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Independent, no-nonsense ratings and reviews
This is a simple to use, modern pension which feels different from the start. Onboarding is relatively quick and easy and there is a strong sense of the ‘personal’, with ‘BeeKeepers’ allocated as client service managers to help customers throughout the transfer process. Language is kept simple throughout, charges can be illustrated as £s or %s – and the proposition feels much more customer-focussed than traditional incumbents.
We score each provider on about 20 different criteria including cost, service, website, functionality, customer feedback and our experience of the service. All overseen by our PhD gonk!
Beginner Investor
Confident Investor
Brings pensions together
Nice digital service
Limited investment
Don’t want to take our word for it? We ask existing customers and investors to rate their experience with the company – based on value for money, overall service and the website. We need at least 20 customer reviews before we add anyone to our Best Buys list.
Based on 356 reviews
I love how easy it is to switch my past workplace pensions to Pensionbee, and the fact that they offer eco-friendly and fossil-fuel free pensions. I found it really hard to change my current workplace pension with Aviva to an eco-friendly option. Their information was confusing and the process was very long-winded. In comparison, Pensionbee does everything for you, keeps you up to date, and are so newbie-friendly.
12/02/2021
Great service from friendly and knowledgeable beekeepers. The Reviewer is Pre-retirement age.
11/02/2021
The process of transferring all my pensions to PensionBee was so straight forward and easy. staff always on hand to deal with any queries, which they did quickly and efficiently. This is how customer service should be. The Reviewer is Pre-retirement age.
11/02/2021
There rubbish, the most unhelpful I've ever come across The Reviewer is Pre-retirement age.
11/02/2021
They do, what a lot of companies can do, and consolidate pensions. What Pension Bee have is a dedicated approach to it and some professionalism The Reviewer is pre-retirement age.
10/02/2021
Very simple and straightforward process. Easy to use and no spam emails about other services. It's just as described on the website. No nonsense approach. The Reviewer is Pre-retirement age.
07/02/2021
I'm so happy I transfered my 2 pensions to pensionbee. Pensionbee has made me pension confident. When you sign up your appointed a book keeper who was brilliant and transferring my pension .my pension is growing with pensionbee.great service from pensionbee.i would recommend them to anyone . The Reviewer is Pre-retirement age.
06/02/2021
Very user friendly and great professional service via email or online. Very impressed. The Reviewer is Pre-retirement age.
06/02/2021
Very good sevvice The Reviewer is Pre-retirement age.
06/02/2021
easy to transfer lots of old small pensions , good service ,recomend to anybody. The Reviewer is Pre-retirement age.
05/02/2021
I knew I had various pensions lying around from previous jobs, I contacted pension bee and they made it simple to bring them all together into one pot. The Reviewer is Pre-retirement age.
05/02/2021
I had been putting off sorting my various pensions out because I thought it would be too complicated. The PensionBee process couldn't have been more straightforward. Communication was great and everything efficient. Now I can see what I have clearly on the App and make changes with ease. The Reviewer is Pre-retirement age.
05/02/2021
They’re easy to use The Reviewer is Pre-retirement age.
05/02/2021
I wanted to move an existing policy with Avia to another pension provider so I could access it when I reach 55 years. I was told that it would be very difficult and I would lose a lot of my pension and it would cost. I decided to research companies and look into transferring myself. I found PensionBee. I was able to set up a new pension account online. It was so easy, I was assigned my own personal 'beekeeper, he communicated and answered my questions, promptly and reassured me at every point of my transfer to them. Excellent, easy and very efficient. The Reviewer is Pre-retirement age.
05/02/2021
Easy to deal with and communication was good throughout the whole process of switching The Reviewer is Pre-retirement age.
04/02/2021
I like the app and website. Very simple and intuitive. Customer support is the best at its best. Being with them for less than a year, I am not sure about the returns. The Reviewer is Pre-retirement age.
04/02/2021
very slow in getting pensions moved The Reviewer is pre-retirement age.
04/02/2021
The whole process was so simple - I just wish I had known about it earlier. I feel much more at ease now all my pension pots are in one place. The Reviewer is Pre-retirement age.
04/02/2021
Incredibly helpful and very transparent, really helped me have visibility of my various pensions. 👍🏻 The Reviewer is Pre-retirement age.
04/02/2021
Poor follow up if there’s a problem transferring The Reviewer is Pre-retirement age.
04/02/2021
The Pensionbee app is really simple to use with an understandable userface. It's easy to see what contributions have been made. The people behind the app are also great and kept me up to date when my first pension transfer was taking a while. The Reviewer is Pre-retirement age.
04/02/2021
Clear pricing, excellent communication The Reviewer is Pre-retirement age.
04/02/2021
I have had no follow up communication since I moved my pension several months ago so what was the point of me transferring in the first place? The Reviewer is Pre-retirement age.
04/02/2021
It took alot of time to get my three pensions consolidated into pensionbee, mostly because I had to do most of the leg work, ringing up my three old pension provider's and then having to ring pensionbee to jog them along to get it sorted. However now that the three separate pensions have now all gone into my Pensionbee pot I'm happy. The Reviewer is Pre-retirement age.
04/02/2021
Really easy and so convenient to see everything in one place. Great customer service team too. The Reviewer is Pre-retirement age.
04/02/2021
all good! thanks The Reviewer is Pre-retirement age.
04/02/2021
Excellent ,can totally recommend ,someone there to help you every step of the way, TOP MARKS to all the Bees The Reviewer is Pre-retirement age.
04/02/2021
Fantastic service from start to finish! Recommended to family. The Reviewer is Pre-retirement age.
04/02/2021
My pension pot has gone down by £50 in a short time since I've joined up and it's apparently in a low risk scheme. Not happy snd worried about my pension's future The Reviewer is Pre-retirement age.
04/02/2021
Very happy bee am I ..... simple... took a while but this is the nature of pensions... love that I can see how my pension is doing when I want to look, easy to pay that spare bit of cash into it... all in all why would you leave your patchy pensions all over the place? Consolidate!! The Reviewer is Pre-retirement age.
04/02/2021
Easy to use, straightforward, good value The Reviewer is Pre-retirement age.
04/02/2021
The idea of easily consolidating one's pensions through an app is a great one. The details of your pension, the plan, projected earnings etc. are very clear in the app. Transferring the pensions in is made as easy as possible, but can take a long time due to the slowness of the providers you're leaving. The PensionBee side contacts are usually responsive and fast. The Reviewer is Pre-retirement age.
04/02/2021
I was very impressed with the communication from pension bee. The Reviewer is Pre-retirement age.
04/02/2021
Really pleased with the app and how easy it is to look at my future pension. The Reviewer is Pre-retirement age.
04/02/2021
Efficient & easy to use would recommend it really helps keep an eye on your pension pot & control it The Reviewer is Pre-retirement age.
04/02/2021
polite, simple and value The Reviewer is Pre-retirement age.
04/02/2021
Great personal service and website, able to keep track and understand my pension on a daily basis - definately 5 star!! The Reviewer is Pre-retirement age.
04/02/2021
I had small pensions in several work pension schemes and wanted to combine them. I sent PensionBee the details and they sorted it all for me very quickly and efficiently. Excellent company to deal with. The Reviewer is Pre-retirement age.
04/02/2021
Very easy to use, can see all pensions information and keep up to date with how pension fund is doing. The Reviewer is Pre-retirement age.
04/02/2021
Good service but gone quiet this year The Reviewer is Post-retirement age.
04/02/2021
I was very sceptical about joining Pension Bee but can say I have nothing but impressed with the service. The Reviewer is Pre-retirement age.
04/02/2021
Fabulous service from my Beekeeper. Easy to get set up, change plans (including ethical plan), see balance, and make contributions. Some more help/advice for self-employed people would be useful (re: tax), but am actively recommending! The Reviewer is Pre-retirement age.
04/02/2021
I was having my money stay in some account and never know what is what now since I find PensionBee The Reviewer is Pre-retirement age.
04/02/2021
s The Reviewer is Pre-retirement age.
04/02/2021
Simple effective backed up with great Customer Service The Reviewer is Post-retirement age.
04/02/2021
It has been a long process and I’m still waiting for a pension to transfer over it’s been over a year! The Reviewer is Pre-retirement age.
04/02/2021
It’s great to be in control of your Pension and l love the App The Reviewer is Pre-retirement age.
04/02/2021
Absolutely brilliant service, using the app I can check my pension balance, withdraw or put money in, or change which plan I won’t to be in. The Reviewer is Pre-retirement age.
04/02/2021
Excellent service. They arranged the transfers of my many pensions and stayed in contact about the process. I really like the app design and the retirement tracker. I think there could be more advice/reminders around meeting your retirement goals and talking about current pensions/savings. The Reviewer is Pre-retirement age.
