How to start investing with £10

❓Can you really start investing with just £10? Yes. You don't need large sums to begin investing. Several UK platforms, including Freetrade, Lightyear, Moneybox, Monzo, and Trading 212, let you get started with as little as £1. More established names like Barclays accept from £50, Hargreaves Lansdown from £100, and AJ Bell from £250.

❓What's the best way to start investing as a beginner? A Stocks & Shares ISA is usually the best starting point, because any returns you make are shielded from tax, more money stays with you, and less goes to HMRC. From there, you need to choose an investment platform (think of them as the online shop), and then decide what to put in it.

❓ How do I choose which investment platform to use? You can use Boring Money's independent ISA and Pension Finder tool to get a personalised recommendation, or browse our comparison tables covering 40+ platforms. If you're unsure, a ready-made ISA where the platform provides a pre-built portfolio based on a few simple questions removes much of the decision-making.

❓What should I actually invest in as a beginner? A global shares ETF (exchange-traded fund) is a popular choice for new investors. Picking one from a major provider like BlackRock or Vanguard gives you exposure to thousands of the world's biggest companies in a single product. These funds track a global index

; the most widely used is the MSCI World. The key benefit is that risk is spread across many companies and countries.

❓ Is it risky to invest a small amount like £10? There is always some risk; your £10 could be worth less at some point. But over a longer time horizon, typically five years or more, stock markets have historically performed significantly better than cash savings. Starting small is a sensible way to get comfortable with how markets move before investing larger amounts.