Is Halifax Share Dealing good for investing?
Independent review by Boring Money
Written by Boring Money
2 Mar, 2026
This site is for the confident investor who knows what they are doing, and who is looking for a low-cost, no-frills service.
Boring Money Review of Halifax
Holly Mackay's View
This site has lost its way – it used to rely on a low fixed £ fee making it cheap and cheerful compared to % charging competitors. But a wave of new shinier disruptors with fixed fee costs and good trading apps have left this age-old provider a bit devoid of any meaningful USP. At £9.50 a trade for shares and funds, this will be a more expensive option in Year One for most, and the costs will also rack up in subsequent years, especially for fund holders who wouldn’t pay trading fees at better looking competitors. Hard to continue to make a case for this option in 2023.
Holly has accounts with all the providers on our website and independently reviews all of them.
Customer Reviews of Halifax
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23 March 2026
If your doing the shared Ealing account - it's good for starters and it's basic. Pros: international trades are cheap eith no fee - HOWEVER when buying the lower the exchange rate so you end up paying more per share. And when selling they inflate the exchange rate so you end up getting less per share - so they get their pound of flesh buying or selling international shares. Also prices are often incorrect with a 15 minute delay time - however the price if the stock is NEVER accurate unless you check via the buy button to see the actual price per share. There's a £36.00 annual fee to pay (they say no commission but they get their cut buy manipulating the fx rate when buying or selling). Very basic site for a new trader. But you will need to move to something better for pre & post market trading. Keep an eye on.your shares as sometimes their systems doesn't update. Also it's glitch sometimes showing current valuation short by 100's of pounds, then you have to refresh the page a few times to display current valuation (albeit 15 minutes delayed)
05 December 2025
Website is easy to use. Charges are a tad high.
05 December 2025
I don�t think they help new people joining. They just want your money so they can earn the fee
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Is Halifax right for you?
Ease of use
Navigating this site can be a bit frustrating. Researching shares and funds is not intuitive and the fund information, supplied by Morningstar, is factual without offering much help about what to actually pick and why. It’s difficult to zip through the website, as everything is cluttered and the content is extremely text heavy.
Mobile & Apps
There is no investment app available. The website is not particularly mobile-friendly, especially when assessing potential fund choices. Investors are even advised to only attempt certain functions on desktop.
Facts, Fees & Behind the Scenes at Halifax
If you know what you want – to get in, trade and then get out – it works fine. And at £12.50 a year to hold an ISA here, with additional trading fees, it’s easy to see why they don’t spend a lot on development. Really depends on what the individual wants but the less confident will get lost.
Ready-made
Low charges for larger portfolios due to fixed-fee model.
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