What are the Boring Money Best Buy Awards?
The Boring Money Best Buy Awards have been running for 9 consecutive years.
They are designed to recognise the best investment platforms and providers in the UK across a range of categories - from Stocks & Shares ISAs, pensions, digital investment apps, and customer experience.
We select our winners based on an exclusive combination of our independent opinion, deep dives into technical information and over 22,000 real customer reviews.
At the heart of it all, our Best Buy Awards are designed to champion the voice of the consumer and help you make better, more informed choices about investing.
How we choose our Best App winners
Looking for the best app for investing in the UK? Mobile investing has exploded, so we've put the top investment apps through their paces to find the best apps for investing in 2025. Our team tests every corner of these apps, from quick balance checks to on-the-go trading, identifying which ones make investing on mobile feel effortless.
The best investing apps of 2025 need to do more than just look pretty on your phone. We dive deep into thousands of real user reviews from both the App Store and Google Play, because who knows a mobile investing app better than the people using it every day? Our analysis of scores and feedback reveals which of the top investment apps consistently nail the mobile investing experience in 2025 - and which ones still have work to do to impress tech-savvy traders.
When crowning our Best App winners, we're looking for the complete package. The best investment apps combine powerful mobile features with crystal-clear performance data and fuss-free money management. These apps prove themselves across the board - from helping complete beginners take their first steps to giving experienced investors all the tools they need for investing on mobile.
In a world where everyone claims to have the best investment app, we help you find the ones that actually deliver the best mobile investing experience. So you can grow your money on the go.
Best App winners 2025
Our Best App winners represent the best apps for on-the-go investing in 2025. This year's winners are:
We list providers in alphabetical order.
Lightyear
In a nutshell
Low-cost trading
Relatively new platform
Good stock analysis tools
Who is Lightyear good for?
Lightyear is a savvy choice for investors looking for cost-effective trading across global markets. It's suited to more experienced investors who are keen to select their own shares and ETFs, with less guidance than other options out there - but this is less of a concern for those who know what they're doing.
Moneybox
In a nutshell
Excellent app
User-friendly tools simplify starting and maintaining investments
High platform fees
Who is Moneybox good for?
Moneybox is ideal for beginners and people who want a simple, straightforward approach to investing through a user-friendly app. It's particularly good for those who prefer managing investments on their phone and like features like round-ups to help with saving. While it works well for smaller portfolios and those starting from just £1, it's not the best choice for those who want detailed investment control or have larger portfolios (over £20,000) due to its relatively high fees. It's also not suitable for investors who want to deeply understand their investments or desire a wide range of investment choices.
Moneyfarm
In a nutshell
Really easy to use
Ready-made options
This is regulated advice
Who is Moneyfarm good for?
Moneyfarm is a good option for those who want some help with investing and who value the combo of a good digital customer experience with the ability to talk to real human beings on the phone. It’s also a decent fit for those who want some choice whilst still outsourcing most of the decisions to the experts.
Monzo
In a nutshell
Really easy to use and mobile-friendly
Quick set-up process
Handy quick-guides on investing
Who is Monzo good for?
So now you know more about Monzo, is it the right home for your money? We think it's a decent option if you're a beginner investor, someone who doesn't have a lot of time on their hands, or appreciates a little ESG consideration in their investments. But if you're more experienced and want a wider investment range or looking for the cheapest option, Monzo probably isn't best option for you.
J.P. Morgan Personal Investing
N.B. Prior to November 2025, J.P. Morgan Personal Investing operated under the Nutmeg Savings and Investment brand.
In a nutshell
Not the cheapest solution in town
Pre-packaged investments
The most established 'robo'
Who is J.P. Morgan Personal Investing good for?
It is a decent option for less confident investors or those who find investing a bit baffling and could do with a helping hand. There’s a wide range of different investment approaches and a lot of portfolios on offer compared to its competitors. Chase banking customers will also like the integration. Plus, it’s backed by investment banking giants JP Morgan.
PensionBee
In a nutshell
Brings pensions together
Nice digital service
Limited investment
Who is PensionBee good for?
PensionBee is a good choice for people who’ve moved jobs a lot and are looking for a handy service to consolidate their various pots. It’s particularly good for less confident investors who value simple language and a straightforward, digital approach.
Trading 212
In a nutshell
Broad range of choice
Free ISA
0.15% foreign exchange fees
Who is Trading 212 good for?
Trading 212 is a good choice for people who want low fees and keen investors who take a real interest in it, thanks to the broad range of investments to choose from and the handy ‘pies’ which enable you to fully customise your portfolio. However, there could be more support for beginner investors and the lack of pension means it’s not suited to those looking to open a SIPP for their retirement savings. It may also not suit those who prefer investing via computers, as although desktop functionality exists, Trading 212 is very much a mobile-first provider.
Who is the best investment provider?
Are you ready to start investing but not sure who to turn to? Check our comparison tables to see what's out there! Read our full reviews for information on fees and charges, investment range, real customer reviews and more.
FAQs about investing
From beginners asking, “How do I start investing?” to those wondering, “What’s the best investment for long-term growth?” – our community has the answers you need. Dive into our questions archive to find out:
What features should a good investment app have?
How do I start using an investment app?
Can I automatically invest through apps?
