{"componentChunkName":"component---src-templates-blog-post-js","path":"/learn/articles/what-can-you-claim-after-you-retire/","result":{"data":{"post":{"enableComments":true,"enableGatedContent":false,"gateStyle":"Blue heading with key and text central - faded","hideRelatedContent":null,"noIndexExternal":null,"emailSignupWidgetTitle":null,"emailSignupWidgetImage":{"blankAltTag":null,"crop":null,"hotspot":null,"asset":null,"alt":"Gated content"},"emailSignupWidgetParagraphText":"Discover more benefits you may be able to claim to help with the cost of living!","textNextToKey":"Unlock this article to continue reading","emailSignupWidgetButtonText":"SIGN UP","brazeCustomAttributes":[{"_key":"32283f8a14b7","_type":"brazeCustomAttribute","customAttributeKey":"SIGNUPPAGE_BM_Article_Gated","customAttributeValue":"https://www.boringmoney.co.uk/learn/articles/13-benefits-you-might-be-able-to-get-after-you-retire/"}],"emailSignupWidgetTextboxPlaceholder":null,"_rawGatedContentBody":[{"_key":"043ec591b7e1","_type":"block","children":[{"_key":"f1afaf362af3","_type":"span","marks":["strong"],"text":"Many people reach retirement and find that the income from their pension isn’t enough to live comfortably. In fact, according to the Joseph Rowntree Foundation, up to 2.1 million (or 1 in 6) pensioners in the UK are living in poverty.[1] Add to this the ongoing cost of living crisis and it’s perhaps no surprise that thousands of retirees are struggling to make ends meet."}],"markDefs":[],"style":"normal"},{"_key":"2f34f5be927e","_type":"block","children":[{"_key":"7094259bcfbc","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"5e6bf64c594c","_type":"mainImage","alt":" ","asset":{"_id":"image-7648ce7724719fe9bae6512ec4bdfdf04760dc7a-2880x1620-png","_type":"sanity.imageAsset","_rev":"O7lMk3J4HvuO7KRCEShejV","_createdAt":"2023-09-05T10:22:01Z","_updatedAt":"2023-09-05T10:22:01Z","assetId":"7648ce7724719fe9bae6512ec4bdfdf04760dc7a","extension":"png","metadata":{"_type":"sanity.imageMetadata","blurHash":"MdQS|^ju~pxuD*yCbaVsnPoy%LkBIWV]s+","dimensions":{"_type":"sanity.imageDimensions","aspectRatio":1.7777777777777777,"height":1620,"width":2880},"hasAlpha":true,"isOpaque":true,"lqip":"data:image/png;base64,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","palette":{"_type":"sanity.imagePalette","darkMuted":{"_type":"sanity.imagePaletteSwatch","background":"#402e27","foreground":"#fff","population":2.5,"title":"#fff"},"darkVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#128fb4","foreground":"#fff","population":0.65,"title":"#fff"},"dominant":{"_type":"sanity.imagePaletteSwatch","background":"#f8cc61","foreground":"#000","population":4.53,"title":"#000"},"lightMuted":{"_type":"sanity.imagePaletteSwatch","background":"#cac7b4","foreground":"#000","population":0.89,"title":"#fff"},"lightVibrant":{"_type":"sanity.imagePaletteSwatch","background":"#f8cc61","foreground":"#000","population":4.53,"title":"#000"},"muted":{"_type":"sanity.imagePaletteSwatch","background":"#8f8d65","foreground":"#fff","population":0.31,"title":"#fff"},"vibrant":{"_type":"sanity.imagePaletteSwatch","background":"#f70f61","foreground":"#fff","population":3.17,"title":"#fff"}}},"mimeType":"image/png","originalFilename":"10 benefits you might be able to get after you retire.png","path":"images/k8qzcdw3/prod1503/7648ce7724719fe9bae6512ec4bdfdf04760dc7a-2880x1620.png","sha1hash":"7648ce7724719fe9bae6512ec4bdfdf04760dc7a","size":1387880,"uploadId":"JqnFmO4hLik00XKs1rcZe6XXl2fuqYJu","url":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/7648ce7724719fe9bae6512ec4bdfdf04760dc7a-2880x1620.png","filename":"10 benefits you might be able to get after you retire.png","width":2880,"height":1620,"placeholderUrl":"https://cdn.sanity.io/images/k8qzcdw3/prod1503/7648ce7724719fe9bae6512ec4bdfdf04760dc7a-2880x1620.png?rect=900,0,1080,1620&w=%width%&h=%height%&q=80","id":"image-7648ce7724719fe9bae6512ec4bdfdf04760dc7a-2880x1620-png","children":[],"parent":null}},{"_key":"9f7d8cbd4977","_type":"anchorMenuMobile","title":"s"},{"_key":"eff5dc38dd6d","_type":"block","children":[{"_key":"9bdde6e2952c","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"ff1c7ec33898","_type":"block","children":[{"_key":"11388d488933","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"f3b5685c1f65","_type":"block","children":[{"_key":"423ca45636a9","_type":"span","marks":[],"text":"But