OK. Based on what you’ve told us, we think you should consider:

Traditional Advice

Although you are comfortable with a computer, most digital advice services are focussed on people in the run-up to retirement. The below options give you a choice of some lower-cost or fixed-fee advisers. Visit our full Adviser Directory to find an adviser who suits you.

We think you might like:

If you end up deciding not to pay for advice, and to go it alone, here are some pension platforms which might help. These providers offer fixed-fee advice packages based on specific needs which can be a cheaper way to get advice, rather than sign up for life!

DIY Investment Platform Pension

These investment platforms have pension accounts and also provide additional advice services for a separate £ fee. Have a look online or call them and ask about the separate advice services they offer.

5 tips based on your life stage

Sorting out our finances can be overwhelming and it's hard to know where to start.

Click on your top priority below for some helpful ideas on how to tackle this or to learn more.