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    • Home • Advice • Common questions

    Are international index funds a good investment?

    08 April 2026

    Question by Boring Money reader

    Are international index funds a good investment?

    Answered by

    They are a bit boring. They will never shoot the lights out. You'll never be first to spot the next Apple, and never the first with bragging rights about your stock-picking genius down the pub. But you'll also never waste your money with expensive fees, you'll never waste time trying to second-guess markets, and — if you hold for the long term — you'll never kick yourself for making a stupid call that backfired. About 60% of my pension is in a global index fund and it just chugs along, acting as a simple foundation for the majority of my savings.

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    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
    InformationHistorically, money invested for more than five years grows more than cash savings. Remember that investments can also fall, so you might not get all of your money back. Tax treatment depends on individual circumstances and may change.
    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.