did you know that every year billions of pounds of benefits go unclaimed? There are a number of benefits available to retired people that many aren’t aware of or believe they’re not eligible for, including help with winter fuel payments, support for Council Tax, and discounts on public transport. "}],"markDefs":[],"style":"normal"},{"_key":"8fe048c1552d","_type":"block","children":[{"_key":"51d47fd1c2a7","_type":"span","marks":[],"text":"In this article, we list 13 benefits that retired people can potentially claim, explain the eligibility rules around each one, and give you some helpful links that can help you find out more or begin your application process."}],"markDefs":[],"style":"normal"},{"_key":"b3a6d2cbb3da","_type":"block","children":[{"_key":"f6c94fd4d9f4","_type":"span","marks":[],"text":""},{"_key":"02e0f6516e38","_type":"mainAnchor","pageAnchor":{"_id":"7b6e7ab6-46f0-4bdd-a6fd-2c38c96fdebc","_type":"anchorCategory","_rev":"DqzihL2wFlFtY2R8tsC7Uo","_createdAt":"2023-09-05T10:54:24Z","_updatedAt":"2023-09-05T10:54:24Z","AnchorName":"pensioncredit","id":"-3ec68cf2-18fc-5b5b-a5aa-1714f874055d","children":[],"parent":null}},{"_key":"46960d1e2af8","_type":"span","marks":[],"text":"1. Pension Credit"}],"markDefs":[],"style":"h3"},{"_key":"3c60bd726d03","_type":"block","children":[{"_key":"e2d16616052b","_type":"span","marks":[],"text":"Pension Credit is a benefit that’s available to people over State Pension age who are on a low income. It tops up your weekly income to a certain level and can be used to help pay for housing costs, such as ground rent or service charges. People who receive Pension Credit can also get additional benefits including "},{"_key":"9727f2b6fa24","_type":"span","marks":["5ba03cd09c78"],"text":"Housing Benefit"},{"_key":"a810ba1969ef","_type":"span","marks":[],"text":", "},{"_key":"c06c107325c3","_type":"span","marks":["514f7b6e2b04"],"text":"Cost of Living Payments"},{"_key":"586a957a139f","_type":"span","marks":[],"text":" and "},{"_key":"5daffc53cbca","_type":"span","marks":["4ae606f989d7"],"text":"Support for Mortgage Interest"},{"_key":"3a7ff84c33c5","_type":"span","marks":[],"text":". "}],"markDefs":[{"_key":"5ba03cd09c78","_type":"internalLinkPick","blank":true,"reference":{"_id":"a67c2b86-ba98-4e81-9f47-8d20731c19a8","_type":"linkCategory","_rev":"qAoC33gihZjZ6iKjJGyEJu","_createdAt":"2023-09-05T10:27:29Z","_updatedAt":"2023-09-05T10:27:29Z","url":"https://www.gov.uk/housing-benefit","id":"-79942b47-cfcc-559f-949d-88cb91827eff","children":[],"parent":null}},{"_key":"514f7b6e2b04","_type":"internalLinkPick","blank":true,"reference":{"_id":"1d3c2edf-21f6-4e63-a094-7cc432a43d16","_type":"linkCategory","_rev":"5ME7n8QK93meNUe4Pb4pp7","_createdAt":"2023-09-05T10:27:47Z","_updatedAt":"2023-09-05T10:27:47Z","url":"https://www.gov.uk/guidance/cost-of-living-payment","id":"-56e7558f-6841-57ad-b076-6b5c0436c62b","children":[],"parent":null}},{"_key":"4ae606f989d7","_type":"internalLinkPick","blank":true,"reference":{"_id":"d4acd8c3-6e10-4516-880e-733bd59cdf35","_type":"linkCategory","_rev":"qAoC33gihZjZ6iKjJGyEXq","_createdAt":"2023-09-05T10:28:07Z","_updatedAt":"2023-09-05T10:28:07Z","url":"https://www.gov.uk/support-for-mortgage-interest","id":"-d24b44ae-42a8-597e-b0b5-3bef8fd1710c","children":[],"parent":null}}],"style":"normal"},{"_key":"63b8360926c3","_type":"block","children":[{"_key":"a90476871dc0","_type":"span","marks":[],"text":"To qualify for Pension Credit, you must live in England, Scotland or Wales and have reached State Pension age. If you have a partner, you must include them on your application. Your"},{"_key":"3d45f41428d7","_type":"span","marks":["strong"],"text":" "},{"_key":"832d0b8a4222","_type":"span","marks":[],"text":"weekly income must be below £218.15 if you’re single or £332.95 (jointly) if you have a partner. A successful Pension Credit application will see your weekly income topped up to match this threshold."