04/02/2021
Straightforward process to transfer pensions from elsewhere. Knowledgeable and helpful staff who keep in regular contact with you to update you on transfers. Easy to navigate website and clear information to view about your pension pot and value of it. The Reviewer is Pre-retirement age.
04/02/2021
Simple and easy way to keep track of your money. The Reviewer is Pre-retirement age.
04/02/2021
Just recently joined so i have not got any actual investment results to show as of yet.... however joining up was easy, straight forward, Pension Bee do all the work and i wish i would have joined sooner!!!!! The Reviewer is Pre-retirement age.
04/02/2021
I had a pension with another provider for years. I couldn't see how much money was in there as there was no digital presence, and the paperwork was confusing at best. I decided to try and consolidate my pensions into one and found Pension Bee to be clear and easy to understand. I like the fact I can now see clear goals to work towards for retirement. I also liked the fact I can now pay into via my business as well, so hopefully my nest egg will grow. All in all the whole setup with Pension Bee was simple and has made my pension less daunting. The Reviewer is Pre-retirement age.
04/02/2021
Seamless service from start to finish. Takes the hassle out of handling multiple pension pots, combine them all in one place & let Pension Bee look after your pension savings. The Reviewer is Pre-retirement age.
04/02/2021
Overall very helpful, app let's you know what's going on. Pension transfer s took a little longer than expected. Good knowing you can speak to someone anytime The Reviewer is Pre-retirement age.
04/02/2021
Transferred a small pension which was easy on the app. Had emails keeping me informed. Had a question and had a very quick response via email. Changed my investment to the new carbon free again easily via the app. Easy to keep track of what you’ve got in the pot. Early days to see what investment growth is like but happy at present after a few months The Reviewer is Pre-retirement age.
04/02/2021
Easy to use, pretty transparent and clear. The Reviewer is Pre-retirement age.
04/02/2021
Super easy and transparent way to move your funds to a more ethical investment portfolio. Really pleased this app exists as I've been trying to find a fossil fuel free pension fund for years! The Reviewer is Pre-retirement age.
04/02/2021
Great web site not so good back office support The Reviewer is Pre-retirement age.
04/02/2021
The ease of use and flexibility is superb. I consolidated 3 pensions and the transfer was simple, and I was kept up to date at every step. Really pleased. The Reviewer is Pre-retirement age.
04/02/2021
They just make everything simple and you can check your balance and what to expect at anytime. The Reviewer is Pre-retirement age.
04/02/2021
Easy to use website and app - very easy to navigate and everything is clearly laid out. Communications are great - both email and when you need to call. Thoroughly impressed so far. Now they have to prove themselves now that they have my money - need to start seeing my money being managed well :-) The Reviewer is Pre-retirement age.
04/02/2021
Love pensionbee so far - they have made it very easy to transfer some old pensions, despite complications like some of them being in my old name. You get a 'real person' (bee-keeper!) emailing you, so as well as the app being easy to use there is a personal touch which makes me feel secure. The Reviewer is Pre-retirement age.
04/02/2021
Easy to set up & PensionBee got to work combining my pensions rather swiftly, always keeping informed of progress and then upon completion The Reviewer is Pre-retirement age.
04/02/2021
Dear All, If you ever wanted an ULTIMATE! HASSLE-FREE! Combining of your pension pots... Ding! Ding!! Ding!!! - Look no further... PensionBee is IT! The Bee's Knees! The Full Monty! The Big Kahuna! The GREAT pension market DISRUPTOR! Now as for the rest they are WELL ABOVE AVERAGE and even if you have a pension with THE BIG DOGS on the market THE INSURANCE GIANTS, check it !!! I DO EMPLORE YOU !!! Mine was with Scottish Widows and I believe that through the years I was with them ( It was my first pot, starting from £0 ) I honestly believe that they have lost me at the very least £5000 of profit as they simply did not care about such a small fish in the pond as an INDIVIDUAL and they probably don't care about you either despite you having a FIVE or even SIX digit account - do not LIE to yourself - for those GIANTS, you truly are a grain of sand in their shoes, a small pebble, maybe... Truly inconvenient! I've had a few pension pots and I can clearly see that PensionBee turns to give you better returns than most of them... there is a few exceptions, but NONE as convenient as them. The Reviewer is Pre-retirement age.
04/02/2021
If your happy to use online services this one is great. The Reviewer is Pre-retirement age.
04/02/2021
Pension bee are brilliant! Very easy to set up. Transfers of other Pensions into one pot is very easy. I was very impressed on the advice that was given on one of my pensions, which made me leave it where it was as it was not beneficial to transfer it! Well done pension bee!!! Would highly recommend. The Reviewer is Pre-retirement age.
04/02/2021
Simple straightforward service The Reviewer is Pre-retirement age.
04/02/2021
An easy and simple transaction from the start. The Reviewer is Post-retirement age.
04/02/2021
Brilliant all in one place keep an eye on exactly what’s going on with your money. Also giving you the option to withdraw your money at any time. The Reviewer is Pre-retirement age.
04/02/2021
Great service, efficient, good levels of communication, very pleased I switched my pension to PensionBee The Reviewer is Pre-retirement age.
04/02/2021
Come to PensionBee and see your pensions grow👌 The Reviewer is Pre-retirement age.
04/02/2021
I had a few small employers pensions I wanted to bring to Pension Bee . There was a few obstructions from the companies that held them but my bee keeper Marley kept me up to date with regular emails letting me know what was happening and if I needed to do anything to help the process . An excellent easy service to use and I would definitely recommend them. The Reviewer is Pre-retirement age.
04/02/2021
x The Reviewer is Pre-retirement age.
04/02/2021
Easy to use and fund performing very well The Reviewer is Pre-retirement age.
04/02/2021
clear and easy to set up The Reviewer is Pre-retirement age.
04/02/2021
The administration, the website, the whole vibe and ethos coming from PensionBee has been excellent. BUT! It's all about fund performance and it's too early to tell on that score. I've got 2 very small pension pots transferred over to PBee but I cant commit anymore until I can see if the growth is good enough. The Reviewer is Pre-retirement age.
04/02/2021
Nice and simple, just the job for someone who doesn't really know where to start with a pension The Reviewer is Pre-retirement age.
03/02/2021
Great service. Even found a pension I didn't know I had! The Reviewer is Pre-retirement age.
03/02/2021
Nice The Reviewer is Pre-retirement age.
03/02/2021
Extremely easy to set up, very friendly in answering queries. Good funds to choose from, would be nice to have a little more choice though. Overall, very happy! The Reviewer is Pre-retirement age.
03/02/2021
Recommend to all The Reviewer is Post-retirement age.
03/02/2021
Easy consolidation process, regular updates, interesting pensions calculator tool, good choice of portfolios The Reviewer is Pre-retirement age.
03/02/2021
Good communication, excellent service. The Reviewer is Pre-retirement age.
03/02/2021
So easy to transfer different pension pots into one! Took a drawdown recently from my pension and the money was in my bank within the week! So easy. The Reviewer is Pre-retirement age.
03/02/2021
Really great and easy service The Reviewer is Pre-retirement age.
03/02/2021
Best thing I ever did was to transfer my pensions to pensionbee, they found my old pensions for me and I can access them easily. Great service The Reviewer is Pre-retirement age.
03/02/2021
ok The Reviewer is Post-retirement age.
03/02/2021
I've been very impressed with the customer service, the way Pension Bee have advisors who contact you to keep you informed every step of the way. They've also been good with advice when I've wanted to transfer in a pension that is better left where it is. No sales pressure, just good advice and excellent customer service. The Reviewer is Pre-retirement age.
03/02/2021
I have transferred two pension to u with no problem at all The Reviewer is Pre-retirement age.
03/02/2021
Very happy The Reviewer is Pre-retirement age.
03/02/2021
lots to choose from very simple and easy. very pleased The Reviewer is Pre-retirement age.
03/02/2021
No The Reviewer is Pre-retirement age.
03/02/2021
Outstanding service from start to finish. It dawned on me towards the end of last year that I'd accumulated pensions with four previous employers and I had no idea how to consolidate them. PensionBee made the whole process simple. I used the government website to identify the providers, then added the pension provider in PensionBee and they take care of the rest. I receive regular updates about transfer progress, I can track my balance easily, and the customer service team is prompt and incredibly helpful. I've recommended them to a dozen friends and will continue to sing their praises. Thank you, PensionBee! The Reviewer is Pre-retirement age.
03/02/2021
does exactly what it says on the tin The Reviewer is Pre-retirement age.
03/02/2021
Easy to use and understand The Reviewer is Post-retirement age.
