Helen Howcroft

Founder, Equanimity

Helen’s journey into financial advice started when she was just 10 years old. Having lost both parents, she was inspired by the adviser who helped her family. Since then, she’s made it her mission to help other families and individuals overcome financial challenges and say ‘yes’ to achieving their dreams. 

"Cashflow modelling is something that really empowers women to understand key aspects of their finances without the need to get bogged down in details." 

 

How I help women with their money

Many women worry that they don’t have enough money to retire and more importantly, they don’t know what enough means. So by using cashflow modelling, I can answer the key question of whether they have saved enough. If they haven’t, they would be told how much they need to save or how much they need to cut back (or both) to enable them to retire. Cashflow modelling is something that really empowers women to understand key aspects of their finances without the need to get bogged down in details such as which fund or pension to invest into. 

 


Common money issues my clients have

The key issues faced by women in their 40s to 60s are divorce, paying off debt and saving for retirement 

49% of all marriages in the UK end in divorce and this is an extremely traumatic time. Women go through incredible financial worry during a divorce as they simply do not understand what the future will look like for them once the divorce has been finalised. A good financial adviser can turn the numbers into simple to understand graphs; this is known as cashflow modelling. They enable women to get a broad understanding of things such as how much they can afford to spend on a new home, how much they need to save each month and how much they can afford to spend. 

     


My answer to a WTF lady's question

Diane, 47, asks...

"I’ve got various workplace pensions and I do the ‘additional voluntary contributions’, but how can I figure out what it will actually work out to when I retire?"

Read Helen's answer

 

Other questions I've answered


Choose me for...

• Divorce strategy and cashflow modelling

• Financial planning for business owners

• Wealth, tax and retirement planning

Get in touch

  020 7713 9356

  helen@eq-ifa.co.uk

  www.eq-ifa.co.uk

  @helenIFA

  /helenhowcroft

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