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Q1 2026 Ready-Made Portfolio Returns: Which Portfolios Performed Best?

Compare performance data across high, medium and low risk solutions

Written By Boring Money

15 April, 2026

The first quarter of 2026 wasn't an easy one for investors. Geopolitical shocks, rising oil prices and a turbulent bond market combined to push almost every ready-made portfolio into the red. The average fund was down 1.4%, but behind that average, there was a lot of variation.
Some funds held up significantly better than others. A handful have quietly built strong long-term track records that short-term turbulence hasn't dented. Others are showing cracks that have been there for a while.

What were the average returns by risk category?

The table below illustrates the average performance of ready-made solutions from the three risk categories - high, medium and low:

Risk Level

Q1 2026 AVERAGE NET GROWTH

1 YEAR AVERAGE NET GROWTH

3 YEAR AVERAGE NET GROWTH

5 YEAR AVERAGE NET GROWTH

High Risk

-1.8%

15.3%

39.7%

48.7%

Medium Risk

-1.3%

11.0%

27.4%

28.3%

Low Risk

-1.0%

5.5%

15.7%

10.7%

Disclaimer: Investing is a long-term process, and investment decisions must not be based solely on past performance, especially over short timeframes.


Our Q1 2026 analysis covers every major provider, breaks down performance across multiple timeframes, and explains what's actually been driving the differences, so you can make sense of where your money is, or where it could be.

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A helpful and interesting blog in this current climate of events. Always an enjoyable read, especially when the planet gets dafter than usual.

Alan15 April 2026

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