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Tamsin Caine

Tamsin gets to know your hopes, dreams and fears so she can help you on the way to feeling financially secure. Dedicated to giving solid, easy-to-understand advice, she gets great client reviews and was a finalist in the Women in Financial Advice Awards 2018.

"I’ll show you the steps that you need to take to achieve the future that you would like."

How I help women with their money

At Smart Financial we work with clients going through divorce, retiring and planning for retirement, making spending plans and inheritance tax planning. We get to know you very well to understand your hopes, dreams and fears. We then help you to plan your future, giving you peace of mind.

We use cash flow modelling so that you can see how your income, expenditure, assets and liabilities can be used to fulfil your future lifestyle both graphically and numerically. And we show you the steps that you need to take to achieve the future that you would like.

We meet initially free of charge so that we can get to know you and understand how we might be able to help. At the end of this meeting, we will discuss our fees and how they work.

Common money issues my clients have

In your 40s, you might be starting to think to a time when the children have left home, what you will do then and possibly saving more towards your retirement. This is apparently the time that lots of couples go through divorce. The financial concerns at this time and the future after divorce are hugely worrying.

In your 50s, you are probably on a similar path, with even more concern about retirement; how you will fund this and whether you will have enough for the rest of your life.

In your 60s, you will be wondering whether you can stop work and, if not, how much longer you need to work. You will want to understand how your pension income might work. You may want to know how you can help out children to buy houses and pay for weddings.

Choose me for...

• Increase your tax efficiency and tidy up financial life

• Plan to achieve goals and aspirations

• Divorce specialist

Get in touch

0844 824 6990 (

@tamsincaine on Twitter

 /tamsincaine on LinkedIn