}],"markDefs":[],"style":"normal"},{"_key":"57b96d18f216","_type":"block","children":[{"_key":"bdbd81c86439","_type":"span","marks":[],"text":"If your income is already higher than this, you may still be eligible if you have a disability, you care for someone, or you have housing costs. You can read more about Pension Credit and how to apply on the gov.uk website "},{"_key":"30c6a236c092","_type":"span","marks":["fa053a97849c"],"text":"here"},{"_key":"5c57908394bf","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"fa053a97849c","_type":"internalLinkPick","blank":true,"reference":{"_id":"1d9c39b8-3ecb-4500-95fc-95b83ef5963f","_type":"linkCategory","_rev":"r2FHFgWsYxEj4MCt1CbkCo","_createdAt":"2023-09-05T10:28:44Z","_updatedAt":"2025-01-08T10:23:47Z","description":"pension Credit","url":"https://www.gov.uk/pension-credit","id":"-f65e4996-0744-50f6-8bb4-e7986500c679","children":[],"parent":null}}],"style":"normal"},{"_key":"14d1f7774668","_type":"block","children":[{"_key":"83ad1ef45aa7","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"1b657729e068","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Pension Credit eligibility criteria summarised","blankAltTag":false},"text":[{"_key":"cde936ceccaf","_type":"block","children":[{"_key":"17f0156c93ec","_type":"span","marks":["strong"],"text":"You may be eligible if:"}],"markDefs":[],"style":"normal"},{"_key":"85ee2d56f69f","_type":"block","children":[{"_key":"1e43424160fd0","_type":"span","marks":["strong"],"text":"Age:"},{"_key":"1e43424160fd1","_type":"span","marks":[],"text":" You must have reached State Pension age."}],"markDefs":[],"style":"normal"},{"_key":"fe486e11624d","_type":"block","children":[{"_key":"1e43424160fd2","_type":"span","marks":["strong"],"text":"Residency:"},{"_key":"1e43424160fd3","_type":"span","marks":[],"text":" You must live in England, Scotland, or Wales."}],"markDefs":[],"style":"normal"},{"_key":"a084cc1ce0d0","_type":"block","children":[{"_key":"1e43424160fd4","_type":"span","marks":["strong"],"text":"Income:"},{"_key":"1e43424160fd5","_type":"span","marks":[],"text":" Your weekly income must be below a certain threshold:"}],"markDefs":[],"style":"normal"},{"_key":"8708fbcaea15","_type":"block","children":[{"_key":"bf6f6918b6bd0","_type":"span","marks":[],"text":"Single: £218.15"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"27af79e17a0c","_type":"block","children":[{"_key":"5ae140e890120","_type":"span","marks":[],"text":"Couple: £332.95"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"c00c14aea892","_type":"block","children":[{"_key":"469239b714700","_type":"span","marks":["strong"],"text":"Other factors:"},{"_key":"469239b714701","_type":"span","marks":[],"text":" You may still be eligible even if your income is slightly higher if you have certain circumstances, such as:"}],"markDefs":[],"style":"normal"},{"_key":"27a1f342af8a","_type":"block","children":[{"_key":"f0013cf0abee0","_type":"span","marks":[],"text":"Disability"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"4fd7217a1aa6","_type":"block","children":[{"_key":"3452751e39ab0","_type":"span","marks":[],"text":"Caring responsibilities"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"b3a271a50a30","_type":"block","children":[{"_key":"d140e1889a900","_type":"span","marks":[],"text":"Savings or investments"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"ad4373801664","_type":"block","children":[{"_key":"d21c618b932d0","_type":"span","marks":[],"text":"High housing costs"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"f8fa99f5740e","_type":"block","children":[{"_key":"372d8f57e6d4","_type":"span","marks":["strong"],"text":"Disclaimer: "},{"_key":"561224866a97","_type":"span","marks":[],"text":"These criteria are for guidance purposes only. For up-to-date