-png"}},"categories":[{"_id":"63aa1add-f666-4a04-8498-8a95c6ae2c92","title":"Webinar","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"what-should-investors-do-in-volatile-markets-expert-outlook-for-2026-and-beyond","_type":"slug","_key":null},"_type":"post"},{"id":"-78d2192e-1daa-5034-9729-ba0f526f258a","title":"TACOs, hippy shoes and 'not boring annuities'","authors":[{"_key":"361352654c12","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-04-17T15:35:42Z","publishedAt":"2026-04-17T12:42:26.690Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-3ecfe172838a6e8f64524beb017107108e96de5c-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-tacos-hippy-shoes-and-not-boring-annuities","_type":"slug","_key":null},"_type":"post"},{"id":"-b79d805d-8280-5fe6-a1de-ef944c4b8a01","title":"Q1 2026 Ready-Made Portfolio Returns: Which Portfolios Performed Best?","authors":[{"_key":"e46e7988e212","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written By ","_type":"span","marks":[],"_key":"92b01a0993d3"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"c7bcc6b7dc60"}],"_type":"block","_key":"439a73a014f3","style":"normal"}],"_updatedAt":"2026-05-06T08:05:20Z","publishedAt":"2026-04-15T09:05:08.462Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a6694612b2f54ea7b9a3d196fdf2fa4eaed33c7a-1920x1080-png"}},"categories":[{"_id":"a0233bcc-9945-4ded-b8db-d6a11bba1857","title":"Ready-Made Solutions","_type":"category"},{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"2b24e6f3-6040-4b22-9356-14184abc4876","title":"Performance - Ready Made solutions ","_type":"category"}],"slug":{"current":"best-performing-ready-made-solutions-of-january-March-2026","_type":"slug","_key":null},"_type":"post"},{"id":"-bd997773-fbd8-51a1-a01f-546ad7f0e23e","title":"More nervous than Covid. But not running for the exit.","authors":[{"_key":"aeaecb25c5fa","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2dab1f1ae2cb"},{"text":"Boring Money","_type":"span","marks":["2d07ad5f765d"],"_key":"8ed13d6b1e19"}],"_type":"block","_key":"f6656975e1e7","style":"normal"}],"_updatedAt":"2026-04-14T14:42:41Z","publishedAt":"2026-04-14T14:42:39.888Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-09a9895e1a0d5c436daca50fa6d812bfe5c827e7-4400x2475-png"}},"categories":[{"_id":"def95b47-e129-4000-96df-e0bed8d203e8","title":"Survey","_type":"category"}],"slug":{"current":"more-nervous-than-covid-but-not-running-for-the-exits","_type":"slug","_key":null},"_type":"post"},{"id":"-0376aedd-b0a9-5668-b4ba-69789da9c7ab","title":"Bonds vs Equities: Where Are the Opportunities Now?","authors":[{"_key":"b2747fea414c","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by Boring Money","_type":"span","marks":[],"_key":"aac78cd4f7ab"}],"_type":"block","_key":"34b5dff7fbde","style":"normal"}],"_updatedAt":"2026-04-15T10:12:50Z","publishedAt":"2026-04-13T15:51:02.743Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-58cb4163f1b7919b12265b33447fac7fcee8de21-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"324d60b8-6372-47d1-b157-ebe7973d8d81","title":"Bonds","_type":"category"}],"slug":{"current":"bonds-vs-equities-where-are-the-opportunities-now","_type":"slug","_key":null},"_type":"post"},{"id":"-09bea2b6-35e4-5d36-b175-cb8957cf4064","title":"Buy the dip? More blip than dip. ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-04-10T12:04:42Z","publishedAt":"2026-04-10T11:54:48.380Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-f8c6a79eada433e0d823f710411cfe93957afde4-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Buy-the-dip-More-blip-than-dip","_type":"slug","_key":null},"_type":"post"},{"id":"-c087abdb-9810-5900-aa1d-213ac501685d","title":"Adult children moving back home: what it really costs parents","authors":[{"_key":"4b49864038f4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"97583bcfff6d"},{"text":"Boring Money","_type":"span","marks":["e6abf87e6a4d"],"_key":"33a5b06106c2"}],"_type":"block","_key":"86d1254f5f49","style":"normal"}],"_updatedAt":"2026-04-24T10:25:18Z","publishedAt":"2026-04-09T15:21:01.110Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-00ba35c80dcbfbf7dd614fd99a7b5eae10d4b8a7-1920x1080-png"}},"categories":[{"_id":"69f1dd9e-7f24-403a-9636-7574594c2f96","title":"Lifestage","_type":"category"}],"slug":{"current":"adult-children-moving-back-home-what-it-really-costs-parents","_type":"slug","_key":null},"_type":"post"},{"id":"-0c5f75dc-b7f1-586c-ac74-ae272177f579","title":"Best-selling funds, Investment Trusts and ETFs of March 2026","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2026-04-09T10:45:33Z","publishedAt":"2026-04-08T14:22:18.466Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-8456589a8202acfdf37be85a14b84b5a84677f8f-1920x1080-png"}},"categories":[{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-march-2026","_type":"slug","_key":null},"_type":"post"},{"id":"-954f641d-2ae7-5444-9665-4e1a2cf2575e","title":"Wild March, kittens and chocolate coins","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-04-02T16:41:35Z","publishedAt":"2026-04-02T16:41:33.057Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-defcd739161c1d914999176192b3441ad87c345f-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Wild-March-kittens-and-chocolate-coins","_type":"slug","_key":null},"_type":"post"},{"id":"-6ac483e4-91ec-535f-bf2c-49a062cc4d26","title":"Is gold still a safe haven in 2026? What investors need to know","authors":[{"_key":"7121249bbf24","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by Boring Money","_type":"span","marks":[],"_key":"0202a55aaec8"}],"_type":"block","_key":"a3a506d93e89","style":"normal"}],"_updatedAt":"2026-04-01T14:12:40Z","publishedAt":"2026-04-01T14:12:38.736Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-65e5060ba2ed7e0e713781eae589bce6cd46f7e4-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"is-gold-still-a-safe-haven-in-2026-what-investors-need-to-know","_type":"slug","_key":null},"_type":"post"},{"id":"-853576b2-5187-5047-ae13-e0e00f6a70d4","title":"\"We are not in an AI Bubble\" - BlackRock, a capybara and Yoda opine","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-03-30T15:34:40Z","publishedAt":"2026-03-27T11:22:44.733Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-38a220b8fe819ae985728c36eee0ca2d2d9e5632-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-We-are-not-in-an-AI-Bubble-BlackRock-a-capybara-and-Yoda-opine","_type":"slug","_key":null},"_type":"post"},{"id":"-08031d63-cc74-5c12-9537-f0a9ee958a46","title":"Another nerve-wracking week","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-03-20T16:26:29Z","publishedAt":"2026-03-20T13:03:21.046Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6bd2b512dde61bba985d9068908adbef5baebdaa-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Another-nerve-wracking-week","_type":"slug","_key":null},"_type":"post"},{"id":"-91793154-16da-53c3-b2d5-27abbe841ad9","title":"Meet Vix - she's frightening!","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-03-13T12:47:17Z","publishedAt":"2026-03-13T12:46:47.626Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-83cecd4e4683143590f2a2aad5e8c0482d6bd7f8-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Meet-Vix-shes-frightening","_type":"slug","_key":null},"_type":"post"},{"id":"-d9cebaaa-078b-529c-8e5a-315c69b1314a","title":"Best-selling funds, Investment Trusts and ETFs of February 2026","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2026-03-13T09:36:40Z","publishedAt":"2026-03-10T16:54:19.384Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1a1d64d0afee2f592e903e3f1ff9b0a9cc001094-1920x1080-png"}},"categories":[{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-February-2026","_type":"slug","_key":null},"_type":"post"},{"id":"-b5cfd779-5d76-592c-997f-c80ab7ebd711","title":"Active vs Passive Ready-Made Portfolios - The Performance Data Speaks","authors":[{"_key":"d66fce40250f","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"_updatedAt":"2026-03-10T14:38:18Z","publishedAt":"2026-03-10T09:55:46.845Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d983701bdd697ff10d085b9d02353d433f7ea671-1920x1080-png"}},"categories":[{"_id":"4dc1ccb5-1a9d-4ee4-ace6-90c800bf0901","title":"Investing Guides","_type":"category"}],"slug":{"current":"active-vs-passive-readymade-portfolios-the-performance-data-speaks","_type":"slug","_key":null},"_type":"post"},{"id":"-efbe4cd4-5df0-52e4-9d87-a0bf08c85457","title":"A week is a long time in markets ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-03-06T11:43:19Z","publishedAt":"2026-03-06T11:13:44.079Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-21e2b72034ac0b73e47dfb71162d3fc1c17333cf-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-a-week-is-a-long-time-in-markets","_type":"slug","_key":null},"_type":"post"},{"id":"-8a856c87-254a-56ea-b570-165fb5b34f7d","title":"Spring Statement 2026 ","authors":[{"_key":"f88ffd8420f9","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"db92a4c01173"},{"text":"Boring Money ","_type":"span","marks":["925aebd4e58d"],"_key":"b2d465bbf528"}],"_type":"block","_key":"3837579f11ff","style":"normal"}],"_updatedAt":"2026-03-05T13:13:49Z","publishedAt":"2026-03-04T12:04:46.312Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-2ca2f6cd32d491f6bd1fa99d160efbeed45a77d9-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"spring-statement-2026-","_type":"slug","_key":null},"_type":"post"},{"id":"-a66ab8d0-b5ca-5519-a2ba-8fe4c4af6e20","title":"Miami Nice","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-02-27T12:28:18Z","publishedAt":"2026-02-27T12:26:27.661Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-7ee170f70c83a9d83e880939dba090adc2e05b63-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-miami-nice","_type":"slug","_key":null},"_type":"post"},{"id":"-0f3f7e3b-eb35-52a9-907f-fb2605843850","title":"Smart ISA Income Investments for 2026: Funds and Strategies for Tax-Free Returns","authors":[{"_key":"4e6493ece3d2","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":null,"_updatedAt":"2026-02-27T14:52:32Z","publishedAt":"2026-02-27T09:32:19.101Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-5c7d07a8a844c1f06195282ad58a117d4fe5ec3d-1920x1080-png"}},"categories":[{"_id":"39d2ca7f-4862-4ab2-b902-0bf10f1d4c34","title":"ISA - Stocks and Shares ISA","_type":"category"},{"_id":"73fddf86-91d0-45eb-adf5-638de6442300","title":"ISAs","_type":"category"}],"slug":{"current":"smart-isa-income-investments-for-2026-funds-and-strategies-for-taxfree-returns","_type":"slug","_key":null},"_type":"post"},{"id":"-688f5c88-3248-5480-8a0b-de3b7feb1bdb","title":"Europe shines as tax year end beckons","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-02-27T13:49:08Z","publishedAt":"2026-02-20T11:29:59.961Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-26d645cc5c0d41e2acfba5937d2cba45143bb688-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-europe-shines-as-tax-year-end-beckons","_type":"slug","_key":null},"_type":"post"},{"id":"-9de41658-4c94-5837-8fc7-3c8acf1d63eb","title":"Top Performing Investments November 2025 - January 2026: Three-Month Analysis","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong","d16b1908ce9f"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2026-02-13T14:27:21Z","publishedAt":"2026-02-13T14:26:38.680Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-2ced2397de249f9d89e8e5313b8e9376846278cc-1920x1080-png"}},"categories":[{"_id":"c11f6dd3-c4fd-43bd-b895-7e9622c04b3b","title":"Product Performance - Top performing","_type":"category"},{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"best-investment-returns-november-to-january-2026","_type":"slug","_key":null},"_type":"post"},{"id":"-25854397-8b15-5622-95d5-ad616ab5fe1b","title":"Hot money backs cold space","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-02-13T13:15:16Z","publishedAt":"2026-02-13T13:12:04.472Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-0437fd8ec0d1c6eed713483d94bb07b3b5cc4c43-5657x3182-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Hot-money-backs-cold-space","_type":"slug","_key":null},"_type":"post"},{"id":"-c5730f43-1d8e-5297-881b-4060978f8af9","title":"Best-selling funds, Investment Trusts and ETFs of January 2026","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2026-02-10T13:56:59Z","publishedAt":"2026-02-10T13:56:56.101Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-cfe12ed0047aa28ecd7bb982351d8492231d9416-1920x1080-png"}},"categories":[{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-january-2026","_type":"slug","_key":null},"_type":"post"},{"id":"-fbb85306-e7d1-5ae5-8570-7259e71db92d","title":"What tax changes are taking effect in the 2026/27 tax year?","authors":[{"_key":"e35139b8b4d8","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":null,"_updatedAt":"2026-03-02T12:33:27Z","publishedAt":"2026-02-07T14:30:24.791Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-37ea30c701e8167c4b746fded3460b890eb8c6fd-1920x1080-png"}},"categories":[{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"}],"slug":{"current":"what-tax-changes-are-taking-effect-in-the-202627-tax-year","_type":"slug","_key":null},"_type":"post"},{"id":"-aa570195-7635-588e-b36a-a1f0310dacbf","title":"Ai Ai Ai Ai, canta y no llores...","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-02-06T12:41:14Z","publishedAt":"2026-02-06T12:03:28.440Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-04c9b484cbc066005f9fcafb81d947ca70b60b84-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Ai-Ai-Ai-Ai-canta-y-no-llores","_type":"slug","_key":null},"_type":"post"},{"id":"-f23d0bf4-6080-5a48-b1b9-733ed30d2783","title":"Is Resource Nationalism the Biggest Investment Trend of 2026?","authors":[{"_key":"4a0902e6e658","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"e6181928ee93"},{"text":"Boring Money ","_type":"span","marks":["fa465ca0169e"],"_key":"f54b83e8ff93"}],"_type":"block","_key":"420a2f0594c4","style":"normal"}],"_updatedAt":"2026-02-05T13:25:12Z","publishedAt":"2026-02-04T10:28:11.591Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-e26a6e616b54109d5c3c47adc02af9713cc40cdb-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"is-resource-nationalism-the-biggest-investment-trend-of-2026","_type":"slug","_key":null},"_type":"post"},{"id":"-395b2338-c78c-5362-8921-119e68b49553","title":"Has Hargreaves Lansdown Cut Its Fees? ","authors":[{"_key":"598ca51084af","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":null,"_updatedAt":"2026-02-03T09:09:09Z","publishedAt":"2026-01-26T09:20:12.302Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-3e278f20865c550d0a9dc170aa2890d282e83c4b-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"2845ba64-de47-4336-abc9-216ccbb41a52","title":"Boring Money Provider Reviews","_type":"category"}],"slug":{"current":"has-hargreaves-lansdown-cut-its-fees","_type":"slug","_key":null},"_type":"post"},{"id":"-d79c6fb3-0fb2-55e7-88e0-671f9774487b","title":"Moving from cash savings to investing: What's holding people back?","authors":[{"_key":"b19185ec70ca","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"43ac957dbcb6"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"d39723e81c69"}],"_type":"block","_key":"866f4b1104e6","style":"normal"}],"_updatedAt":"2026-01-23T14:28:01Z","publishedAt":"2026-01-23T14:24:33.574Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-906052ac06a13d1122aeecba0e37434f5f4eec77-1920x1080-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"moving-from-cash-savings-to-investing-whats-holding-people-back","_type":"slug","_key":null},"_type":"post"},{"id":"-8fb756c3-e84f-5a45-a885-84a9615c0abd","title":"Trump Dump Slump and Pump","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-01-23T12:40:12Z","publishedAt":"2026-01-23T12:22:55.751Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-bd527cac36592f5d3fc65efd38b41867b6dbfbbf-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Trump-Dump-Slump-and-Pump","_type":"slug","_key":null},"_type":"post"},{"id":"-7c6b2063-2504-5aef-9031-28374596ce46","title":"Moisturiser, space and silver ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-01-16T12:45:36Z","publishedAt":"2026-01-16T11:53:37.593Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6a09c5221ae42bbe8bf757ecf8bcda8f8fbc41a2-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-moisturiser-space-and-silver","_type":"slug","_key":null},"_type":"post"},{"id":"-f7a060b1-43cb-5bf3-8346-a5f8f4ccdefe","title":"Q4 2025 Ready-Made Portfolio Returns: Which Portfolios Performed Best?","authors":[{"_key":"e46e7988e212","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"92b01a0993d3"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"c7bcc6b7dc60"}],"_type":"block","_key":"439a73a014f3","style":"normal"}],"_updatedAt":"2026-02-27T17:18:30Z","publishedAt":"2026-01-16T09:37:37.514Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-60b781a4b71b0921c67324fb1205b4e9981cc128-1920x1080-png"}},"categories":[{"_id":"a0233bcc-9945-4ded-b8db-d6a11bba1857","title":"Ready-Made Solutions","_type":"category"},{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"2b24e6f3-6040-4b22-9356-14184abc4876","title":"Performance - Ready Made solutions ","_type":"category"}],"slug":{"current":"best-performing-ready-made-solutions-of-october-december-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-c50602b2-22c2-5a99-bace-e4de3ed594f9","title":"Best-selling funds, Investment Trusts and ETFs of December 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2026-01-14T11:38:20Z","publishedAt":"2026-01-14T10:52:34.438Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4820ae8cd47dbaf2aa7fdccd53316b90da803aeb-1920x1080-png"}},"categories":[{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-december-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-d8c08a35-bc69-5367-b05f-e74274547e27","title":"The FTSE 100: Four Decades of Britain's Blue Chip Barometer","authors":[{"_key":"5c7eb03e6b13","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By Boring Money","_type":"span","marks":[],"_key":"f19a46dde77f"}],"_type":"block","_key":"510ad5c56dfe","style":"normal"}],"_updatedAt":"2026-01-13T16:41:49Z","publishedAt":"2026-01-13T10:48:05.769Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9e1a58a1512ddc704796c059a1659e5566a36712-1920x1080-png"}},"categories":[{"_id":"b09bc8a1-3225-47eb-aa7d-538473acdb89","title":"Guide","_type":"category"}],"slug":{"current":"the-ftse-100-four-decades-of-britains-blue-chip-barometer","_type":"slug","_key":null},"_type":"post"},{"id":"-59801801-984a-5dcb-920f-766df18a77cb","title":"Celebrations and all-time highs","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-01-09T13:00:56Z","publishedAt":"2026-01-09T12:54:08.514Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-284488cc910b2c34570b16616b1d50b3e0e76d53-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Celebrations-and-all-time-highs","_type":"slug","_key":null},"_type":"post"},{"id":"-17dd8157-9ead-5a2d-a759-8abd4a7dee4d","title":"Magnificent Seven: What Are They And What's All The Hype About?","authors":[{"_key":"6f399e2d6279","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"e9ba7e988321"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"7e3b839c71ab"}],"_type":"block","_key":"1ffb005f5c81","style":"normal"}],"_updatedAt":"2026-01-09T12:53:40Z","publishedAt":"2026-01-09T12:53:28.362Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6735ca6d1dd95bbb66a2df48357b91d60eab4c4c-1920x1080-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"b09bc8a1-3225-47eb-aa7d-538473acdb89","title":"Guide","_type":"category"}],"slug":{"current":"magnificent-seven-what-are-they-and-whats-all-the-hype-about","_type":"slug","_key":null},"_type":"post"},{"id":"-fe7ff82d-5d39-5b95-9862-00b579aace00","title":"First ISA Guide: How to Open Your First ISA in 3 Steps","authors":[{"_key":"ba7d8eed31b7","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"18257129bc21"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"675f33fe335b"}],"_type":"block","_key":"25ecb7e64909","style":"normal"}],"_updatedAt":"2026-03-11T14:54:09Z","publishedAt":"2026-01-02T14:10:24.352Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-feb6ae62f008977c5f0a0c110f2863db3b3ca76b-1920x1080-png"}},"categories":[{"_id":"73fddf86-91d0-45eb-adf5-638de6442300","title":"ISAs","_type":"category"},{"_id":"39d2ca7f-4862-4ab2-b902-0bf10f1d4c34","title":"ISA - Stocks and Shares ISA","_type":"category"}],"slug":{"current":"guide-to-taking-out-your-first-isa","_type":"slug","_key":null},"_type":"post"},{"id":"-98270fb2-6ad2-5073-8eb1-09ebfa14e915","title":"Happy New Year","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-01-02T13:20:53Z","publishedAt":"2026-01-02T13:20:51.760Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-abadc6a9d8c65720be90ad6342f6893a47f6f776-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-happy-new-year-2026","_type":"slug","_key":null},"_type":"post"},{"id":"-b7347e4a-320d-5423-8353-e645d0a202dd","title":"Happy