Imagine being that person who says 'oh, yes' when asked (smugly) whether you have life insurance. Or a savings app. Or an 'investment strategy'. These things are all now doable at your desk. Here are five lunchtime hacks that will improve your financial situation without taking (almost) any time at all. You can cross them off your list now. Really.

We look at the five most recent stock market crashes, the impact they had and how long they took to bounce back again.