information, "},{"_key":"5a0b75b08ffa","_type":"span","marks":["86b5c35baf6b"],"text":"look at the official government website"},{"_key":"1c007ce3ff18","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"86b5c35baf6b","_type":"internalLinkPick","blank":true,"reference":{"_ref":"1d9c39b8-3ecb-4500-95fc-95b83ef5963f","_type":"reference"}}],"style":"normal"}]},{"_key":"7fa559cabd2c","_type":"block","children":[{"_key":"fef146840ab3","_type":"span","marks":[],"text":""},{"_key":"b2e1d0452f4a","_type":"mainAnchor","pageAnchor":{"_id":"83d919b4-a030-40b6-a0c0-7e37f5888d0a","_type":"anchorCategory","_rev":"qAoC33gihZjZ6iKjJGyZ5C","_createdAt":"2023-09-05T10:54:39Z","_updatedAt":"2023-09-05T10:54:39Z","AnchorName":"counciltaxreduction","id":"-d2421b1e-4d8d-5e39-a9a6-878dc96fdb38","children":[],"parent":null}},{"_key":"d77e90dfa062","_type":"span","marks":[],"text":"2. Council Tax Reduction"}],"markDefs":[],"style":"h3"},{"_key":"a2b08a04fe88","_type":"block","children":[{"_key":"7d1d63b75a89","_type":"span","marks":[],"text":"If you’re on a low income or you claim other benefits, you may be eligible to receive a reduction in Council Tax. Depending on your circumstances, you could have your Council Tax bill reduced by a full 100% with the Council Tax Reduction scheme (sometimes called Council Tax Support) - this means, if you meet certain requirements, you might not have to pay any Council Tax at all. "}],"markDefs":[],"style":"normal"},{"_key":"4c55f7450f78","_type":"block","children":[{"_key":"51ed8270c1c4","_type":"span","marks":[],"text":"However, the amount taken off your bill depends on a number of factors, including where you live, your income, your UK residency status, and if any other individuals are living with you. "}],"markDefs":[],"style":"normal"},{"_key":"c5e2dbe98abd","_type":"block","children":[{"_key":"0e962d4da887","_type":"span","marks":[],"text":"You have to apply for Council Tax Reduction through your local council. The gov.uk website has a helpful postcode finder where you can input your postcode and it will take you to the dedicated website for your local council. From there you can read more about their Council Tax Reduction scheme and begin your application if you’re eligible. Click "},{"_key":"ebc68978a2bb","_type":"span","marks":["ea2de318d8b0"],"text":"here "},{"_key":"b596e525795a","_type":"span","marks":[],"text":"to get started."}],"markDefs":[{"_key":"ea2de318d8b0","_type":"internalLinkPick","blank":true,"reference":{"_id":"eea381eb-f5dd-4560-acc1-d834ab51cd2d","_type":"linkCategory","_rev":"n8VQbwGIC1xs9uV0b56M9V","_createdAt":"2023-09-05T10:29:54Z","_updatedAt":"2023-09-05T10:29:54Z","url":"https://www.gov.uk/apply-council-tax-reduction/","id":"-7d666fa0-b2f4-5fe3-b9ba-4e083d090067","children":[],"parent":null}}],"style":"normal"},{"_key":"9a407d819e3b","_type":"block","children":[{"_key":"c54098bbfb4f","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"3ca7e035d410","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Pension Credit eligibility criteria summarised","blankAltTag":false},"text":[{"_key":"cde936ceccaf","_type":"block","children":[{"_key":"17f0156c93ec","_type":"span","marks":["strong"],"text":"You may be eligible if:"}],"markDefs":[],"style":"normal"},{"_key":"aebf545e7b8b","_type":"block","children":[{"_key":"596eebfcba750","_type":"span","marks":["strong"],"text":"Income:"},{"_key":"596eebfcba751","_type":"span","marks":[],"text":" Your household income must be below a certain level. This varies depending on your local council's scheme."}],"markDefs":[],"style":"normal"},{"_key":"e4da6c718334","_type":"block","children":[{"_key":"4be25d19cd200","_type":"span","marks":["strong"],"text":"Savings:"},{"_key":"4be25d19cd201","_type":"span","marks":[],"text":" You generally cannot claim if your savings exceed £16,000."}],"markDefs":[],"style":"normal"},{"_key":"e0abfc869a5d","_type":"block","children":[{"_key":"76f64e79d3730","_type":"span","marks":["strong"],"text":"Residency:"},{"_key":"76f64e79d3731","_type":"span","marks":[],"text":" You must live in the property for which you are paying Council Tax."