Christmas and a look ahead","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-12-19T13:02:42Z","publishedAt":"2025-12-19T12:15:58.935Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-c2c50828ed0a14663ed10d6b4237806a8e02681b-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-happy-christmas-and-a-look-ahead","_type":"slug","_key":null},"_type":"post"},{"id":"-752f74a4-7c45-585a-b806-86b464ecc279","title":"On The Box and 2025 Greatest Hits ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-12-12T12:46:01Z","publishedAt":"2025-12-12T12:43:08.881Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-5678ba55fcdcdab09872af43b62be21bf32a7b95-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-on-the-box-and-2025-greatest-hits","_type":"slug","_key":null},"_type":"post"},{"id":"-3abd0bab-bb9b-5917-b7f8-f6abd57708ad","title":"Holly’s Mackay's View on Crypto ","authors":[{"_key":"2b4eddc31523","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":null,"_updatedAt":"2025-12-12T12:42:27Z","publishedAt":"2025-12-12T11:18:50.424Z","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-c31a144b5da3e7f6441103498394979260f7ccc2-1920x1080-png"}},"categories":[{"_id":"4a71773b-2c0c-40f7-9fa5-7af4f060bba5","title":"Crypto","_type":"category"}],"slug":{"current":"hollys-mackays-view-on-crypto","_type":"slug","_key":null},"_type":"post"},{"id":"-c1cb22f9-af62-55df-8306-4d407299cf07","title":"Best-selling funds, Investment Trusts and ETFs of November 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2026-01-09T16:46:27Z","publishedAt":"2025-12-10T09:46:10.693Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-eb728d548137aeedf8a1b541c4f2e7294e5d2c77-1920x1080-png"}},"categories":[{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-november-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-3c705a3d-ef8f-5913-bf53-77694bbb2b44","title":"Tax tips, cash funds and Sandwiches","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-12-05T12:59:20Z","publishedAt":"2025-12-05T11:58:44.886Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1dbc36e88c30564c8f112aa1c1b6911b3c69358c-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Tax-tips-cash-funds-and-sandwiches","_type":"slug","_key":null},"_type":"post"},{"id":"-fb1a12a8-a51f-5e94-af71-8c8edde72a10","title":"The Indirect Consequences of the 2025 Budget: Five Tax Traps to Avoid","authors":[{"_key":"309875e811c7","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"460fe0cb187d"},{"text":"Boring Money ","_type":"span","marks":["strong"],"_key":"144286e9ca03"}],"_type":"block","_key":"d2e5d3101a1f","style":"normal"}],"_updatedAt":"2025-12-02T17:05:44Z","publishedAt":"2025-12-02T17:05:23.681Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-cfd88fc777e3ae38692257bfecf2f6d44664439b-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"},{"_id":"5cf55588-b674-41ff-9f06-b87461a297dd","title":"Pay Less Tax","_type":"category"}],"slug":{"current":"the-indirect-consequences-of-the-2025-budget-five-tax-traps-to-avoid","_type":"slug","_key":null},"_type":"post"},{"id":"-b1c0a598-20cd-5d1a-adc1-8c651de036fb","title":"VCTs and EISs: How to Mitigate Your Capital Gains Tax Bill","authors":[{"_key":"16863e76caf0","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"980d13fedad1"},{"text":" Boring Money ","_type":"span","marks":["strong"],"_key":"01c5dfa59aaa"}],"_type":"block","_key":"18094a08cf40","style":"normal"}],"_updatedAt":"2025-11-28T13:58:38Z","publishedAt":"2025-11-28T13:58:36.168Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-3ed5bac47cc73852f2b05ed54cb5742f2b0f36be-1920x1080-png"}},"categories":[{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"mitigating-capital-gains-tax-vcts-and-eiss-as-potential-solutions","_type":"slug","_key":null},"_type":"post"},{"id":"-1799acba-e955-50e3-8539-05c513cb945f","title":"My Milkshake Tax brings pounds to the yard...","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-11-28T13:29:12Z","publishedAt":"2025-11-28T13:05:08.288Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4a941e3b6f320b0035f6c090bfc65fff8f100301-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-My-Milkshake-Tax-brings-pounds-to-the-yard","_type":"slug","_key":null},"_type":"post"},{"id":"-3491dcbf-6db8-5827-bf72-d41beb4172cb","title":"Rachel's Rap","authors":[{"_key":"89d892cb09f7","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By Holly Mackay ","_type":"span","marks":[],"_key":"de78b1f698a3"}],"_type":"block","_key":"624bd477f3f4","style":"normal"}],"_updatedAt":"2025-11-28T10:59:23Z","publishedAt":"2025-11-28T09:12:17.624Z","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-9883e46caa52c8ef66d4317c0dafd2ba330d4dcc-1890x1417-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"rachels-rap","_type":"slug","_key":null},"_type":"post"},{"id":"-64b9ef12-eea2-5ee5-af83-4cb0658aed47","title":"Autumn Budget 2025: Key takeaways you need to know","authors":[{"_key":"b94cbcdccff1","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"b8e273e2e88e"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"bc4162d42938"}],"_type":"block","_key":"54e04fac0a8d","style":"normal"}],"_updatedAt":"2025-11-28T13:20:50Z","publishedAt":"2025-11-26T18:47:58.032Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-42dd16a580e9fb65b2c8d4652a687e06d23c2b80-1920x1080-png"}},"categories":[{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"autumn-budget-2025-key-takeaways-you-need-to-know","_type":"slug","_key":null},"_type":"post"},{"id":"-99bc52b3-0854-513c-ba74-a6d9d57307a1","title":"UK Budget 2025: Could It Boost UK Equities and Small Cap Stocks?","authors":[{"_key":"915a701ba179","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"a4b727eab930"},{"text":"Schroders","_type":"span","marks":["strong"],"_key":"c923bb03ae19"}],"_type":"block","_key":"07a2cdfbeeb9","style":"normal"}],"_updatedAt":"2025-11-28T13:04:10Z","publishedAt":"2025-11-21T15:35:46.771Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a5a465e470c7c1f81f8013addb60f25008f8d507-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"uk-budget-2025-will-rachel-reeves-announcement-boost-uk-equities-and-small-cap-stocks","_type":"slug","_key":null},"_type":"post"},{"id":"-ee4e5f8d-df7d-5c86-b984-b136955bf83f","title":"Behind the Scenes at Quilter Invest: Where Old Wealth Meets New Tech","authors":[{"_key":"b19185ec70ca","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"43ac957dbcb6"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"d39723e81c69"}],"_type":"block","_key":"866f4b1104e6","style":"normal"}],"_updatedAt":"2025-11-21T14:13:34Z","publishedAt":"2025-11-21T14:13:13.752Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-7675da0a3823a14cca59eccd013f9273f00f8312-1920x1080-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"a0233bcc-9945-4ded-b8db-d6a11bba1857","title":"Ready-Made Solutions","_type":"category"}],"slug":{"current":"behind-the-scenes-at-quilter-invest-where-old-wealth-meets-new-tech","_type":"slug","_key":null},"_type":"post"},{"id":"-458eb208-ecf2-53f4-834a-48feece0da16","title":"From Black Holes to Bubbles","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-11-21T14:34:41Z","publishedAt":"2025-11-21T12:13:06.064Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-03a6198f3df55ac9eadc4e646c143d1d30d6fe1f-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-from-black-holes-to-bubbles","_type":"slug","_key":null},"_type":"post"},{"id":"-ae6715de-5346-54b8-bcf8-1947c79f84c3","title":"AI Bubble Warning: Are We Heading for Another Dotcom Crash?","authors":[{"_key":"e31aff3af081","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"bc82eeeb1476"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"fa4ef8d00754"}],"_type":"block","_key":"4372e4167a98","style":"normal"}],"_updatedAt":"2025-11-20T09:04:56Z","publishedAt":"2025-11-20T09:04:55.616Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-072687d1e5e7d9426bace921009b117a0db40a82-1920x1080-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"ai-bubble-warning-are-we-heading-for-another-dotcom-crash","_type":"slug","_key":null},"_type":"post"},{"id":"-498e57dc-0e9c-5a22-80c4-f907e78b5d95","title":"Champagne Tax Towers ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-11-14T13:37:51Z","publishedAt":"2025-11-14T13:09:50.666Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1a5c9abc098b490074e0c3c588285d110a69e78f-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-champagne-tax-towers","_type":"slug","_key":null},"_type":"post"},{"id":"-36d243fe-4bc1-5bb6-ae80-63ae810631e0","title":"Celebrating Excellence: Women in Financial Advice Awards 2025","authors":[{"_key":"d4f37a7e0101","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"dd9c8e7523e9"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"0038ec09d632"}],"_type":"block","_key":"9cf15b4e87ff","style":"normal"}],"_updatedAt":"2026-03-30T11:01:09Z","publishedAt":"2025-11-13T14:09:05.837Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-c3ae799f4c610fa0a1838a15be8e684204f259ff-1920x1080-png"}},"categories":[{"_id":"0974d2bd-b6f4-4c15-8eff-4853e7946a48","title":"Cohort - Women","_type":"category"}],"slug":{"current":"celebrating-excellence-women-in-financial-advice-awards-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-ae15f688-cf15-5d87-b191-78f288c67e1a","title":"Healthcare’s vital signs are improving","authors":[{"_key":"fa67e8e229a8","people":{"_id":"ca24dfbe-feec-4981-a059-6c54c57f13e6","id":"-38e64925-222e-5895-8518-f375a74a3bbd","name":"Polar Capital Global Healthcare Trust","image":null}}],"authorsText":[{"children":[{"text":"By Gareth Powell and James Douglas, Fund Managers","_type":"span","marks":["em"],"_key":"2446382a5662"}],"_type":"block","_key":"866f4b1104e6","style":"normal"}],"_updatedAt":"2025-11-21T11:34:20Z","publishedAt":"2025-11-13T11:23:10.824Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-620e04b5d00c622c8fdd39b268a6b5271416edb0-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"healthcares-vital-signs-are-improving","_type":"slug","_key":null},"_type":"post"},{"id":"-cb6ba3b6-bdf4-514b-bfb4-aa2d289218a1","title":"Is Healthcare the Smart Complement to Tech?","authors":[{"_key":"b19185ec70ca","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"43ac957dbcb6"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"d39723e81c69"}],"_type":"block","_key":"866f4b1104e6","style":"normal"}],"_updatedAt":"2025-11-14T12:51:33Z","publishedAt":"2025-11-11T16:29:18.332Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-c88cc5f6a770ee9aa05630eb8f6485011574d384-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"is-healthcare-the-smart-alternative-to-tech","_type":"slug","_key":null},"_type":"post"},{"id":"-80f5f32b-42dc-58b1-8ce0-8c04da15a66e","title":"Best-selling funds, Investment Trusts and ETFs of October 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-11-11T17:03:23Z","publishedAt":"2025-11-11T14:33:51.300Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-3b77ffc6182f0081670db88fc2d10af9f8f13fbf-1920x1080-png"}},"categories":[{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-october-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-f7786298-fb47-51d4-845b-1e1562b3dfbd","title":"3-2-1 - Dusty Bin! ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-11-07T12:07:53Z","publishedAt":"2025-11-07T12:02:00.771Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6fe0ee2844793a92cd727899b34006210adde323-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-3-2-1-dusty-bin","_type":"slug","_key":null},"_type":"post"},{"id":"-99381665-24e2-500f-941e-6b3eb17443f5","title":"Top Performing ETFs, Funds, and Investment Trusts | August - October 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-11-20T10:15:31Z","publishedAt":"2025-11-07T11:46:16.198Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-652cc65bb4f9a4a9f2dcecfe3214cb0d2d231bdd-1920x1080-png"}},"categories":[{"_id":"c11f6dd3-c4fd-43bd-b895-7e9622c04b3b","title":"Product Performance - Top performing","_type":"category"},{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"best-investment-returns-august-to-october-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-b98024a7-bec0-5e10-8676-c3f5d0e34f31","title":"Stimulus and worshipping the turnip ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-11-03T15:26:02Z","publishedAt":"2025-10-31T11:20:58.662Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-22ef95d9df88e3219a37f7e2a1f0066c18833494-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-Stimulus-and-worshipping-the-turnip","_type":"slug","_key":null},"_type":"post"},{"id":"-dfc2e8a9-897b-538f-87cd-6d0b7f77593c","title":"Salary Sacrifice Pensions Explained","authors":[{"_key":"129b176c62e7","people":{"_id":"5463a7bc-8888-4080-867d-4e5d46ffae3a","id":"-a3bbe0b5-03af-543c-a850-05a9ff630ddd","name":"Penfold","image":null}}],"authorsText":null,"_updatedAt":"2025-11-03T14:40:46Z","publishedAt":"2025-10-28T10:59:36.577Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-8bf6c152c2d71b07721c6418327e9f08e9b0f61c-1920x1080-png"}},"categories":[{"_id":"5699957f-e955-48ab-a5b6-3ffe97f5ca24","title":"Pensions - Workplace Pension","_type":"category"}],"slug":{"current":"salary-sacrifice-pensions-explained","_type":"slug","_key":null},"_type":"post"},{"id":"-29a62756-c051-5a53-92f7-445d97a3e23b","title":"Lionesses and Levers","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-10-24T13:19:11Z","publishedAt":"2025-10-24T11:23:12.466Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d921866ab015d7fefeedf0d33a9751fc7b80cf18-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Lionesses-and-Levers","_type":"slug","_key":null},"_type":"post"},{"id":"-f97e3c03-58cd-5176-a504-8865ea1c4b9d","title":"ISA vs Pension: Which is best to save for retirement?","authors":[{"_key":"f165ca19ac8a","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"b014e30c3413"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"2a3e7db9b3bb"}],"_type":"block","_key":"f25bd3211353","style":"normal"}],"_updatedAt":"2025-10-17T13:04:57Z","publishedAt":"2025-10-17T13:04:55.568Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4c6b185a8c564261401cb1ce88f0dc5c5147015b-2880x1620-png"}},"categories":[{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"},{"_id":"56cb73af-6356-4d23-ba58-a4d5301e6f9b","title":"Retirement","_type":"category"},{"_id":"39d2ca7f-4862-4ab2-b902-0bf10f1d4c34","title":"ISA - Stocks and Shares ISA","_type":"category"},{"_id":"9449f276-851c-4943-a4de-3390e0ddb339","title":"ISA - Lifetime ISA","_type":"category"}],"slug":{"current":"isa-vs-pension-which-is-best-to-save-for-retirement","_type":"slug","_key":null},"_type":"post"},{"id":"-021d99b0-3636-5eba-980f-28526d2c1cf8","title":"Pension Transfers: Costs, Timings & How To Do It","authors":[{"_key":"6a20d497340a","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"980d13fedad1"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"d8ed09e81512"}],"_type":"block","_key":"18094a08cf40","style":"normal"}],"_updatedAt":"2025-10-17T13:03:36Z","publishedAt":"2025-10-17T13:02:28.565Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-ff4dff652a742eb1f178de73c8c73a674074bf9a-1920x1080-png"}},"categories":[{"_id":"b09bc8a1-3225-47eb-aa7d-538473acdb89","title":"Guide","_type":"category"},{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"},{"_id":"da38ee48-4ccb-4632-aed4-fae6aeb77b8c","title":"Pensions - Personal Pension","_type":"category"},{"_id":"e68f350a-e85b-44ee-8552-36c98d0639d1","title":"Pension Consolidation","_type":"category"}],"slug":{"current":"sipp-transfer-guide-how-to-switch-providers-and-maximize-your-pension","_type":"slug","_key":null},"_type":"post"},{"id":"-e157c4d7-9a02-576c-b7b6-a372248abdd7","title":"Are you in the Broad Shoulder Brigade?","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-10-17T12:10:15Z","publishedAt":"2025-10-17T11:55:48.656Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1cb7c977e1ef3530407f040635275870d8e02bf9-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-are-you-in-the-broad-shoulder-brigade","_type":"slug","_key":null},"_type":"post"},{"id":"-bc0169bf-0f01-56d7-9cbf-8be5f3ad2e65","title":"Best performing ready-made solutions of July – September 2025","authors":[{"_key":"e46e7988e212","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"92b01a0993d3"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"c7bcc6b7dc60"}],"_type":"block","_key":"439a73a014f3","style":"normal"}],"_updatedAt":"2025-11-10T11:18:57Z","publishedAt":"2025-10-16T09:27:44.341Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-0d2f48ffaed211d4bbdce42a32d44bae803a2548-1920x1080-png"}},"categories":[{"_id":"a0233bcc-9945-4ded-b8db-d6a11bba1857","title":"Ready-Made Solutions","_type":"category"},{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"2b24e6f3-6040-4b22-9356-14184abc4876","title":"Performance - Ready Made solutions ","_type":"category"}],"slug":{"current":"best-performing-ready-made-solutions-of-july-september-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-eb189e86-9030-5bcb-a0dd-d3907758dc04","title":"European Banking Sector: Attractive Valuations Persist After Strong Rally","authors":[{"_key":"dad90c308a64","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"fa952214846a"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"e55b39811e93"}],"_type":"block","_key":"5ada9a83196a","style":"normal"}],"_updatedAt":"2025-10-15T14:11:12Z","publishedAt":"2025-10-15T14:11:07.499Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1e3602cb162e9db3647930f125b2c1bcaa252147-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"european-banking-sector-attractive-valuations-persist-after-strong-rally","_type":"slug","_key":null},"_type":"post"},{"id":"-ef53cd75-ff88-5635-bbf0-9605e90ec70e","title":"Portfolio MOT: How to Protect (and Grow) Your Investments in 2025","authors":[{"_key":"e8d65fc903e6","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"72d223eebaa7"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"612b8c2a1874"}],"_type":"block","_key":"92a5d981b11f","style":"normal"}],"_updatedAt":"2026-03-30T11:12:50Z","publishedAt":"2025-10-10T15:28:18.320Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-ea3d3b16c7e848cad13fbeac707b4f2e807cdeae-1920x1080-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"}],"slug":{"current":"spring-clean-your-investment-portfolio-a-2025-new-tax-year-mot","_type":"slug","_key":null},"_type":"post"},{"id":"-ff9ea03a-99bf-59a8-8e5a-dea1b2d2e5f1","title":"Crypto and crashes?","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-10-10T12:37:07Z","publishedAt":"2025-10-10T11:59:30.297Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9ee7175d5eaa6a89820f73291fca2207e8a10353-960x540-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"324d60b8-6372-47d1-b157-ebe7973d8d81","title":"Bonds","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-crypto-and-crashes","_type":"slug","_key":null},"_type":"post"},{"id":"-2b37d984-e544-55f5-9f12-1d1192300960","title":"Best-selling funds, Investment Trusts and ETFs of September 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-10-27T15:13:23Z","publishedAt":"2025-10-10T08:57:18.676Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-3b77ffc6182f0081670db88fc2d10af9f8f13fbf-1920x1080-png"}},"categories":[{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-september-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-a6152076-56c0-5fd4-8715-5d7da6c266e5","title":"Future Stocks: Our best ideas in China","authors":[{"_key":"0aa69d5811b5","people":{"_id":"2c0a255d-4a0e-4268-bcb6-35a31153bc85","id":"-9e25b416-5b90-5e35-873e-00a07a6a81bd","name":"Baillie Gifford","image":null}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"a3d16527bad3"},{"text":"Ben Buckler","_type":"span","marks":["strong"],"_key":"b694edce3d64"},{"text":", Investment Specialist","_type":"span","marks":[],"_key":"e6a6e872ad21"}],"_type":"block","_key":"eeba079e4786","style":"normal"}],"_updatedAt":"2025-10-06T10:44:45Z","publishedAt":"2025-10-06T10:44:44.147Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-2c2f09e0f6d6853fd94088792dd3e704fb4449a2-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"future-stocks-our-best-ideas-in-china","_type":"slug","_key":null},"_type":"post"},{"id":"-080ede2a-047e-5af3-931d-85409c40bc4b","title":"Trip notes: on the road with Baillie Gifford China Growth Trust","authors":[{"_key":"0aa69d5811b5","people":{"_id":"2c0a255d-4a0e-4268-bcb6-35a31153bc85","id":"-9e25b416-5b90-5e35-873e-00a07a6a81bd","name":"Baillie Gifford","image":null}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"a3d16527bad3"},{"text":"Sophie Earnshaw","_type":"span","marks":["strong"],"_key":"bb0312dc32a5"},{"text":", Joint