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    Does an ETF count against your annual ISA allowance and if you have an ISA can you have an ETF with a different provider?

    22 April 2022

    Question by Richard

    Does an ETF count against your annual ISA allowance and if you have an ISA can you have an ETF with a different provider?

    Answered by Boring Money

    Hi Richard,

    In simple terms, an ETF (Exchange Traded Fund) is a type of tracker fund.

    You can hold an ETF in most investment wrappers including an ISA and Pension.

    If you hold an ETF in a General Investment Account then it does not count towards your ISA allowance.

    If you purchase it in your ISA then yes it counts towards your £20,000 ISA allowance.

    You can hold an ETF with any provider that allows it and this can be a different provider from your ISA provider.

    I hope that helps!

    Josh

    Answered by

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    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
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    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
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