}],"markDefs":[],"style":"normal"},{"_key":"69d6ba571eee","_type":"block","children":[{"_key":"eed651ccf67a0","_type":"span","marks":["strong"],"text":"Other factors:"},{"_key":"eed651ccf67a1","_type":"span","marks":[],"text":" Your eligibility may be affected by: "}],"markDefs":[],"style":"normal"},{"_key":"8b7950ac26c3","_type":"block","children":[{"_key":"18c01822b57d0","_type":"span","marks":[],"text":"Your age and any disabilities you have"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"680d258ed148","_type":"block","children":[{"_key":"6dd0bd9e15270","_type":"span","marks":[],"text":"Whether you live alone or with others"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"2a8e4ac1aa19","_type":"block","children":[{"_key":"60dce62baf190","_type":"span","marks":[],"text":"Your housing costs (e.g., rent)"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"cd7d417b21cf","_type":"block","children":[{"_key":"29387c287eaa0","_type":"span","marks":["strong"],"text":"Disclaimer:"},{"_key":"29387c287eaa1","_type":"span","marks":[],"text":" Council Tax Reduction schemes vary significantly between local councils. The eligibility criteria outlined above are general and may not apply in all cases. "},{"_key":"516bc6d58a74","_type":"span","marks":["dd454dc8cc2c"],"text":"Check your local council's scheme"},{"_key":"a660ea469625","_type":"span","marks":[],"text":" for specific criteria."}],"markDefs":[{"_key":"dd454dc8cc2c","_type":"internalLinkPick","blank":true,"reference":{"_ref":"eea381eb-f5dd-4560-acc1-d834ab51cd2d","_type":"reference"}}],"style":"normal"}]},{"_key":"842856d80e71","_type":"block","children":[{"_key":"412e2e72b295","_type":"span","marks":[],"text":""},{"_key":"3567503dfa3c","_type":"mainAnchor","pageAnchor":{"_id":"8e605ee3-2130-43eb-a6ad-1a4bfb430f7a","_type":"anchorCategory","_rev":"DqzihL2wFlFtY2R8tsC9xa","_createdAt":"2023-09-05T10:54:58Z","_updatedAt":"2023-09-05T10:54:58Z","AnchorName":"winterfuelpayment","id":"-55f4f82c-4593-5414-8713-ae7a160dc9ea","children":[],"parent":null}},{"_key":"0fb04406a3a1","_type":"span","marks":[],"text":"3. 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There are a number of benefits available to retired people that many aren’t aware of or believe they’re not eligible for, including help with winter fuel payments, support for Council Tax and discounts on public transport. Understanding these options can make a real difference when you retire."}],"markDefs":[],"style":"normal"},{"_key":"1725642633e8","_type":"block","children":[{"_key":"6c559b5e7a4a0","_type":"span","marks":[],"text":"In this article, we list 13 benefits that retired people can potentially claim, explain the eligibility rules around each one and give you some helpful links that can help you find out more or begin your application process. 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"},{"_key":"021dc796053b","_type":"span","marks":["5b257e57576b"],"text":"Check the official criteria"},{"_key":"566ce645e668","_type":"span","marks":[],"text":" to see if you may be eligible."}],"markDefs":[{"_key":"5b257e57576b","_type":"internalLinkPick","blank":true,"reference":{"_id":"6015151e-5d70-430e-b9e4-13276454773d","_type":"linkCategory","_rev":"O7lMk3J4HvuO7KRCEShgeQ","_createdAt":"2023-09-05T10:31:33Z","_updatedAt":"2023-09-05T10:31:33Z","url":"https://www.gov.uk/cold-weather-payment","id":"-2a78c5f3-7f95-527c-be1f-252c9fefbaae","children":[],"parent":null}}],"style":"normal"}]},{"_key":"1cccec9fce7e","_type":"block","children":[{"_key":"f69be91e8605","_type":"span","marks":[],"text":""},{"_key":"9a02295cdf38","_type":"mainAnchor","pageAnchor":{"_id":"5a7cc7a6-748b-477a-b185-9616cefbdb80","_type":"anchorCategory","_rev":"qAoC33gihZjZ6iKjJGyZl0","_createdAt":"2023-09-05T10:55:26Z","_updatedAt":"2023-09-05T10:55:26Z","AnchorName":"warmhomediscountscheme","id":"-b67c188d-0a85-5f19-91fa-c0ba34d8e0b8","children":[],"parent":null}},{"_key":"f0ceefb22a2d0","_type":"span","marks":[],"text":"5. Who is eligible for the Warm Home Discount Scheme?"