Manager, ","_type":"span","marks":[],"_key":"c75fa9ea2957"},{"text":"Baillie Gifford China Growth Trust","_type":"span","marks":["90fb51b3a414"],"_key":"06f0f6669ec6"},{"text":", and ","_type":"span","marks":[],"_key":"8a82debddfbf"},{"text":"Nicholas Pink","_type":"span","marks":["strong"],"_key":"ed7ed28eff8c"},{"text":", Chair, ","_type":"span","marks":[],"_key":"6fc9abdf15cc"},{"text":"Baillie Gifford China Growth Trust","_type":"span","marks":["d951056acf67"],"_key":"c8e08021d6c6"}],"_type":"block","_key":"eeba079e4786","style":"normal"}],"_updatedAt":"2025-10-06T10:44:32Z","publishedAt":"2025-10-06T10:44:31.431Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6eaec5068dfa64662a3a6f1a8e5433160b602470-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"trip-notes-on-the-road-with-baillie-gifford-china-growth-trust","_type":"slug","_key":null},"_type":"post"},{"id":"-84b8afb2-aa37-5414-b929-e86b1af28f18","title":"Pension, Badgers, Nutmeg and Covid","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-10-03T11:27:10Z","publishedAt":"2025-10-03T11:27:09.382Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1fb53ff46239c0ca690518078c723fab441985f5-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"324d60b8-6372-47d1-b157-ebe7973d8d81","title":"Bonds","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-pension-badgers-nutmeg-and-covid","_type":"slug","_key":null},"_type":"post"},{"id":"-1b61c581-f946-5775-ad5c-d019d0b64700","title":"Are you wiggy enough???","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-10-10T11:06:36Z","publishedAt":"2025-09-26T11:39:12.768Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-0eafdc5ef9b76a1cda752e6f3145c23cf6caf497-960x540-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-are-you-wiggy-enough","_type":"slug","_key":null},"_type":"post"},{"id":"-eb6998dc-57bb-54df-af96-fe7415e3b185","title":"Best Investment Trusts to Have in a Pension","authors":[{"_key":"412e0451f6ab","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"e60d937b295e"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"92a3f10a62b8"}],"_type":"block","_key":"a6ac2d298b0f","style":"normal"}],"_updatedAt":"2025-11-21T11:37:09Z","publishedAt":"2025-09-25T13:02:37.436Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-7f2cb6a5f6dc5fa01ceb5319cd8c365f40765fe6-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"}],"slug":{"current":"best-investment-trusts-to-have-in-a-pension","_type":"slug","_key":null},"_type":"post"},{"id":"-6e245247-cb19-5867-a414-0f6fb56c81a9","title":"India: Does tariff turmoil matter for markets?","authors":[{"_key":"db8d01bef8d2","people":{"_id":"7077a1a2-a2ca-4952-87e2-5e9e4f1a41d0","id":"-617cf664-86af-592f-b9f3-b718bbf40457","name":"Aberdeen","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"105b55fc160d"},{"text":"Aberdeen","_type":"span","marks":["strong"],"_key":"3e3788c508f0"}],"_type":"block","_key":"f80745051b64","style":"normal"}],"_updatedAt":"2025-09-25T10:24:00Z","publishedAt":"2025-09-25T10:23:58.701Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d520167413563e7ec1b8242fe90ffe381e94443d-1920x1080-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"india-does-tariff-turmoil-matter-for-markets","_type":"slug","_key":null},"_type":"post"},{"id":"-e3749070-f3c8-5249-a398-2c722f0b36a1","title":"Green shoots and shifting sentiment – why UK equities deserve a closer look","authors":[{"_key":"a8afa1b6a4bd","people":{"_id":"b218a8e1-67aa-4c7e-ab58-c20b47555fa4","id":"-72a180bb-46f5-54f9-a02d-3c5458b13868","name":"Schroders","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"a4b727eab930"},{"text":"Schroders","_type":"span","marks":["strong"],"_key":"c923bb03ae19"}],"_type":"block","_key":"07a2cdfbeeb9","style":"normal"}],"_updatedAt":"2025-10-31T15:41:42Z","publishedAt":"2025-09-24T15:45:17.397Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-60f3ca39a43fd0dc60b941654d224de947f5c6b9-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"green-shoots-and-shifting-sentiment-why-uk-equities-deserve-a-closer-look","_type":"slug","_key":null},"_type":"post"},{"id":"-682d101c-72ba-5a9d-9686-be4e14db1f76","title":"The age of resilience: outperformers must first be survivors","authors":[{"_key":"0051a33ee7df","people":{"_id":"2c0a255d-4a0e-4268-bcb6-35a31153bc85","id":"-9e25b416-5b90-5e35-873e-00a07a6a81bd","name":"Baillie Gifford","image":null}}],"authorsText":[{"children":[{"text":"Written by","_type":"span","marks":[],"_key":"38620f3a581f"},{"text":" Tom Slater, ","_type":"span","marks":["strong"],"_key":"ffbcf8c73ad1"},{"text":"Manager, Scottish Mortgage Investment Trust","_type":"span","marks":[],"_key":"e434e3db602a"}],"_type":"block","_key":"e3431e29dda1","style":"normal"}],"_updatedAt":"2025-09-30T12:12:03Z","publishedAt":"2025-09-23T09:59:48.068Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-bf9d32fa9f7d3f530d61e702fa73173b4a746dc0-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"the-age-of-resilience-outperformers-must-first-be-survivors","_type":"slug","_key":null},"_type":"post"},{"id":"-41d51adb-e125-52dc-9240-0d9ef1367e92","title":"Pension FAQs: Your Top 10 Questions Answered","authors":[{"_key":"b035f438b113","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"9fba30b34af2"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"3791b69649ed"}],"_type":"block","_key":"ee192e226188","style":"normal"}],"_updatedAt":"2026-03-30T08:51:22Z","publishedAt":"2025-09-19T15:59:39.879Z","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-053fae39c8d6fedee04370b9fab3a5b519d86a05-1920x1080-png"}},"categories":[{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"},{"_id":"56cb73af-6356-4d23-ba58-a4d5301e6f9b","title":"Retirement","_type":"category"},{"_id":"fff51cef-154f-46d3-b788-5a9a0cd39896","title":"Reader Questions - Pensions","_type":"category"}],"slug":{"current":"pension-faqs-your-top-10-questions-answered","_type":"slug","_key":null},"_type":"post"},{"id":"-5aceacf1-1515-5081-8969-9194f91c9529","title":"Stock market highs, a bleak Budget and watercress panna cotta","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-09-19T11:47:13Z","publishedAt":"2025-09-19T11:47:12.337Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-8e5180f342923fd398dacf3579ff21ce911d7bd7-960x540-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-stock-market-highs-a-bleak-budget-and-watercress-panna-cotta","_type":"slug","_key":null},"_type":"post"},{"id":"-0a27326d-2551-59d7-9d82-cb1e16976103","title":"Why “Peak Fear” Is A Prime Opportunity For The Healthcare Sector","authors":[{"_key":"b19185ec70ca","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"43ac957dbcb6"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"d39723e81c69"}],"_type":"block","_key":"866f4b1104e6","style":"normal"}],"_updatedAt":"2025-09-19T14:24:58Z","publishedAt":"2025-09-18T14:20:29.489Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-04bb94479dfe5042a634857a5b7af6e884297fa5-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"why-peak-fear-is-a-prime-opportunity-for-the-healthcare-sector","_type":"slug","_key":null},"_type":"post"},{"id":"-3def13d7-a20f-5d68-9bf2-88e061e08ba6","title":"Biggest Financial Mistakes to Avoid in Retirement","authors":[{"_key":"22950a38b1cd","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"4a04a450c93e"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"ae98622436f1"}],"_type":"block","_key":"ed639c3e9990","style":"normal"}],"_updatedAt":"2026-03-30T11:19:12Z","publishedAt":"2025-09-18T08:26:18.270Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-dd5eab19c6f9e881a55388becc087db64caa8465-1920x1080-png"}},"categories":[{"_id":"56cb73af-6356-4d23-ba58-a4d5301e6f9b","title":"Retirement","_type":"category"}],"slug":{"current":"five-biggest-financial-mistakes-to-avoid-in-retirement","_type":"slug","_key":null},"_type":"post"},{"id":"-c9965dfd-9f06-5316-857e-3c1bc75eccad","title":"Is It Too Late to Buy Gold? Why Investors Are Piling In","authors":[{"_key":"56db84f6d646","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"d2036388320a"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"9dd356f58e66"}],"_type":"block","_key":"5deb554a3986","style":"normal"}],"_updatedAt":"2025-10-09T11:10:04Z","publishedAt":"2025-09-17T14:57:20.959Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a12f1d571203360debcacdc8365cb5886066d368-1920x1080-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"is-it-too-late-to-buy-gold-why-investors-are-piling-in","_type":"slug","_key":null},"_type":"post"},{"id":"-c68b6541-a2bd-5bae-a945-561b70b1dd66","title":"Tax, Savings And Investing Calculators To Manage Your Money","authors":[{"_key":"9539becad2bb","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"e88cc2ab94d4"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"b44bec231a90"}],"_type":"block","_key":"e866e0cddec9","style":"normal"}],"_updatedAt":"2025-09-25T13:39:07Z","publishedAt":"2025-09-17T09:07:21.031Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-45df7f07293566386adec360e16fd7473645df2c-2880x1620-png"}},"categories":[{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"},{"_id":"5ef54f52-49d3-4a77-a9e1-085e5488e421","title":"Budgeting","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"pensions-taxes-and-savings-calculators","_type":"slug","_key":null},"_type":"post"},{"id":"-82e9545b-a46c-5dc7-9b61-8695d795228c","title":"Here come the LTAFs...","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-09-12T12:19:25Z","publishedAt":"2025-09-12T11:59:28.637Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-bb0a84d702e02ba93ddbcc4c143471cc7ae9fe76-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-here-come-the-ltafs","_type":"slug","_key":null},"_type":"post"},{"id":"-97cf4ac2-65fe-5fb5-be86-1ce4ef51ea01","title":"Best-selling funds, Investment Trusts and ETFs of August 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-10-08T09:30:30Z","publishedAt":"2025-09-11T09:19:41.753Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-81b9f732ebd3c2d4d829653bd6332e0dea8a43b9-1920x1080-png"}},"categories":[{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"},{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-august-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-e9358980-c910-550a-92cc-2aab31fce918","title":"Gilty Pleasures","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-09-29T12:36:10Z","publishedAt":"2025-09-05T11:57:57.919Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-da21105ee66f15bf6871b07f798fa40aaf48ec68-960x540-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"},{"_id":"324d60b8-6372-47d1-b157-ebe7973d8d81","title":"Bonds","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-gilty-pleasures","_type":"slug","_key":null},"_type":"post"},{"id":"-f59f8a6f-bb98-56a6-93a1-b333b2478029","title":"Baillie Gifford Managed Fund: our 7 most exciting growth picks","authors":[{"_key":"9b9001e6c56a","people":{"_id":"2c0a255d-4a0e-4268-bcb6-35a31153bc85","id":"-9e25b416-5b90-5e35-873e-00a07a6a81bd","name":"Baillie Gifford","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"a4b727eab930"},{"text":"Baillie Gifford","_type":"span","marks":["strong"],"_key":"c923bb03ae19"}],"_type":"block","_key":"07a2cdfbeeb9","style":"normal"}],"_updatedAt":"2025-09-29T12:37:20Z","publishedAt":"2025-09-01T09:31:01.703Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6de1a35176ebf5c12fcd949ac5a18196f821e411-1920x1080-png"}},"categories":[{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"324d60b8-6372-47d1-b157-ebe7973d8d81","title":"Bonds","_type":"category"}],"slug":{"current":"baillie-gifford-managed-fund-our-7-most-exciting-growth-picks","_type":"slug","_key":null},"_type":"post"},{"id":"-9e3185d6-08e5-53db-b2bc-9aa4caebd522","title":"Investing in Tech: What DeepSeek, AI Growth, and Trump’s Trade Wars Mean for 2025","authors":[{"_key":"d5b9a1e4d87b","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"3640c66394c1"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"1bf6c5b72c3b"}],"_type":"block","_key":"e3491cf2950b","style":"normal"}],"_updatedAt":"2025-08-29T13:32:27Z","publishedAt":"2025-08-29T13:32:19.270Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-58f27f54a7f78555ee1929ca721c247efed49ae2-552x312-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"investing-in-tech-what-deepseek-ai-growth-and-trumps-trade-wars-mean-for-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-8afb8d16-8e3c-5872-822b-ce42665dc53b","title":"The UK Retirement Story: Five Pension Points for 2025","authors":[{"_key":"3b534b290858","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"126ec92ba4a5"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"129425011b5c"}],"_type":"block","_key":"50a83b0ed0ac","style":"normal"}],"_updatedAt":"2026-03-30T11:23:52Z","publishedAt":"2025-08-22T11:09:11.203Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9fadd54ec7b1bc579f2519bf8be53ce47d2e611f-1920x1080-png"}},"categories":[{"_id":"56cb73af-6356-4d23-ba58-a4d5301e6f9b","title":"Retirement","_type":"category"},{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"}],"slug":{"current":"the-uk-retirement-story-five-points-on-pensions","_type":"slug","_key":null},"_type":"post"},{"id":"-daacdc6e-a6e4-5f36-a2e0-0ff0968471b8","title":"Which funds are everyone else buying?","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-08-15T11:32:25Z","publishedAt":"2025-08-15T10:29:05.031Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-120bb8a484eb0fbcce7e816a5f7415929988bb99-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-which-funds-are-everyone-else-buying","_type":"slug","_key":null},"_type":"post"},{"id":"-2ca8c676-c408-5945-8d59-c6ad41d9e4be","title":"Top Performing ETFs, Funds, and Investment Trusts | May - July 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-11-10T11:14:00Z","publishedAt":"2025-08-14T10:18:56.292Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6158ab47a254005647523548b58e8416fcf6b89e-1920x1080-png"}},"categories":[{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"},{"_id":"c11f6dd3-c4fd-43bd-b895-7e9622c04b3b","title":"Product Performance - Top performing","_type":"category"}],"slug":{"current":"best-investment-returns-may-to-july-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-8c7a86e8-6bca-51d5-8fce-2cbe436023b9","title":"Investing in Financials: The Case for Active Management in 2025","authors":[{"_key":"dad90c308a64","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"fa952214846a"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"e55b39811e93"}],"_type":"block","_key":"5ada9a83196a","style":"normal"}],"_updatedAt":"2025-08-12T16:02:07Z","publishedAt":"2025-08-12T16:01:25.096Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d70eed186f8902fa5ced4e8a42c8b75f11b5d7b4-496x280-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"investing-in-financials-the-case-for-active-management-in-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-34d18c12-11cf-5db7-b4b0-b0fe778a404b","title":"Best-selling funds, Investment Trusts and ETFs of July 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-10-08T09:41:00Z","publishedAt":"2025-08-12T15:17:36.080Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d7ba0061517973f8db7c47cd14afc05f8e055971-1920x1080-png"}},"categories":[{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"},{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-july-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-5a011858-49c6-5b40-be92-0556f74bd27d","title":"Is the UK now a natural hunting ground for investors?","authors":[{"_key":"f3bcb0d7cbbc","people":{"_id":"9c978450-2df4-454f-a1f5-4bcba7d72444","id":"-11e460d8-ea70-5346-aa9e-06e4f6b8b1df","name":"Aberdeen","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"1c5cdf31e60d"},{"text":"Aberdeen","_type":"span","marks":["strong","335cd4828d37"],"_key":"66211223efbc"},{"text":", ","_type":"span","marks":["strong"],"_key":"01f185aed2f5"},{"text":"written by","_type":"span","marks":[],"_key":"116377e00a43"},{"text":" Rebecca Maclean","_type":"span","marks":["strong"],"_key":"ecb19ee864c7"},{"text":", Co-Manager, ","_type":"span","marks":[],"_key":"5bd1bccbeb1e"},{"text":"Dunedin Income Growth Investment Trust","_type":"span","marks":["6a0779eab1f7"],"_key":"9fbd95cf81e6"}],"_type":"block","_key":"b296d46ab86a","style":"normal"}],"_updatedAt":"2025-08-12T10:14:59Z","publishedAt":"2025-08-12T10:14:57.947Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-dfa63963313b7917fc902ea933ab6fa0971b8a72-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"is-the-uk-now-a-natural-hunting-ground-for-investors","_type":"slug","_key":null},"_type":"post"},{"id":"-6c63bcef-7360-5e1f-9612-71df5dac313e","title":"Q2 2025 Earnings Analysis: 5 Key Investment Lessons from US Tech Surge vs European Struggles","authors":[{"_key":"ab73c4242582","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"63fbc7807339"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"a8f6b48f2f43"}],"_type":"block","_key":"b8385844f789","style":"normal"}],"_updatedAt":"2025-08-11T10:26:25Z","publishedAt":"2025-08-11T10:26:13.024Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-e1a4907245f2f1943e8fd11b09e35fb0783d48db-1920x1080-png"}},"categories":[{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"q2-2025-earnings-analysis-5-key-investment-lessons-from-us-tech-surge-vs-european-struggles","_type":"slug","_key":null},"_type":"post"},{"id":"-3ef3ef92-38e9-516d-b188-f5ec6e06ee8c","title":"Interest rates, Go Blighty and Krispy Kremes","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-08-08T11:37:56Z","publishedAt":"2025-08-08T11:37:55.218Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-224b69b5ff1efed9bfc751e1e073132e9de62504-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-interest-rates-go-blighty-and-krispy-kreme","_type":"slug","_key":null},"_type":"post"},{"id":"-eea40f72-1edb-5456-b96d-5c0fedbc5c53","title":"How much is in your workplace pension?","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-08-14T14:41:05Z","publishedAt":"2025-08-01T10:57:35.687Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-7cad75e852b2127bec99d6271cc815025f23f3c5-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-how-much-is-in-your-workplace-pension","_type":"slug","_key":null},"_type":"post"},{"id":"-4125b5f5-543e-5ae0-9de8-c3a026ee70c2","title":"Invesco Global Equity Income Trust: Building a resilient investment strategy","authors":[{"_key":"16e5394b8256","people":{"_id":"669640ea-1073-4d4a-9bbf-36603f43c125","id":"-f08dd026-6413-5c66-83ad-3c961f0efc64","name":"Invesco","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"d32232194d9e"},{"text":"Invesco","_type":"span","marks":["strong","7e3fcba5da0c"],"_key":"8994ed3bf696"},{"text":", written by Stephen Anness, Portfolio Manager, and Joe Dowling, Deputy Portfolio Manager","_type":"span","marks":[],"_key":"b426c0a794b1"}],"_type":"block","_key":"28be09cba851","style":"normal"}],"_updatedAt":"2025-07-29T14:53:55Z","publishedAt":"2025-07-29T14:53:45.008Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-83cbbc9130a0e4fedd4efb703ceeb157c7e33bb4-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"invesco-global-equity-income-trust-building-a-resilient-investment-strategy","_type":"slug","_key":null},"_type":"post"},{"id":"-6b1b8b4d-aaf0-501f-843d-d8ca43520e3e","title":"Emerging markets: a game of two halves","authors":[{"_key":"104dc7c86c3a","people":{"_id":"9c978450-2df4-454f-a1f5-4bcba7d72444","id":"-11e460d8-ea70-5346-aa9e-06e4f6b8b1df","name":"Aberdeen","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"1f4d668ec0c3"},{"text":"Aberdeen","_type":"span","marks":["strong","e9d32223d18e"],"_key":"68aae40c5703"}],"_type":"block","_key":"5d8fa194831f","style":"normal"}],"_updatedAt":"2025-07-28T11:17:09Z","publishedAt":"2025-07-28T11:17:07.867Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-e60419a26715572e844b5f9dd6ca67f4cb6371ac-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"emerging-markets-a-game-of-two-halves","_type":"slug","_key":null},"_type":"post"},{"id":"-800ab15d-834e-5040-8e41-0179231bf9a6","title":"Top performing investment collections ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-07-25T12:04:37Z","publishedAt":"2025-07-25T11:36:23.708Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-8fd7a87bd4231da84b2620b0d8cfa558705c64fb-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-Top-performing-investment-collections","_type":"slug","_key":null},"_type":"post"},{"id":"-f690be66-3b5a-5215-ba49-593e5f98cdb3","title":"Advice fees, SJP and Snap Sid","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-11-04T13:03:24Z","publishedAt":"2025-07-18T09:15:23.863Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-43b48532c6760e3b9df653fc3571a183059737cc-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-advice-fees-sjp-and-snap-sid","_type":"slug","_key":null},"_type":"post"},{"id":"-b2e563de-c169-57e7-b91d-155121263995","title":"Understanding