OK. Based on what you’ve told us, we think you should consider:
DIY Investment Platform Pension
These DIY pensions are quick to set up and give users control, choice and access. You will need to choose the individual investment funds or shares to put into your pension account once it’s set up.
You have said that low charges are important to you. We've selected some providers which are low-cost and support investor choice. But just check the costs are reasonable for the size of your portfolio.
We think you might like:
If you would like some help researching funds, then our Fund Filter table will help. If low-costs are your thing, then read up on ‘passive’ or ‘tracker’ funds.
Fund Research Tables
With thousands of funds to sift through, it’s a potential full-time job. We have partnered with FE Fundinfo to create a shortlist of the UK’s most popular funds with professionals, investment platforms and retail investors.

5 tips based on your life stage
Sorting out our finances can be overwhelming and it's hard to know where to start.
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