}],"markDefs":[],"style":"h3"},{"_key":"3ccf21d53f68","_type":"block","children":[{"_key":"894060c7e6700","_type":"span","marks":[],"text":"Another heating-related benefit, the Warm Home Discount Scheme allows you to get up to £150 off the cost of your electricity bills in a one-off payment to your provider. You may be able to get the discount on your gas bill instead if your supplier provides you with both gas and electricity – it's best to contact your supplier directly to find out if you’re eligible. "}],"markDefs":[],"style":"normal"},{"_key":"5aa23f676b0c","_type":"block","children":[{"_key":"733b90ed4c60","_type":"span","marks":[],"text":"You can still qualify for the Warm Home Discount Scheme if you use a pre-pay or pay-as-you-go electricity meter and the discount will not affect your eligibility for Cold Weather Payment or Winter Fuel Payment. "}],"markDefs":[],"style":"normal"},{"_key":"2a3f9fe12e88","_type":"block","children":[{"_key":"c2957fe44522","_type":"span","marks":[],"text":"To be eligible, in England and Wales you must either get the Guarantee Credit element of Pension Credit or be on a low income and have high energy costs. In Scotland, you must get the Guarantee Credit element of Pension Credit and meet your energy supplier’s criteria to qualify. The Warm Home Discount Scheme is not available in Northern Ireland. "}],"markDefs":[],"style":"normal"},{"_key":"47f60b650061","_type":"block","children":[{"_key":"6ebe46cc9ea7","_type":"span","marks":[],"text":"To read more about it and find out how to apply, head over to the gov.uk website "},{"_key":"ac421c65ee4f","_type":"span","marks":["f72149f16955"],"text":"here"},{"_key":"50c535ec39a6","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"f72149f16955","_type":"internalLinkPick","blank":true,"reference":{"_id":"06a95ceb-2a81-41b6-aa21-52f573a83694","_type":"linkCategory","_rev":"qAoC33gihZjZ6iKjJGyIYw","_createdAt":"2023-09-05T10:32:23Z","_updatedAt":"2023-09-05T10:32:23Z","url":"https://www.gov.uk/the-warm-home-discount-scheme","id":"-83a22307-8091-5ff5-8ccc-bb1a11b7b03f","children":[],"parent":null}}],"style":"normal"},{"_key":"f550935d48e7","_type":"block","children":[{"_key":"ce9cf4cddd33","_type":"span","marks":[],"text":""}],"markDefs":[],"style":"normal"},{"_key":"779b27a60270","_type":"textboxWidget","image":{"_type":"mainImage","alt":"Pension Credit eligibility criteria summarised","blankAltTag":false},"text":[{"_key":"cde936ceccaf","_type":"block","children":[{"_key":"17f0156c93ec","_type":"span","marks":["strong"],"text":"You may be eligible if:"}],"markDefs":[],"style":"normal"},{"_key":"e1f9d143afa7","_type":"block","children":[{"_key":"256119c760180","_type":"span","marks":["strong"],"text":"Age:"},{"_key":"256119c760181","_type":"span","marks":[],"text":" You must have reached State Pension age."}],"markDefs":[],"style":"normal"},{"_key":"5c8b84cebcfd","_type":"block","children":[{"_key":"a20fee411cc00","_type":"span","marks":["strong"],"text":"Benefits:"},{"_key":"a20fee411cc01","_type":"span","marks":[],"text":" You must be in receipt of the Guarantee Credit element of Pension Credit."}],"markDefs":[],"style":"normal"},{"_key":"3e9f86026b93","_type":"block","children":[{"_key":"82b15ffb6aad0","_type":"span","marks":["strong"],"text":"Energy Supplier:"},{"_key":"82b15ffb6aad1","_type":"span","marks":[],"text":" You must be a customer of a participating energy supplier."}],"markDefs":[],"style":"normal"},{"_key":"e57b201ac1fb","_type":"block","children":[{"_key":"d63cbad0397f0","_type":"span","marks":["strong"],"text":"Disclaimer:"},{"_key":"d63cbad0397f1","_type":"span","marks":[],"text":" The Warm Home Discount Scheme is not a payment you apply for directly. If you are eligible, your energy supplier will automatically apply the discount to your electricity bill."