the value of high-yield bonds","authors":[{"_key":"b9245522b9f7","people":{"_id":"669640ea-1073-4d4a-9bbf-36603f43c125","id":"-f08dd026-6413-5c66-83ad-3c961f0efc64","name":"Invesco","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"7a8140b5befe"},{"text":"Invesco","_type":"span","marks":["strong","7cabd5b4de7d"],"_key":"6d865a44814a"}],"_type":"block","_key":"f8164da97579","style":"normal"}],"_updatedAt":"2025-07-17T13:25:45Z","publishedAt":"2025-07-17T13:25:44.553Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-f0d8ea83307816d0942ae1aec329535091e7ba5f-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"324d60b8-6372-47d1-b157-ebe7973d8d81","title":"Bonds","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"understanding-the-value-of-highyield-bonds","_type":"slug","_key":null},"_type":"post"},{"id":"-7ac14a0d-fc4d-517f-8583-756f8380493a","title":"Best performing ready-made solutions of April – June 2025","authors":[{"_key":"e46e7988e212","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"92b01a0993d3"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"c7bcc6b7dc60"}],"_type":"block","_key":"439a73a014f3","style":"normal"}],"_updatedAt":"2025-11-10T11:19:15Z","publishedAt":"2025-07-16T13:19:29.332Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-ee4205fba884c8ab6ee3b2bde49f477bfa3cf4f6-1920x1080-png"}},"categories":[{"_id":"a0233bcc-9945-4ded-b8db-d6a11bba1857","title":"Ready-Made Solutions","_type":"category"},{"_id":"2b24e6f3-6040-4b22-9356-14184abc4876","title":"Performance - Ready Made solutions ","_type":"category"}],"slug":{"current":"best-performing-ready-made-solutions-of-april-june-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-eaf87822-c60b-5583-9b11-d313595e01b1","title":"Teapot Triumphs and Space Shares Soar","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-07-11T11:44:24Z","publishedAt":"2025-07-11T11:24:24.497Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-c3faf33277a648856fc05c05c49671b5755c79a2-960x540-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-teapot-triumphs-and-space-shares-soar","_type":"slug","_key":null},"_type":"post"},{"id":"-9ad4b8f6-302f-5dee-af84-d6fd8ab818dd","title":"Best-selling funds, Investment Trusts and ETFs of June 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-10-08T09:47:14Z","publishedAt":"2025-07-11T09:17:23.286Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-b273db84199caf970425757a8a350ecb5173c64f-1920x1080-png"}},"categories":[{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-june-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-c89e5f4c-8e5a-5307-81fc-f0af962486a6","title":"Oil Price Volatility: What It Means for Global Markets and Investors","authors":[{"_key":"588ebe366674","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"a09869ba0916"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"7bb0ea285868"}],"_type":"block","_key":"aa5f06f33e4d","style":"normal"}],"_updatedAt":"2025-07-08T08:21:55Z","publishedAt":"2025-07-08T08:21:53.304Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-251f2d9ae282d7fdc765c8c61ba102ab82f18831-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"oil-price-volatility-what-it-means-for-global-markets-and-investors","_type":"slug","_key":null},"_type":"post"},{"id":"-ac72f646-316d-558a-ba63-0123d81516cc","title":"How to Make Your Retirement Money Last: 4 Top Tips","authors":[{"_key":"d82e71d8c461","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"1f47ee504049"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"a72782180c4e"}],"_type":"block","_key":"2805d2f12fd2","style":"normal"}],"_updatedAt":"2025-07-07T12:27:28Z","publishedAt":"2025-07-07T12:27:26.545Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-38d80957f8094b5843ff5dea78c8a800a76e2d0d-3840x2160-png"}},"categories":[{"_id":"56cb73af-6356-4d23-ba58-a4d5301e6f9b","title":"Retirement","_type":"category"},{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"}],"slug":{"current":"how-to-make-your-money-last-in-retirement","_type":"slug","_key":null},"_type":"post"},{"id":"-c6af886a-614d-5968-b939-f2eabb7bcfa2","title":"A year, a tear and tax rise fear","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-07-04T12:07:40Z","publishedAt":"2025-07-04T11:32:34.717Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d7598a27c25c25ab5d044aa5b78dd3e5b27235f2-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-a-year-a-tear-and-a-tax-rise-fear","_type":"slug","_key":null},"_type":"post"},{"id":"-39aa2bc4-a83c-51b1-980a-0bd4ba4d50d5","title":"Why Mummy has to sometimes use strong language","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-03-30T10:32:43Z","publishedAt":"2025-06-27T11:59:44.729Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4dfa6a4ed58d78a691d0e9f13bcf28da59619fac-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-why-mummy-has-to-sometimes-use-strong-language","_type":"slug","_key":null},"_type":"post"},{"id":"-59377460-781b-5169-a2f9-1ec7a176e158","title":"The Ultimate Guide to Inheritance Tax in the UK: Allowances, Exemptions and Planning Tips","authors":[{"_key":"f07f32d801c3","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"cc809d3f8fac"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"a6b59b3a5a3a"}],"_type":"block","_key":"0fbd33a32b8a","style":"normal"}],"_updatedAt":"2026-03-25T11:18:23Z","publishedAt":"2025-06-20T15:31:56.328Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a43da241009905ea718a55f98fdd91866195c815-2880x1620-png"}},"categories":[{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"},{"_id":"161c09a5-00b8-40b8-b40a-55ca3241f4e2","title":"Inheritance","_type":"category"},{"_id":"b09bc8a1-3225-47eb-aa7d-538473acdb89","title":"Guide","_type":"category"}],"slug":{"current":"inheritance-tax","_type":"slug","_key":null},"_type":"post"},{"id":"-5511f4fd-d3ad-5850-95b7-499237e85c19","title":"Oil, rosé and guessing games","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-06-20T11:34:22Z","publishedAt":"2025-06-20T11:34:21.979Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9204bf992e0dcecc12ea615e73c5e94953a8eca8-6000x3375-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-oil-rose-and-guessing-games","_type":"slug","_key":null},"_type":"post"},{"id":"-22533dac-b032-5447-85b6-e4ac2d91a1b1","title":"Start Saving for Retirement: 5 Essential Steps for Young Savers","authors":[{"_key":"05984c881e01","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"65a270251130"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"5541b8d5563f"}],"_type":"block","_key":"d57f61d163cb","style":"normal"}],"_updatedAt":"2025-06-19T13:23:35Z","publishedAt":"2025-06-19T13:23:30.713Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-449a5717e0bf5e865dea5f02cd0490cf465fd871-1920x1080-png"}},"categories":[{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"},{"_id":"b09bc8a1-3225-47eb-aa7d-538473acdb89","title":"Guide","_type":"category"}],"slug":{"current":"pension-prep-5-things-to-do-when-youre-starting-out","_type":"slug","_key":null},"_type":"post"},{"id":"-7e8ec1d8-a36b-58bb-94e1-6c6eff75a56d","title":"Innovation and growth: An investment case for Asia","authors":[{"_key":"df681e284585","people":{"_id":"669640ea-1073-4d4a-9bbf-36603f43c125","id":"-f08dd026-6413-5c66-83ad-3c961f0efc64","name":"Invesco","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"2afce310b9f8"},{"text":"Invesco","_type":"span","marks":["strong","a87330011992"],"_key":"7419773b5b60"}],"_type":"block","_key":"da589f464e17","style":"normal"}],"_updatedAt":"2025-06-18T08:52:20Z","publishedAt":"2025-06-18T08:52:09.753Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-e0f702ef96126fef2fcc4a6e25f186d0af99ca29-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"innovation-and-growth-an-investment-case-for-asia","_type":"slug","_key":null},"_type":"post"},{"id":"-5e7390da-f2a1-5bce-8900-086f6370a937","title":"How to Prepare for Retirement in the UK: 5 Expert Tips","authors":[{"_key":"daaaf663f5e8","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"65a270251130"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"5541b8d5563f"}],"_type":"block","_key":"d57f61d163cb","style":"normal"}],"_updatedAt":"2026-03-30T08:34:40Z","publishedAt":"2025-06-17T14:37:48.175Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-b7855dab5d8b31d2e776f4b27cd0f6e3b5d548dc-3333x1875-png"}},"categories":[{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"},{"_id":"56cb73af-6356-4d23-ba58-a4d5301e6f9b","title":"Retirement","_type":"category"}],"slug":{"current":"pension-prep-5-things-to-do-when-nearing-retirement","_type":"slug","_key":null},"_type":"post"},{"id":"-40343470-0934-59e4-8ff7-d436dfda4faf","title":"Oil, shares and #pensionsnotprimer","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-06-13T11:02:12Z","publishedAt":"2025-06-13T10:58:58.882Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-af338df19e8ac4bf6f4dacedf7deeeb60492046b-6000x3375-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-oil-shares-and-pensions-not-primer","_type":"slug","_key":null},"_type":"post"},{"id":"-96dbfca5-bbfc-59e8-90c4-528be49db6d0","title":"Best-selling funds, Investment Trusts and ETFs of May 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-10-08T09:44:22Z","publishedAt":"2025-06-10T13:51:29.643Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-5fd3234a3b993918a6270f04566671b9e4cadbce-1920x1080-png"}},"categories":[{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"},{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-may-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-77b095ff-a2f4-58ec-886b-144ee26a6dfc","title":"What Disney tells us about how we draw investment conclusions","authors":[{"_key":"104dc7c86c3a","people":{"_id":"9c978450-2df4-454f-a1f5-4bcba7d72444","id":"-11e460d8-ea70-5346-aa9e-06e4f6b8b1df","name":"Aberdeen","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"1f4d668ec0c3"},{"text":"Aberdeen","_type":"span","marks":["strong","e9d32223d18e"],"_key":"68aae40c5703"}],"_type":"block","_key":"5d8fa194831f","style":"normal"}],"_updatedAt":"2025-06-10T14:48:11Z","publishedAt":"2025-06-09T09:59:35.031Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-58f7323251750d0fdd6f25c9a26aae5d0ea9c84d-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"what-disney-tells-us-about-how-we-draw-investment-conclusions","_type":"slug","_key":null},"_type":"post"},{"id":"-5333306c-e577-572f-b5f3-367b6eb81393","title":"Gorillas crash the car and the spaceship ","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2026-03-30T11:18:33Z","publishedAt":"2025-06-06T11:38:23.856Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-ca3822f0a3729f58cf5986763b8ea4b526a42924-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-gorillas-crash-the-car-and-the-spaceship","_type":"slug","_key":null},"_type":"post"},{"id":"-8e51344c-94dd-5913-966c-6829856bb9ac","title":"Rethinking retirement: How Invesco Bond Income Plus Limited could fit the new retirement landscape","authors":[{"_key":"3ad7d0749602","people":{"_id":"669640ea-1073-4d4a-9bbf-36603f43c125","id":"-f08dd026-6413-5c66-83ad-3c961f0efc64","name":"Invesco","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"2f151ded2114"},{"text":"Invesco","_type":"span","marks":["strong","6d031a4ff36b"],"_key":"1c3c2774e9e6"}],"_type":"block","_key":"8d5f4e5cbd8c","style":"normal"}],"_updatedAt":"2025-06-05T09:13:50Z","publishedAt":"2025-06-05T09:13:12.023Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-32e4bf919ee252ecfcc17ab9e973befe58c56e9b-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"rethinking-retirement-how-invesco-bond-income-plus-limited-could-fit-the-new-retirement-landscape","_type":"slug","_key":null},"_type":"post"},{"id":"-04dcfee5-ae49-502e-bd79-7f5a6f15ecae","title":"FTSE going for glory as NatWest leaves home","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-05-30T11:41:40Z","publishedAt":"2025-05-30T11:41:39.361Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-f2a45cc22d98b5482f8003ffcbbda0e0b266b9fc-800x450-jpg"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-ftse-going-for-glory-as-natwest-leaves-home","_type":"slug","_key":null},"_type":"post"},{"id":"-4ed067f4-7bb5-56d4-b2c9-a7c92b19f184","title":"Just Retired? 5 Essential Money Moves for a Secure Retirement","authors":[{"_key":"5d50adce6b04","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"3648fd47d593"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"590af363a1c3"}],"_type":"block","_key":"c108dbff4173","style":"normal"}],"_updatedAt":"2025-05-30T11:16:43Z","publishedAt":"2025-05-30T11:16:40.163Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-b1bb4d8b70b2f34bba835a12d34c6e150bf41bdf-1920x1080-png"}},"categories":[{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"}],"slug":{"current":"pension-prep-5-things-to-do-when-youve-just-retired","_type":"slug","_key":null},"_type":"post"},{"id":"-2dbf0238-ac99-541a-a129-807f5daf4ed0","title":"Pension IHT Changes April 2027: What UK Retirees Must Know","authors":[{"_key":"f2a5a76041a0","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"45ae2db47b35"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"1f950d008632"}],"_type":"block","_key":"e9c14562b8b8","style":"normal"}],"_updatedAt":"2025-05-29T11:12:01Z","publishedAt":"2025-05-29T11:11:55.948Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-5d1599bb105335cf315a21fa0ff6a8184dca06d6-1920x1080-png"}},"categories":[{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"},{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"},{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"}],"slug":{"current":"pension-iht-changes-april-2027-what-uk-retirees-must-know","_type":"slug","_key":null},"_type":"post"},{"id":"-95c03fd3-4ffe-58c9-a5e3-cb4b6d120493","title":"Record IHT Bills Hit Middle Earners: 5 Smart Ways to Reduce Your Liability","authors":[{"_key":"f34c920f0cce","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"0bcc1b60ed57"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"5c16c0cdf910"}],"_type":"block","_key":"3c16e57903e1","style":"normal"}],"_updatedAt":"2025-05-28T11:35:14Z","publishedAt":"2025-05-28T11:32:34.630Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-3bb19b58602d526d24a4bee4478caf3620d815c3-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"},{"_id":"161c09a5-00b8-40b8-b40a-55ca3241f4e2","title":"Inheritance","_type":"category"}],"slug":{"current":"record-iht-bills-hit-middle-earners-essential-2025-planning-guide","_type":"slug","_key":null},"_type":"post"},{"id":"-432522ed-21e3-53ba-932f-b463d80f7ddc","title":"Guide to Financial Advice: Help With Big Money Matters","authors":[{"_key":"7cb011d33a25","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"4d0a264924b2"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"b263b2b6b8b5"}],"_type":"block","_key":"662e68139a58","style":"normal"}],"_updatedAt":"2025-06-23T08:29:28Z","publishedAt":"2025-05-27T13:05:51.670Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-c4887b584348ff7703757acb4ea5a92d48a4a667-1920x1080-png"}},"categories":[{"_id":"ebc96959-c4e5-458c-af55-d92fc594dfb2","title":"Advice","_type":"category"},{"_id":"b09bc8a1-3225-47eb-aa7d-538473acdb89","title":"Guide","_type":"category"},{"_id":"f50c6403-0239-4ea4-a0dc-52ccd3b3f5f9","title":"Product Guides","_type":"category"}],"slug":{"current":"do-you-need-a-financial-adviser","_type":"slug","_key":null},"_type":"post"},{"id":"-f91611ab-87cf-5160-8914-4e1bd13e8a71","title":"Inflation, inheritance and the Pensioners' Revolt","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-05-23T11:19:53Z","publishedAt":"2025-05-23T11:01:39.688Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1cdb9309a6dd59c525fbad08393aa76f79ba1b94-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-inflation-inheritance-and-the-pensioners-revolt","_type":"slug","_key":null},"_type":"post"},{"id":"-93d85844-5274-5bba-8aea-d32256ca604d","title":"Self-Employed Money Guide: Tax, Pensions, Expenses and More","authors":[{"_key":"b0e6f4a688cc","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"e3a5cbce1b46"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"3239cadaac34"}],"_type":"block","_key":"de40e0a751b6","style":"normal"}],"_updatedAt":"2026-05-20T14:48:44Z","publishedAt":"2025-05-22T14:57:17.466Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-e5b2fd7f9ec524f46205ff84d4bae1c51bc9ea07-1920x1080-png"}},"categories":[{"_id":"0cde7b89-8d9a-47a5-913f-f42f8d28b3f7","title":"Self-Employed","_type":"category"},{"_id":"b09bc8a1-3225-47eb-aa7d-538473acdb89","title":"Guide","_type":"category"}],"slug":{"current":"3-money-tips-for-the-self-employed","_type":"slug","_key":null},"_type":"post"},{"id":"-44d4e0e4-67ea-5e94-8e39-85af73f999cc","title":"How to Save for Retirement if You're Self-Employed: 3 Essential Pension Tips for 2025","authors":[{"_key":"c7d05209fdad","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"bd9973ad5977"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"d841fca7b017"}],"_type":"block","_key":"9636cbd7f6cd","style":"normal"}],"_updatedAt":"2026-03-30T11:10:50Z","publishedAt":"2025-05-22T10:07:14.074Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6047b91ca3edbfda86c7d4ca93bb7b7c7ad93131-1920x1080-png"}},"categories":[{"_id":"0cde7b89-8d9a-47a5-913f-f42f8d28b3f7","title":"Self-Employed","_type":"category"},{"_id":"9ab6bf4b-004d-406c-a98e-73803ef7ca1c","title":"Pensions","_type":"category"}],"slug":{"current":"3-retirement-planning-tips-for-the-selfemployed","_type":"slug","_key":null},"_type":"post"},{"id":"-e6adfa35-fd8d-5b35-84bf-59907a06c5ab","title":"Five reasons to consider financials","authors":[{"_key":"22e1d0471dd1","people":{"_id":"2541307e-d1b2-4ebd-84d2-d39cf18ac2d4","id":"-5421e8b1-e684-5b48-8765-73eadb86e7dd","name":"Polar Capital Global Financials Trust","image":null}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"63f5b23e54f3"},{"text":"Tom Dorner","_type":"span","marks":["strong"],"_key":"9168540b8964"},{"text":", Fund Manager, ","_type":"span","marks":[],"_key":"2c3334887ad6"},{"text":"Polar Capital Global Financials Trust","_type":"span","marks":["79b4ca2e1fb4"],"_key":"108e533dafce"}],"_type":"block","_key":"007c60e94288","style":"normal"}],"_updatedAt":"2025-05-21T13:18:30Z","publishedAt":"2025-05-21T13:18:23.885Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-28c18b9d92ea41ab64af272ff0a74162a373e6c2-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"}],"slug":{"current":"five-reasons-to-consider-financials","_type":"slug","_key":null},"_type":"post"},{"id":"-1ae9754a-48d1-5675-99f4-c22dfb150285","title":"Investing with an ISA: Your shield against inflation","authors":[{"_key":"9c0378b9b270","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"d96182d21e7d"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"05539c0afb4a"}],"_type":"block","_key":"8d9bbf82c9a8","style":"normal"}],"_updatedAt":"2026-04-22T10:59:43Z","publishedAt":"2025-05-21T08:22:40.255Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-dd4dce2df37d8a3eaa8799f6443995b03010a46d-1920x1080-png"}},"categories":[{"_id":"73fddf86-91d0-45eb-adf5-638de6442300","title":"ISAs","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"investing-with-an-isa-your-shield-against-inflation","_type":"slug","_key":null},"_type":"post"},{"id":"-9f3e361a-e316-5881-ba75-9238b22cdee1","title":"Pensions - what's your priority?","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-05-16T12:32:45Z","publishedAt":"2025-05-16T11:51:04.966Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-60d0f1dbf770a2bd542b0766150e7f852b8cac16-1920x1080-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-your-pension-whats-in-it-and-why-it-matters","_type":"slug","_key":null},"_type":"post"},{"id":"-af6cdc1c-c01d-55f5-9940-d45c51c3393b","title":"The unswerving search for quality","authors":[{"_key":"104dc7c86c3a","people":{"_id":"9c978450-2df4-454f-a1f5-4bcba7d72444","id":"-11e460d8-ea70-5346-aa9e-06e4f6b8b1df","name":"Aberdeen","image":null}}],"authorsText":[{"children":[{"text":"Sponsored by ","_type":"span","marks":[],"_key":"1f4d668ec0c3"},{"text":"Aberdeen","_type":"span","marks":["strong","e9d32223d18e"],"_key":"68aae40c5703"}],"_type":"block","_key":"5d8fa194831f","style":"normal"}],"_updatedAt":"2025-05-21T08:40:23Z","publishedAt":"2025-05-15T08:24:00.000Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-7fb875c06fa76dc5ae0ed5be5a9c3a53dfee28bf-1920x1080-png"}},"categories":[{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"}],"slug":{"current":"the-unswerving-search-for-quality","_type":"slug","_key":null},"_type":"post"},{"id":"-40f88413-296d-5fad-95c0-ec699530e9d2","title":"Best-selling funds, Investment Trusts and ETFs of April 