What tax changes are taking effect in the 2026/27 tax year?

The new tax year lands on April 6th — and this one comes with more changes than most. Higher taxes on savings, dividends, and property income. A shrinking Cash ISA allowance. And frozen thresholds quietly dragging millions into higher tax bands.

This free guide covers:

Which taxes are rising from April 2026 — and by exactly how much

Why frozen thresholds are a stealth tax rise hitting 12 million workers

What's happening to Cash ISAs (and what to do before April 2027)

The VCT deadline you have days to act on

The simple moves that shelter your money from the worst of it

Here's a taste of what's inside:

- Dividend tax is rising by 2 percentage points from April 2026 for most investors. If you hold shares or funds outside an ISA or pension, you're now paying significantly more than you were last year — and it's only going one direction.

- Income tax thresholds have been frozen since 2021. By 2027/28, an estimated 12 million more people will be higher rate taxpayers — without a single official "tax rise" being announced.

✅ The full guide explains all the key changes for 2026/27 — plus the practical steps worth taking now to limit the damage.

Quick answers before you go:

Are taxes on savings and dividends really going up? Yes. Dividend tax rises by 2 percentage points for basic and higher rate taxpayers from April 2026. Savings interest tax follows suit from April 2027.

What's changing with Cash ISAs? The annual Cash ISA limit drops from £20,000 to £12,000 — but not until April 2027, so you have one more year at the full allowance.

What is a Bed & ISA and should I do one? It's where you sell investments held in a general account and immediately rebuy them inside an ISA, sheltering future growth from tax. With tax on investment income rising, it's becoming harder to justify holding assets outside a wrapper.

What's the VCT deadline? Tax relief on Venture Capital Trusts drops from 30% to 20% from 6 April 2026. If you're considering a VCT, you need to act before the tax year ends.