03/02/2021
Very GD and easy The Reviewer is Pre-retirement age.
03/02/2021
Brilliant service. Extremely customer focused and led. Nothing was to much trouble - even my stupid questions! The Reviewer is Pre-retirement age.
03/02/2021
services are ok. can reinvest to a pension that was closed The Reviewer is Pre-retirement age.
03/02/2021
Staff are very helpful website good but app can't get logged in sometimes The Reviewer is Pre-retirement age.
03/02/2021
Great and simple transfer system. Love the app and in general it is great to use. I would like a more seamless process to swop funds and I would Like more details on said funds. The Reviewer is Pre-retirement age.
03/02/2021
Quick service, intuitive and easy to use. Staff is extremely helpful. The Reviewer is Pre-retirement age.
03/02/2021
PensionBee is a really good service that allows me to have visibility over my previously very confused and disparate pensions. I got used to being able to see my current accounts and savings on an app, and hated that I couldn't do that with my pension. Enter Pensionbee! The only things that could be better are caused by the nature of the pension industry. PensionBee can do almost everything for you, but sometimes you do have to step in and contact your pension providers who will definitely be harder to deal with, but pensionbee make that as smooth as they possibly can. The Reviewer is Pre-retirement age.
03/02/2021
Brilliant The Reviewer is Pre-retirement age.
03/02/2021
So simple and easy to use. Great customer service and communication. The Reviewer is Pre-retirement age.
03/02/2021
A very good service so far, it’s nice to see your money growing all the time, and having total access to see it actually happen on your phone, and be able to talk to your very own PensionBee helper. Thank you The Reviewer is Pre-retirement age.
03/02/2021
Went about their business in an efficient and effective manner. Was able to combine all my pensions into one pot and I have already made more money since using Pensionbee than I had recently when they were all held separately. Great decision to use Pensionbee👍😎 The Reviewer is Pre-retirement age.
03/02/2021
Quick and easy. The Reviewer is Pre-retirement age.
03/02/2021
Easy transfer service. Very good to consolidate numerous pension pots. Procedures in place if not in your interests too, which is a good feature. So far am happy with service. The Reviewer is Pre-retirement age.
03/02/2021
Good Service Alwaysfriendly The Reviewer is Pre-retirement age.
03/02/2021
I was really impressed with the service. Eventually all my pensions moved over. Very happy The Reviewer is Post-retirement age.
03/02/2021
Brilliant service, easy to switch and understand. The Reviewer is Post-retirement age.
03/02/2021
All good The Reviewer is Pre-retirement age.
03/02/2021
I had small pension all around now I can view what I have and how much it’s worth.Easy to understand well worth it. The Reviewer is Pre-retirement age.
03/02/2021
I have transferred my pensions from a few other places and it was so simple. The customer service has always been excellent too! The Reviewer is Pre-retirement age.
03/02/2021
Got the job done but took a very long time The Reviewer is Pre-retirement age.
03/02/2021
Clear and concise service with a very helpful team. The Reviewer is Pre-retirement age.
03/02/2021
I have joined only 2 months ago and not all my pension pots have been transferred yet. This is okay. I knew it would take some time, but what I have seen so far is that I lost about 1.5%. I hope this will change very soon. Chose the Black Rock plan. Service is quick and helpful. The Reviewer is Pre-retirement age.
03/02/2021
From the day I started transferring my pension they have kept me informed throughout the process, which went really smooth. I love the app, being able to see my pension finances at the touch of an app is amazing, and last the prompt manner in which they reply to my emails is such a welcome change to my previous pension company who would mind boggle me with there words instead on a words everyone can understand The Reviewer is Pre-retirement age.
03/02/2021
Simple and straightforward The Reviewer is Pre-retirement age.
03/02/2021
Great, easy to use The Reviewer is Pre-retirement age.
03/02/2021
Great to see everything in one place, Kept upto date every step of the way, App is excellent and password protected The Reviewer is Pre-retirement age.
03/02/2021
Very simple and easy to use. Information is easy to understand. The Reviewer is Pre-retirement age.
03/02/2021
Simple to understand and efficient service The Reviewer is Pre-retirement age.
03/02/2021
The transfer process takes ages and is extremely clunky. I’ve had pending transfers since I joined, added all the various details and still no progress. I wouldn’t recommend it. The Reviewer is Pre-retirement age.
03/02/2021
Efficient and straightforward! The Reviewer is Pre-retirement age.
03/02/2021
So far so good let's see how we get on. The Reviewer is Pre-retirement age.
03/02/2021
Great .. future proofed myself by having a pension. The Reviewer is Pre-retirement age.
03/02/2021
so simple to change over to , BRILLIANT The Reviewer is Pre-retirement age.
03/02/2021
Pension Bee have been excellent from the start. They transferred all of my small pensions and I can now see all of my pension money in one place. Always keep me updated and would highly recommend to everyone. Thank you. The Reviewer is Pre-retirement age.
03/02/2021
I wish you had been around years ago amazing The Reviewer is Pre-retirement age.
03/02/2021
Easy to migrate all my pensions and very easy to use and keep control of my investments. The Reviewer is Pre-retirement age.
03/02/2021
Seamless transition from old provider, easy to understand, updates and messages felt personal, works well, as advertised :) The Reviewer is Pre-retirement age.
03/02/2021
A bit concerned as my money has been going down rapidly from £74,000 to £73,000 in the past month, i retire in 3 years so am a bit worried if this trend continues, also still waiting on another pension fund transfer. The Reviewer is Pre-retirement age.
03/02/2021
So simple to use compared to pretty much every provided. Straightforward charges, simple interface and they'll sort out moving old pensions so you don't have to faff with it yourself. Can't fault it. The Reviewer is Pre-retirement age.
03/02/2021
Mediocre service but then again that is the industry norm. The Reviewer is Pre-retirement age.
03/02/2021
Easy to transfer across, it's great to see how your pension is doing on a daily basis. Also scary when the market nose dives! Thankfully I'm still years away from retirement. The Reviewer is Pre-retirement age.
03/02/2021
Very easy to deal with The Reviewer is Pre-retirement age.
03/02/2021
Excellent company and explains everything very concisely, great app and website so easy to see how your money is working for you and easy withdrawals, I am very happy with PensionBee The Reviewer is Pre-retirement age.
03/02/2021
It’s great having pensions in one place to be able to see straight away what’s happening with your pension, even taking a portion of my pension out was an easy and smooth application, can’t fault it, thank you very much. The Reviewer is Pre-retirement age.
03/02/2021
Easy to use and understand The Reviewer is Pre-retirement age.
03/02/2021
Very easy to transfer old pensions, you just need to keep an eye on the process online & make sure you contact your old provider if there appears to be any delay. One of my transfers was sent to the wrong office so was slightly delayed. The Reviewer is Pre-retirement age.
03/02/2021
I had four different pension pots and some were very confusing so I decided to lump them all together with Pension Bee. It's been very easy and now they're all in one pot. At every stage I have been kept informed by email. It's easy to see performance on the app too, excellent. The Reviewer is Pre-retirement age.
03/02/2021
Very good The Reviewer is Pre-retirement age.
03/02/2021
It's a real pain having a pension in two or three places so to have them all in one place is a real blessing. Also knowing I can add to it in easy monthly installments is great oh and the government help top up my payments. The more I pay the more the government put in so win win. At Bee they really care and are quick to put your pensions in one pot. The Reviewer is Pre-retirement age.
03/02/2021
From start to finish the set up process was quick and easy, the app is simple to use and it’s easy to see how your pension is performing. Highly recommended The Reviewer is Pre-retirement age.
03/02/2021
Easy to set up giving me control over my money. The Reviewer is Pre-retirement age.
03/02/2021
Pension Bee make something that is traditionally complex so simple! The service is amazing, I even get emails from real people! The app just adds the finishing touch to a great all round experience! Cannot recommend highly enough!! The Reviewer is Pre-retirement age.
03/02/2021
I love anything that is simple straightforward and easy to use so this is a no brainer The Reviewer is Pre-retirement age.
03/02/2021
Have a good look to see if it’s right for you....it really is quite simple The Reviewer is Pre-retirement age.
03/02/2021
I had pensions with different providers but wanted to have them all in one place. It was so easy switching to PensionBee. The app is very simple to use and I can check my account any time I like and the Bee keepers you are kept updated The Reviewer is Pre-retirement age.
03/02/2021
Great service and wonderful customer service.. The Reviewer is Pre-retirement age.
03/02/2021
Simple easy to use and excellent communication with the Bees. I feel piece of mind that my money is in good hands and secure. Would totally recommend. The Reviewer is Pre-retirement age.
03/02/2021
I have never experienced such a slow unprofessional service. The entire experience was terrible. The Reviewer is Pre-retirement age.