2025","authors":[{"_key":"43a98a4171e4","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"158ad2dd0887"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"dfd6013806a7"}],"_type":"block","_key":"2f7ff9d70343","style":"normal"}],"_updatedAt":"2025-10-08T09:42:36Z","publishedAt":"2025-05-13T12:00:39.711Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-cff500ad304e84af408065d433a7e3f9d984543e-1920x1080-png"}},"categories":[{"_id":"bdd905f3-7e9a-4c61-8966-ddae8f16ef17","title":"Product Performance","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"},{"_id":"dae4b123-28c7-47bd-89ab-bfd2f3d640dd","title":"Investment Trusts","_type":"category"},{"_id":"a9695476-b643-4a18-be2a-e8dbf3420afd","title":"ETFs","_type":"category"},{"_id":"5e617b0c-a279-402b-9c5b-455d4ba66303","title":"Product Performance - Best-selling funds, Investment Trusts and ETFs","_type":"category"}],"slug":{"current":"bestselling-funds-investment-trusts-and-etfs-of-april-2025","_type":"slug","_key":null},"_type":"post"},{"id":"-8d00a7d0-0fb4-5157-8aae-7ebae3c403b2","title":"Interest rates heading down, trade and gold","authors":[{"_key":"0c2d72e3a3ad","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"51ca96a651d7"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"1bb8c471ce37"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"4ad4514dff9e"}],"_type":"block","_key":"d2c0c18fe4c3","style":"normal"}],"_updatedAt":"2025-05-09T11:09:49Z","publishedAt":"2025-05-09T11:02:50.560Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-747a0985b7b17cf39b76c1f6b453aa1a2d944464-6000x3375-png"}},"categories":[{"_id":"52fb9374-743a-4ac9-81d3-1737e1d98813","title":"Holly Mackay's Blog","_type":"category"}],"slug":{"current":"Holly-Mackay-blog-interest-rates-heading-down-trade-and-gold","_type":"slug","_key":null},"_type":"post"},{"id":"-67e7decc-3856-54e8-bf43-26365a79d4c2","title":"Self-Employed Tax Hacks for 2025: Save More, Stress Less","authors":[{"_key":"36e31201b958","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"8504570f8485"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"4e35250f8701"}],"_type":"block","_key":"0b129e5453f9","style":"normal"}],"_updatedAt":"2025-05-07T11:51:57Z","publishedAt":"2025-05-07T11:51:44.305Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-79847898553429a9255413f2ea5b4ed393e6e8bc-1920x1080-png"}},"categories":[{"_id":"0cde7b89-8d9a-47a5-913f-f42f8d28b3f7","title":"Self-Employed","_type":"category"},{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"}],"slug":{"current":"selfemployed-heres-five-tips-to-cut-your-tax-bill","_type":"slug","_key":null},"_type":"post"},{"id":"-4f3848ce-e2ea-5c9c-b38b-e415bdd7528e","title":"VAT Rules Hike Private School Fees: What You Need to Know","authors":[{"_key":"7ef1c7b33764","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"2bde9fbf76c7"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"71a5c9ea6978"}],"_type":"block","_key":"3f67fc2dbb8b","style":"normal"}],"_updatedAt":"2025-05-06T16:17:41Z","publishedAt":"2025-05-06T16:17:28.622Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-3c6eb9588a734a54b79f6305e93c4cc361db81c2-1920x1080-png"}},"categories":[{"_id":"4f6b3a94-9186-4d63-8b72-5c574318f022","title":"News","_type":"category"},{"_id":"dd0844ff-d219-41f0-9006-8cc97e1faff1","title":"Tax","_type":"category"},{"_id":"76e15dca-6524-4e2d-bb26-c53e29ecadaf","title":"Everyday Money","_type":"category"}],"slug":{"current":"vat-on-school-fees","_type":"slug","_key":null},"_type":"post"},{"id":"-06bc80e6-3801-59e0-822b-20adf78ea662","title":"What Are Equity Income Funds - And Why Do Investors Love Them?","authors":[{"_key":"23f4980de41b","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"1faf7c2fc68a"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"e69e0178c841"}],"_type":"block","_key":"8d0359cb5941","style":"normal"}],"_updatedAt":"2025-06-03T12:22:17Z","publishedAt":"2025-05-06T16:14:17.649Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-99de6de3da9bc198f7f14c5af5bf473d9770d833-1920x1080-png"}},"categories":[{"_id":"f28a7c2a-9960-4603-b9f7-96ac9d8b88ee","title":"Investing","_type":"category"},{"_id":"c058e54c-c37a-4991-8f09-bdfb81de2b4a","title":"Funds","_type":"category"}],"slug":{"current":"what-is-an-equity-income-fund","_type":"slug","_key":null},"_type":"post"},{"id":"-ecdded6d-3cda-50e0-a6f0-d5a6d78525bd","title":"Later Life Financial Planning UK: 10 Essential Steps to Get Your Affairs in Order","authors":[{"_key":"c07933ef726d","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"ffc9c06c88f7"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"7d45cdce90a6"}],"_type":"block","_key":"73b019021563","style":"normal"}],"_updatedAt":"2025-05-01T09:23:37Z","publishedAt":"2025-05-01T09:23:35.652Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6b2a5a6c1ccefaf73ac224c156e16fcf659cdab5-1920x1080-png"}},"categories":[{"_id":"56cb73af-6356-4d23-ba58-a4d5301e6f9b","title":"Retirement","_type":"category"}],"slug":{"current":"later-life-financial-planning-uk-10-essential-steps-to-get-your-affairs-in-order","_type":"slug","_key":null},"_type":"post"},{"id":"-402b8ff0-6404-5ece-ba94-2d3f46bec78f","title":"The Beginner’s Guide to Budgeting in 2025: Easy Budgeting Methods That Work","authors":[{"_key":"efd1945d7af5","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"e70c6d783a47"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"1b970b176a17"}],"_type":"block","_key":"76d2a6ac3800","style":"normal"}],"_updatedAt":"2025-04-30T09:38:51Z","publishedAt":"2025-04-30T09:37:32.513Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-deb4c18a679fbdd1387c227122bd7541a083b234-3840x2160-png"}},"categories":[{"_id":"5ef54f52-49d3-4a77-a9e1-085e5488e421","title":"Budgeting","_type":"category"},{"_id":"4a25f745-db82-4535-bd37-d484a6c8b8d7","title":"Savings","_type":"category"}],"slug":{"current":"the-beginners-guide-to-budgeting-in-2025-easy-budgeting-methods-that-work","_type":"slug","_key":null},"_type":"post"},{"id":"-603d157e-5f48-5add-96f4-b064b24ccb7a","title":"Smart Ways to Invest After Retirement (And Avoid Running Out of Money)","authors":[{"_key":"4fef928c2c1e","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"3185951b9c75"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"14b6acca5041"}],"_type":"block","_key":"953478108ef1","style":"normal"}],"_updatedAt":"2025-04-30T09:30:09Z","publishedAt":"2025-04-30T09:29:50.338Z","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-e7244465eaca9957c97717d7bd12faabff48fb35-1920x1080-png"}},"categories":[{"_id":"56cb73af-6356-4d23-ba58-a4d5301e6f9b","title":"Retirement","_type":"category"}],"slug":{"current":"how-to-invest-after-retirement","_type":"slug","_key":null},"_type":"post"}]},"latestInfoPages":{"nodes":[{"_id":"drafts.01e8d4ad-d5ff-4eca-8429-1486c165980d","id":"-144b7b2f-b7eb-5ff6-b173-b52cbff58b2f","_type":"information","slug":{"current":"evestor"},"subfolder":{"folder":"/pensions/"},"title":"Evestor Pension Review","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-bce4fcbc1821b2bf410c51825cd2371e3cb1ed6c-150x150-svg"},"alt":"evestor "},"subtitle":null,"_updatedAt":"2023-10-24T07:20:17Z","publishedAt":"2026-09-30T13:25:00.000Z","categories":[],"authorsText":null,"authors":[]},{"_id":"493de86e-6551-418f-b4d4-aeeb28aed196","id":"-2b1fb0cf-99de-5628-8da2-f0f12bc46d09","_type":"information","slug":{"current":"what-is-hedging-and-should-you-use-it-to-protect-your-investments"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"What Is Hedging and Should You Use It to Protect Your Investments?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-130fae722c8af73c4de7b9f5ea78b1f5cfe86a95-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-20T13:38:33Z","publishedAt":"2026-05-20T13:38:31.405Z","categories":[{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"}],"authorsText":[{"children":[{"text":"Written by Boring Money ","_type":"span","marks":[],"_key":"c697bb4a250e"}],"_type":"block","_key":"556e39c95c7b","style":"normal"}],"authors":[{"_key":"cc0f6184b034","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"11f95a14-cb70-452f-8c97-5df697f271e9","id":"-96f708e2-88b8-5380-8803-0272c35755f6","_type":"information","slug":{"current":"writing-a-will"},"subfolder":{"folder":"/shortcut/"},"title":"How to Write a Will in the UK: Costs, Steps and Common Mistakes","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-61f60f676f0c92d8d9bfb8026c9e93fb45fbc8b3-1920x1080-png"},"alt":"Shortcut to: Writing a will"},"subtitle":null,"_updatedAt":"2026-05-11T14:01:25Z","publishedAt":"2026-05-11T13:43:34.129Z","categories":[{"id":"-bd79c084-c376-5d34-90c2-83e6ba75982d","title":"Pensions","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"0b82a3a2008d"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"0d83fff6ce60"}],"_type":"block","_key":"61b70438bf52","style":"normal"}],"authors":[{"_key":"b2d4ef61e7c9","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"774cefc0-e371-419b-96ba-6b8afc454413","id":"-907fbc4f-dfe4-5ba4-a8d1-d95f85e2f3c2","_type":"information","slug":{"current":"when-do-you-need-power-of-attorney"},"subfolder":{"folder":"/lifeevents/"},"title":"Power of Attorney in the UK: What It Is and How to Set It Up","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-ca7d722b08c19c9357e7e9191d9c6d2af28ca539-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-11T13:09:01Z","publishedAt":"2026-05-11T12:10:35.422Z","categories":[{"id":"-0ff92c2a-8d3c-531a-84d1-1dcffd8075b2","title":"Retirement","_type":"category"},{"id":"-4ed80604-3b80-5b3e-a7d8-864fc5d270d9","title":"Lifestage - Ageing Parents","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"cd8b7b1a619b"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"de27ee76a785"}],"_type":"block","_key":"dec2c2d8020a","style":"normal"}],"authors":[{"_key":"79b0dc9c47f6","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"07089e3d-7a6a-4ccd-8e48-ef158ec896fb","id":"-aa469ff7-2f06-5564-8eb2-297b78ed900a","_type":"information","slug":{"current":"how-to-find-a-good-financial-adviser"},"subfolder":{"folder":"/shortcut/"},"title":"How to Find a Financial Adviser in the UK","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-2518cf8cc49c24c301d879eff9c20866e5ddca24-1920x1080-png"},"alt":"Five steps to find an adviser you can trust"},"subtitle":"Six steps to find an adviser you can trust","_updatedAt":"2026-05-11T13:11:53Z","publishedAt":"2026-05-11T11:56:33.302Z","categories":[{"id":"-38602e74-e62f-5236-8132-56a07742ece8","title":"Advice","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"43283f7deb6c"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"bc8fc2c63e88"}],"_type":"block","_key":"080446c7ea53","style":"normal"}],"authors":[{"_key":"71fbbc5e8c94","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"28f324b0-a9ce-4a8e-95a1-2aa75444467c","id":"-afd92a14-54ab-5cf6-b730-ee89179611ff","_type":"information","slug":{"current":"trading-212"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is Trading 212 good for investing? ","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-6489b23e100e2565e8f8f36d261374898999b76a-500x500-png"},"alt":"Trading 212 logo"},"subtitle":"Independent review by Boring Money ","_updatedAt":"2026-05-12T15:22:08Z","publishedAt":"2026-04-29T10:02:43.536Z","categories":[{"id":"-99e6e5c6-4de1-5ed2-96bb-99a3a73573ba","title":"Compare providers","_type":"category"},{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":null,"authors":[{"_key":"b9f43124f7a1","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"9e12dca7-1836-4410-acc1-6bc412092eaf","id":"-60dfb237-fbd9-55d1-8cd0-23c1852570c1","_type":"information","slug":{"current":"how-our-ratings-work"},"subfolder":{"folder":"/"},"title":"How we rate investment platforms; our methodology","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d8ead75d5bb23781a2d135de3474b45815b94d36-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-04-24T14:12:12Z","publishedAt":"2026-04-24T14:05:08.101Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by Boring Money","_type":"span","marks":[],"_key":"fceaf6b503d6"}],"_type":"block","_key":"21cdd0cdba9c","style":"normal"}],"authors":[{"_key":"7134b2996712","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"6dff6a49-b6ac-46cf-abed-819cb7486e2d","id":"-d93b07a7-386b-5945-9248-4577b6495f2d","_type":"information","slug":{"current":"hollys-investments"},"subfolder":{"folder":"/"},"title":"Holly's investments","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-24683b4ce84fd7db823e12a087f757ebf259847f-1000x1000-png"},"alt":"Holly Mackay, Boring Money Founder & CEO, and her investments"},"subtitle":"Boring Money's Founder & CEO, Holly Mackay","_updatedAt":"2026-04-23T13:14:39Z","publishedAt":"2026-04-23T13:14:38.140Z","categories":[],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"cce87df09fe6"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"db32313bfdb3"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"b3bc91ef42ea"}],"_type":"block","_key":"7081a4fda18e","style":"normal"}],"authors":[{"_key":"972fe88ac439","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}]},{"_id":"7b15825e-9da8-49f3-be55-c44369e4cc63","id":"-717ae1be-b80c-509f-b234-54490a534426","_type":"information","slug":{"current":"investing-focus-renewable-energy"},"subfolder":{"folder":"/performance/"},"title":" Investing Focus: Is now a good time to invest in renewable energy?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-bbec8f64a3f493b051ba5de6a2fe64230aedbcbb-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-04-23T12:38:25Z","publishedAt":"2026-04-23T12:38:23.286Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"}],"authorsText":[{"children":[{"text":"Written by","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" ","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"},{"text":"Boring Money","_type":"span","marks":["strong","979a4082b880"],"_key":"cd617b7f3078"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"e3a4bb01-8315-4f65-aaaf-0e6d9d1baf6a","id":"-0b65bdfd-4883-5068-baf7-4535d9a5d786","_type":"information","slug":{"current":"how-will-the-2027-inheritance-tax-changes-affect-your-pension"},"subfolder":{"folder":"/hub/pensions/"},"title":"How will the 2027 inheritance tax changes affect your pension?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4dedb95c6a90b4d18e8d9fc96d6dff7d8430c37f-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-18T10:50:27Z","publishedAt":"2026-04-22T08:05:22.275Z","categories":[{"id":"-bd79c084-c376-5d34-90c2-83e6ba75982d","title":"Pensions","_type":"category"},{"id":"-0ff92c2a-8d3c-531a-84d1-1dcffd8075b2","title":"Retirement","_type":"category"},{"id":"-bb9f3630-e19a-5193-87da-da963b4684f9","title":"Inheritance","_type":"category"},{"id":"-204f0443-dddc-5b81-b3b3-26e22f0c381d","title":"Tax","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"ce4096f3441c"},{"text":"Boring Money","_type":"span","marks":["c6c5bbf636ae"],"_key":"b7e7d77f9e05"}],"_type":"block","_key":"379d44d6c725","style":"normal"}],"authors":[{"_key":"dc01d5a150be","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"88e418a3-f50e-492b-898b-e7ba96949d0b","id":"-aea5dad5-b6b1-5aa0-a060-ebb54ef88052","_type":"information","slug":{"current":"how-do-i-manage-money-in-drawdown-including-asset-allocation-income-sequencing-and-the-best-strategies-through-retirement"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"How should I manage my money in drawdown?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-95e15911c0df8bf38786911417bdddfaa55104a5-1920x1080-png"},"alt":null},"subtitle":"What to know about asset allocation, income sequencing, and withdrawal strategies in retirement","_updatedAt":"2026-04-17T12:01:24Z","publishedAt":"2026-04-17T10:37:06.544Z","categories":[{"id":"-0ff92c2a-8d3c-531a-84d1-1dcffd8075b2","title":"Retirement","_type":"category"},{"id":"-bd79c084-c376-5d34-90c2-83e6ba75982d","title":"Pensions","_type":"category"}],"authorsText":[{"children":[{"text":"Written by Holly Mackay","_type":"span","marks":[],"_key":"f27254a97319"}],"_type":"block","_key":"37a64889746d","style":"normal"}],"authors":[{"_key":"92686584fa87","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}]},{"_id":"71c07e78-c72a-4f56-a453-d19c6815b10e","id":"-a3eebb98-ddaf-569b-908b-ce8d565f30de","_type":"information","slug":{"current":"what-happens-to-stock-markets-after-a-crash-a-history-of-recoveries"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"What happens to stock markets after a crash? A history of recoveries","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-2337699f6d649bbfc3bfdb53645838365bc13024-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-04-10T10:54:30Z","publishedAt":"2026-04-10T08:59:14.279Z","categories":[{"id":"-1b0a78fd-4c2d-5ebb-aeae-aa0c6be5b245","title":"News","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"30e4386ae396"},{"text":"Boring Money ","_type":"span","marks":["d3befb95c06f"],"_key":"76865b6451ef"}],"_type":"block","_key":"2e921ff9002d","style":"normal"}],"authors":[{"_key":"6ed9354134ca","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"45e816aa-fc2d-4ebf-b9d3-41541a2600fd","id":"-b0910350-6573-55bb-b1da-24697707cf49","_type":"information","slug":{"current":"how-to-make-the-most-of-your-isa-in-the-new-tax-year-202627"},"subfolder":{"folder":"/hub/everyday-money/"},"title":"How to make the most of your ISA in the new tax year 2026/27","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-645621c9ec901989b5a1ca155b6aa3c0bd8f9871-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-04-07T15:05:57Z","publishedAt":"2026-04-07T14:18:43.159Z","categories":[{"id":"-204f0443-dddc-5b81-b3b3-26e22f0c381d","title":"Tax","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"authors":[{"_key":"7efc41b61513","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"534cd54e-2e98-45f5-8d1f-37b0dd2d1d93","id":"-38b3525c-8ec7-57e5-a3f0-83d0fe6cafa6","_type":"information","slug":{"current":"aj-bell-vs-hargreaves-lansdown"},"subfolder":{"folder":"/compare/"},"title":"AJ Bell vs Hargreaves Lansdown","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-23fe0a85eca4b0c1c324da0bcfe8280278c2ca4a-3360x1890-png"},"alt":"AJ Bell vs Hargreaves Lansdown"},"subtitle":"Which provider is the best to invest with?","_updatedAt":"2026-04-07T08:19:14Z","publishedAt":"2026-03-31T09:46:05.277Z","categories":[{"id":"-99e6e5c6-4de1-5ed2-96bb-99a3a73573ba","title":"Compare providers","_type":"category"},{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"Written by Boring Money ","_type":"span","marks":[],"_key":"1a5568c8e3fc"}],"_type":"block","_key":"2dad5cfa35f4","style":"normal"}],"authors":[{"_key":"ddf9f6c0ea52","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"7cbd6f73-96f9-4a0a-a29f-d572123bb0ea","id":"-20af9ee2-eae7-578e-ac96-9e6e4593f850","_type":"information","slug":{"current":"investing-focus-is-now-a-good-time-to-invest-in-japan"},"subfolder":{"folder":"/performance/"},"title":" Investing Focus: Is Now a Good Time to Invest in Japan?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-c0583bbbec2a4294d69951bd5132ef908d54c341-1920x1080-png"},"alt":null},"subtitle":"Corporate governance reforms, rising wages and a pro-growth government are drawing investors back to Japanese equities — here's what you need to know","_updatedAt":"2026-03-27T10:05:46Z","publishedAt":"2026-03-27T10:05:45.337Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"}],"authorsText":[{"children":[{"text":"Written by","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" ","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"},{"text":"Boring Money","_type":"span","marks":["strong","979a4082b880"],"_key":"cd617b7f3078"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"48b77349-ffda-4b85-b6b7-1f2100e01696","id":"-f3974d74-e48f-5cd2-9f08-ea22fecab054","_type":"information","slug":{"current":"what-does-the-oil-price-spike-mean-for-your-investments"},"subfolder":{"folder":"/performance/"},"title":"What Does the Oil Price Spike Mean for Your Investments?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-00f34cf0da5108a6f1d9c2409bf3ef3f13fe1274-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-03-20T08:52:01Z","publishedAt":"2026-03-19T10:32:52.348Z","categories":[{"id":"-1b0a78fd-4c2d-5ebb-aeae-aa0c6be5b245","title":"News","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"6d650e9630a0"},{"text":"Boring Money ","_type":"span","marks":["8077cd8a93f3"],"_key":"a51ffdc8ff2a"}],"_type":"block","_key":"1fb16dc9d784","style":"normal"}],"authors":[{"_key":"5fe6bec49e72","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"62270a4c-7bdf-49fc-b249-35c9709450dd","id":"-2e78cc70-425d-51eb-bd0c-97604adc55cb","_type":"information","slug":{"current":"quilterinvest"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is Quilter Invest good for investing?