Holly Mckay
Holly MackayFounder and CEO
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    • Home • Everyday Money

    Everything you need to know about everyday money

    Tax, insurance, property, self-employment - everyday money stuff that affects us all. Our Hub cuts through the noise with easy guides to help you manage your money, avoid mistakes, and feel more in control.

    Budgeting | Savings, debt & more

    Best Budgeting Apps for 2025

    Beginner’s Guide to Budgeting: Easy Methods That Work

    Learn how to start a budget and 3 handy strategies to help you bake it into your daily routine.

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    How to Deal with Debt: Simple Steps to Get Back on Track

    Learn how to prioritise the most important debts and resources to help you get back in the green.

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    Tax | CGT, Inheritance Tax & more

    Portfolio MOT: How to Protect (and Grow) Your Investments in 2025
    By Boring Money 10 Oct, 2025
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    Tax, Savings And Investing Calculators To Manage Your Money
    By Boring Money 17 Sep, 2025
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    The Ultimate Guide to Inheritance Tax in the UK: Allowances, Exemptions and Planning Tips
    By Boring Money 20 June, 2025
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    Pension IHT Changes April 2027: What UK Retirees Must Know
    By Boring Money 29 May, 2025
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    Record IHT Bills Hit Middle Earners: 5 Smart Ways to Reduce Your Liability
    By Boring Money 28 May, 2025
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    Self-Employed Tax Hacks for 2025: Save More, Stress Less
    By Boring Money 7 May, 2025
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    Property | Interest rates, LISAs & more

    How Mortgages Work | Types, Rates, LTV Rules & More
    By Boring Money 7 Oct, 2025
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    BoE Interest Rate Decision: How it Affects Your Savings, Mortgage, Pension and More
    By Boring Money 18 Sep, 2025
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    Lifetime ISAs for First-Time Buyers and Retirement: A No-Nonsense Guide
    By Boring Money 26 June, 2025
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    Mortgage Articles
    By Boring Money 13 May, 2025
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    How to choose a good mortgage broker
    By Boring Money 11 April, 2025
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    ‏‏‎Self-employed | DIY tax, retirement & more

    Self-Employed Money Guide: Tax, Pensions, Expenses and More
    By Boring Money 22 May, 2025
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    How to Save for Retirement if You're Self-Employed: 3 Essential Pension Tips for 2025
    By Boring Money 22 May, 2025
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    Self-Employed Tax Hacks for 2025: Save More, Stress Less
    By Boring Money 7 May, 2025
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    Beginner's Guide to Tax on Online Earnings in the UK
    By Boring Money 28 April, 2025
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    Insurance | Life, Illness & Income Cover

    Income Protection vs Critical Illness insurance: How to Choose

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    Life Insurance: How Does it Work and is it Worth it?

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    Important stuffHolly and the team have worked in the finance industry for many years but we are not regulated to give you personal financial advice. For every story on this website about a good investment, or something which went up by 10% or made someone £200, we could also share a story about a bad investment, something which fell in value or lost someone £200. We aim to provide general information and pointers – and btw we are totally agnostic about which providers you might pick – but if you have complex affairs, want personalised advice or need specific recommendations, please look at advice pages and see if regulated digital or traditional financial advice would be the best solution for your needs. Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.
    Risk warningAs is always the case with investing, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. Tax treatment depends on your individual circumstances and may change in the future.
    Boring Money Ltd is a limited company registered in England and Wales under registration number 09459832 and we have our registered office at 10 Lower Thames Street, London, England, EC3R 6AF.