03/02/2021
I’m still waiting for them to contact my pension company brambles Adminstration for 8 months The Reviewer is Pre-retirement age.
03/02/2021
Been a fab experience from beginning to the end of my transfer to pensionbee would highly recommend transferring your pensions over quality service The Reviewer is Post-retirement age.
03/02/2021
Really easy to do with great customer service The Reviewer is Pre-retirement age.
03/02/2021
Not good The Reviewer is Pre-retirement age.
03/02/2021
Pretty good but they are still looking for a old pension of mine The Reviewer is Pre-retirement age.
03/02/2021
Very good service The Reviewer is Pre-retirement age.
03/02/2021
Easy to use and have all pensions processed. Great site and easy to use. Fees are excellent too. The Reviewer is Pre-retirement age.
03/02/2021
Brilliant. Website easy to use.very clear.combined three of my pensions.very professional. The Reviewer is Pre-retirement age.
03/02/2021
They had my money but it didn’t appear in my pot for months and no one wanted to deal with ... The Reviewer is Pre-retirement age.
03/02/2021
Brilliant, so pleased I moved to these guys The Reviewer is Pre-retirement age.
03/02/2021
Efficient, straightforward and great service. The Reviewer is Pre-retirement age.
03/02/2021
First Class The Reviewer is Pre-retirement age.
03/02/2021
Excellent transfer, went as smooth as could be expected. Pot growing nicely The Reviewer is Pre-retirement age.
03/02/2021
Great service that puts you in full control of all past present and future PensionS. The Reviewer is Pre-retirement age.
03/02/2021
Very helpful and did the majority of the work. Only issue I have is the aftercare. Now all the transfers are complete, I have no idea what happens next, how my money is being invested? How much it costs to change the type of pension? What will I lose through changing? The Reviewer is Pre-retirement age.
03/02/2021
Simple and easy to understand. The app makes really quick. The Reviewer is Pre-retirement age.
03/02/2021
Mopped up a few old pensions into one lump upto now everything fine even been adding to my pot . The Reviewer is Pre-retirement age.
03/02/2021
Perfectly simple online process, provide the basic information, PB do the heavy lifting The Reviewer is Pre-retirement age.
03/02/2021
Quick and easy service that handles all the paperwork for moving money for you The Reviewer is Pre-retirement age.
03/02/2021
Its easy, website and app are okay. My only gripe is that it takes so long for additional contributions to be allocated to your fund, usual excuses of bank transfer and the investment performance is so, so. The Reviewer is Pre-retirement age.
03/02/2021
I transferred a small pension pot to Pensionbee. The process was straightforward and I was kept informed as I had to wait for my old pension provider to transfer the funds. Whenever I had questions, there was the really helpful 'chat' option, or I could talk to a friendly and professional 'Beekeeper' over the phone. The experience so far has been great. The Reviewer is Pre-retirement age.
03/02/2021
As im self employed i found PensionBee extremely helpful and straightforward. The Reviewer is Pre-retirement age.
03/02/2021
Such a seamless, stress free way of getting all pensions into one pot. The Reviewer is Pre-retirement age.
03/02/2021
I just sat back and let PensionBee do all the hard work and they kept me informed every step of the way The Reviewer is Pre-retirement age.
03/02/2021
Excellent customer service would definitely recommend The Reviewer is Post-retirement age.
03/02/2021
Quick,Simlpe, Did all the work to get all my pensions into one place. The Reviewer is Pre-retirement age.
03/02/2021
Easy to set up, PensionBee transfers all pensions, no papers to fill in, nothing to send. The Reviewer is Pre-retirement age.
03/02/2021
It was super simple to set up and I liked that I was given my own customer service person with a name! The site, and the company, felt trustworthy. The Reviewer is Pre-retirement age.
03/02/2021
Excellent service. They dealt with everything when transferring my pensions over to them. The Reviewer is Pre-retirement age.
03/02/2021
I researched Pension Bee and decided that I would transfer several small pensions that I had contributed to over my working life. I had not really paid much attention to them and as I approach retirement I wanted to have control over my pension pots. Pension Bee have been brilliant. They support with the transfer and I picked a plan with low risk as I am approaching my last few years at work. It is good to see what is in my pot and I can add contributions if I wish. I feel I am more informed now and have more control over my own pension. It has the safety of backing by the FCA and my pensions are safe. For years they just sat there and I had no idea how they were performing. The information on their site is easy to access, and there is no hard sell involved at all. They do not approach you or offer financial advice and inform you if there are any caveats to your policy which you may lose if you transfer. They have been open and honest throughout the whole process and kept me informed throughout. I am really pleased to be in control of my pension pot as I feel more informed about my financial provision. The Reviewer is Pre-retirement age.
03/02/2021
A1 service on the app and email The Reviewer is Pre-retirement age.
03/02/2021
Really disappointing. Sold as a simple, all in one solution but everything is very manual The Reviewer is Pre-retirement age.
03/02/2021
03/02/2021
PensionBee - do it your way with ease! The Reviewer is Pre-retirement age.
03/02/2021
Easy to do, excellent service and helpful staff. The Reviewer is Pre-retirement age.
03/02/2021
Had to transfer 5 different work pensions Pension Bee made the whole process possible Quick easy to use and understand Process completed in 6 week's And kept up to date on progress at all times The Reviewer is Pre-retirement age.
03/02/2021
So easy to join and set up, the beekeepers look after all of the sourcing pension pots and transferring them to PensionBee and take care of all of the paperwork and just ask you to sign the transfer papers. All my company pensions were all over the place after multiple buyouts and mergers and now they are all in one easily accessible place with an easy to understand app that clearly shows the progress of my plan. The Reviewer is Pre-retirement age.
03/02/2021
Transferring my pension to Pensionbee couldn't have been simpler and the service has been excellent so far. I definitely recommend. The Reviewer is Post-retirement age.
03/02/2021
Absolutely fantastic, customer service is the best. The Reviewer is Post-retirement age.
03/02/2021
Great support and clear communications of exactly what is happening and what is needed etc from the staff (Romain in particular was amazing). Really easy to use and simple to understand. The Reviewer is Pre-retirement age.
03/02/2021
Excellent and fast transfer last year to PensionBee. Quick response to questions. No bureaucracy involved. Good returns in first 8 months. The Reviewer is Pre-retirement age.
03/02/2021
Great service special the mobile app it makes me on top of my PensionBee account. The Reviewer is Pre-retirement age.
03/02/2021
Good The Reviewer is Pre-retirement age.
03/02/2021
Pension 🐝 has made the app easy to use but I can't get in touch with someone when I need help. Maybe I am a new customer so I need to learn more about the app. The Reviewer is Pre-retirement age.
03/02/2021
Very easy to use, very responsive and I now have all my money together in one pot. I even discovered two very small pensions that I never knew I had! Fabulous service. The Reviewer is Pre-retirement age.
03/02/2021
Very easy to set up, staff very helpful The Reviewer is Pre-retirement age.
03/02/2021
I’m so stuck in my ways at the age of 50 I so wish I knew about PensionBee before I can’t praise the whole experience enough I’ve told so many clients of mine thank you guys for bringing into the 21st Century The Reviewer is Pre-retirement age.
03/02/2021
An easy company to deal with first class service everything is so easy to do and see app is brilliant The Reviewer is Post-retirement age.
03/02/2021
I came to PensionBee a few months ago and I have to say, they have made transferring my pensions a simple and straightforward process and kept me informed with regular updates. The website is easy to navigate and is very informative with a range of products and options to choose from explained in plain language. I also found it refreshing that there has been no "hard sell" sales approach, just advice and information on what they have to offer. The Reviewer is Pre-retirement age.
03/02/2021
Easy,simple The Reviewer is Pre-retirement age.
03/02/2021
Easy to deal with does what it says on the tin all my pensions in one easy manageable place The Reviewer is Pre-retirement age.
03/02/2021
Easy progress from start to finish and guided and kept informed by the bee keepers The Reviewer is Post-retirement age.
03/02/2021
Absolute rubbish I transfered to them, biggest mistake I've ever made, I can't get at my pension and trying to get it transfered back out is proving extremely difficult. Stay well away The Reviewer is Pre-retirement age.
03/02/2021
Very easy set up The Reviewer is Pre-retirement age.
03/02/2021
Spectacular efficiency and always try to get better Thanks pensión bee The Reviewer is Pre-retirement age.
03/02/2021
A very easy way of getting multiple pensions into one place, account managers very helpful. The Reviewer is Pre-retirement age.
03/02/2021
. The Reviewer is Pre-retirement age.
