Holly Mckay
Holly MackayFounder and CEO
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Customer Reviews

7 Jan, 2022

Charles Stanley

Charles Stanley

Charles Stanley

We collect reviews and share feedback from real users to give you the best information about providers.

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19 December 2025

Clear, simple website with competitive fees and an excellent customer service with prompt responses to enquiries

Rob

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06 December 2025

I was tempted by their cash back offer, but never again! I attempted to transfer a SIPP to CSD. My initial transfer request was made on 31 July, in the end I gave up and cancelled the process in mid-October. In that 2 ½ month period, the first month was wasted with no request being made to the source provider, and the next 6 weeks by repeated promises and failures to send certain due diligence information that the source provider insisted on receiving before transferring funds. I spoke and messaged CSD on numerous occasions, but they seemed powerless to actually do anything. All they could do was pass on messages to Embark Pensions (EBS), who are the administrator and responsible for doing the transfer. The problem is that my only contact was with CSD, not with EBS, so I could not chase them directly. I complained to CSD on 5 October. They delayed their response until 28 November (they wrote that they are experiencing a higher than usual volume of complaints – I wonder why!). Their response was simply to deflect all blame to EBS, but they did write “the delays in the progress of your transfer, including failing to send due diligence information….were the fault of EBS”. I can see there are many negative reviews about EBS elsewhere on the internet. I have no idea of the quality of service of CSD, as I never got that far, but I would strongly suggest avoiding using them while EBS acts as their administrator. My SIPP was sat as cash during this process. The fund in which I intended to invest went up by more than 10% in this period, so this frustrating and pointless saga came at considerable cost to me. After I cancelled, I switched to another provider, and the cash was transferred to them in a couple of weeks, showing the process can work efficiently, but not with CSD!

Peter

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04 December 2025

Amazing firm and they care but never sell for their benefits

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04 December 2025

They are a fairly generic brand. The correspondence is ok

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04 December 2025

Very good customer service Website platform needs simplicity

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04 December 2025

They give good advice

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04 December 2025

These are the best company that I invest through. Never have any problems, communication is great. Friendly service, good range of products.

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03 December 2025

The good about the service is they're not risking the investment of their customers,. They needs to improve in their efforts and services