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-906ca1481aef728593e8690b6e6dd912ebad6d5d-1080x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-04-15T10:40:05Z","publishedAt":"2026-03-04T12:21:03.926Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"authors":[{"_key":"79e2985a74e0","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"1d50cee7-3907-4620-8399-3004a2a2dfb7","id":"-b39c3aad-f91d-5b3b-bed7-1ceb7db0046d","_type":"information","slug":{"current":"pension-calc-test"},"subfolder":{"folder":"/"},"title":"pension calc test","mainImage":null,"subtitle":null,"_updatedAt":"2026-03-04T10:30:24Z","publishedAt":"2026-03-04T10:18:55.045Z","categories":[],"authorsText":null,"authors":[]},{"_id":"7ca22c2a-5a22-4997-9cfb-3c0c6ad85a27","id":"-76ff6d67-dc1e-5482-97dd-22c7dbe64021","_type":"information","slug":{"current":"hargreaves-lansdown"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is Hargreaves Lansdown good for investing? ","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-7a3173ceb0eaab5047bf5d4827073dfd0bce36ec-150x150-svg"},"alt":"hargreaves"},"subtitle":"Independent review by Boring Money ","_updatedAt":"2026-05-11T17:54:18Z","publishedAt":"2026-03-02T15:19:14.211Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"authors":[{"_key":"e0311996df1a","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"35bd7e08-c1d4-4adb-b978-200ffb3071ce","id":"-d65275ff-e800-5fa4-bb91-dda16ac7f0f2","_type":"information","slug":{"current":"halifax-share-dealing"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is Halifax Share Dealing good for investing?","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-bb3a72c350ac3e48660bf716213d65fa62e2d3c7-337x336-png"},"alt":"halifax"},"subtitle":"Independent review by Boring Money","_updatedAt":"2026-03-02T15:15:43Z","publishedAt":"2026-03-02T15:15:43.961Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"authors":[{"_key":"ff277c3809bd","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"9ff0481d-a7c7-44fb-893c-e336b72dea59","id":"-ab49ff1b-1524-509f-a5b1-e1c4067de735","_type":"information","slug":{"current":"best-highgrowth-investment-ideas-for-a-junior-isa-expert-fund-picks"},"subfolder":{"folder":"/"},"title":"Best High-Growth Investment Ideas for a Junior ISA: Expert Fund Picks","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1fb0b62e468070279c6226efb620ca4e1b4bfdb3-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-02-27T13:50:38Z","publishedAt":"2026-02-27T13:50:35.907Z","categories":[{"id":"-5bd0d707-38e3-529d-a910-55af14ef7bfe","title":"ISA - Junior ISA","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"c22292a3ce14"},{"text":"Boring Money ","_type":"span","marks":["44a0294fc74c"],"_key":"40ca42bfad02"}],"_type":"block","_key":"27eb14c9fe50","style":"normal"}],"authors":[{"_key":"ffb588282362","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"abe9e3ca-78e0-48bc-a152-88bb368c1f37","id":"-fa6833af-1008-5a79-b0fc-d9501497c5ff","_type":"information","slug":{"current":"ig"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is IG good for investing?","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-c4cf60c7e47819a70aed3bd578f6811675c02c3d-1080x1080-png"},"alt":"IG Smart Portfolio Review"},"subtitle":"Independent review by Boring Money","_updatedAt":"2026-05-01T12:28:03Z","publishedAt":"2026-02-24T16:45:49.696Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"},{"id":"-99e6e5c6-4de1-5ed2-96bb-99a3a73573ba","title":"Compare providers","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"authors":[{"_key":"a91a957ec34b","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"0e6b215d-8594-4df0-a319-9f4b77b96068","id":"-9c474781-874f-55cf-86aa-cab936f84400","_type":"information","slug":{"current":"hsbc"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is HSBC good for investing?","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-4417dc6c52dc8bd0d42b896f07e68b12b3e934c4-150x150-svg"},"alt":"hsbc logo"},"subtitle":"Independent review by Boring Money","_updatedAt":"2026-03-20T16:54:04Z","publishedAt":"2026-02-24T16:42:16.432Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"authors":[{"_key":"ccdd35233614","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"a67c7be8-d781-4065-8456-ee6d217cccd4","id":"-dc7a28a5-b11a-5356-b130-c239edc48003","_type":"information","slug":{"current":"freetrade"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is Freetrade good for investing?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-e351365309a2479af4d064a40b850e0df6b33da8-150x150-svg"},"alt":"freetrade"},"subtitle":"Freetrade review by Boring Money","_updatedAt":"2026-04-29T14:51:20Z","publishedAt":"2026-02-24T13:25:23.533Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"authors":[{"_key":"a6ccde754477","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"886c2016-17a0-46a0-ab32-5d269f4d53a5","id":"-12093d1e-69fe-5c26-aa8d-b42921d1ce5f","_type":"information","slug":{"current":"cmc-invest"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is CMC Invest good for investing?","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-e30a68e8e447a878814a122ed140cd8eb4c4986e-250x250-jpg"},"alt":"CMC Invest logo"},"subtitle":"Independent review by Boring Money","_updatedAt":"2026-03-02T15:12:10Z","publishedAt":"2026-02-24T13:22:26.319Z","categories":[{"id":"-99e6e5c6-4de1-5ed2-96bb-99a3a73573ba","title":"Compare providers","_type":"category"},{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"f3e7bbe6b4a3"},{"text":"Boring Money","_type":"span","marks":["554cc5821090"],"_key":"902361b6c17b"}],"_type":"block","_key":"00eff1456ec5","style":"normal"}],"authors":[{"_key":"b2763d79ab47","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"drafts.b4d5a2e1-5e06-4fd3-aecf-16660f44dca3","id":"-ff224ac3-cef6-5b15-9353-8e97c2ecc9df","_type":"information","slug":{"current":"what-to-do-before-the-tax-year-ends-your-april-5th-checklist-for-isas-pensions-and-more"},"subfolder":{"folder":"/hub/how-to-save-on-tax/"},"title":"What to do before the tax year ends: your April 5th checklist for ISAs, pensions and more","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-165d97766a20e34fdeec28d82ff626275f9c66dd-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-04-07T15:02:44Z","publishedAt":"2026-02-18T08:47:32.524Z","categories":[{"id":"-204f0443-dddc-5b81-b3b3-26e22f0c381d","title":"Tax","_type":"category"},{"id":"-6869bb5f-38d1-56d2-87d9-1e3042bde165","title":"Pay Less Tax","_type":"category"}],"authorsText":[{"children":[{"text":"Written by","_type":"span","marks":[],"_key":"9e18be23a0bb"},{"text":" Boring Money ","_type":"span","marks":["81f0ce766e65"],"_key":"e903ffff510d"}],"_type":"block","_key":"8c66f516ca8c","style":"normal"}],"authors":[{"_key":"d879542a0c44","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"8d95f8bd-6c8b-4b30-ae40-4244cf2ae93f","id":"-74798abb-ab1c-5168-b728-df948a15fd97","_type":"information","slug":{"current":"investment-focus-income"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Fixed Income Investments Explained","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-c63d3ac8167f7adde6696718836638a630201773-1920x1080-png"},"alt":null},"subtitle":"Bonds, Risks & How to Invest (2026)","_updatedAt":"2026-02-17T17:19:58Z","publishedAt":"2026-02-17T17:19:56.057Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"}],"authorsText":[{"children":[{"text":"Written by","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" ","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"},{"text":"Boring Money","_type":"span","marks":["strong","979a4082b880"],"_key":"cd617b7f3078"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"4b26449b-0fac-45ba-a6ff-d979da1d21af","id":"-d4e097a7-5d6f-5b75-ad70-1b307f0fbf3f","_type":"information","slug":{"current":"monzo"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is Monzo good for investing? ","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-4105b3579509767699e238ee2cbe6adf486dbfae-846x406-png"},"alt":null},"subtitle":"Independent review by Boring Money ","_updatedAt":"2026-03-20T16:57:26Z","publishedAt":"2026-02-16T14:08:13.013Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"d4dba93ea08b"},{"text":"Boring Money","_type":"span","marks":["ca07f0661337"],"_key":"ce508e7d1f90"}],"_type":"block","_key":"7c488f8a200e","style":"normal"}],"authors":[{"_key":"db7e8b37ab6f","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"cc735c68-c1b8-4987-acff-3931653c3639","id":"-8f7cfc6a-f6d7-56e0-bb2f-b522f37726c3","_type":"information","slug":{"current":"how-we-make-money"},"subfolder":{"folder":"/"},"title":"How do we make money?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-598fe2cd4cc3b5ce18ea84b8ce1ad4dfc487c924-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-04-24T13:50:38Z","publishedAt":"2026-02-10T14:50:31.631Z","categories":[],"authorsText":[{"children":[{"text":"Written by Boring Money ","_type":"span","marks":[],"_key":"73e2391e5047"}],"_type":"block","_key":"49a0087c647d","style":"normal"}],"authors":[{"_key":"55f5d2871b49","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"2cebb514-fa0e-4d27-b952-1658063f9a12","id":"-5d7416d2-09a3-5a5a-ab73-bb8a516bcdb0","_type":"information","slug":{"current":"do-geopolitics-really-matter-for-your-investment-portfolio"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"Do Geopolitics Really Matter for Your Investment Portfolio?","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-db01668446a944b2be55970047001a60c2190c5c-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-02-06T12:56:47Z","publishedAt":"2026-02-06T12:56:45.562Z","categories":[{"id":"-1b0a78fd-4c2d-5ebb-aeae-aa0c6be5b245","title":"News","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"602b35885647"},{"text":"Boring Money ","_type":"span","marks":["a1d54952e37a"],"_key":"9fbf93244786"}],"_type":"block","_key":"c75a9810bfd3","style":"normal"}],"authors":[{"_key":"23ca0548ecd6","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"36b52c96-fecd-4690-b9eb-425132a031e4","id":"-601cbcac-43d2-5a41-9ce7-6a29261726b9","_type":"information","slug":{"current":"the-investment-platforms-value-for-money-award-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Value For Money Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-14bbcf87e89158ecc015600a7dd38ba80e97e25e-1920x1080-png"},"alt":"Boring Money's Value for Money Award"},"subtitle":"Voted for you by you","_updatedAt":"2026-01-29T14:46:26Z","publishedAt":"2026-01-29T14:46:09.973Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"5d832fbc-0ae5-4b84-ba4f-34987cda454f","id":"-37ad65b5-2826-55a7-aa9b-9a651f88e6b2","_type":"information","slug":{"current":"who-are-the-best-for-low-cost-pension-for-more-than-50k-for-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Low-Cost Pension Over £50k Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-09871bcb1f707a72a915db1cc6393ceea8c05794-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-02-02T08:59:05Z","publishedAt":"2026-01-29T14:44:58.532Z","categories":[{"id":"-bd79c084-c376-5d34-90c2-83e6ba75982d","title":"Pensions","_type":"category"},{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"e238f4c3-5d0e-4f7c-addd-322c85555b73","id":"-ac8fd822-d69e-57db-8051-472670210be5","_type":"information","slug":{"current":"who-are-the-best-providers-for-ready-made-solutions-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Ready-Made Solutions Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1ad9f02d9619e9e82cd1bad7315e76e442be320f-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-29T15:40:20Z","publishedAt":"2026-01-29T12:12:04.560Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-a9f06578-bf15-51c4-a19c-32cce3580a48","title":"Ready-Made Solutions","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"782623f9-a18b-49d4-8ff6-7cfbf37d24ef","id":"-d8095214-90d8-5eee-8756-9763ae626308","_type":"information","slug":{"current":"who-are-the-best-providers-for-low-cost-financial-advice-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Low Cost Advice Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-2ab3902a9ebafe21e5a198de952f2e2668be08ee-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-02-06T10:37:08Z","publishedAt":"2026-01-29T12:08:11.281Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-38602e74-e62f-5236-8132-56a07742ece8","title":"Advice","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"dffe053f-7335-4f38-a152-f1bccfc5b618","id":"-008506e5-1171-5075-b5cb-105d7e80b192","_type":"information","slug":{"current":"who-are-the-best-providers-for-etfs-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For ETFs Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-1ad9f02d9619e9e82cd1bad7315e76e442be320f-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-30T16:35:17Z","publishedAt":"2026-01-29T12:04:09.593Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"fd1265b0-5026-4289-bb17-5ff598f43003","id":"-5ce4ffa2-5aa1-569c-a9ca-729c44a126d6","_type":"information","slug":{"current":"who-are-the-best-providers-for-investment-research-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Investment Research Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d87d9d4221c44155296ca39a17c9ec9b0b0e70b1-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-30T16:34:06Z","publishedAt":"2026-01-29T11:59:43.897Z","categories":[{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"e7545c7c-d8ef-466a-9584-d7defd1f3d92","id":"-1bdccd17-5166-5200-a673-43b670d4254b","_type":"information","slug":{"current":"who-are-the-best-providers-for-investment-trusts-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Investment Trusts Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4ca33baba496cb3024aecb04e0c69e98ce4613cc-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-29T14:27:57Z","publishedAt":"2026-01-29T11:05:20.042Z","categories":[{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"},{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"2d69df37-02bf-43eb-aed4-2624da81fbf6","id":"-d234d038-8e11-5bc2-b850-e0bc668785d2","_type":"information","slug":{"current":"who-are-the-best-providers-for-share-traders-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Share Traders Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-2521348fc762a66b72eec8eaf843fc526c300156-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-29T14:26:34Z","publishedAt":"2026-01-29T10:51:31.991Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"b5821c35-fa71-43c3-8f89-cc7b29ad9030","id":"-8f9e2921-0a87-5bd9-9980-7809f66807e9","_type":"information","slug":{"current":"who-are-the-best-providers-for-beginner-investors-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Beginners Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-6799f109e0b244aa69392e76fad296390b3be606-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-11T10:54:05Z","publishedAt":"2026-01-29T10:50:11.125Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-3947706f-dd70-5b18-a6ff-b599a7808617","title":"ISA BM AWARDS","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"cf000c0d-da94-4dff-b155-cfa36df15849","id":"-47a7476b-feda-5a7d-8015-a983e04a4cd7","_type":"information","slug":{"current":"who-are-the-best-providers-for-customer-service-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Customer Service Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9e9e037291e7c4d4a8d8102836d2d98e8edc7b18-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-29T14:29:13Z","publishedAt":"2026-01-29T10:00:21.146Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"c52d4936-8968-48a4-aa7b-340d530c31f6","id":"-e79c7ce5-7c79-5e10-9fd4-cf1ed96f41a2","_type":"information","slug":{"current":"who-has-the-best-investment-app-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best App Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a830f8b30a05621e65dfdbe37136e3d5155344e7-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-30T16:33:31Z","publishedAt":"2026-01-29T09:56:23.652Z","categories":[{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-a4b1f3d1-2bdc-5a2c-93db-4af289c30505","title":"Online Investment Platforms","_type":"category"},{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"794835b49d02"},{"text":"Boring Money","_type":"span","marks":["c5f8d6e98c3b"],"_key":"d06d13fb41cf"}],"_type":"block","_key":"d1394349e8d9","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"6b117d65-8d5f-4b41-ab76-72ad931731a5","id":"-4417ef10-a843-5a46-b461-029a762cf31e","_type":"information","slug":{"current":"who-are-the-best-for-low-cost-pension-for-less-than-50k-for-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Low-Cost Pension Under £50k Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-60ebabcffde6c5b58ec9ca98f2e6f94397372d6b-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-02-02T09:00:23Z","publishedAt":"2026-01-29T09:29:56.444Z","categories":[{"id":"-bd79c084-c376-5d34-90c2-83e6ba75982d","title":"Pensions","_type":"category"},{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"350c78f7-1c3a-4dbe-9326-af7ee33b0241","id":"-a70c1db9-0976-540a-86d2-08dc7c73d571","_type":"information","slug":{"current":"who-are-the-best-for-low-cost-ISA-providers-for-funds-and-shares-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Low-Cost ISA - Funds & Shares Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-2521348fc762a66b72eec8eaf843fc526c300156-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-11T10:33:46Z","publishedAt":"2026-01-29T09:28:11.463Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-3947706f-dd70-5b18-a6ff-b599a7808617","title":"ISA BM AWARDS","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"e91598d9-23eb-40e6-a16c-48bd56cf5085","id":"-df9a4478-c751-5957-8f34-9b7322c8e463","_type":"information","slug":{"current":"who-are-the-best-for-low-cost-ISA-providers-for-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best For Low-Cost ISA Award 2026 | Boring Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-49c822395ae1ef7bdefd40425b3b2e1494c5168e-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-11T10:33:09Z","publishedAt":"2026-01-29T09:10:46.165Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-3947706f-dd70-5b18-a6ff-b599a7808617","title":"ISA BM AWARDS","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"eb481fa3-abb2-495e-b75f-5c4ff4aee4ba","id":"-48d3eb4a-0785-54a7-a8b3-3117eb7aaeab","_type":"information","slug":{"current":"who-are-the-best-jisa-providers-for-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Boring Money Best Buy Awards 2026 | JISAs","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-7043b3e3d1c6395c8a3a59289ccff6cc18c42004-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-11T10:36:24Z","publishedAt":"2026-01-29T09:06:43.089Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-3947706f-dd70-5b18-a6ff-b599a7808617","title":"ISA BM AWARDS","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"cf0bf4d9d8b6"},{"text":"Boring Money","_type":"span","marks":["b492280bd154"],"_key":"6ff4cc7f8e97"}],"_type":"block","_key":"38d90086b066","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"f19d87b4-1401-4194-861c-e296f293cd01","id":"-ebc0cdd6-461f-5093-8715-903989f976f1","_type":"information","slug":{"current":"who-are-the-best-lisa-providers-for-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Boring Money Best Buy Awards 2026 | LISAs","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-96bf4d6ade36adf6b85ad5cd00f6071fd578652c-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-11T10:37:04Z","publishedAt":"2026-01-29T09:03:14.368Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-3947706f-dd70-5b18-a6ff-b599a7808617","title":"ISA BM AWARDS","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"7201f011-a435-4c0c-9de5-9f52ce8935c1","id":"-8c741e31-e996-5cd1-920f-f4cce29f1fd1","_type":"information","slug":{"current":"who-are-the-best-private-and-personal-pension-providers-for-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Boring Money Best Buy Awards 2026 | Pensions","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-0cf9753fb7154e57d6a7dfe441545ab5d47fb560-1920x1080-png"},"alt":"Boring Money's Best Buy Pension Award"},"subtitle":null,"_updatedAt":"2026-02-05T13:43:34Z","publishedAt":"2026-01-29T08:56:53.355Z","categories":[{"id":"-bd79c084-c376-5d34-90c2-83e6ba75982d","title":"Pensions","_type":"category"},{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"2a877809d840"},{"text":"Boring Money","_type":"span","marks":["698c5cfd8640"],"_key":"d37e9d13bf1d"}],"_type":"block","_key":"4e473e9a12f7","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"5027ed98-4e53-4e94-8fc1-9d370b15dd5c","id":"-0e64207b-98df-59f9-8c5f-10231a281403","_type":"information","slug":{"current":"who-is-best-stocks-and-shares-isa-provider-for-2026"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Boring Money Best Buy Awards 2026 | Stocks & Shares