03/02/2021
I had been thinking about putting my three previous employments pensions together for a long time, but it seemed so hard. I tried PensionBee and it was so easy. I just gave them the details and they sorted it. All three are now in one place for me to keep an eye on. The Reviewer is Pre-retirement age.
03/02/2021
Always there to help The Reviewer is Pre-retirement age.
03/02/2021
Really good, still waiting for my bee keeper to get back to me from a few months ago on why I don't get emails thou. The Reviewer is Pre-retirement age.
03/02/2021
A simple way to bring together pensions from previous employments, the hardest thing was remembering who you had pensions with. The Reviewer is Pre-retirement age.
03/02/2021
Brillant Good communication Excellent overall The Reviewer is Pre-retirement age.
03/02/2021
Friendly and always keep you in the lnow as to what is happening The Reviewer is Pre-retirement age.
03/02/2021
10-Oct The Reviewer is Pre-retirement age.
03/02/2021
Very efficient and an absolute pleasure to deal with your company . The Reviewer is Pre-retirement age.
03/02/2021
Great service and customer team! Would highly recommend and it's so easy! Everything is done in the background for you. The Reviewer is Pre-retirement age.
03/02/2021
Fast and efficient service The Reviewer is Pre-retirement age.
03/02/2021
Right from transferring all my little pension into one big pot. Kept me informed all the time. The Reviewer is Pre-retirement age.
03/02/2021
Pensionbee are a big improvement on my previous pension providers and much more convenient. With a few tweeks in comms I would give them 5 stars all round. The Reviewer is Post-retirement age.
03/02/2021
Very good easy to understand The Reviewer is Pre-retirement age.
03/02/2021
Very helpful The Reviewer is Pre-retirement age.
03/02/2021
No problem unsolved. Great service, excellent staff. The Reviewer is Post-retirement age.
03/02/2021
Very slow in responding to emails and has taken a very long time for 1 of my pensions to be transferred to the point I have had to chase both parties myself, signed up as didn't want the stress of doing this myself, but not been very stress free so far The Reviewer is Pre-retirement age.
03/02/2021
Adapted to the modern needs. Good job. The Reviewer is Pre-retirement age.
03/02/2021
Everything is so simple ..there are people on hand to help and advise you. First class service for you and your money. The Reviewer is Pre-retirement age.
03/02/2021
Brilliant The Reviewer is Pre-retirement age.
03/02/2021
Crystal clear communication from Pension Bee. Well impressed The Reviewer is Pre-retirement age.
03/02/2021
03/02/2021
Everything went very smooth when I changed to them👌 The Reviewer is Pre-retirement age.
03/02/2021
Brilliant quick and easy to do The Reviewer is Pre-retirement age.
03/02/2021
Excellent service in shirt time I've been with them The Reviewer is Pre-retirement age.
03/02/2021
I genuinely can't believe how easy it is. It took months to move my pensions in the past. One took 6 months because the person who emailed me didn't see my confirmation reply. PensionBee is easy as can be. I moved all my pensions there, I don't have to deal with getting GOV top-ups because they handle it for me. I can't say enough good things! The Reviewer is Pre-retirement age.
03/02/2021
Very good service, app and staff The Reviewer is Pre-retirement age.
03/02/2021
Convenient, easy to use and friendly staff The Reviewer is Pre-retirement age.
03/02/2021
Promised a lot but I am now no clearer about my pension pot than I was before The Reviewer is Pre-retirement age.
03/02/2021
It's a brilliant app and lovely service The Reviewer is Pre-retirement age.
03/02/2021
It's a good idea, but if you want to withdraw you have to wait till you're 55. A long time if your pension is below £1000 The Reviewer is Pre-retirement age.
03/02/2021
Fantastic The Reviewer is Pre-retirement age.
03/02/2021
So easy to set up, very well explained, lots of resources available and really made me think about my future. The Reviewer is Pre-retirement age.
03/02/2021
Easy to use, app very intuitive. The Reviewer is Pre-retirement age.
03/02/2021
Moving to PensionBee was easy, fast and efficient. Would definitely recommend to anyone who wants more control over their own pension. The Reviewer is Pre-retirement age.
03/02/2021
Great service all round. Super easy! Highly recommended! The Reviewer is Pre-retirement age.
03/02/2021
03/02/2021
Very smooth service to transfer my old pensions into one place. App is user friendly and customer service is great. The Reviewer is Pre-retirement age.
03/02/2021
Everything very smooth from transfer to communication. Best move I made so far The Reviewer is Pre-retirement age.
03/02/2021
Wish I had moved my pensions to Pensionbee years ago The Reviewer is Pre-retirement age.
03/02/2021
Easy and straight forward to use and I transferred all my pensions into one. The Reviewer is Pre-retirement age.
03/02/2021
Seems to be taking an absolute age to transfer my pensions over to yourselves. I only here from the team when they need a document signing. I like the idea of this and thing it is a good app. Just which it had been a faster process The Reviewer is Pre-retirement age.
03/02/2021
Very fast and responsive staff The Reviewer is Pre-retirement age.
03/02/2021
Great service making it very easy to manage my pension for the future and determine how much I will require to give myself enough each year when I do retire. The Reviewer is Pre-retirement age.
03/02/2021
This is a great service, If haven't used pension bee to get all my pensions in to one pot, after few more years they would have been forgotten. Thanks to pension bee, not only I can have all old pension funds in one pot, the pot is getting bigger. Great. The Reviewer is Pre-retirement age.
03/02/2021
Great to have all my pensions under 1 umbrella great service The Reviewer is Pre-retirement age.
03/02/2021
A very easy process put in all the info you have and Pension Bee looks after everything. Didn't take too long, I wouldn't imagine the pandemic has helped, so under normal times, it would be a very quick process. Thank you for putting all my eggs into one basket. Know I can watch my money grow in pne place rather than several. The Reviewer is Pre-retirement age.
03/02/2021
It really good can check the progress of my pension regularly. The only thing that confuses me is why my monthly contribution take so long to become live on my account, money leaves my account on the 1st of every month and doesn't go into my account until 10-14 days later 🙄🙄 The Reviewer is Pre-retirement age.
03/02/2021
Great The Reviewer is Pre-retirement age.
03/02/2021
The services are good The Reviewer is Pre-retirement age.
03/02/2021
It was so easy to combine all my pensions and the customer service was great at keeping me up to date as well as deal with any queries encountered. The Reviewer is Pre-retirement age.
03/02/2021
The service I have received has been excellent. I had three different pension providers, one of which I had forgotten. PensionBee seamlessly contacted all three providers and transferred my pensions without any issue. I love being able to see my pension performance and because of this it encourages me to add additional contributions from time to time, which I automatically get 25% tax back from HMRC for. I became a customer of PensionBee in September 2020 and by January 2021 my pension had already increased by 15%! The Reviewer is Pre-retirement age.
03/02/2021
I have been a customer from the early days of PensionBee and have been impressed by every step of the journey, from my initial on boarding through to the transfer of my pensions and up till now as I go about starting my self-employed status. Thumbs up all round from me 👍👍 The Reviewer is Pre-retirement age.
03/02/2021
Easy to use The Reviewer is Pre-retirement age.
03/02/2021
My personal Pension Manager from PensionBee was brilliant and very responsive when issues came up. The Reviewer is Pre-retirement age.
03/02/2021
Absolutely brilliant. Communication was above and beyond from start to finish. If only all companies were thus good. The Reviewer is Pre-retirement age.
03/02/2021
I like it as it’s is instant viewing good and bad The Reviewer is Pre-retirement age.
03/02/2021
Really simple to find your old pensions and consolidate into one pot. One of those jobs you never get round to doing usually. I made a point of putting the annual reviews to one side then set aside an hour to complete. Very easy to do! The Reviewer is Pre-retirement age.
03/02/2021
Very easy to transfer my pensions into PensionBee The Reviewer is Pre-retirement age.
03/02/2021
User friendly, easy to transfer pensions and see potential pension pot growth The Reviewer is Pre-retirement age.
03/02/2021
Everything from the website is easy to use and all information is in a ready to read format. The Reviewer is Pre-retirement age.
03/02/2021
Very good The Reviewer is Pre-retirement age.
03/02/2021
Have just joined so I cant really say much about performance long-term however to date service and assistance has been excellent. Been on a break from work and will start making regular deposits from now on, let's see my money grow. The Reviewer is Pre-retirement age.
03/02/2021
Very poor comma re transfers and misleading information provided by customer services The Reviewer is Pre-retirement age.
03/02/2021
Great service, no hassle The Reviewer is Pre-retirement age.
03/02/2021
Takes the stress out of transferring pensions. The Reviewer is Pre-retirement age.
03/02/2021
Super efficient and simple. Took care of all associated tasks with clear communication start to finish. The Reviewer is Pre-retirement age.
