Money Guides

Not sure how pensions work? Want to know what 'sustainable' really means? Have no idea what an 'ETF' is? You're in the right place! We've got the low-down on a whole range of financial products, so you can get past the jargon and go straight to the point. Dig in!

Exchange-Traded Funds (ETFs)

Exchange-traded funds are the latest investment kid on the block and, wow, have they proved popular! They offer investors an easy ‘one stop shop’ for accessing global stock markets...

Investment Trusts

Investment trusts can claim a pedigree as long as the cash register, with the oldest going back more than 150 years. Unlike a cash register, there is no guarantee that they’ll dispense cash...

Sustainable Investing

At the heart of it, sustainable investing (or responsible investing) is choosing to use your savings to support businesses and investments which are well-positioned to thrive in the future...

Stocks and Shares ISA

The stocks & shares ISA is like a quarantined investment account, keeping the taxman's sticky mitts off your savings. Any increase in the value of your investments...

Private Pension

OK. So pensions are boring... but free money is not! It's quicker and easier than ever to set these things up. Any of us can set up and run a private pension online...

Funds

Funds are ready-made baskets of investments managed for you by an expert. A great way to avoid making a clanger by choosing one duff share. Great for investing overseas...

Junior ISA

A Junior ISA (also called a JISA) is a tax-free savings accounts which allows you to build up a nest egg for the kids. You can open a cash one, or a stocks & shares one, and anyone can pay into...

Lifetime ISA

If you’re aged between 18 and 39, the Lifetime ISA (also called a LISA) offers a tax-free way to save – but with an appealing extra. You can save up to £4,000 a year...

State Pension

The State can pay you money after you have retired and this is the bread and butter of your post-work income. It's not a fortune, but is intended to ensure we all have a basic amount of money...

Robo Adviser

A robo adviser is simply an online investment service which typically asks you about 10-15 simple questions and allocates you a suitable basket of investments...

Shares simply let us own a small slice of a company. If they do well, so do we. If they flop, we lose money. Also known as stocks, or equities, shares exist to enable companies to raise money...

Cash

Cash is the safe bespectacled librarian to the more flamboyant rock star that is shares. It will keep your money safe, but it won't work as hard for you over the longer-term...

Online Investment Platforms

Think of a platform a bit like an online supermarket or a department store. It's one online account where you can hold your shares, funds, ISAs and even a pension under a single roof...

Inheritance Tax

Inheritance tax – we've all heard of it, but it’s probably a stretch to say that all of us completely understand it. And while it may be tempting to leave what's left...

Cryptoassets

Cryptoassets are purely digital, stored on the blockchain and are not regulated by central authorities or backed by governments. That is different to traditional 'fiat' currency...

Beginner Investors Hub

Millions of newbies joined the ranks of DIY investors in 2020. Investing can be daunting and schools and banks haven’t done the best job of explaining how it works. The Wolf of Wall Street...