ISA","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-696d1a9f7f85c065083c1128c4eeb7cfbc9e50a5-1920x1080-png"},"alt":"Boring Money's Best Buy ISA Award"},"subtitle":null,"_updatedAt":"2026-05-11T10:32:46Z","publishedAt":"2026-01-29T08:50:55.590Z","categories":[{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"},{"id":"-3947706f-dd70-5b18-a6ff-b599a7808617","title":"ISA BM AWARDS","_type":"category"}],"authorsText":[{"children":[{"text":"Written by ","_type":"span","marks":[],"_key":"794835b49d02"},{"text":"Boring Money","_type":"span","marks":["c5f8d6e98c3b"],"_key":"d06d13fb41cf"}],"_type":"block","_key":"d1394349e8d9","style":"normal"}],"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"265e099a-0400-4762-b7e9-1d4fc0ad55b3","id":"-9a7ff062-9451-5aae-8841-e4f71079598b","_type":"information","slug":{"current":"investment-focus-infrastructure"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: How to invest in infrastructure: funds, trusts and returns explained","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a7f372ab80c93803bd4640fac1fa735b54da8fc9-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-23T11:08:41Z","publishedAt":"2026-01-23T11:08:30.319Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"}],"authorsText":[{"children":[{"text":"Written by","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" ","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"},{"text":"Boring Money","_type":"span","marks":["strong","979a4082b880"],"_key":"cd617b7f3078"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"0850b85d-b5a7-43b9-991b-4e5560174d0a","id":"-a3db2f6c-c6dc-5906-ac2c-a748d7d10c75","_type":"information","slug":{"current":"aj-bell-customer-reviews"},"subfolder":{"folder":"/isas-pensions/"},"title":"AJ Bell Customer Reviews","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-ba6b86859eb77ea1543666422f6b957e0e025fb6-1080x1080-jpg"},"alt":null},"subtitle":null,"_updatedAt":"2026-01-19T11:09:32Z","publishedAt":"2026-01-19T11:08:57.755Z","categories":[{"id":"-ce2ab8fd-360c-5109-aedb-d61eac3fd1d1","title":"Customer Reviews - ISA","_type":"category"}],"authorsText":null,"authors":[{"_key":"0ca89cac98ff","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"67597e5d-22d5-4c0d-836a-2b6fc10fd8b4","id":"-23ea7c2b-dff2-5601-897a-ebd939d57296","_type":"information","slug":{"current":"plum-customer-reviews"},"subfolder":{"folder":"/isas-pensions/"},"title":"Customer Reviews","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":null,"alt":"Plum"},"subtitle":null,"_updatedAt":"2026-01-19T11:08:38Z","publishedAt":"2026-01-19T11:08:10.221Z","categories":[{"id":"-ce2ab8fd-360c-5109-aedb-d61eac3fd1d1","title":"Customer Reviews - ISA","_type":"category"}],"authorsText":null,"authors":[{"_key":"da5b5c70d2c6","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"dfed6c73-aa35-405f-8c23-c007b42bc180","id":"-3717ae89-eae9-5e47-ad0e-a41248b34bab","_type":"information","slug":{"current":"aviva-independent-review"},"subfolder":{"folder":"/hub/workplace-pensions/"},"title":"Aviva Workplace Pension Provider Review","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d37cba97ef29d4c95430e1cec10c24c0ceeff9cd-1080x1080-png"},"alt":null},"subtitle":"Independent review by Boring Money","_updatedAt":"2026-01-16T11:56:24Z","publishedAt":"2026-01-08T12:52:43.813Z","categories":[{"id":"-7fb6e28b-5d57-5cef-ab31-1b126ec76659","title":"Pensions - Workplace Pension","_type":"category"}],"authorsText":null,"authors":[{"_key":"662e6f97303e","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"a7909b1e-c3cf-42fe-8ff0-e64edaf6002d","id":"-f20c3080-b09e-5cd0-a8cd-0644c80ef30f","_type":"information","slug":{"current":"investment-focus-mining"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: How to Invest in Mining: Gold, Copper and AI Demand","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-16cc103fab0f891a46fda9ab3c09327d8b1f652d-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-12-22T13:57:56Z","publishedAt":"2025-12-22T13:46:11.939Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"5b858673-70a9-4b94-bbfb-aec333a62ae9","id":"-51fe97e3-1e21-50cd-9dc2-d21bd0716ede","_type":"information","slug":{"current":"shares"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Shares Explained: A Beginner’s Guide to Buying and Investing in Stocks","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-e3cb48c2ce818fdd386c33daf36be5d713f09696-3840x2160-png"},"alt":"shares"},"subtitle":null,"_updatedAt":"2026-04-24T10:42:38Z","publishedAt":"2025-12-11T16:43:20.418Z","categories":[{"id":"-bd0289b5-d2d5-5eec-b14f-4bdb666b0e64","title":"Shares","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"},{"id":"-a04062f1-e275-5111-8bf4-7d78baef1207","title":"Product Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By Boring Money ","_type":"span","marks":["strong"],"_key":"43b14faa8ddc"}],"_type":"block","_key":"1a609e178132","style":"normal"}],"authors":[{"_key":"51b2fa4d444b","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"9517aed6-ff31-4b56-99d7-ad2bcd9e5860","id":"-e351af50-045c-59e8-8967-918209122913","_type":"information","slug":{"current":"cash-isa-alternatives-bond-funds-and-lowrisk-options-for-savers"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"Cash ISA Alternatives: Bond Funds and Low-Risk Options for Savers","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-640005bf87234a97293d43958068ce9deb1ae8c5-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-12-10T10:51:36Z","publishedAt":"2025-12-10T10:51:13.454Z","categories":[{"id":"-1c7d6cfb-137a-59da-85ac-0974ca20782e","title":"Bonds","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-69460809-be60-5f18-a9c9-5a9d02d18a04","title":"ISA - Cash ISA","_type":"category"}],"authorsText":[{"children":[{"text":"By Boring Money ","_type":"span","marks":[],"_key":"d4700300e89f"}],"_type":"block","_key":"5f2f9844bfcf","style":"normal"}],"authors":[{"_key":"9753cc372997","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"f227018d-9abe-44e6-b3c6-cebd5cb7f9ab","id":"-61e1e4a1-3e52-512a-b1af-695a8cbb18cd","_type":"information","slug":{"current":"autumn-budget-2025-what-it-means-for-your-money"},"subfolder":{"folder":"/events/webinars-and-workshops/"},"title":"Autumn Budget 2025 – What It Means for Your Money","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-815f1fc70467f0879f94240b490e216883c9e819-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-12-04T10:18:19Z","publishedAt":"2025-12-03T10:20:55.480Z","categories":[{"id":"-204f0443-dddc-5b81-b3b3-26e22f0c381d","title":"Tax","_type":"category"},{"id":"-0c598d16-a04d-5e96-8f9a-422bebc9dc26","title":"Property","_type":"category"},{"id":"-bb9f3630-e19a-5193-87da-da963b4684f9","title":"Inheritance","_type":"category"},{"id":"-f3d6e5ec-20f6-5619-be47-05cac4c03da1","title":"Webinar","_type":"category"}],"authorsText":null,"authors":[]},{"_id":"ba753514-7674-493a-a7ba-631726584503","id":"-04f2f60a-e4d0-5417-b193-ad7a75ec12ab","_type":"information","slug":{"current":"money-market-funds"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Money Market Funds: Your cash alternative","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a733a4b3d62e8bda24f5a63042610b5c166960a0-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-12-05T12:44:04Z","publishedAt":"2025-11-26T13:37:28.393Z","categories":[{"id":"-a04062f1-e275-5111-8bf4-7d78baef1207","title":"Product Guides","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"65280ae47df7"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"b6c2709cbbe4"}],"_type":"block","_key":"2b64f5c9c57d","style":"normal"}],"authors":[{"_key":"4d6089bcbe12","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"f69fab97-0960-4888-881f-03cda3b5518c","id":"-b525d509-6249-595e-90c6-0b77a766b1de","_type":"information","slug":{"current":"investment-focus-agriculture"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Why agriculture could be an overlooked investment opportunity","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-187a09b2357845f7aaec05977e1c471905327c50-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-11-26T09:18:21Z","publishedAt":"2025-11-26T09:18:19.465Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"cca0e052-c8fa-4fbf-9fbe-c601b1ec713d","id":"-59c17c83-2ec4-5fc7-a370-3e3d79fdb69d","_type":"information","slug":{"current":"your-budget-questions"},"subfolder":{"folder":"/community-survey/"},"title":"Your budget questions","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-ab254d7cd383ac369339b255c6be50cd5b720f30-1920x1080-png"},"alt":"."},"subtitle":null,"_updatedAt":"2025-11-24T12:17:19Z","publishedAt":"2025-11-24T12:17:14.383Z","categories":[],"authorsText":null,"authors":[]},{"_id":"76b320fa-6774-4e58-9f9c-c6e6c103228d","id":"-3f1b9d21-cc7f-5492-894a-f939c08b4646","_type":"information","slug":{"current":"jpmorgan-personal-investing"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is J.P. Morgan Personal Investing good for investing?","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-fb264bc1c7db362bf3d7f164b016ab23ebcd9223-1080x1080-png"},"alt":"J.P. Morgan Personal Investing logo"},"subtitle":"Independent review by Boring Money","_updatedAt":"2026-04-28T08:04:37Z","publishedAt":"2025-11-04T09:25:25.799Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":null,"authors":[{"_key":"8afbfd0d9a0f","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"1d0b0156-ebde-435c-8b16-228e7d292c7c","id":"-70f56a94-c09f-5152-a49a-b6a24d21aeec","_type":"information","slug":{"current":"reader-opinion-survey-understanding-your-investment-support-options-layman"},"subfolder":{"folder":"/community-survey/"},"title":"Reader Opinion Survey: Understanding Your Investment Support Options","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-ab254d7cd383ac369339b255c6be50cd5b720f30-1920x1080-png"},"alt":"."},"subtitle":null,"_updatedAt":"2025-10-31T14:20:57Z","publishedAt":"2025-10-31T14:20:56.144Z","categories":[],"authorsText":null,"authors":[]},{"_id":"537db633-0064-423f-a441-29c31aa854c9","id":"-e8490d9e-3c59-52e7-b480-a62f119290b9","_type":"information","slug":{"current":"reader-opinion-survey-understanding-your-investment-support-options-technical"},"subfolder":{"folder":"/community-survey/"},"title":"Reader Opinion Survey: Understanding Your Investment Support Options","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-ab254d7cd383ac369339b255c6be50cd5b720f30-1920x1080-png"},"alt":"."},"subtitle":null,"_updatedAt":"2025-10-31T14:19:07Z","publishedAt":"2025-10-31T14:19:01.142Z","categories":[],"authorsText":null,"authors":[]},{"_id":"69b015b7-229f-48f4-8add-83c2f642b289","id":"-54e64206-e10d-5854-8770-5cf2358d9152","_type":"information","slug":{"current":"my-money-life"},"subfolder":{"folder":"/hub/"},"title":"My Money Life","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-a38cec54db8aedd1795a0c4032f705f2d050f1bd-1920x1080-png"},"alt":null},"subtitle":"Financial Planning for Every Decade from Your 20s to Retirement","_updatedAt":"2025-10-29T13:54:40Z","publishedAt":"2025-10-29T12:58:35.901Z","categories":[{"id":"-86c74eb9-7c5c-5927-a9f3-3fd63557e61f","title":"Lifestage","_type":"category"},{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"3a9258103a0b"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"d34a44fc9cac"}],"_type":"block","_key":"1308f8774a08","style":"normal"}],"authors":[{"_key":"adc0002edf17","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"16b450dc-7459-44c8-bb83-57ced2786873","id":"-8495d736-bc72-56cd-9da0-7ac8d05aa080","_type":"information","slug":{"current":"penfold-independent-review"},"subfolder":{"folder":"/hub/workplace-pensions/"},"title":"Penfold Workplace Pension Provider Review","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-fd64855c0714d84e32f5468363bfbbbad99820cd-1080x1080-png"},"alt":null},"subtitle":"Independent review by Boring Money","_updatedAt":"2025-10-30T16:23:34Z","publishedAt":"2025-10-24T13:56:02.329Z","categories":[{"id":"-7fb6e28b-5d57-5cef-ab31-1b126ec76659","title":"Pensions - Workplace Pension","_type":"category"}],"authorsText":null,"authors":[{"_key":"662e6f97303e","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"45df942f-e74d-4a42-8201-592b6e98f4eb","id":"-c209d763-77b6-592e-a9de-f8f24c544b96","_type":"information","slug":{"current":"investment-focus-precious-metals"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Precious Metals","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-99713bdd44db693c95b731818fcd48a41cc1b68a-1920x1080-png"},"alt":null},"subtitle":"Why the high returns sector is staging a comeback in 2025","_updatedAt":"2025-10-24T08:10:31Z","publishedAt":"2025-10-24T08:10:29.411Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"5a9228ba-a3c9-4551-a0fa-b89474ae2f42","id":"-12e2f30c-d480-5a09-b5e0-4f74f1a48d63","_type":"information","slug":{"current":"general-investment-accounts-gias-the-complete-guide-for-uk-investors"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"General Investment Accounts (GIAs): The Complete Guide for UK Investors","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d8c9db3e9b6ae628ffd9e69cf2721afaaadd1718-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-03-27T11:20:12Z","publishedAt":"2025-10-17T13:05:35.585Z","categories":[{"id":"-3963ab82-1fa2-5ec0-b43d-2d05dda50352","title":"GIA","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-a04062f1-e275-5111-8bf4-7d78baef1207","title":"Product Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"d7a5eca7334b"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"872ab084ddbe"}],"_type":"block","_key":"49e69610bea6","style":"normal"}],"authors":[{"_key":"a087cf3755e8","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"cfbae5f9-09e2-4ebd-b540-7b2843cb6161","id":"-dd168a1d-cbc9-59c0-a50f-5b34aaafcbb6","_type":"information","slug":{"current":"essential-guide-to-income-tax"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Income Tax for Beginners | Bands, Rates & Free Calculator","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-80fa5183858471224a46310afe148e761adf182a-960x540-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-12-12T17:04:34Z","publishedAt":"2025-10-10T15:30:55.668Z","categories":[{"id":"-204f0443-dddc-5b81-b3b3-26e22f0c381d","title":"Tax","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"ad22576b906a"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"16bc8a51027f"}],"_type":"block","_key":"9bdd7499f4b9","style":"normal"}],"authors":[{"_key":"33999ca1f395","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"112cfa29-bbc4-4786-a28a-41e22cbe981a","id":"-25e913bd-b849-5762-8851-70fff5637645","_type":"information","slug":{"current":"essential-guide-to-mortgages"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"How Mortgages Work | Types, Rates, LTV Rules & More","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-76bdc4f0a6168d618bea0b5866ee3bc7190c4125-2880x1620-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-10-07T16:10:18Z","publishedAt":"2025-10-07T16:10:10.194Z","categories":[{"id":"-a51fe5df-cc5d-5d35-be38-900a5ff6239b","title":"Mortgage","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"83e1b8679010"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"11ea9a669afa"}],"_type":"block","_key":"52792dd5e8c3","style":"normal"}],"authors":[{"_key":"eba8d988459a","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"c90b42d1-f3cf-4a47-8e03-0a31dfd58a17","id":"-d72f83c1-d998-50a2-be1c-1b074b4a242e","_type":"information","slug":{"current":"investment-focus-latin-american-markets-surge"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Latin America","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-c232b12145fd0b2b7b66422cd5c72727a7ff1006-1920x1080-png"},"alt":null},"subtitle":"Why the high returns sector is staging a comeback in 2025","_updatedAt":"2026-05-06T10:20:45Z","publishedAt":"2025-09-26T08:12:58.065Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"040a1837-41f8-40f7-aa2a-67f13dff3e28","id":"-f5015626-c818-5fe3-b56f-c0429c830180","_type":"information","slug":{"current":"vanguard-investor"},"subfolder":{"folder":"/isas-pensions/"},"title":"Is Vanguard good for investing?","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-a8e81b1fc79557b8a82001a9c03ddc1be1dacc54-150x149-svg"},"alt":"vanguard"},"subtitle":"Independent review by Boring Money","_updatedAt":"2026-03-20T17:05:31Z","publishedAt":"2025-09-17T09:49:59.557Z","categories":[{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"},{"id":"-99e6e5c6-4de1-5ed2-96bb-99a3a73573ba","title":"Compare providers","_type":"category"}],"authorsText":null,"authors":[{"_key":"6d98c670a9c5","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"24becfe8-66e5-4cc0-a93d-d43dba6dc2f4","id":"-ea9790d5-4b28-54a9-9924-9ea4cc829a79","_type":"information","slug":{"current":"state-pension"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Your Complete Guide To The UK State Pension: Eligibility, How To Claim & More","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-8832d4a9735d5178ced01018a03168562eadc753-3840x2160-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-04-09T13:24:42Z","publishedAt":"2025-09-04T12:11:29.626Z","categories":[{"id":"-bd79c084-c376-5d34-90c2-83e6ba75982d","title":"Pensions","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-a04062f1-e275-5111-8bf4-7d78baef1207","title":"Product Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"65280ae47df7"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"b6c2709cbbe4"}],"_type":"block","_key":"2b64f5c9c57d","style":"normal"}],"authors":[{"_key":"4d6089bcbe12","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"e1a6f0e6-61a4-4060-96c9-d6e6bc5b0990","id":"-851adb47-499e-562e-a20e-47074601208a","_type":"information","slug":{"current":"long-term-asset-funds"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"LTAF Guide: The New Way to Access Illiquid Markets","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-b6ae2d18de67badfd422c1155665674a64bd77f4-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-09-22T13:12:18Z","publishedAt":"2025-09-02T15:46:58.272Z","categories":[{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"ececc3280026"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"5290b21cbaab"}],"_type":"block","_key":"baf568395e4a","style":"normal"}],"authors":[{"_key":"3ca47cf2af90","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"e119dee9-8ab7-4b3e-a25a-a815014ecdd7","id":"-c4cec5b8-c13c-5b03-aef8-cb8528442346","_type":"information","slug":{"current":"boring-money-prize-draw-the-prize-draw"},"subfolder":{"folder":"/"},"title":"Boring Money Prize Draw (the “Prize Draw”)","mainImage":null,"subtitle":null,"_updatedAt":"2025-09-09T15:58:21Z","publishedAt":"2025-09-02T14:02:20.183Z","categories":[],"authorsText":null,"authors":[]},{"_id":"ce2de664-cc4d-4c0d-893e-626b68412a17","id":"-9000d739-c89d-5d64-969a-7cbb6be3bfc4","_type":"information","slug":{"current":"choices-by-sla"},"subfolder":{"folder":"/isas-pensions/"},"title":"abrdn review ","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-490880693c1e147bb2fba639ba05dc3841aef397-1113x1127-svg"},"alt":"abrdn"},"subtitle":null,"_updatedAt":"2022-08-31T08:13:28Z","publishedAt":"2025-08-31T10:51:00.000Z","categories":[],"authorsText":null,"authors":[]},{"_id":"d808f959-7f84-4ed7-a018-8d334192b965","id":"-e308a81b-03bd-5f26-8d1a-c0740b341f13","_type":"information","slug":{"current":"uk-investment-platforms-with-low-minimum-deposits"},"subfolder":{"folder":"/compare-providers/"},"title":"Affordable Investing: Top UK Platforms To Start From Just £1","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-b6058b5a256ce76c657835307a1aa032d8ca017d-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-22T09:43:02Z","publishedAt":"2025-08-28T15:53:50.170Z","categories":[{"id":"-0b2759c5-031a-5cd8-a97f-3b1943d6c002","title":"ISAs","_type":"category"},{"id":"-56aed686-14fa-58a1-a350-8da89430a4ad","title":"Boring Money Provider Reviews","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"846ecf5f0011"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"31b3b34f86cd"}],"_type":"block","_key":"e89e37f36e14","style":"normal"}],"authors":[{"_key":"0f41a6098929","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"32ae83f6-c686-4526-b857-06ef47025d10","id":"-af0a7da1-d2b1-550d-9297-8b21c23a5952","_type":"information","slug":{"current":"investment-focus-private-equity"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Private Equity","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-911ed1237735e4e6b0c72d29441425883ae9da40-1920x1080-png"},"alt":null},"subtitle":"Why the 500%+ returns sector is staging a comeback in 2025","_updatedAt":"2025-09-04T08:54:51Z","publishedAt":"2025-08-27T09:23:28.688Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"575c26bf-76fb-419d-944a-f3b81d5a9d3b","id":"-db407ac1-d202-5c52-96a8-bbfcb5a793cb","_type":"information","slug":{"current":"essential-guide-to-capital-gains-tax"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Essential