03/02/2021
Super easy service and PensionBee team were great and interactive. Would whole heartedly recommend them and app is awesome too. The Reviewer is Pre-retirement age.
03/02/2021
Excellent The Reviewer is Post-retirement age.
03/02/2021
03/02/2021
They've made transfering and managing my pension real easy. Terrific customer service and prompt to answer queries. The Reviewer is Pre-retirement age.
03/02/2021
Very easy system and helpful staff The Reviewer is Pre-retirement age.
03/02/2021
PensionBee are fantastic. As someone who has had several jobs in a fairly short time, it's been so useful to consolidate them all on the PensionBee platform. Any time I've had any queries, the customer service team have been incredibly responsive and friendly, and have found a solution quickly. Have already recommended to several friends of mine and will continue to do so! The Reviewer is Pre-retirement age.
03/02/2021
Very happy with Pension Bee. Would highly recommend The Reviewer is Pre-retirement age.
03/02/2021
Easy to use, quick transfer, im really happy The Reviewer is Pre-retirement age.
03/02/2021
03/02/2021
Easy to switch and love the types of plans you can choose. I like how they show the risk level too. The Reviewer is Pre-retirement age.
03/02/2021
Super simple, clear. Got my pensions consolidated in days and I can now see my retirement money at a glance. Best thing I’ve done! The Reviewer is Pre-retirement age.
03/02/2021
Very straightforward process from initial contact to transfer of all funds. The Reviewer is Pre-retirement age.
03/02/2021
Good The Reviewer is Pre-retirement age.
03/02/2021
Always helpful and kept me informed. The Reviewer is Pre-retirement age.
03/02/2021
Just brilliant, 5 * The Reviewer is Pre-retirement age.
03/02/2021
Does exactly what it says on the tin. Transferred quickly and only needed to give my pension provider, kept up to date by email well. Thanks!
03/02/2021
Good company
02/02/2021
No comment.
29/08/2020
I can't fault PensionBee. I had previously tried to move two pensions myself and was told I couldn't by the other two companies. This was apparently due to them being under a certain amount, so I did wonder how Pension Bee would get on. Well the answer was they had no problem at all. Their communication was excellent, keeping me well informed all the way through. The whole procedure was so easy and they gave a really good website too.
26/04/2020
Very easy to bring all your old pensions into one place. Was kept informed all the way through. Great communication. The website is excellent as you can track your pension and see how it is doing on a daily basis would recommend to anyone who has small pensions.
14/04/2020
Joined PensionBee only a few months ago. Found the website easy to use and my PensionBee "bee keeper" very helpful. All the pension bee team are willing to respond to any queries you have.
03/04/2020
Very efficient and timely responses! All my pensions now in one area.
28/03/2020
Saw this advertised on Facebook, and thought it was a good idea to put all of my previous pensions into one. Easy to keep track of. Signed up and so far transferred 2 of my 4 pensions. App keeps you up to date. Everything is made so easy, no jargon, easily worked out fees and friendly service.
08/03/2020
Totally modern. No paper. Can top up funds on the go without filling out a form and sending in a cheque! Supports Direct Debit. Ideal for self employed. Works with money managers via API. Pension is now visible not something I get an annual letter about! Ethos is customer focussed. Old provider didn't want me to control my own money. Leaders in their field.
03/03/2020
Very easy to use and helpful, with excellent communication.
22/02/2020
If you are looking for a customer service which is really customer focused like some decades ago before the age of external call centres, then Pensionbee is the company you want to be with. Always looking to find a solution not a "but", always fast in replying, competent and professional. As for the pension investment, well I'll leave the comment to who out there is more competent than me but I am sure that at the end I will not be disappointed.
22/02/2020
Good: starting the process of transferring is easy enough, and also really helpful to consolidate many small pensions lying around. Bad: one of the transfers took months and Pensionbee didn't chase it. Got there eventually. Also you only have the choice of one fund - you can't split your value between funds. Also not that easy to see the detail of what your money is actually invested in (if you want to avoid environmentally damaging companies for instance). In summary, I'm ok with the service but I won't be putting any future contributions into this platform.
22/02/2020
I've had a really good experience with PensionBee, getting all my old pensions into one easy to use service was effortless and communication from the adviser all the way through. The app is excellent and I can see my pension performance quickly. I wouldn't hesitate to recommend them to friends and relatives.
15/02/2020
PensionBee has been great for bringing all my pensions together - I had to dig out a lot of old paperwork and had absolutely no idea how much was in them or the state they were in. In just a few weeks they're starting to be shown in my account and now it'll be easy to keep track of them!
24/01/2020
I have been with PensionBee since May 2019 and seen constant improvements with the business, award after award and always available on the phone if you have a question. The staff speak to you in plain English and are very good at explaining every detail well, I have been recommending them to several friends who were in the same boat as me with pensions dormant all over the place, even ones that had lost contact with me with house moves! The App is easy to navigate and my pension fund has made great progress in that time, and I can plan for my retirement comfortably. Well done to PensionBee!
17/01/2020
Straightforward to set up and very useful to have everything in one place. I really like the pension planner within the app.
05/01/2020
Easy to use, can see any update to balance on my Starling account and very transparent company.
04/01/2020
Easy to set up, nice clear layout of options. Moving over other pensions was fairly straightforward and quick. Easy to make contributions. The app is a bit limited but I imagine something they will enhance in future.
03/01/2020
A cost-effective, simple solution with a trusted company, which makes perfect sense to anybody who is self-employed and needs a private pension. The app is easy to understand, the Bee Keeper is there to help if needed, and the videos from the platform provider are very interesting. The end-user is not charged a fortune by greedy brokers or platform managers, PensionBee has one cost which is much smaller than other companies, leaving the client with more growth. Having the option to change the investment type at no extra charge would suit many people, although I am with the Tailored Plan.
22/12/2019
Amazingly easy process.
21/12/2019
Too early to tell if the investments will be a success, but in terms of customer-service and the product in general, PensionBee have certainly left a good first impression with me!
15/12/2019
This was so simple and easy to transfer my pensions to one pot. I now feel like I am in control of my finances and it is easy to see the value of my pension fund. Great service and I would recommend it to my friends and family.
01/12/2019
Very simple to set up. I had several small pensions lying around and it was so easy to put them all together. I had never done anything like this before and it was much simpler than I expected. You are allocated a personal 'bee keeper' who keeps in touch throughout the transfer process.
16/11/2019
Transfer of 3 pensions completed within one week, drawdown withdrawal completed within one week, simple to use app means that I have never needed to speak to or email anyone at this organisation. Very pleased with the visibility of my funds and performance.
05/11/2019
Easy to transfer, clear explanations, simple to understand, lets you see what you have at anytime. My wife and daughter are transferring now.
04/11/2019
A really simple and innovative service. Having worked since I was 18 and utilising pension schemes at each employer, I had a few pots scattered around and wasn't sure what they were really doing. PensionBee has made it really simple to keep track of my money and how it is invested.
24/10/2019
Very straightforward process, once I'd contacted PensionBee with details of pensions I wanted to consolidate. They were very accommodating, I had a situation where I was waiting for a final contribution from my previous employer into a scheme, so needed to delay the transfer a few weeks. Now pensions transferred, I have a much easier interface to interact with and keep track, whilst not having the bother of several other providers to stay on top of. I was contacted by each provider to verify the transfer but this was not overly onerous.
22/10/2019
Made collecting all my pensions together in one place as easy as it should be, very impressed with the overall service.
08/10/2019
Great service, easy process of transferring all my small pensions into one place. Clear and simple to understand and to keep a track of your pension. Option of making additional payments too. Would not hesitate to recommend PensionBee.
02/10/2019
PensionBee has revolutionised pensions.
30/09/2019
I found the whole transfer process super easy and love being able to see how my pension is doing at a click of a button and have it all consolidated in one place. For me, the important thing was the good quality of the sustainable offering compared to some other providers out there and the company's own ethical standing. But even if you're investing in the most simple plans, the customer service and ease of use still make PensionBee a great choice!
18/09/2019
Brilliant idea for bringing your pension into one place, easy to do and everything is explained by knowledgeable experienced staff.
16/09/2019
Perfect solution for anyone with several pensions.
19/07/2019
Brilliant app with fingerprint recognition. Great return already. Easy to understand investment. Can't fault it after years of no knowledge visible with other pension companies
14/07/2019
I was looking for a quick and easy way to manage two old workplace pensions. Pension Bee not only moved them over no problem I now have easy access to my pension pot via the app which is really easy to use!