}],"markDefs":[],"style":"normal"}]},{"_key":"852c31452b0f","_type":"block","children":[{"_key":"e8616a5578bf","_type":"span","marks":[],"text":""},{"_key":"0997db9b241b","_type":"mainAnchor","pageAnchor":{"_id":"f94ac09b-b0e2-4f02-918f-09fb770f089e","_type":"anchorCategory","_rev":"n8VQbwGIC1xs9uV0b56twT","_createdAt":"2023-09-05T10:55:43Z","_updatedAt":"2023-09-05T10:55:43Z","AnchorName":"insulationandheatingschemes","id":"-0c66096b-05d2-5ab5-8c03-72f8ec91272d","children":[],"parent":null}},{"_key":"5fedcf7b30590","_type":"span","marks":[],"text":"6. Can pensioners get help with home insulation and heating costs?"}],"markDefs":[],"style":"h3"},{"_key":"795b414e9787","_type":"block","children":[{"_key":"1dec25ae1a8f0","_type":"span","marks":[],"text":"In addition to the above, there are several other schemes that can help you to cover the costs of improved insulation or heating for your property. You may qualify for these if your home is poorly insulated or doesn’t have a functional central heating system and if you already receive any income-related benefits – including Pension Credit. 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Who qualifies for Attendance Allowance?"}],"markDefs":[],"style":"h3"},{"_key":"7f7ab921c1d2","_type":"block","children":[{"_key":"612954c3decd0","_type":"span","marks":[],"text":"Attendance Allowance is a benefit that you can receive if you have a disability and you need someone else to help look after you. "}],"markDefs":[],"style":"normal"},{"_key":"0f3307e9cd83","_type":"block","children":[{"_key":"4bc7e99b2d5e","_type":"span","marks":[],"text":"You could be eligible if you have either physical and/or mental disabilities and are State Pension age or older. It’s paid at two different rates but how much you receive depends on the level of care that you need. However, do note that the scheme does not cover mobility needs."}],"markDefs":[],"style":"normal"},{"_key":"4c60c5a98a16","_type":"block","children":[{"_key":"1ec16caa28cc","_type":"span","marks":[],"text":"If you’re eligible for Attendance Allowance, the amount you get from other benefits may also increase. 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For the most accurate and up-to-date information on Attendance Allowance eligibility, please "},{"_key":"5e11bd34eb09","_type":"span","marks":["ab075e2b4a6d"],"text":"visit the official government website"},{"_key":"aa64a64c01f3","_type":"span","marks":[],"text":"."}],"markDefs":[{"_key":"ab075e2b4a6d","_type":"internalLinkPick","blank":true,"reference":{"_id":"100a03c5-37c8-4a59-93b2-31f2b75022ca","_type":"linkCategory","_rev":"F13fO7JTCmDzMN9S7Ze2s8","_createdAt":"2022-09-20T09:57:28Z","_updatedAt":"2022-09-20T09:57:28Z","url":"https://www.gov.uk/attendance-allowance","id":"-67caf40d-d2d0-5dc0-b7f5-7fbaec5451e8","children":[],"parent":null}}],"style":"normal"}]},{"_key":"4f99c94ae8fc","_type":"block","children":[{"_key":"c61b48d3c4c3","_type":"span","marks":[],"text":""},{"_key":"974037f658dc","_type":"mainAnchor","pageAnchor":{"_id":"07431f6c-a175-404a-b39b-bcb729b03ff0","_type":"anchorCategory","_rev":"5ME7n8QK93meNUe4Pb5L7G","_createdAt":"2023-09-05T10:56:11Z","_updatedAt":"2023-09-05T10:56:11Z","AnchorName":"publictransportdiscounts","id":"-ee0152e1-bc0c-52f9-a997-3639a1d4e620","children":[],"parent":null}},{"_key":"fc1ec326e3a50","_type":"span","marks":[],"text":"8. Can you get a free bus pass when you retire?"}],"markDefs":[],"style":"h3"},{"_key":"eb6225839748","_type":"block","children":[{"_key":"00ab966784ca0","_type":"span","marks":[],"text":"There are many different types of travel benefits for UK retirees, including free bus passes and reduced price train tickets. The rules are slightly different depending on where you live and so is the amount of money you could save. "}],"markDefs":[],"style":"normal"},{"_key":"1ef39cba67f9","_type":"block","children":[{"_key":"7a951676a342","_type":"span","marks":[],"text":"In Scotland, Wales or Northern Ireland you generally have to be over 60 to qualify, whereas in England you must be State Pension age or older. 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Who qualifies for a free TV licence?"