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Q2 2026 Ready-Made Portfolio Returns: Which Portfolios Performed Best?

Compare performance data across high, medium and low risk solutions

Written by Boring Money

14 July, 2026

A sharp turnaround from Q1. Despite the Iran war grinding on and bond markets under pressure from inflation fears, AI-fuelled stock markets drove ready-made portfolios to an average gain of 8.95% — putting the average fund up 16.9% over one year. Higher equity exposure was the key differentiator, with high risk funds averaging 13.3% whilst low risk portfolios, weighed down by weak bonds, managed just 4.7%.

What were the average returns by risk category?

The table below illustrates the average performance of ready-made solutions from the three risk categories - high, medium and low:

Risk Level

Q2 2026 AVERAGE NET GROWTH

1 YEAR AVERAGE NET GROWTH

3 YEAR AVERAGE NET GROWTH

5 YEAR AVERAGE NET GROWTH

High Risk

13.3%

25.2%

54.9%

59.2%

Medium Risk

8.9%

17.0%

38.0%

34.4%

Low Risk

4.7%

8.6%

21.9%

13.4%


Our Q2 2026 analysis covers every major provider, breaks down performance across multiple timeframes, and explains what's actually been driving the differences, so you can make sense of where your money is, or where it could be.

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