13/07/2019
Amazing, had lots of small pensions, just filled out the details “name and account numbers” job done! Within no time at all my pensions were all in one place, easy to access and handle, plus I can add more money if and when I have it. Was kept informed each and every step of the way, and the person on the phone was so knowledgeable and helpful. Explained everything in terms I can understand. I have no doubts my money is in good hands with this company. Couldn’t be happier.
09/07/2019
Great service. Didn’t know where to start doing it myself. PensionBee dealt with everything.
08/07/2019
I rate PensionBee highly for what they’re doing in an industry addicted to obscurity. An alarmingly large percentage of the population have little knowledge of what a pension is and how it works, and PensionBee demystifies the concept. Yes, it’s a simple model with ‘limited’ investment choices, but most people (especially those with a number of small pots) do not engage with how their contributions are invested, because the information they receive in relation to their pension(s) is unintelligible. PensionBee explains the investment choices clearly and without ridiculous jargon.
11/05/2019
Easy as pie. If you want to consolidate your pensions, just do it. There's nothing else out there that is this straightforward and stress free, believe me I've tried!
24/04/2019
I thought I was going to lose my money invested in small pension funds. Great for people that don't have a job for life. Very easy to do and understand for such a complex subject
19/04/2019
Very good customer service! If you have had many employers this is definitely the solution to tidy up your pensions. The platform is very basic and you can easily see how your pension is going. I hope they will integrate more services and tools but overall very satisfy!
16/04/2019
It very easy to set up a pension for a director in a close company. I would certainly recommend it to all my clients.
15/04/2019
Great way to get all them old pensions in one place, great service, website and app to help you keep track of your new account and how it's performing, regular updates on any transfers of old pensions. Really good quality service, well pleased.
24/03/2019
Combined 5 dormant pensions for me, doing all the donkey work and very simple process. Excellent app too. Already made more profit on the pension pot in 3 months than some made in years.
24/03/2019
I found the whole process to be straight forward. Pensionbee have been friendly but professional throughout, and have responded quickly to any questions or requests. I would recommend to anyone looking to merge pensions together to use Pensionbee.
18/02/2019
A great easy process. Happy to answer questions no matter how trivial. Made the transfer a pleasant straight forward transaction. Thank you
11/02/2019
They have incredible customer service and the staff are so helpful. Combined with a fantastic easy to use website and Android app.
03/02/2019
I signed up for Pension Bee after seeing one of their ads. Like most I have changed jobs over the years and had a small pension with a leading company who, because it hadn't been topped up in years, wouldn't let me pay in anymore. This way I can build my pension with as much or as little as I have spare each month. Very easy service to use for people with a busy life. You can do everything on one app. Love this product.
31/01/2019
Great app and service would definitely recommend them!
29/01/2019
Such an easy to use app, helped me put all my small pension pots (from various jobs) into one place. Such a straight forward process and great communication throughout! Will continue recommending to my friends and colleagues!
26/01/2019
I think pensions for a lot of people are quite a complicated product to fully understand and then you may have a few dotted around the place. So to be able to have them in one place, as long as it's financially better for you, is great. It was really easy to transfer and if there are any issues Pensionbee are there to help. I really like it.
25/01/2019
I'm a freelancer, so I was looking for a way to put aside money in a pension saver, but I found the market a little overwhelming. I had a small pension in Hargreaves Landsdown, but I found it incredibly hard to find any information on my account and know how my pension was performing. I pulled everything into Pension Bee and it's been amazing. I can easily make one-off payments, I can track how well it's doing, and the great dashboard really incentivises me to save more as it's so visual.
24/01/2019
Quick, easy, simple app for consolidating all your pensions together for easy access, and for best outcome for your pension/s, allowing you to choose the best option that suits you. Transferring was easy and very quick, making it easier having everything in one place.
11/01/2019
Very easy and efficient. So far so good!
04/01/2019
ease of getting all your pensions together. Excellent value for money. enhance mobile app. Allow edits to monthly payments on app plus offer more insights around fund performance on web and app .
19/12/2018
Great concept backed up by great customer service. A pensions service fit for the 21st century. I’m a big fan!
21/11/2018
I think I was pretty early in moving my pensions to PensionBee. I was attracted by their offer to move all my pensions into one product so I had a better understanding of my financial position. Everything I've experienced has validated my decision to move to them. I got first class, named, personal service from my own BeeKeeper (Hi Priyal!) as they found and moved my four pensions. The other firms didn't make it easy to leave, but Pensionbee took as much of the pain away as possible. I just had to sign and return a few forms when they came though. Now my money is with Pensionbee, the service is still great. I can check my balance and make payments through a really simple website and they recently launched an app so I can do it on my phone. They respond really quickly to any requests. You feel like part of a family with Pensionbee. I've recommended them to friends, family - anyone who'll listen, and so far everyone has thanked me for it.
15/08/2018
I transferred my pension pots over from previous employers during 2016. PensionBee made the process incredibly simple (despite the transferring companies not making it too easy!). I love having all my pensions in the same place and can add to the balance whenever I choose. And even better I can check my balance whenever I want on the app on my phone. Fab customer service and value for money, one happy customer.
14/08/2018
I wasn’t sure where my pensions were or how much I’d paid in. PensionBee helped me find my pensions and pulled them altogether into one pot that I can manage from the app. I pay into it regularly and it’s not something I ever really think about anymore. Apart from to know that it’s there. I think it’s brill!
13/08/2018
Very useful for me as someone with an array of part-time jobs over the years. Clear interface and useful app.
13/08/2018
The guys at PensionBee are the unsung heroes of the pensions world! They’re easy to use, real people, good value and to top it all off, fought my previous employers’ pension provider when they wouldn’t let me have my money. If you’ve got pensions lying around not doing anything, then transfer them in! Oh, and their new app is great too.
13/08/2018
Easy to move pensions over, simple app to see what you have and helpful team.
13/08/2018
Incredible easy way to consolidate my old work pensions. One of my old providers, Towers Watson did everything they could to hold on to my hard earned money! The brutality. The Pensions Bees did all the work for me. Tracker plan is value for money for it's all in fee. There is also an app, it's basic but they have said they will add more features soon. Highly recommend.
13/08/2018
I transferred one of my old DC pension pots to Pensionbee and they were really helpful in guiding me through the process step by step. My main reason for moving my pension was to reduce the fees that I was being charged and I've managed to achieve this.
13/08/2018
What's good about it?
The site is clear and easy to use. Navigation is intuitive and the information does not overload. The app is much improved, enabling customers to sign up, add money and trade, which is much more functional than its previous state – essentially a basic reporting tool.
There are three main investment options for customers. This is not for investment enthusiasts but for those after a simple life. What is unusual in this service is the simplicity which flows through everything. Some will find this delightful. Others will find it lacking.
Pension
Funds from other groups
Ethical investments
Robo advice / ready-made portfolios
We do not currently have sufficient feedback from investors on the drawdown experience to review the service for those in retirement. Please help us by leaving your review.
Once PensionBee has aggregated all your pensions into one single pot (or 'hive'?) then your money will be invested into one of their 8 plan options. These are all funds managed by global giants State Street, BlackRock, HSBC and Legal & General. PensionBee have a number of niche plans, that can tick very specific boxes. Examples of this include a Shariah plan as well as a recently launched fossil fuel free plan, which only invests in companies aligned with the Paris Agreement goals.
The State Street option is a low-cost tracker fund, which invests into major global markets. The BlackRock 'tailored' option is what's known as a target date fund - the idea being that the closer you get to retirement, the more they dial down the riskier assets such as shares, to avoid any sharp falls just before you might want to cash your investments in. And the L&G option is a climate-conscious plan which invests in nearly 2,000 shares from around the world, picking those with low carbon impact and also excluding controversial weapons. You are free to change your plan at any time so don’t get too stressed when initially choosing!
They make costs simple with one all-in fee. Costs range from 0.5% a year to 0.95% a year depending on your investment choice. Your fees are halved for any amount over £100,000 and there are no drawdown costs (unless you transfer and empty your whole pot within 12 months… they don’t encourage that).
For most people, you can only consolidate your pensions within PensionBee, however as of January 2021, self-employed customers can now open a new pension with PensionBee directly.
Provider Size: | Small start-up but has some big friends under the bonnet |
"Hi, I'm trying to choose an 80/20 low cost tracker fund to transfer my pension to, as I'm currently paying 1% fees to my provider which I want to save on. Does the performance of different tracker funds vary a lot (e.g. between PensionBee, Nutmeg, AJ Bell) and how do I compare their track records? Many thanks, Vivienne"
Vivienne, London
22/07/2020
Read our replyHi, I'm trying to choose an 80/20 low cost tracker fund to transfer my pension to, as I'm currently paying 1% fees to my provider which I want to save on. Does the performance of different tracker funds vary a lot (e.g. between PensionBee, Nutmeg, AJ Bell) and how do I compare their track records? Many thanks, Vivienne
Vivienne, London
22/07/2020
Hi Vivienne,
Thanks for your question. The short answer to your first question about PensionBee, Nutmeg, & AJ Bell Youinvest - is yes, the performance between the various investment solutions you name does vary quite a lot.
