OK. Based on what you’ve told us, we think you should consider:

Digital Advice

Low-cost, convenient advice delivered online, giving you access to regulated advice for smaller portfolios. Check the minimums to see if you have enough. If you have pensions-specific questions, remember the free Government PensionWise service which is guidance only.

Traditional financial advice is not really viable for those with less than £50,000. So we would consider digital advice which is a lower cost and convenient option.

We think you might like the following:

If you end up deciding not to pay for advice, and to go it alone, here are some pension platforms which might help. These providers offer fixed-fee advice packages based on specific needs which can be a cheaper way to get advice, rather than sign up for life!

DIY Investment Platform Pension

​These investment platforms have pension accounts and also provide additional advice services for a separate £ fee. Have a look online or call them and ask about the separate advice services they offer.

5 tips based on your life stage

Sorting out our finances can be overwhelming and it's hard to know where to start.

Click on your top priority below for some helpful ideas on how to tackle this or to learn more.