Guide to Capital Gains Tax: Allowances, Rates, and Exceptions","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d2c57812e1a00f27a924b3c40492a0392d82e9e1-960x540-png"},"alt":"Capital Gains Tax"},"subtitle":null,"_updatedAt":"2025-12-12T16:59:51Z","publishedAt":"2025-08-26T10:41:09.265Z","categories":[{"id":"-204f0443-dddc-5b81-b3b3-26e22f0c381d","title":"Tax","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"8712df2ac2d3"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"80aeb3ebaa3a"}],"_type":"block","_key":"8fc49c53acd4","style":"normal"}],"authors":[{"_key":"1c8f485fe302","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"557ae2f6-7d43-4602-acde-f7fc1bc77b43","id":"-ab5d049b-201a-553e-a27b-43f92da9966c","_type":"information","slug":{"current":"september-2025-research-panel-survey"},"subfolder":{"folder":"/research-panel-survey/"},"title":"September 2025 Research Panel Survey","mainImage":null,"subtitle":"Share your experience around pensions & enter our £50 prize draw","_updatedAt":"2025-09-08T08:59:14Z","publishedAt":"2025-08-19T09:39:25.882Z","categories":[{"id":"-77f01680-1e0c-5937-9ca9-685b19b76663","title":"Survey","_type":"category"}],"authorsText":null,"authors":[{"_key":"f360931db869","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"dc85d600-ad8c-4de4-bab1-3b6df7a56c66","id":"-5dbc4b04-1369-5d20-b912-3030c916da77","_type":"information","slug":{"current":"august-2025-research-panel-survey"},"subfolder":{"folder":"/research-panel-survey/"},"title":"August 2025 Research Panel Survey","mainImage":null,"subtitle":"Share your experience & enter our £50 prize draw","_updatedAt":"2025-08-19T10:41:15Z","publishedAt":"2025-08-19T09:39:25.882Z","categories":[{"id":"-77f01680-1e0c-5937-9ca9-685b19b76663","title":"Survey","_type":"category"}],"authorsText":null,"authors":[{"_key":"f360931db869","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"e343d83b-3a92-4b8e-9e93-744d3ac8f2ba","id":"-1bc5a655-835b-5063-81fd-3fce928f5aa5","_type":"information","slug":{"current":"the-basics-of-multiasset-funds-balancing-risk-and-diversification"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Multi-Asset Funds Explained: Smart, Diversified Investing Made Simple","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-e6ebb1fa4efb84534f3acf76cac0040449954f08-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-08-05T09:38:52Z","publishedAt":"2025-08-05T09:38:13.910Z","categories":[{"id":"-4c79c1cf-7c88-5a35-9c5b-84e343ed0c19","title":"Funds - Excluding Best Selling Funds","_type":"category"},{"id":"-a35b7d6b-234b-51f5-aaa9-309f317c6c31","title":"Funds - Multi-Asset","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"8712df2ac2d3"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"80aeb3ebaa3a"}],"_type":"block","_key":"8fc49c53acd4","style":"normal"}],"authors":[{"_key":"32af32577054","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"44d52042-2125-46bc-9a05-58ce2c9d7039","id":"-0938cd81-b09a-548b-a156-49ffee33f6db","_type":"information","slug":{"current":"what-is-a-workplace-pension"},"subfolder":{"folder":"/learn/"},"title":"Essential Guide to Workplace Pensions: How They Work and Why They Matter","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-06254c65523f6da6bbf73f2fbbd414c6db3b499f-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-03-30T08:52:08Z","publishedAt":"2025-07-30T11:44:43.257Z","categories":[{"id":"-bd79c084-c376-5d34-90c2-83e6ba75982d","title":"Pensions","_type":"category"},{"id":"-7fb6e28b-5d57-5cef-ab31-1b126ec76659","title":"Pensions - Workplace Pension","_type":"category"},{"id":"-a04062f1-e275-5111-8bf4-7d78baef1207","title":"Product Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"41cf7e7ad490"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"2b8011420f05"}],"_type":"block","_key":"0934b0aa9613","style":"normal"}],"authors":[{"_key":"4b4bbe40d537","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"99c17204-18a0-42e0-8c31-a4590d029beb","id":"-88aeb52b-364f-5fcd-8f0e-31e6213a7078","_type":"information","slug":{"current":"about-boring-money-business"},"subfolder":{"folder":"/"},"title":"About Boring Money Business","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-b3a51c272f931f874be4f465076ace008caed2cb-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-07-29T10:20:32Z","publishedAt":"2025-07-29T10:20:18.768Z","categories":[],"authorsText":null,"authors":[{"_key":"f830126ec6c6","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"9da15cff-7c7f-44af-af83-e5d5765bc4bd","id":"-29f9914b-ff4f-5b93-abc6-f5c6df45e00d","_type":"information","slug":{"current":"ready-made-portfolios"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Investing Made Easy: Your Guide to Ready-Made Portfolios","mainImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":{"_id":"image-28c7fe5dd20c72e66d25391e74a9d727ddb480c0-1920x1080-png"},"alt":"Ready-made portfolios guide"},"subtitle":null,"_updatedAt":"2026-03-09T13:18:07Z","publishedAt":"2025-07-24T14:04:05.315Z","categories":[{"id":"-a9f06578-bf15-51c4-a19c-32cce3580a48","title":"Ready-Made Solutions","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"cf8d62450b58"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"73bd854849e2"}],"_type":"block","_key":"f66731d93db7","style":"normal"}],"authors":[{"_key":"cc63743a38de","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"a527c299-57b5-4312-af19-b7b62ca884c9","id":"-30b6c854-7672-52eb-95e0-17fbda996005","_type":"information","slug":{"current":"investment-focus-real-estate-recovery-creates-opportunities-in-reits-and-commercial-property"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Real Estate","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-b089756c926ec37ea24abc097f3e719343b4d04e-1920x1080-png"},"alt":null},"subtitle":"Recent recovery creates opportunities in REITs and commercial property","_updatedAt":"2025-07-24T13:22:58Z","publishedAt":"2025-07-24T13:22:53.733Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"2e1f23d0-5d60-489e-89b9-eb1d958b6e1e","id":"-d45d9677-1918-5058-ab7e-758b17f82996","_type":"information","slug":{"current":"how-to-evaluate-your-workplace-pension"},"subfolder":{"folder":"/hub/workplace-pensions/"},"title":"How to Evaluate Your Workplace Pension","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-cb63af881c7304dfdecda09f343c3392c0ae6283-1920x1080-png"},"alt":null},"subtitle":"4 things to see if you are getting good value","_updatedAt":"2025-08-01T08:44:50Z","publishedAt":"2025-07-14T11:51:57.465Z","categories":[{"id":"-7fb6e28b-5d57-5cef-ab31-1b126ec76659","title":"Pensions - Workplace Pension","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"cab14ad60056"},{"text":"Holly Mackay","_type":"span","marks":["strong"],"_key":"0642ac2e5b8c"},{"text":", Founder & CEO","_type":"span","marks":[],"_key":"a9ed29f3f5d4"}],"_type":"block","_key":"99cf89ccae54","style":"normal"}],"authors":[{"_key":"87e49ff5863e","people":{"_id":"2d43f78b-ca49-4653-8447-cc5ac79ae56b","id":"-b8fdd917-56b6-5a38-8bac-65948398038a","name":"Holly Mackay","image":{"crop":null,"hotspot":null,"asset":{"_id":"image-49f2f4be80aef425b39216dcbcd6887d25de2c97-1080x1080-png"}}}}]},{"_id":"ba2ddae6-300f-4fbc-a034-ae50ed4366f3","id":"-d764ea74-1895-5060-b284-9136726dfb02","_type":"information","slug":{"current":"leave-a-review-for-your-investement-platform"},"subfolder":{"folder":"/compare-providers/"},"title":"Leave a review for your investement platform ","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9968c988d625c7fcf6fad622fcc49a35b2f19c4c-270x152-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-12-19T13:16:32Z","publishedAt":"2025-07-10T14:20:43.557Z","categories":[{"id":"-99e6e5c6-4de1-5ed2-96bb-99a3a73573ba","title":"Compare providers","_type":"category"}],"authorsText":null,"authors":[{"_key":"662e6f97303e","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"5938fc5a-1aa4-40df-883e-a3afbd37ebe1","id":"-b5ac804f-937b-553f-aaa5-a7ab22afda77","_type":"information","slug":{"current":"leave-a-review-for-your-workplace-pension-provider"},"subfolder":{"folder":"/hub/workplace-pensions/"},"title":"Leave a review for your workplace pension provider","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9968c988d625c7fcf6fad622fcc49a35b2f19c4c-270x152-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-07-11T09:33:04Z","publishedAt":"2025-07-10T14:20:43.557Z","categories":[{"id":"-7fb6e28b-5d57-5cef-ab31-1b126ec76659","title":"Pensions - Workplace Pension","_type":"category"}],"authorsText":null,"authors":[{"_key":"662e6f97303e","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"drafts.49baad15-f7c6-4709-9329-9b19256dc0f4","id":"-2d42463a-acb7-57c5-a619-771d98a2cc10","_type":"information","slug":{"current":"royal-london-independent-review"},"subfolder":{"folder":"/hub/workplace-pensions/"},"title":"Royal London Workplace Pension Provider Review","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-4d5f3febe86690fca0f44880f8d9f7d448c1fd56-1080x1080-png"},"alt":null},"subtitle":"Independent review by Boring Money","_updatedAt":"2026-01-20T17:31:54Z","publishedAt":"2025-06-30T08:23:00.000Z","categories":[{"id":"-7fb6e28b-5d57-5cef-ab31-1b126ec76659","title":"Pensions - Workplace Pension","_type":"category"}],"authorsText":null,"authors":[{"_key":"662e6f97303e","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"d05b51ab-9bee-46d2-8e59-3460ce93e4c3","id":"-61c56cb9-c8cc-555f-b12a-420aa9012a0e","_type":"information","slug":{"current":"investment-focus-european-defense-stocks-surge-as-military-spending-hits-326-billion"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Defence","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-12087f7188e2428b9896db445a5e70998b60fb52-1920x1080-png"},"alt":null},"subtitle":"European defence stocks surge as military spending hits €326 billion","_updatedAt":"2025-08-18T08:14:05Z","publishedAt":"2025-06-27T14:41:17.810Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":null,"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"2635d13e-e79d-414d-80f5-86b565565227","id":"-5fd5546d-fed0-591c-bdd9-0cd2dc4c0d10","_type":"information","slug":{"current":"a-nononsense-guide-to-sustainable-investing"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"The No-Nonsense Guide to Sustainable Investing: What You Need to Know","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-97fbb86b94227290429e6d7c20aaec1e655f0c16-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-06-26T15:38:17Z","publishedAt":"2025-06-26T15:38:06.853Z","categories":[{"id":"-629c77be-46dd-5f7f-b0fd-71c29652803c","title":"Sustainable Investing","_type":"category"},{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"dd08183df93a"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"bb9f7d1abb95"}],"_type":"block","_key":"4fd9e6eb65c2","style":"normal"}],"authors":[{"_key":"87ce37373850","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"decd9970-9afd-460a-9658-3c9ca434966f","id":"-a0e533d3-8a70-54a6-8730-9372d7515ab8","_type":"information","slug":{"current":"investment-focus-utilities-sector-a-stable-backbone-and-growth-engine-for-investors"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Utilities","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-8ffb3408189813663d9a0184ce08b36ce4532b92-1920x1080-png"},"alt":null},"subtitle":"A stable backbone and growth engine for investors","_updatedAt":"2025-06-26T14:44:26Z","publishedAt":"2025-06-26T14:44:24.476Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"6989e024c8e8"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"c3baa5e609fd"}],"_type":"block","_key":"ad0e1b1e6013","style":"normal"}],"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"f87e514a-5bd1-4a7c-95cd-f1676e520028","id":"-e79684b9-33b0-52c1-bcb5-d9ca23ba8615","_type":"information","slug":{"current":"lifetime-isa"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Lifetime ISAs for First-Time Buyers and Retirement: A No-Nonsense Guide","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-d792dc36dd5c9f6d8b6144a2cf967c9a42b3c41b-3840x2160-png"},"alt":null},"subtitle":null,"_updatedAt":"2026-05-11T14:42:14Z","publishedAt":"2025-06-26T13:27:09.544Z","categories":[{"id":"-38179050-54db-5545-a0ea-bac9267df738","title":"ISA - Lifetime ISA","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-a04062f1-e275-5111-8bf4-7d78baef1207","title":"Product Guides","_type":"category"},{"id":"-a51fe5df-cc5d-5d35-be38-900a5ff6239b","title":"Mortgage","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"bbe32d8bc18b"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"7cef609b8458"}],"_type":"block","_key":"7b5fa434a931","style":"normal"}],"authors":[{"_key":"174fa6409a7e","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"7751737d-084c-4a55-9046-e35ea8792d3c","id":"-4f40db0d-638b-5c30-b400-8d4bfdce40d4","_type":"information","slug":{"current":"best-lisa-2025"},"subfolder":{"folder":"/boring-money-awards/"},"title":"Best Buy LISA Award 2025","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-db4989f34804aa79ecaa6806da77e692e92089e6-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-12-29T10:23:24Z","publishedAt":"2025-06-05T11:50:32.425Z","categories":[{"id":"-38179050-54db-5545-a0ea-bac9267df738","title":"ISA - Lifetime ISA","_type":"category"},{"id":"-d49ba336-e4dd-525d-8eaf-89c333c2ad26","title":"Boring Money Best Buy Awards","_type":"category"}],"authorsText":null,"authors":[{"_key":"dea689bf6169","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"15c308e6-b264-4e24-b705-01f5d6339e04","id":"-fb256d0f-1e0f-5be0-91d1-0f1ae495aa3c","_type":"information","slug":{"current":"investment-trusts"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Your Guide to Investment Trusts: What, Why, and How","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-ee7e98a93bbd27d2462219e28ad399638f66abb8-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-11-21T09:59:56Z","publishedAt":"2025-05-28T10:17:16.230Z","categories":[{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"5ebddb5641c6"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"61d9a1a6a40e"}],"_type":"block","_key":"1f86810ecd4c","style":"normal"}],"authors":[{"_key":"9d3f3d4a21ae","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"c1d88707-4826-46d8-bc3b-8d6a4db5457b","id":"-c0ac401b-6d4c-5399-9699-e9d237b06d57","_type":"information","slug":{"current":"investment-focus-why-the-boring-financial-sector-is-outperforming-tech-in-2025"},"subfolder":{"folder":"/performance/"},"title":"Investment Focus: Financials","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-eb63435e45e9daa7ba858bf6b4645da7e5de9db5-1920x1080-png"},"alt":null},"subtitle":"Why the 'Boring' Financial Sector is Outperforming Tech in 2025","_updatedAt":"2025-08-18T08:14:27Z","publishedAt":"2025-05-23T15:13:42.950Z","categories":[{"id":"-e20bee02-c62d-5422-8a42-ebefeb631231","title":"Investment Focus","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-3a9092a6-9e6d-53ef-bb73-2ab64139b168","title":"Funds","_type":"category"},{"id":"-f84766be-427e-5ac7-90e4-f8f7a9737362","title":"Investment Trusts","_type":"category"}],"authorsText":null,"authors":[{"_key":"2c0f64f374da","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"a840bd5d-8b11-4ff8-8136-5373d3acd7fe","id":"-f0d757dc-2919-52dc-a0cb-57bbdb1d317c","_type":"information","slug":{"current":"digital-advice"},"subfolder":{"folder":"/learn/investing-guides/product-guides/"},"title":"Digital Advice Guide: Financial Advice Without the Fuss","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-9fde78b4eacda41ca97483b47710c77cee2d3fad-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-05-22T11:14:43Z","publishedAt":"2025-05-22T11:14:31.139Z","categories":[{"id":"-38602e74-e62f-5236-8132-56a07742ece8","title":"Advice","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-a04062f1-e275-5111-8bf4-7d78baef1207","title":"Product Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"009a0a9faec5"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"e25bfeb32adf"}],"_type":"block","_key":"fb022e4425ac","style":"normal"}],"authors":[{"_key":"8a62f5d9a61d","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"15051a99-8fb6-4643-8481-dcfc0a32eb4a","id":"-f8adb421-751f-52b6-9071-062942c2746d","_type":"information","slug":{"current":"how-to-read-and-understand-etf-ticker-symbols-a-complete-guide-to-etf-terminology-for-beginners"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"How to Read and Understand ETF Ticker Symbols: A Complete Guide to ETF Terminology for Beginners","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-559be416924416bfb2801bec7e0b457dea424e86-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-05-20T12:58:23Z","publishedAt":"2025-05-19T14:37:23.573Z","categories":[{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-044d50ad-fb0e-511b-be70-c9a4c196622d","title":"Investing","_type":"category"},{"id":"-a04062f1-e275-5111-8bf4-7d78baef1207","title":"Product Guides","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"}],"authorsText":[{"children":[{"text":"By ","_type":"span","marks":[],"_key":"a7f1eefbce89"},{"text":"Boring Money","_type":"span","marks":["strong"],"_key":"af0d8ff5e39a"}],"_type":"block","_key":"c7720297c93b","style":"normal"}],"authors":[{"_key":"d2c36e77e3c6","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"60f1ab0a-d660-4017-81ab-c6b337ba2ab6","id":"-d0911c5b-7488-5865-8738-138a21e862ac","_type":"information","slug":{"current":"us-tax-guide-for-uk-investors-expats-understanding-w8ben-forms-isas-and-international-tax-obligations"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"US Tax Guide for UK Investors & Expats: Understanding W-8BEN Forms, ISAs, and Tax Rules","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-ba3883b376912fc8c1ee0b4248a521859af6402d-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-05-22T08:44:06Z","publishedAt":"2025-05-19T12:02:14.984Z","categories":[{"id":"-204f0443-dddc-5b81-b3b3-26e22f0c381d","title":"Tax","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"833d68e64c8d"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"4273c5bc7b6f"}],"_type":"block","_key":"fc1db25857b2","style":"normal"}],"authors":[{"_key":"e8546f4c2e48","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"f1e48d02-3367-4ff4-9cc3-66b06a63a846","id":"-b9c0d3ad-9742-5875-8a02-546ad55d27f8","_type":"information","slug":{"current":"etfs"},"subfolder":{"folder":"/learn/investing-guides/"},"title":"ETFs Explained: A Comprehensive Guide for New Investors","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-fe162accb7da262d17df275b156f8e12c0d014d1-1920x1080-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-10-20T11:40:20Z","publishedAt":"2025-05-15T11:34:57.647Z","categories":[{"id":"-8c6c128f-a594-5291-bc90-87877ee974ca","title":"ETFs","_type":"category"},{"id":"-42823ea2-5742-58ea-be27-557d9d35eea7","title":"Guide","_type":"category"},{"id":"-87985091-2601-5883-a2ba-c1ac80cb8f03","title":"Investing Guides","_type":"category"}],"authorsText":[{"children":[{"text":"By","_type":"span","marks":[],"_key":"833d68e64c8d"},{"text":" Boring Money","_type":"span","marks":["strong"],"_key":"4273c5bc7b6f"}],"_type":"block","_key":"fc1db25857b2","style":"normal"}],"authors":[{"_key":"e8546f4c2e48","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]},{"_id":"1b85abec-4268-4575-947c-e0907549dc44","id":"-7dc36946-6a5e-5eed-a164-c374e9ae45dc","_type":"information","slug":{"current":"sustainable-investing"},"subfolder":{"folder":"/articles/"},"title":"Sustainable Investing Articles","mainImage":{"blankAltTag":true,"crop":null,"hotspot":null,"asset":{"_id":"image-8638fe87c1eb18d0b607aebe35e99eac9c797cda-800x800-png"},"alt":null},"subtitle":null,"_updatedAt":"2025-05-14T15:17:30Z","publishedAt":"2025-05-13T17:10:39.102Z","categories":[{"id":"-629c77be-46dd-5f7f-b0fd-71c29652803c","title":"Sustainable Investing","_type":"category"}],"authorsText":null,"authors":[{"_key":"75ab29b377d7","people":{"_id":"925e17b9-7c7f-43b6-9905-84ebe6bf3907","id":"-0b5951e4-de98-5bc4-b619-22c1ce005baa","name":"Boring Money","image":{"crop":{"_key":null,"_type":"sanity.imageCrop","top":0,"bottom":0,"left":0.10897435897435898,"right":0.1217948717948718},"hotspot":{"_key":null,"_type":"sanity.imageHotspot","x":0.49679487179487175,"y":0.5,"height":1,"width":0.7628205128205129},"asset":{"_id":"image-a97c86a66df380894e97e61992d8e64af6c956a6-156x119-svg"}}}}]}]}},"pageContext":{"id":"-b79d805d-8280-5fe6-a1de-ef944c4b8a01"}},"staticQueryHashes":["1215887702","1434444190","1832481454","1914993268","202168049","2034837309","2733494758","2817707602","3813121020","4207246219","952537715"],"slicesMap":{"footer":"footer","header":"header"},"manifestId":"6b7e7f27-6338-4b69-acf0-65bfee6a1b18-2026-05-06T08:05:20.000Z"}