In theory the very definition of a tracker fund is that it mirrors an index. So for retail investors, anything tracking the FTSE 100 for example will basically return you the same. That's the theory.
In reality, the sorts of options you mention will typically offer about five choices, which will differ in volatility and the percentage of shares in the portfolios. However, one provider's most volatile portfolio might have 95% of shares in it for example, while another provider's might have 80%. So it can be very difficult to compare like with like.
The other thing is that even if you compare two investment portfolios which both have 80% in shares, the underlying geographies will probably be different. We've seen examples over the last few years where groups have taken very different positions on US equities and have consequently had very different results.
These sorts of ready made investment options are relatively new in the market and very few have meaningful track records yet. A track record of less than a year is monkey and a dart board kind of stuff. I think you really need to see a track record of five years to evidence skill over luck, and none of these guys really have these long track records.
So, the long answer is that it is very hard to make a decision about these providers on an informed and reliable performance basis.
I would use our Compare pages to help you identify two or three you like the look of, and then visit their sites to see what the precise make up of their 80/20 portfolios is - and go from there.
Additionally, this article which was run in June's Telegraph may be helpful to you.
Good luck and I'm sorry I don't have a more concrete answer!
Holly
We are not regulated to give personal financial advice - This isn’t full-fat regulated financial advice. Boring Money is a publisher and not regulated by the FCA.
This means we can't help with specific personal circumstances or recommend specific investment products. It also basically means that if we say something daft, you have no recourse to come back and complain.
We’re only allowed to give you a steer or share an opinion or tell you the facts - That said, we promise that our answer to you is an independent unbiased perspective with no commercial gain to make. If you need regulated financial advice, you can find a good adviser via sites such as Unbiased & Vouchedfor.
"Hello there, I’m 41 years old and have recently become a full time freelancer. I want to continue to pay into a pension and am looking at signing up to PensionBee. I’ve got about five different pension pots floating around, which I know either I or they can track down. My main concern is this - I’m always being told that my Civil Service pension is a great thing to have (I was a teacher for a year and then had a different Civil Service pension for about two years) and so will I lose out by transferring it to a new place? By the way, I am loving Boring Money! I’m really keen to start taking control of my finances and it’s proving so helpful... not making me feel like a clown for not understanding all the financial faffery! Thanks!"
Hannah, Herefordshire
08/07/2019
Read our replyHello there, I’m 41 years old and have recently become a full time freelancer. I want to continue to pay into a pension and am looking at signing up to PensionBee. I’ve got about five different pension pots floating around, which I know either I or they can track down. My main concern is this - I’m always being told that my Civil Service pension is a great thing to have (I was a teacher for a year and then had a different Civil Service pension for about two years) and so will I lose out by transferring it to a new place? By the way, I am loving Boring Money! I’m really keen to start taking control of my finances and it’s proving so helpful... not making me feel like a clown for not understanding all the financial faffery! Thanks!
Hannah, Herefordshire
08/07/2019
Hi Hannah,
Great question and I am happy to give you some guidance and help, but without knowing more about you it’s difficult to personalise this.
Your Civil Service pension is a ‘promised income’ at retirement, based on your salary and years of service with the employer, instead of being a pot with a fund value - unless you transfer it.
These types of pensions are seen as safe, secure pensions without any risk. To buy the same benefits elsewhere in retirement will almost always require a bigger pot than what the transfer value will offer you when you transfer.
So in answer to your question, you are likely to lose out on what is considered valuable benefits if you transferred.
In some instances it can make sense for some people to transfer these types of pensions. If you are only doing this to consolidate your pensions, I would not normally consider this as a good reason to transfer a secure pension, particularly when you are not close to retirement age.
The civil service statement will normally quote you an annual income that you have built up by the time you leave, and this will usually go up by inflation between now and when you retire.
You can’t access the pension before retirement, so is it worth thinking about whether you need to make any decisions on this pension now?
I hope this helps,
Helena
We are not regulated to give personal financial advice - This isn’t full-fat regulated financial advice. Boring Money is a publisher and not regulated by the FCA.
This means we can't help with specific personal circumstances or recommend specific investment products. It also basically means that if we say something daft, you have no recourse to come back and complain.
We’re only allowed to give you a steer or share an opinion or tell you the facts - That said, we promise that our answer to you is an independent unbiased perspective with no commercial gain to make. If you need regulated financial advice, you can find a good adviser via sites such as Unbiased & Vouchedfor.
"I am a beginner investor and would like to invest in a "socially responsible" Stocks & Shares ISA. I have looked into the Nutmeg and Wealthify funds, having found out about them through the Money Saving Expert website. Is there information about any other such providers on your website? And do you have any advice about how to compare the "socially responsible" criteria on the different funds?"
Joy, Glamorgan
16/04/2019
Read our replyI am a beginner investor and would like to invest in a "socially responsible" Stocks & Shares ISA. I have looked into the Nutmeg and Wealthify funds, having found out about them through the Money Saving Expert website. Is there information about any other such providers on your website? And do you have any advice about how to compare the "socially responsible" criteria on the different funds?
Joy, Glamorgan
16/04/2019
Hi Joy,
Great to hear that you're eager start investing, and are particularly interested in ethical/socially responsible investing.
This is an area of the investment world that has been seeing a lot of interest recently. More platforms are introducing ethical ESG (Environmental, Social and Governance) options for their customers to choose from.
There are many naysayers who dislike ethical investing because they feel that, while being a nice tree-hugging hippy thing to do, your investment returns will be poorer for it. However with the UN’s Intergovernmental Panel on Climate Change warning in October 2018, that we only have 12 years to bring global warming under control and avoid a 'climate catastrophe' - the support for ethical is growing.
As is the performance of the ethical options which already exist. If we look at three different funds ranging from ethical to not-so-ethical, we can see that ethical performance has been on the up ever since 2014. (For more detail - take a look at our full article).
While the Vice Fund doubled investors’ money in its first five years (2002–2007), by the start of 2019 the FTSE4Good was the leading fund of these three. It even beat the benchmark set by the all-encompassing FTSE All Share.
This just goes to show the naysayers, that you don’t have to sacrifice returns anymore to invest in the future of the planet. But then again, nothing with the stock market is ever certain.
As we are pretty interested in ethical investing here at Boring Money (having written a report all about it in 2018), our Best Buys page and a few of our articles might be helpful to you. Why not take a look at:
Our Best Buys page - use our 'ethical investments' filter to whittle down the list providers to just those who market their own ethical options. As of April 2019, the only providers on our Best Buys page who offer ethical options are: Vanguard, Nutmeg, Wealthify, PensionBee, Barclays Smart Investor, Wealthsimple, and Moola.
Of these ethical options, we review all seven as suitable for beginner investors. However you can filter them again, using other filters such as: 'Low cost for small portfolios (<50k)' and 'Start with £100 or less', to find the best providers for you to explore further.
There is a lot of confusion about what counts as 'socially responsible', ‘ethical’ or 'ESG'. Some of this is due to the fact that one person’s ethics are not always in line with another’s.
Unfortunately, because of the relative youth of ethical investing, and all the confusion over how to define 'ethical' options, there is currently no easy way to compare the ethical options out there. Beyond reading up on them and doing your homework, there's no quick way to see at a glance how one ethical investing option differs from another. You just need to comb through the details yourself, and see how these ethical options measure up to your ideas of what 'ethical investing' means.
This being said, Morningstar are working toward creating a tool which could be really helpful for investors who'd like to do this. And we are hoping to have the functionality to help readers compare ethical investing products in the future. Unfortunately though, these projects are still in development.
Meanwhile, some investment platforms such as Fidelity, do offer investors helpful info to help them find out more about the ethical funds on their platform.
Take a look at the bottom of this page, to see the top 10 most bought and sold ESG funds on the Fidelity website in February 2019: www.fidelity.co.uk/funds/esg-investing
Hope this helps!
Phoebe
We are not regulated to give personal financial advice - This isn’t full-fat regulated financial advice. Boring Money is a publisher and not regulated by the FCA.
This means we can't help with specific personal circumstances or recommend specific investment products. It also basically means that if we say something daft, you have no recourse to come back and complain.
We’re only allowed to give you a steer or share an opinion or tell you the facts - That said, we promise that our answer to you is an independent unbiased perspective with no commercial gain to make. If you need regulated financial advice, you can find a good adviser via sites such as Unbiased & Vouchedfor.
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