}],"markDefs":[],"style":"h3"},{"_key":"fc52e6288dbc","_type":"block","children":[{"_key":"e29c99223cd80","_type":"span","marks":[],"text":"If you’re 75 or over and currently receiving Pension Credit, you may be able to get a free TV licence. This also applies if you live with a spouse or civil partner who meets the criteria. People who are blind or in residential care can get their TV licence for a reduced price. For example, you can get a 50% discount if you’re registered blind or live with someone who is. 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Who can get free dental care after retirement?"}],"markDefs":[],"style":"h3"},{"_key":"12e12e950c6e","_type":"block","children":[{"_key":"557d23cda2f40","_type":"span","marks":[],"text":"People 60 and over living in Scotland and Wales are entitled to free NHS dental examinations. Apart from this, there is no set age at which you become exempt from charges for dental care on the NHS. However, you may be eligible for reduced or free dental treatment if you or your partner receive certain benefits. For example, if you receive the Guarantee Credit part of Pension Credit, you may be eligible for free dental care. 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Can you get free eye tests?"}],"markDefs":[],"style":"h3"},{"_key":"f168af373b63","_type":"block","children":[{"_key":"932990bd70f60","_type":"span","marks":[],"text":"Many retirees are eligible for free eye tests. If you’re 60 or over, you can get a free eye tests every 24 months. If you’re 40 or over and have a close family member who’s been diagnosed with glaucoma (or you’ve been told by an ophthalmologist that you could develop a glaucoma), you can get a free eye test every 12 months. In addition, if you’ve been diagnosed with either type of diabetes, you can also get a free annual eye test. You may also be eligible for free eye tests if you are registered blind or partially sighted or are eligible for an NHS complex lens voucher. 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Who is entitled to free NHS prescriptions?"}],"markDefs":[],"style":"h3"},{"_key":"e70d8e79af4f","_type":"block","children":[{"_key":"f5854661ca5b0","_type":"span","marks":[],"text":"You can get free NHS prescriptions if you’re aged 60 or older or hold a valid war pension exemption certificate (and the prescription is for your accepted disability). You're also entitled to free prescriptions if you or your partner receive the Guarantee Credit element of Pension Credit. On top of this, you may also be able to get free NHS prescriptions if you suffer from certain health conditions, including cancer, diabetes, epilepsy and others. The NHS has a handy calculator which can help you to check if you're eligible for free prescriptions. 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There are many circumstances in which you may be eligible for free NHS prescriptions. "},{"_key":"3824e93bd03f","_type":"span","marks":["66189a6d541c"],"text":"Check the NHS website "},{"_key":"f85e286f78e6","_type":"span","marks":[],"text":"for more details."}],"markDefs":[{"_key":"66189a6d541c","_type":"internalLinkPick","blank":true,"reference":{"_id":"8e1609fc-c886-475d-b6d9-d8240f3d9766","_type":"linkCategory","_rev":"0xYk3i0i3IUqN42ewrklbb","_createdAt":"2025-01-20T10:06:00Z","_updatedAt":"2025-01-20T10:06:01Z","url":"https://www.nhs.uk/nhs-services/prescriptions/check-if-you-can-get-free-prescriptions/","id":"-f912371f-3c27-5379-b141-864e0bc446e2","children":[],"parent":null}}],"style":"normal"}]},{"_key":"8b5d61aeefc4","_type":"block","children":[{"_key":"217e62fb9112","_type":"span","marks":[],"text":""},{"_key":"76a1cb98b0d1","_type":"mainAnchor","pageAnchor":{"_id":"f6fd6d9a-7334-45bf-a73d-c73c4d65216f","_type":"anchorCategory","_rev":"qAoC33gihZjZ6iKjJGybIo","_createdAt":"2023-09-05T10:57:10Z","_updatedAt":"2023-09-05T10:57:10Z","AnchorName":"militarybenefits","id":"-fd3f557f-6dcf-5aca-aa3d-c7b8557e48e3","children":[],"parent":null}},{"_key":"5600f8a021710","_type":"span","marks":[],"text":"13. 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