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    • Home • Advice • Common questions

    Does the OCF column represent ongoing charges as a percentage of the capital?

    02 June 2023

    Question by Nick

    Hello

    On your "top investment trusts" page does the OCF column represent ongoing charges as a % of the capital? .......... and are the 3 year and 5 year performance figures NET of the ongoing charge?

    Answered by Boring Money

    Hi.

    Yes - the OCF charge is a percentage of invested capital. 3 and 5 year performance figures are calculated net of all fund charges, but do not take into account the charges of the investment platform. For example, if you are looking at a Fundsmith fund on AJ Bell, the performance figures are net of Fundsmith's fund managment fees, but you would still need to pay AJ Bell's £1.50 trading fee to buy the investment and the 0.25% platform charge to hold the investment on their platform. Those AJ Bell fees are NOT reflected in the performance figures.

    Answered by

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    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
    Risk warningAs is always the case with investing, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
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